The Payments Association

MARCH 19, 2025

The technology behind digital wallets has advanced rapidly, transforming them from simple payment tools into comprehensive financial ecosystems. Optty CEO Natasha Zurnamer highlights this shift: Digital wallets have expanded functionality well beyond the processing of a payment.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

PYMNTS

JANUARY 24, 2020

This is an even more complicated issue for state and local governments, as they must ensure that payments are headed to the right destinations, while also complying with regulations. states are currently searching for ways to untangle those complications, and upgrade their electronic disbursement and payment tools.

Instant Payments 52

Instant Payments Government Governance Direct Deposit 52

PYMNTS

OCTOBER 30, 2020

Businesses are facing an economic environment in which fast disbursements of vendor payments and employee payroll are increasingly important, and they will need to carefully select the payment tools that can help them tackle this need.

Faster Payments 59

Faster Payments Payments Tools RTP Same Day ACH 59

PYMNTS

NOVEMBER 25, 2020

However, businesses need to change their systems and practices before they can take advantage of more modern payment tools. The November CFO’s Guide To Digitizing B2B Payments explores how businesses are navigating these technology adoptions and finding secure, cost-effective ways to upgrade their B2B transactions.

API 95

API B2B Payments Tools Real Time Payments 95

PYMNTS

JANUARY 20, 2017

The update is the latest since last September, when EBA Clearing announced that the number of financial institutions joining its real-time payment service had nearly doubled since five months prior, when it first revealed the project.

Real Time Payments 40

Real Time Payments ISO 20022 Payments Tools Message Standards 40

PYMNTS

JANUARY 21, 2020

The Instant Payment Ubiquity Challenge. Digital disbursements and payment solutions have certainly grown over the past decade, with more industries relying on online tools to send money as quickly as possible. To learn more about some of the challenges instant payments are facing, visit the Tracker’s Deep Dive.

Online and Mobile Banking 67

Online and Mobile Banking Instant Payments Payee Checks 67

PYMNTS

JUNE 21, 2018

percent) named direct deposit as their preferred disbursement method for recurring payments, with instant payments coming in as the second most popular method (22.4 percent drop in consumers’ satisfaction, direct deposit remained the most popular disbursement method for receiving recurring payments.

Electronic Funds Transfer (EFT) 55

Electronic Funds Transfer (EFT) Direct Deposit Consumer Instant Payments 55

PYMNTS

AUGUST 31, 2020

“Payors know this but greatly underestimate how much payees value instant payments.”. It wasn’t brand-name banks that took instant payments to the next level, and they haven’t exactly been leading the way when it comes to modernizing disbursements. Overcoming Flawed Perceptions.

Payee 60

Payee Cross-Border Instant Payments Push-to-Card 60

PYMNTS

APRIL 5, 2018

The tax preparation industry is catching on, however, and several players — like H&R Block — are now offering instant payment solutions. That wait can feel like an eternity to those planning to use refunds to pay off bills or splurge on a vacation or big screen TV.

Payments Tools 40

Payments Tools Tax Refunds Direct Deposit Blocks 40

PYMNTS

NOVEMBER 1, 2018

Separately, Crédit Agricole ’s Italian operations brought instant payments to current account activity through partnership with SIA. The faster payments tool will allow businesses to make payments of up to €15,000 ($17,058 USD) no matter the time of day. The service went live in Hong Kong last month.

Real Time Payments 57

Real Time Payments Faster Payments eWallet Payments 57

PYMNTS

JUNE 2, 2020

The agency is seeing complaints from consumers who claim they are unable to see the status of their stimulus payments on the IRS’ website, with some stating they cannot find out if their money is on its way using the agency’s Get My Payment Tool.

IRS 82

IRS Checks Instant Payments Direct Deposit 82

PYMNTS

DECEMBER 27, 2019

Instant Payments . By the numbers, it is hard to deny in the closing days of 2019 that instant payments, as observed by the PYMNTS Instant Payments Tracker , have hit their stride and are no longer a P2P payments tool for gig economy workers. Here are four on that list. Two things.

Instant Payments 55

Instant Payments Payments Interoperability Innovation 55

PYMNTS

SEPTEMBER 2, 2019

Faster payment initiatives, a focus on application programming interfaces (APIs) and data integrations and efforts to elevate traditional B2B payment tools like ACH and commercial cards all made waves this summer. Faster Payments. APIs and Data Integration.

Commercial Card 74

Commercial Card Payment APIs and Integration Faster Payments ACH 74

The Paypers

JUNE 17, 2019

(The Paypers) US-based fintech Acquired.com has added API-driven Faster Payments tool that allows businesses to make instant payments to customers and accounts payable.

Faster Payments 31

Faster Payments API Instant Payments Payments 31

EBizCharge

MARCH 20, 2025

Your payment processor may also provide additional features you can plug into Sage, such as recurring billing, email pay, online billing portals, mobile payments, and physical payment terminal options to simplify payment collections.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

PYMNTS

NOVEMBER 10, 2020

The new payments tool is now available for deposits and withdrawals on BetMGM's cashier. ACH comprises about 35 percent of gaming industry payment volume, the release said, topping $150 billion for sports betting alone. . "Plaid's optimized user interface and U.S.

