The Fintech Times

MAY 22, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. We set out to find out about the latest innovations in the world of crypto. In recent years, digital currencies have been all the rave.

Cryptocurrency 78

Cryptocurrency Innovation Bitcoin Blockchain 78

Fintech Finance

SEPTEMBER 11, 2024

Regulations have also played a crucial role in driving innovation and ensuring consumer protection. According to the report, financial institutions are finding it challenging to fully embrace open finance due to issues with non-standardized APIs, limited control over data use, and a lack of incentives to share data with third parties.

Instant Payments 98

Instant Payments Accounts Innovation Non-Bank 98

Fintech Finance

JUNE 11, 2024

Yoav Artzi, VP of Product, Omnipresent said: “As companies expand their international footprint, managing contractors efficiently becomes crucial. Alex Taylor, Mangopay’s UK Head of Sales, said: “We are delighted to be playing a vital role in the launch of such an innovative and exciting new product from Omnipresent.

Multi-Currency 98

Multi-Currency Product Fraud Prevention Payments 98

Fintech News

DECEMBER 6, 2023

These examples show why LLM-based AI chatbots are a game changer: before, technological solutions had to be programmed for specific use cases. But now these new intelligent models can perform a range of different tasks and thus be utilised in different use cases.

Innovation 99

Innovation AI Use Case Posting 99

Open Banking Excellence

NOVEMBER 9, 2023

The number of adults using Open Banking in the UK represents around 10% of the adult population. The adoption of account data services has lagged behind Open Banking payments, whilst the number of Open Banking use cases is limited and it has not yet entered daily or weekly usage for most consumers and businesses.

Use Case 130

Use Case API Fraud Prevention Risk 130

PYMNTS

JANUARY 30, 2020

Banks and FinTechs continue to discover new opportunities in unlocking corporate clients’ financial data, with banks embracing data integration for their own product development initiatives, and FinTechs finding new ways to collaborate with each other. Mastercard Taps FinTech for Biz Card Boost.

Use Case 64

Use Case Payment APIs and Integration FinTech Payroll 64

Open Banking Excellence

MARCH 15, 2024

A look at four of Australia’s Open Energy use cases While the world has taken Europe’s lead on Open Banking, Australia started with an economy-wide approach informed by the Consumer Data Right (CDR), which implemented economy-wide Open Data.

Use Case 147

Use Case Non-Bank Consumer Accreditation 147

The Fintech Times

JANUARY 24, 2024

It is designed to progress markets by driving the adoption of innovative solutions, industry standards, enabling efficiency, cost reductions, and the safe integration of DLT into core business operations. Corda built the foundation for this, as the only production-ready enterprise DLT solution built for regulated markets.

Distributed Ledger Technology (DLT) 64

Distributed Ledger Technology (DLT) Product Digital Currency Interoperability 64

PYMNTS

JANUARY 3, 2019

According to an article via the MIT Technology Review , this will be the year that blockchain becomes “boring,” with innovative projects that will “bear fruit” this year even amid the declines seen last year in the sector, and in cryptocurrencies. For instance, the Review noted, Venezuela has introduced a crypto backed by oil production.

Use Case 78

Use Case Blockchain Cross-Border Cryptocurrency 78

The Fintech Times

MAY 6, 2024

Countries in the Middle East are quickly accelerating their regulatory standards to enable and nourish the latest fintech innovations. The reportalso highlights a parallel drive for innovation in KSA, where the Kingdom has introduced ‘Implementing Regulations’ aimed at enhancing the efficiency of its payment system infrastructure.

Innovation 64

Innovation FinTech BNPL Regulations 64

PYMNTS

FEBRUARY 24, 2020

The one thing we all have to learn: it is not about the innovations themselves. It is about the use cases and the value we can create for the consumer and the professional customer. We get very excited about our innovative capabilities, and we are extremely proud of all of our IP and patents in this area.

Innovation 88

Innovation Use Case Consumer Product 88

PYMNTS

SEPTEMBER 29, 2020

New payment rails are once again in the spotlight as real-time payments and cryptocurrency emerge as the top focuses for innovators. In this week’s look at payment rails innovation, the European Union begins paving the way for greater crypto adoption, while Mastercard expands its own crypto accelerator initiative.

