Fintech Finance

SEPTEMBER 11, 2024

Digital technologies, such as wallets, peer-to-peer (P2P) payments and contactless payments, have become increasingly prevalent. Regulations have also played a crucial role in driving innovation and ensuring consumer protection. Notably, only 13% of European banks can claim a strong technology foundation for instant payments.

Instant Payments 98

Instant Payments Accounts Innovation Non-Bank 98

The Fintech Times

AUGUST 19, 2024

A new partnership between the National Bank of Ras Al Khaimah (RAKBANK), a major UAE bank with a presence in the digital assets space, and Bitpanda Technology Solutions , the digital assets infrastructure provider, has been announced to give RAKBANK customers better management over their digital assets.

Technology 59

Technology Central Bank Use Case Participant 59

PYMNTS

NOVEMBER 10, 2020

With open banking technologies making their way beyond the world of consumer finance and into the business banking market, new use cases are emerging from the legislation that opens up bank account data and offers FinTechs opportunities for new functionalities via deeper data integrations. Emerging Use Cases.

Use Case 75

Use Case Payment APIs and Integration Accounts Finance 75

Fintech News

JULY 18, 2024

The Monetary Authority of Singapore (MAS) announced an additional commitment of S$100 million under the Financial Sector Technology and Innovation Grant Scheme (FSTI 3.0) to support the development of quantum and AI technologies within the financial sector. to support the progressive adoption of AI technologies.

AI 108

AI Use Case Fraud Detection Scams 108

PYMNTS

NOVEMBER 3, 2020

As efforts to innovate payments infrastructure continue, speed remains top priority. The company connects banks to the technology so they can offer instant currency exchange across 18 currencies, with the ability to loop into an array of payment rails including SEPA, SEPA INSTANT, CHAPS, ACH, wire and more around the globe.

Use Case 56

Use Case B2B Distributed Ledger Technology (DLT) ISO 20022 56

The Fintech Times

MAY 22, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. We set out to find out about the latest innovations in the world of crypto. In recent years, digital currencies have been all the rave.

Cryptocurrency 78

Cryptocurrency Innovation Bitcoin Blockchain 78

The Fintech Times

JULY 19, 2024

The Monetary Authority of Singapore (MAS) has committed an additional S$100million to support the development of quantum and artificial intelligence (AI) technologies in the financial sector. Quantum technology is poised to significantly impact the financial industry.

AI 129

AI Fraud Detection Use Case Scams 129

Fintech News

DECEMBER 6, 2023

These technologies allow for the easy integration of corporate data into AI assistants, enhancing the utility of large language models (LLMs) for various applications. These examples show why LLM-based AI chatbots are a game changer: before, technological solutions had to be programmed for specific use cases.

Innovation 99

Innovation AI Use Case Posting 99

Open Banking Excellence

MARCH 15, 2024

A look at four of Australia’s Open Energy use cases While the world has taken Europe’s lead on Open Banking, Australia started with an economy-wide approach informed by the Consumer Data Right (CDR), which implemented economy-wide Open Data.

Use Case 147

Use Case Non-Bank Consumer Accreditation 147

The Fintech Times

MAY 6, 2024

Countries in the Middle East are quickly accelerating their regulatory standards to enable and nourish the latest fintech innovations. The reportalso highlights a parallel drive for innovation in KSA, where the Kingdom has introduced ‘Implementing Regulations’ aimed at enhancing the efficiency of its payment system infrastructure.

Innovation 64

Innovation FinTech BNPL Regulations 64

PYMNTS

JANUARY 30, 2020

This week’s roundup of the latest open banking initiatives finds new use-cases in business payments, procurement, corporate cards and more. based accounting technology company that announced this week the launch of the two-way Payroll Relief API. Mastercard Taps FinTech for Biz Card Boost.

Use Case 64

Use Case Payment APIs and Integration FinTech Payroll 64

Fintech Finance

FEBRUARY 22, 2024

Visa , a world leader in payments, today announced the opening of its transformed Singapore Innovation Center, a dedicated space for partners, clients and businesses in Asia Pacific. The Visa Singapore Innovation Center represents Visa’s vision of shaping tomorrow’s payments possibilities.

