The Fintech Times

AUGUST 7, 2024

Ripple , the blockchain and crypto solution provider, is partnering with the Dubai International Financial Centre’s (DIFC) Innovation Hub, to accelerate blockchain and digital assets innovation in the UAE. It also plans to provide financial, technical, and business support to developers.

Blockchain 116

Blockchain Innovation Use Case Stablecoins 116

The Fintech Times

SEPTEMBER 3, 2024

Introducing new innovations IBM unveiled a new processor chip, dubbed the ‘IBM Telum II Processor’, boasting increased frequency, memory capacity, a 40 per cent larger cache and integrated AI accelerator core. .

Use Case 64

Use Case AI Innovation CHIPS 64

Fintech Finance

FEBRUARY 20, 2025

The results reflect growing adoption of the FedNow Service and RTP Network and an expanding array of use cases in both consumer and business contexts. Use Case Expansion: Businesses are most interested in leveraging faster payments for eCommerce (54%), point-of-sale transactions (51%), and invoicing/supplier payments (41%).

Faster Payments 102

Faster Payments Multifactor Authentication FedNow RTP 102

Finovate

JANUARY 23, 2025

Face-to-face conversational AI innovator eSelf has raised $4.5 ” Use cases for eSelf’s virtual agents have been diverse. Christie’s uses the agents as a first point of contact for potential buyers at its real estate brokerage firm in Portugal. million in seed funding. million in seed funding.

AI 52

AI Innovation Security Participant 52

Fintech News

DECEMBER 22, 2024

By combining expertise and tools, Visa aims to expand its fraud prevention use cases and strengthen the security of global payment systems. Dave Excell Dave Excell, Founder of Featurespace, added, We developed our innovations to help crack even the most complex fraud cases.

Fraud Detection 107

Fraud Detection AI Fraud Prevention Value Added Service 107

The Fintech Times

FEBRUARY 15, 2025

Fintech innovations and regulatory developments Another panel explored AI-powered financial solutions and emerging blockchain use cases. The post Announced at LEAP 2025: The Next Step for Saudi Arabia Financial Innovation appeared first on The Fintech Times.

Innovation 64

Innovation Fraud Prevention AI Compliance 64

The Payments Association

NOVEMBER 20, 2024

This indicates a clear recognition that companies must innovate and adapt their offerings to differentiate themselves from rivals to remain competitive. Lack of in-house expertise : Implementing embedded finance requires expertise that involves business operations, innovation, and a fintech or SaaS provider.

Embedded Finance 88

Embedded Finance Use Case B2B Finance 88

Fintech News

MARCH 26, 2025

A Digital Revolution Rooted in Innovation One of Piyush’s most significant contributions was his early recognition of digital bankings potential. He had pushed the bank to earn global recognition as the Worlds Best Digital Bank multiple times and set the gold standard for innovation in the sector. He didnt just change DBS.

Online and Mobile Banking 110

Online and Mobile Banking AI Non-Bank Innovation 110

The Payments Association

MARCH 6, 2025

Mastercards global network and innovative digital solutions, paired with Thought Machines next-generation core banking and payments platform, can enable financial institutions to accelerate the transition from legacy core banking and payment technologies to cloud-native ones and provide their customers with efficient, seamless banking experiences.

Visa 88

Visa Non-Bank Debit Card Payments 88

Fintech Finance

DECEMBER 19, 2024

Over the coming months, Featurespaces product portfolio will be incorporated into Visas existing offering, expanding the available range of fraud prevention solutions and use cases. Dave Excell, Founder of Featurespace, added: We developed our innovations to help crack even the most complex fraud cases.

Fraud Prevention 97

Fraud Prevention Financial Crimes Value Added Service AI 97

Fintech Review

SEPTEMBER 17, 2024

Fintech Review looks into their function, their role in fostering innovation, and the significant challenges they face, particularly in terms of legal recognition, security, and scalability. This level of decentralisation creates opportunities for innovation, particularly as it encourages input from diverse perspectives within the community.

Governance 105

Governance Government Innovation Legal 105

The Fintech Times

APRIL 11, 2025

By partnering with Google Cloud, Lloyds is aiming to transform customer and colleague experience and unlock opportunities to innovate, enhancing its ability to provide personalised financial services. The Group is also building a new machine learning (ML) and generative AI platform using Google Cloud’s Vertex AI.

