Clearly Payments

FEBRUARY 14, 2024

Amidst this intricate dance of forces, competition reigns supreme, driving innovation and pushing the boundaries of convenience and accessibility. Issuing Banks (Bank Credit Cards): Issuing banks are institutions that serve as the backbone for individual consumers, providing credit and debit cards. As of 2023, there were over 4.5

Payments 104

Payments BNPL Value Added Service ISOs 104

Fintech Finance

JUNE 25, 2024

Computop , the leading payment service provider, will integrate the payment method, which is based on real-time credit transfers (SEPA Instant Payments), in Q4 2024. Over time, additional value-added services like integration of merchant loyalty programs and BNPL will be integrated.

Payment APIs and Integration 76

Payment APIs and Integration Cross-Border Payments Cross-Border Value Added Service 76

The Fintech Times

JULY 7, 2024

Worldline , the global payment services provider, is expanding its strategic partnership with BKN301 , the Banking-as-a-Service (BaaS) fintech company, enabling it to handle issuing and acquiring technical processing activities.

Process 59

Process Value Added Service Payments Agreements 59

The Fintech Times

APRIL 8, 2024

International banking group Crédit Agricole has partnered with Worldline , the payment and transactional services company, to launch a new joint venture CAWL ; a payment services brand for merchants in France. For larger merchants, CAWL will offer omnichannel solutions with dedicated commercial teams and expertise for each industry.

Multi-Currency 64

Multi-Currency Alternative Payment Methods Value Added Service Payments 64

The Fintech Times

MARCH 27, 2024

Visa Protect is part of a broad suite of Visa value-added services, which has expanded to include nearly 200 products across five popular categories: acceptance, advisory, issuing, open banking, and protect.

Fraud Prevention 59

Fraud Prevention AI Value Added Service Fraud Detection 59

Fintech Finance

MARCH 20, 2024

A platform that has been developed to ensure the secure transmission of sensitive payment card data, serving as a vital link between MeaWallet customers, payment processors and service providers. It not only democratises access to payment card data but also levels the playing field for businesses of all sizes.

PCI DSS 52

PCI DSS Gateways Security Push-to-Card 52

Fintech Finance

APRIL 17, 2024

The platform, which is used by more than 450 payment service providers (PSPs), connects to over 100 independent software vendors (ISVs), bringing ease of use to over 450,000 active merchants each month across 160 countries using 50 different currencies2. million active terminals and more than $8.5

ISVS 52

ISVS Payments Contactless Payments Value Added Service 52

The Fintech Times

APRIL 19, 2024

Visa is also deploying contactless technology from Tap to Phone in new innovative ways, including the recent pilot in Latin America and the Caribbean. million active terminals and over $8.5billion in annual payment volume.

Value Added Service 64

Value Added Service Payments Contactless Payments Research 64

Fintech News

AUGUST 12, 2024

The report, titled “Fintech – powering India’s US$5 trillion economy by fostering innovations, enabling inclusion and building a sustainable future”, provides an overview of the current state of fintech trends in India. One notable example is the Union Bank of India, one of the largest government-based banks in the country.

Embedded Finance 91

Embedded Finance FinTech Non-Bank Cross-Border 91

PYMNTS

JANUARY 14, 2020

And as PYMNTS has reported , P2P services such as Venmo and Zelle continue to grow and expand into new and value-added services. For starters, Zelle ’s Q3 results showed that its year-over-year payment values increased by 58 percent, while transaction volumes rose by 73 percent.

Digital Payments 64

Digital Payments Innovation P2P Credit Cards 64

PYMNTS

JANUARY 10, 2020

For example, merchant services providers (MSPs) have long supplied credit card processing for retailers as their central offering. It’s how future-minded MSPs are creating value with a slate of next-gen value-added services (VAS). percent also provide data analytics and 55.4

MSPS 52

MSPS Value Added Service Push-to-Card CRM 52

PYMNTS

DECEMBER 16, 2019

As the end of a decade decorated with payments and commerce innovation looms, Karen Webster lays out the seven trendlines she says will shape the new decade, one that will see yet another massive transformative shift. New Data: Why MSPs Are Staking Their Futures On Value-Added Services.