Innovation 52

Innovation Embedded Finance Payments AI 52

PYMNTS

JANUARY 3, 2019

According to an article via the MIT Technology Review , this will be the year that blockchain becomes “boring,” with innovative projects that will “bear fruit” this year even amid the declines seen last year in the sector, and in cryptocurrencies. The new year brings time for reflection and projection.

Use Case 78

Use Case Blockchain Cross-Border Cryptocurrency 78

PYMNTS

JANUARY 21, 2020

These are still early days but trends are coming together — and expectations are rising, thanks not only the evolution of AR and VR technology, but the coming deployments of 5G mobile network ecosystems. The spread of VR and AR technology is not confined to physical retailers, either — eCommerce giants are getting into the game as well.

Use Case 84

Use Case Addressing Research Technology 84

Fintech News

AUGUST 21, 2024

This pilot reflects ongoing efforts to integrate blockchain technology into financial processes, aiming for broader use cases in the future. We envision this payment innovation being extended to more use cases including milestone-based project payments, consumer rewards and more.”

Government 92

Government Governance Blockchain Use Case 92

PYMNTS

FEBRUARY 24, 2020

The one thing we all have to learn: it is not about the innovations themselves. It is about the use cases and the value we can create for the consumer and the professional customer. We get very excited about our innovative capabilities, and we are extremely proud of all of our IP and patents in this area.

Innovation 88

Innovation Use Case Consumer Product 88

Fintech Finance

JUNE 3, 2024

VGS has announced a strategic partnership with Onafriq , Africa’s largest payments network, that is aimed at bolstering security and innovation for Fintechs across Africa and the Middle East. “We are thrilled to deepen our partnership with Onafriq and embark on this journey of innovation and collaboration,” said VGS CEO Chuck Yu.

Innovation 52

Innovation FinTech Security Credential 52

The Fintech Times

MAY 31, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. One innovation I see is the use of innovative technology to secure transfers of stablecoins and provide verification of the stablecoin’s reserve backing.

Stablecoins 49

Stablecoins Innovation Cross-Border Issuers 49

PYMNTS

DECEMBER 15, 2020

Visa Talks Payment Rail Innovation. In a PYMNTS interview this month, Visa Global Head of New Payment Flows at Visa Business Solutions Alan Koenigsberg discussed the need for existing payment rails to innovate and adapt to new use cases. When we think about rails, we think about them as a means to an endpoint," he said.

Innovation 94

Innovation Cross-Border Payments Cross-Border Real Time Payments 94

PYMNTS

SEPTEMBER 18, 2020

This week's look at payment rail innovation is all about speed, both for legacy rails and new ones. SWIFT is expected to use an application programming interface (API) to streamline interactions between intermediaries. "We EVO Payments Wields Visa Rails for Merchants. VSoft Debuts Real-Time Platform.

Innovation 116

Innovation Payment APIs and Integration SWIFT Real Time Payments 116

Fintech Finance

JUNE 14, 2024

Fingerprint Cards AB (Fingerprints ) and WiBioCard , an Italy-based smart card integrator specializing in web access authentication, verification and physical and logical access control have partnered to offer innovative smart card solutions for the global access market.

Verification 98

Verification Privacy Authentication End User 98

PYMNTS

JANUARY 30, 2020

Even so, banks, credit unions and others are starting to imagine wider possibilities for RTP, as the technology does more than just send funds fast. The entire suite of functionality is also gaining fans, especially among financial and technology firms. That has not changed, according to PYMNTS research and reports. Other Obstacles.

RTP 58

RTP Use Case Real Time Payments Credit Union 58

PYMNTS

NOVEMBER 10, 2020

Treasury Department is researching use cases for a central bank digital currency (CBDC), as well as drafting regulatory proposals for private stablecoins, U.K. Peirce defended the slow pace for many securities regulations, but not when they limit new technologies from being used.

CBDC 67

CBDC Use Case Privacy Cryptocurrency 67

PYMNTS

MARCH 22, 2019

The fact remains that use cases — where one might, for example, walk into Starbucks and get a cuppa joe with a fragment of bitcoin — seem a ways off. Blockchain still is being mulled, according to reports, but for Citi it’s a technology seemingly more useful for trade finance. For now, at least, it’s hurry up and wait.

Use Case 49

Use Case Bitcoin Cross-Border Cryptocurrency 49

Fintech News

JANUARY 17, 2024

This article, a collaboration between financial software provider ti&m and Google Cloud, appeared in the ti&m special on digital banking, exploring the use and potential of big data and AI in the banking sector. The complete magazine offers further insights into various banking and technology trends. via cloud computing).