Instant Payments 129

Instant Payments B2B Innovation ISO 20022 129

Fintech Finance

JUNE 3, 2024

VGS has announced a strategic partnership with Onafriq , Africa’s largest payments network, that is aimed at bolstering security and innovation for Fintechs across Africa and the Middle East. “We are thrilled to deepen our partnership with Onafriq and embark on this journey of innovation and collaboration,” said VGS CEO Chuck Yu.

Innovation 52

Innovation FinTech Security Credential 52

Fintech Finance

JANUARY 25, 2024

Leading account-to-account (A2A) payment infrastructure provider, Token.io , has announced it has become an official participant in the SEPA Payment Account Access (SPAA) scheme: a commercial API initiative that will enable greater innovation and unlock wider adoption of A2A payments in Europe. As a SPAA participant, Token.io The post Token.io

Innovation 52

Innovation Participant Central Bank Payments 52

Fintech Finance

FEBRUARY 22, 2024

Visa , a world leader in payments, today announced the opening of its transformed Singapore Innovation Center, a dedicated space for partners, clients and businesses in Asia Pacific. The Visa Singapore Innovation Center represents Visa’s vision of shaping tomorrow’s payments possibilities.

Innovation 52

Innovation Embedded Finance Payments AI 52

Fintech Finance

JUNE 14, 2024

Fingerprint Cards AB (Fingerprints ) and WiBioCard , an Italy-based smart card integrator specializing in web access authentication, verification and physical and logical access control have partnered to offer innovative smart card solutions for the global access market.

Verification 98

Verification Privacy Authentication End User 98

PYMNTS

JANUARY 21, 2020

Commerce operators such as Macy’s and Timberland , for instance, are showing how to use virtual reality-equipped smart mirrors for such tasks from product testing to checkout. But the big companies and important executives are focused on innovation in that space, and that will certainly lead to more projects. Larger Trends.

Use Case 84

Use Case Addressing Research Technology 84

PYMNTS

DECEMBER 15, 2020

Visa Talks Payment Rail Innovation. In a PYMNTS interview this month, Visa Global Head of New Payment Flows at Visa Business Solutions Alan Koenigsberg discussed the need for existing payment rails to innovate and adapt to new use cases. When we think about rails, we think about them as a means to an endpoint," he said.

Innovation 94

Innovation Cross-Border Payments Cross-Border Real Time Payments 94

Finextra

MAY 23, 2024

Join FinextraTV at the Temenos Community Forum 2024 in Dublin as Prema Varadhan, President Product & COO of Temenos, delves into the transformative potential of artificial intelligence in banking.

AI 72

AI Use Case Compliance Risk 72

The Fintech Times

MAY 21, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. However, in the last couple of years, behind the scenes, some developers have continued to bet on the technology for other use cases.

NFTs 145

NFTs Use Case Non-Bank Facilitators 145

PYMNTS

MARCH 11, 2020

Below, PYMNTS rounds up the latest in commercial card innovation. Although QuickBooks Connect ’s event was canceled due to the coronavirus earlier this month, Intuit has made public the new product enhancements that were originally planned to be announced during the conference. QuickBooks Adds Card Payment Support.

Use Case 52

Use Case B2B Commercial Card Cross-Border 52

Fintech Finance

AUGUST 21, 2024

“We’re excited to work with Fireblocks to enable real-world use cases for stablecoins, solving the complex challenges of international and pan-African transactions,” said Chris Maurice, CEO and co-founder of Yellow Card.

Cross-Border 97

Cross-Border Cross-Border Payments Transactions Stablecoins 97

The Fintech Times

JUNE 11, 2024

The new fund will also support various initiatives to foster innovation on the XRP ledger in both countries. Ripple will collaborate with leading companies in Japan and Korea to integrate the use of the XRP Ledger and explore enterprise use cases across a range of industries.

NFTs 98

NFTs Blockchain Encryption Use Case 98

PYMNTS

SEPTEMBER 24, 2019

“With a lot of technology and technical innovation,” said Cohen, “people are always looking at it from a particular point of view, and that lens and those glasses – rose-colored or otherwise – are coming from a very specific individual with priorities and use cases in mind.”. It’s difficult to guard against experts in fraud.”.

Interoperability 72

Interoperability AML Money Laundering Innovation 72

The Fintech Times

JUNE 26, 2024

Drawing on insights from interviews with more than 60 global fintech CEOs and investors, the report outlines the key forces shaping the industry and the trends that will drive innovation. In countries where open banking has had a decade or more to mature, no “killer” use case has emerged on the new service front.