AI 59

AI Use Case Verification Innovation 59

Fintech News

DECEMBER 6, 2023

These examples show why LLM-based AI chatbots are a game changer: before, technological solutions had to be programmed for specific use cases. But now these new intelligent models can perform a range of different tasks and thus be utilised in different use cases. The article must be included as context for the prompt.

Innovation 107

Innovation AI Use Case Posting 107

Fintech Finance

DECEMBER 12, 2024

Today, Visa Direct processes billions of real-time transactions in the US, across 50+ use cases, making it a preferred choice for consumers when receiving money from businesses or moving money between their accounts.

Funds Availability 98

Funds Availability FPC Accounts Debit Card 98

Fintech Finance

DECEMBER 19, 2024

Worldline [Euronext: WLN], a global leader in payment services, is proud to announce the launch of FlexPricing, a first-of-its-kind feature designed specifically for Independent Software Vendors (ISVs) to earn revenue in innovative and simple ways.

ISVS 98

ISVS Facilitators ACH Payroll 98

Fintech News

DECEMBER 9, 2024

The goal is to attract investment and innovation, maintain Singapore’s competitive edge in the global arena, and expand financial inclusion. However, this embrace of the new is not without a cautious side, as Singapore carefully balances innovation with robust regulation and consumer protection.

Cryptocurrency 114

Cryptocurrency Cross-Border Consumer Protection Facilitators 114

Fintech News

JANUARY 21, 2025

A new report by Twimbit, a Singapore-based research and advisory firm, highlights the state of open finance in Southeast Asia, exploring the different factors such as regional integration, technological innovation, evolving business models, and API monetization that are fueling the growth of the sector.

Payment APIs and Integration 107

Payment APIs and Integration Finance Cross-Border API 107

The Fintech Times

MARCH 7, 2025

To help organisations ensure they are not losing revenue and improving their efficiency, security and trust, The Centre for Financial, Innovation and Technology (CFIT) has published its blueprint for fighting economic crime through its Digital Company ID.

Compliance 96

Compliance Financial Crimes Crime Governance 96

Fintech News

JULY 18, 2024

The Monetary Authority of Singapore (MAS) announced an additional commitment of S$100 million under the Financial Sector Technology and Innovation Grant Scheme (FSTI 3.0) This investment aims to advance innovation and adoption of these technologies in financial services.

AI 117

AI Use Case Fraud Detection Scams 117

The Payments Association

DECEMBER 17, 2024

RLUSD is ideal for financial use cases and allows institutions to: Facilitate instant settlement of cross-border payments. RLUSD is available on both the XRP Ledger and Ethereum blockchains, offering flexibility and scalability for various financial use cases. Access liquidity for remittance and treasury operations.

Stablecoins 88

Stablecoins Compliance Federal Reserve Cross-Border Payments 88

The Fintech Times

FEBRUARY 3, 2025

In addition to these initial use cases, both companies also plan to explore further applications of open banking, such as creditworthiness assessments for lending decisions. The partnership aims to improve account verification processes and streamline onboarding for merchants.

Payment APIs and Integration 64

Payment APIs and Integration Verification Use Case Settlement 64

The Fintech Times

AUGUST 28, 2024

On 28 August 2024, HKMA officially launched the Project Ensemble Sandbox, which will test a wide range of tokenisation use cases, including the settlement of tokenised real-world assets (such as green bonds, carbon credits, aircraft, electric vehicle charging stations, and treasury management).

Interbank Settlement 134

Interbank Settlement CBDC Settlement Use Case 134

Fintech Finance

MARCH 30, 2025

EuroPA is aligned with the strategic objective of sovereignty and autonomy of Europe in payments through the adoption of European SEPA standards, building on the trust of leading European payment solutions and infrastructures now connected in their components in an innovative and simple way.

Instant Payments 59

Instant Payments Cross-Border Cross-Border Payments Payments 59

The Fintech Times

DECEMBER 10, 2024

Andrei Scutari, open banking head of sales, Salt Edge Andrei Scutari , open banking head of sales, Salt Edge commented: “Open banking revolves around data sharing, innovation, and seamless collaboration. This partnership is a significant milestone in our mission to make Open Banking accessible to financial institutions worldwide.”