Point-of-Sale (POS) 52

Point-of-Sale (POS) MSPS Value Added Service Regs 52

PYMNTS

OCTOBER 21, 2019

As Seedrs CEO Jeff Kelisky told Karen Webster in a recent discussion, while most people in 2009 took one look at the sputtering and shuddering economy, there was a whole class of innovators and entrepreneurs who didn’t see a nuclear wasteland where the economy used to be. Financial services was a disaster, thanks to the recession.

Innovation 52

Innovation Payments Online and Mobile Banking Mobile Payments 52

PYMNTS

FEBRUARY 4, 2020

That, Khoja told Webster, is what attracted MasterCard to Pine Labs, because it has spent more than a decade in the market adding merchants, brands/OEMs and financial services providers to its platform — making the experience for the consumer at the point of sale frictionless.

Visa 74

Visa Value Added Service Push-to-Card BNPL 74

The Fintech Times

FEBRUARY 27, 2024

He added that reducing costs using new technologies was imperative for paytechs. However, as was the case in the telecommunications industry, innovation doesn’t end because a product becomes commoditised. Smarter data Data’s real value comes from being able to anticipate customer behaviour and create hyper-personalised experiences.

Consumer Protection 69

Consumer Protection Stablecoins Payments Trends Consumer 69

PYMNTS

DECEMBER 4, 2020

That’s one of the key advantages of BaaS, which, as part of the evolving open banking landscape, brings third-party innovation together with banks’ account holder data (accessible through APIs — and, as noted in the Banking as a Service Playbook , an important framework for banks as they endeavor to create value-added services).

End User 89

End User API Credit Union Value Added Service 89

PYMNTS

AUGUST 20, 2020

This week’s exploration of the latest in payment rail innovation finds industry heavyweights like Visa, SWIFT and NACHA eyeing speed and data to add value to both new and legacy payment infrastructures. Businesses Ready To Jump Into RTP. Visa has joined the pilot Phixius program operated by NACHA, the companies recently revealed.

RTP 101

RTP Phixius FPC Payment APIs and Integration 101

PYMNTS

MARCH 30, 2017

The good news for payments and commerce players is that this evolution has been an excellent catalyst for innovation and improvement — particularly in the pursuit of a better customer experience. With the same solution, POPcodes also helps acquirer and ISOs better service and support their merchant community. What’s Next.

Value Added Service 40

Value Added Service Consumer ISOs Point-of-Sale (POS) 40

Fintech News

MAY 19, 2024

Internal or indirect methods include using data to make measurable business performance improvements and inform decisions, while external or direct methods include data sharing to gain beneficial terms or conditions from business partners, information bartering, selling data outright, or offering information products and services.

Rules 72

Rules Non-Bank Audit Central Bank 72

The Fintech Times

APRIL 30, 2024

“They’re also developing value-added services like fraud detection and data analytics to remain competitive. Banks have actually started scaling back their innovation because of market speculation and the spectre of possible collapse. ” How should payment processors respond?

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

PYMNTS

JANUARY 3, 2020

With a robust community of technological innovators, and a drive toward the digital economy, India currently stands as an exciting market in FinTech. These firms also need to be connected to value-added services, such as affordable logistics service providers, access to a qualified workforce, automated payroll and taxation services.

Financial Inclusion 48

Financial Inclusion On-Demand FinTech Value Added Service 48

PYMNTS

OCTOBER 28, 2019

These efforts are laying down the instant payment rails, but key to adoption, he said, are the value-added services innovators are building on top of them. What’s so important about open banking, though, is its opportunity to usher in those value-added services and transform the broader user experience.

Real Time Payments 40

Real Time Payments Instant Payments Value Added Service Payment APIs and Integration 40

M2P Fintech

JULY 28, 2023

Need for a Modern Debit Card Solution Banks today need to keep up with growing customer expectations, advanced technology innovation, and regulatory changes. The restrictions impact their ability to accelerate efficiencies, handle major transaction volumes, and accommodate technology upgrades and innovations.

Debit Card 52

Debit Card Payment APIs and Integration Reconciliation Fraud Detection 52

PYMNTS

OCTOBER 12, 2020

The comments and insight across the past year-plus has led the Fed to ready a FedNow pilot program — an effort that will seek additional guidance from financial institutions (FIs), including payment processors, to help the service evolve moving forward. Looking Toward Interoperability And Scale .