ACH 55

ACH ACH Processing Legal Payments 55

Finovate

OCTOBER 21, 2024

Mastercard launched Move Commercial Payments , a real-time cross-border payments solution that operates 24/7. The new commercial payments tool leverages a multi-rail system that includes SWIFT, Visa Direct, and Mastercard’s proprietary networks. Photo by Lea L on Unsplash

Cross-Border Payments 59

Cross-Border Payments Cross-Border Visa FedNow 59

PYMNTS

OCTOBER 21, 2016

” Dion announced earlier this month the launch of its own real-time payments tool, the Real Time Payment Engine , which banks can implement to support real-time payment processing that aligns with EU regulation. ” That waiting period has a time limit on it, however, with EU member states having until Jan.

Real Time Payments 77

Real Time Payments Faster Payments Fraud Detection Payments 77

PYMNTS

JULY 9, 2020

With its newest offering designed for legal cannabis businesses , AeroPay ‘s B2C and B2B payment tools aim to help companies in this market migrate away from manual and paper-based payment methods. ” AeroPay Elevates The Bank Transfer. Steamchain Lands Investment For Blockchain Tech.

ISO 20022 77

ISO 20022 Blockchain Cross-Border Cross-Border Payments 77

PYMNTS

JULY 7, 2020

. “However, it is strange that in terms of payments, not much has been done in the last few years since the appearance of the virtual credit card.” Transaction speed is particularly important for this space as vendors need access to funds as quickly as possible.

B2B 62

B2B Payments Reconciliation Settlement 62

PYMNTS

JANUARY 9, 2019

Faster payments, for instance, can make it more difficult to detect that fraud has occurred, BioCatch said, particularly in instances of cross-border corporate payments. “With instant payments, fraudsters can not only move funds from legitimate users to themselves quickly, [but] they can divert them just as fast.

Faster Payments 56

Faster Payments Business Email Compromise Treasury Real Time Payments 56

PYMNTS

DECEMBER 3, 2019

The expansion of traditionally consumer-focused FinTechs widening their solution scope to include B2B payments tools exemplifies just how massive the opportunity is for service providers to tackle friction. Around the world, B2B transfers are expected to reach a $218 trillion valuation in the next three years alone.

Cross-Border 53

Cross-Border B2B Cross-Border Payments Blockchain 53

PYMNTS

NOVEMBER 9, 2020

In this month’s Deep Dive, PYMNTS examines why figuring out ways to keep these consumers engaged is critical and could mean adopting new tools, such as mobile devices to help bring disbursements or payments to the financially disenfranchised with the necessary speed.

On-Demand 81

On-Demand FDIC Push-to-Card P2P 81

PYMNTS

SEPTEMBER 4, 2018

Apart from supplier payments, the shift could have significant impacts on foreign exchange conversions for faster hedging, real-time investments, faster risk-mitigation capabilities and real-time visibility into more accurate cash positions. “As

Treasury 44

Treasury Faster Payments Real Time Payments Liquidity Management 44

PYMNTS

APRIL 9, 2020

The need for faster disbursements during this time could thus have a dramatic effect on the rate of digital and mobile payment tool uptake. This is something that is noticeably difficult when many of these entities in the United States, for instance, still rely on checks as the go-to disbursements default.

Checks 71

Checks Online and Mobile Banking Direct Deposit Scams 71

PYMNTS

MAY 5, 2017

Several players in the payments space have recognized this urgent need for choice and speed and are stepping up to help companies offer this capability. New solutions like Ingo Money’s Instant Payments platform and NACHA’s Same Day ACH initiative are offering corporations digital alternatives to paper checks for funds disbursement.

Checks 46

Checks Push-to-Card Debit Card Payments 46

PYMNTS

AUGUST 10, 2016

Payments tech firm NetCents revealed a new partnership with The Vanbex Group , owners of blockchain payments tool Genisys, to help banks in Canada implement the distributed ledger technology. It’s already happening, said Clayton Moore, CEO and cofounder of NetCents, especially when it comes to ACH payments.

ACH 49

ACH Cross-Border Payments Blockchain Cross-Border 49

PYMNTS

APRIL 15, 2016

The culprit behind the lag time for a transaction to show up on a bank statement, he said, has to do with the array of payment tools that small businesses are using, each with their own journey within the banking system. Only then can financial institutions achieve near-instant payments for their customers.

Faster Payments 40

Faster Payments Payments Checks Small Business 40

PYMNTS

OCTOBER 29, 2020

Deep Dive: How Payment Apps And Real-Time Rails Are Accelerating B2B, P2P Transactions. Consumers and businesses alike are generating demand for swift, digital payment tools during the pandemic. Download the Report to read the full story.

Faster Payments 43

Faster Payments Same Day ACH Real Time Payments Payroll 43

PYMNTS

JANUARY 23, 2020

State agencies handle disbursements for property refunds, public programs, taxes and more, and many are still clinging to paper checks as part of their processes, even as they adopt ACH or direct debit payments. Digital methods have obvious benefits, but many departments plan to continue supporting check payouts for the foreseeable future.

Checks 52

Checks Governance Government Tax Refunds 52