Third-Party Service Provider 64

Third-Party Service Provider Compliance API Consumer Protection 64

The Payments Association

NOVEMBER 27, 2024

This is a significant step towards a more inclusive and innovative financial ecosystem in the Kingdom of Bahrain. As the CBB mandates open banking for corporate accounts, the Compliance Hub becomes an essential tool for banks to ensure adherence to the latest regulations and drive innovation in the market.” ”

Third-Party Service Provider 88

Third-Party Service Provider API Legal Financial Inclusion 88

Fintech News

FEBRUARY 10, 2025

In this article, we cover the developments between Agentic AI in fintech and possible use cases, giving a glimpse into how financial services could look like in the near future. Next, in a business angle, Stripe has developed an innovative agent toolkit designed to enhance the functionality of AI agents within the fintech space.

AI 81

AI FinTech Fraud Detection Fraud Prevention 81

The Fintech Times

JULY 19, 2024

This investment is part of the Financial Sector Technology and Innovation Grant Scheme ( FSTI 3.0 ) and aims to foster innovation and enhance technological capabilities in finance. to: Bolster AI development and deployment : Support financial institutions in establishing AI innovation centres in Singapore.

AI 129

AI Fraud Detection Use Case Scams 129

Open Banking Excellence

JULY 1, 2024

With the UK government continuing to support the UK’s broader fintech environment and promote open banking innovation, Open Banking in a Box will champion the UK’s world-leading open banking standards and make the case for greater cross-border interoperability that will benefit UK PLC and support financial inclusion globally.

Use Case 130

Use Case Cross-Border Regulations Best Practices 130

Open Banking Excellence

MARCH 15, 2024

A look at four of Australia’s Open Energy use cases While the world has taken Europe’s lead on Open Banking, Australia started with an economy-wide approach informed by the Consumer Data Right (CDR), which implemented economy-wide Open Data.

Use Case 147

Use Case Non-Bank Consumer Accreditation 147

Open Banking Excellence

NOVEMBER 9, 2023

The number of adults using Open Banking in the UK represents around 10% of the adult population. The adoption of account data services has lagged behind Open Banking payments, whilst the number of Open Banking use cases is limited and it has not yet entered daily or weekly usage for most consumers and businesses.

Use Case 130

Use Case API Fraud Prevention Risk 130

The Payments Association

JANUARY 22, 2025

Airlines already have mobile boarding passes generated at check-in to expedite boarding, and some work has been done within the airline mobile application; United is a good example use case, eliminating a traditional ID requirement at check-in including baggage. Previously, these exchanges relied on in-person verification.

Security 88

Security Online and Mobile Banking Credential Verification 88

The Payments Association

FEBRUARY 10, 2025

While vIBANs offer innovation in payment systems, they introduce risks like money laundering due to insufficient oversight. As the adoption of vIBANs grows, theyre increasingly seen as both a valuable innovation in payment systems and a growing regulatory challenge requiring careful oversight and further due diligence practises.

IBAN 88

IBAN AML Master Account Due Diligence 88

The Fintech Times

MAY 16, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. Kick-starting our focus this May, we first look at some of the latest innovations seen in the digital asset ecosystem during the past year.

Innovation 80

Innovation Blockchain Stablecoins Bitcoin 80

The Fintech Times

MARCH 18, 2025

In a move to help solve these challenges, the payment firms are enabling fintech firms in South Africa to launch card services that serve niche use cases and unbanked communities, extending access to financial services where it is needed most.

Financial Inclusion 80

Financial Inclusion Visa Underserved Processors 80

Finextra

APRIL 9, 2025

The Centre for Finance, Innovation and Technology (CFIT) today announces a major development in its work to drive the creation and adoption of Digital Company ID in the UK, through the launch of three industry-led working groups.

Use Case 52

Use Case Governance Government Finance 52

Fintech Finance

NOVEMBER 28, 2024

The report outlines several potential use cases for spendable benefits cards, such as use in employee-engagement platforms, reward and recognition platforms, traditional HR platforms and new employee-centric super apps. Employees tap their way to much more personalised and relevant benefits.

Embedded Finance 97

Embedded Finance Finance Technology Debit Card 97

Fintech Finance

MARCH 30, 2025

EuroPA is aligned with the strategic objective of sovereignty and autonomy of Europe in payments through the adoption of European SEPA standards, building on the trust of leading European payment solutions and infrastructures now connected in their components in an innovative and simple way.

Instant Payments 52

Instant Payments Cross-Border Cross-Border Payments Payments 52