Instant Payments 97

Instant Payments FedNow Fed Interoperability 97

PYMNTS

FEBRUARY 6, 2020

Offering real value-added services is all about pinpointing and effectively addressing those specifics. For merchants, that largely means either selling on common marketplaces or on more specialized eCommerce marketplaces, such as those that provide print-on-demand services.

On-Demand 61

On-Demand Cross-Border Value Added Service Disputes 61

PYMNTS

JANUARY 10, 2020

As these businesses migrate to the cloud and upgrade their back-office systems, their service providers are tasked with finding the middle ground between offering sophisticated, cloud-based solutions and ensuring that those tools are user-friendly to accommodate first-time users.

Payment APIs and Integration 52

Payment APIs and Integration Automation Value Added Service Technology 52

PYMNTS

DECEMBER 11, 2018

Give a deep and welcoming hello to the newest form of window shopping — a consumer behavior that will help to shape retail in 2019 and beyond, and a trend that stands as an increasing part of shopping, one that promises to impact brick-and-mortar merchants as they decide how to innovate. percent innovating to improve business analytics.

Online and Mobile Banking 68

Online and Mobile Banking Blockchain Venmo P2P 68

The Fintech Times

APRIL 23, 2024

. “In essence, rent-a-platform models are catalysing a transformative shift in online marketplaces, enhancing economic opportunities for buyers and sellers paving the way for a new era of e-commerce innovation.” Despite the immense opportunity, there are challenges for both sellers and marketplaces.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration Governance 59

Stax

APRIL 18, 2024

Independent Software Vendors (ISVs) and Software-as-a-Service Providers (SaaS) operate within the same market, thus creating a push-and-pull revenue dynamic. In this article, you’ll learn the differences between these providers and gain valuable insights for positioning your offerings successfully.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

PYMNTS

JULY 6, 2016

This is bad news for anyone with a vested interested in consumer electronics retailing, if only because more consumers are starting to see the value of their smartphones residing not in the hardware itself but in the quality of the experience its digital services provide.

Encryption 42

Encryption Value Added Service Law Enforcement Privacy 42

PYMNTS

JANUARY 9, 2019

It’s perhaps unsurprising, then, that small business accounting remains a top target of automation technologies, particularly as innovations like AI and robotics process automation (RPA) seep deeper into the field. These technologies have also heightened anxieties about the potential for technology to replace human talent outright. .

Small Business 71

Small Business Accounts Bots AI 71

PYMNTS

MAY 26, 2016

The drive of payments innovation, security and speed in B2B payments is fueled by more than the basic buyer-supplier commodities transaction. “It’s not the most innovative thing in the world,” the executive admitted, but it doesn’t make it any less impactful for the FinServ industry. “The U.S.

B2B 40

B2B Same Day ACH ACH Faster Payments 40

PYMNTS

MARCH 19, 2020

The current climate of innovators appears to be up for the challenge, however. Whether innovators develop new payment rails or create solutions that wield existing ones, they must take an ecosystem approach to easing friction. Accelerating Ecosystem Innovation. “It’s just so inefficient.

Cross-Border 95

Cross-Border B2B Innovation Payments 95

Fintech Finance

MARCH 27, 2024

Today, Visa (NYSE:V), a leader in digital payments, announced continued expansion of its global value-added services business with the addition of three new AI-powered risk and fraud prevention solutions. The post Visa’s Growing Services Business Infused with New AI-Powered Products appeared first on Fintech Finance.

AI 52

AI Product Fraud Prevention Value Added Service 52

The Fintech Times

APRIL 2, 2024

.” AFS’ approach to the provision of financial services is evidenced by a series of market-leading payment services that span card processing services, merchant acquiring, fintech solutions and value-added services.

Multi-Currency 64

Multi-Currency Payment APIs and Integration Value Added Service Payments 64

The Fintech Times

MAY 29, 2024

This integration will enable Engine’s clients to meet compliance requirements quickly and easily and go beyond this to commercialise open banking with value-added services. It incorporates all the innovation from Starling, enhancing efficiency in the industry.”

API 69

API Value Added Service Compliance Innovation 69

The Fintech Times

JUNE 9, 2024

Enfuce revealed it has partnered with French worktech unicorn Swile , UK-based public and social housing payment service provider allpay , and Icelandic Síminn Pay , the fintech arm of Síminn – the largest telecom service provider in Iceland.

Payment APIs and Integration 59

Payment APIs and Integration PCI DSS Disputes Commercial Card 59