AI 117

AI Legal Framework Use Case Risk 117

The Fintech Times

APRIL 17, 2024

The UK’s Regulated Liability Network has chosen R3 , a company specialising in enterprise distributed ledger technology and services, as well as Quant , a blockchain provider for finance, to develop the technology prototype for its experimental stage.

Payment APIs and Integration 137

Payment APIs and Integration Blockchain Finance Digital Payments 137

Fintech Finance

JUNE 17, 2024

Mastercard and Thought Machine , a cloud-native banking technology company, are advancing their partnership to deliver high-quality payments and core banking (critical back-end technology for product and account management and the customer ledger) capabilities to financial institutions looking to modernise their technology stack.

Visa 105

Visa Non-Bank Debit Card Payments 105

PYMNTS

NOVEMBER 16, 2020

Fresh off its acquisition of Finance-as-a-Service technology platform Ario , Thinking Capital is looking toward the future of SMB financing. That was largely behind the acquisition of Ario, whose proprietary data analytics technology can facilitate invoice financing and loans via integrated infrastructure. Flexible Technology.

Technology 115

Technology Payment APIs and Integration Finance Small Business 115

PYMNTS

SEPTEMBER 24, 2019

The bumpy road cryptos face under scrutiny from regulators (we’re looking at you, Libra ) was a springboard into a larger discussion between Zac Cohen, general manager at Trulioo , and Karen Webster on the challenges FIs and others face when deploying new technologies. Complications arise when financial activity is so far-flung, he added.

Interoperability 72

Interoperability AML Money Laundering Innovation 72

Fintech Finance

SEPTEMBER 6, 2024

Lithic , a leading card issuing technology company known for enabling growth-oriented businesses with bespoke card programs and seamless money movement, today announced its expansion into the Canadian market. The company’s vision is to enable businesses of all sizes to innovate, scale and compete in a rapidly changing financial environment.

Process 98

Process Cross-Border Non-Bank FinTech 98

PYMNTS

JULY 10, 2020

Speaking with PYMNTS, Muller highlighted the opportunity that the cannabis space has to adopt payments and other financial technologies that have leapfrogged over legacy solutions. Muller explained that the technology augments existing rails like eCheck and ACH to enhance data capture and transmission to complete a transaction.

B2B 84

B2B Innovation Non-Bank Payments 84

Tearsheet

FEBRUARY 16, 2024

This extended partnership will focus on integrating additional instant payment use cases across a range of payment flows for consumers, businesses, and governments. FedNow and RTP are eyeing new use cases to compete for bank partnerships, however, achieving widespread adoption remains a shared hurdle for both instant payment rails.

Instant Payments 119

Instant Payments RTP Visa TCH 119

The Fintech Times

MAY 21, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. However, in the last couple of years, behind the scenes, some developers have continued to bet on the technology for other use cases.

NFTs 145

NFTs Use Case Non-Bank Facilitators 145

PYMNTS

OCTOBER 7, 2020

Smaller companies were the focus of innovation in the commercial card space this week thanks to new cards designed for small and medium-sized businesses (SMBs). This week’s commercial card innovation tracker includes the launch of business cards by American Express and Amazon in addition to one by Wyndham Hotel & Resorts and Barclays.

Commercial Card 99

Commercial Card Innovation Push-to-Card Credit Cards 99

Fintech Finance

AUGUST 21, 2024

“We’re excited to work with Fireblocks to enable real-world use cases for stablecoins, solving the complex challenges of international and pan-African transactions,” said Chris Maurice, CEO and co-founder of Yellow Card.

Cross-Border 97

Cross-Border Cross-Border Payments Transactions Stablecoins 97

Fintech News

JUNE 17, 2024

Payments giant Mastercard and cloud-native banking technology firm Thought Machine are deepening their partnership to offer improved payments and core banking solutions to financial institutions aiming to modernise their technology infrastructure. said Paul Taylor, CEO and founder, Thought Machine.

Visa 88

Visa Non-Bank Debit Card SWIFT 88

The Fintech Times

MAY 1, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. We will: Explore the biggest innovations over the past year in the cryptocurrency, stablecoin, blockchain and digital assets spheres.

Metaverse 111

Metaverse FinTech Stablecoins Blockchain 111