Embedded Finance 105

Embedded Finance FinTech Innovation Use Case 105

The Fintech Times

AUGUST 27, 2024

Karna Luke, executive of customer products and services at Bank of New Zealand “While it sounds a little dull, API v2.1 is really the engine room of open data,” explained Karna Luke , executive of customer products and services at Bank of New Zealand.

API 69

API Fraud Detection Use Case Security 69

PYMNTS

MAY 16, 2019

That provides a rough idea of some of the motivation behind Mastercard ’s latest effort in payments and commerce innovation — an effort described in depth in a new PYMNTS interview between Karen Webster and Amnah Ajmal, Mastercard’s executive vice president of core products. Not Just A Number. FinTech Role.

Visa 68

Visa Innovation Issuers Payments 68

Finovate

SEPTEMBER 16, 2024

From hyper-personalization to compliance automation to product management, the digital transformation in retail bears many similarities to the digital transformation taking place in financial services. We caught up with Lohith Kumar Paripati ( LinkedIn ), Product Lead at Walmart, to talk about the digital transformation in retail.

Consumer 59

Consumer AI Embedded Finance Automation 59

Fintech Finance

MARCH 15, 2024

The FedNow User Group aims to facilitate regular engagement between FRFS and FedNow participants to promote innovation and inform the continued evolution of the service.

Federal Reserve 52

Federal Reserve FedNow Participant Instant Payments 52

PYMNTS

JANUARY 21, 2020

The question for the 2020s, and the focus of her remarks at the big show in New York last week, is about innovations itself — what is truly leading in innovation and what constitutes being a laggard? The latter is innovative; the former is, well, just a tweak. Testing Innovation . The answer, she noted, is complex.

Visa 67

Visa Innovation Consumer Product 67

Fintech Finance

JUNE 17, 2024

Mastercard and Thought Machine , a cloud-native banking technology company, are advancing their partnership to deliver high-quality payments and core banking (critical back-end technology for product and account management and the customer ledger) capabilities to financial institutions looking to modernise their technology stack.

Visa 105

Visa Non-Bank Debit Card Payments 105

Finovate

AUGUST 27, 2024

Coupa announced a handful of AI-powered product enhancements this week. Spend management platform Coupa announced its new product enhancements this week. “Our September release, and each of our product releases, drives the Coupa platform forward so our customers can reach their ambitious goals,” said Chang.

AI 52

AI Treasury Management Treasury Use Case 52

Fintech News

APRIL 1, 2024

The company offers modular products and services, through a set of software technologies, API libraries and plugins that enable businesses to launch and manage their own brand fintech / digital banking use-cases.

Acquirers 91

Acquirers FinTech Payment APIs and Integration Use Case 91

The Fintech Times

AUGUST 19, 2024

This will enable users to pursue various digital asset use cases. Lukas Enzersdorfer-Konrad, CEO of Bitpanda Technology Solutions Lukas Enzersdorfer-Konrad , CEO of Bitpanda Technology Solutions added: “RAKBANK has a long history of pioneering crypto innovation in the UAE, and we want to support their ambitions.

Technology 59

Technology Central Bank Use Case Participant 59

Fintech Finance

AUGUST 1, 2024

This positive trajectory, coupled with recent product and market expansion, adds further momentum to Thredd’s leadership in modern payments processing. The expansion we have seen is a testament to their resilience and the demand for new payments use cases in both B2C and rapidly growing B2B payments.”

BNPL 93

BNPL FinTech B2C Payment Networks 93

The Fintech Times

APRIL 17, 2024

The creators envision the UK RLN as a unified ‘innovation platform,’ integrating various currency forms like current commercial bank deposits and a shared ledger for tokenized commercial bank deposits. We’re excited to be part of a truly pioneering initiative that will hopefully inform other future innovations.”

Payment APIs and Integration 137

Payment APIs and Integration Blockchain Finance Digital Payments 137

PYMNTS

SEPTEMBER 2, 2020

From flexible repayment plans for cash flow management to sustainability programs that offset carbon emissions from fleet vehicles, the commercial card is versatile in this week's innovation roundup. In its announcement, PNC highlighted payroll as a key use case for the solutions. PYMNTS rounds up these initiatives below.

Innovation 60

Innovation Push-to-Card Commercial Card Debit Card 60