The Fintech Times

MAY 17, 2024

Tap to Everything There are six billion mobile devices in the world providing consumers with a versatile NFC enabled device primed to be ‘tapped’ At the end of 2023, Visa’s tap-to-pay penetration reached 65 per cent globally, up two times the penetration we saw in 2019, cementing tap as one of the best commerce experiences today.

Product 128

Product Consumer Online and Mobile Banking RTP 128

Fintech News

SEPTEMBER 10, 2024

Asia Pacific point-of-sale payment methods – Select markets, Source: Beyond Payments: Digitalization Trends in the Cross-Border Checkout Revolution, Deloitte, Jul 2024 Payment interoperability The growth of digital payment innovations in APAC has emphasized the need for connectivity and interoperability in both online and offline transactions.

Cross-Border Payments 107

Cross-Border Payments Cross-Border APACS Interoperability 107

Stax

JANUARY 28, 2025

Completing online payments via manual card entry can be time-consuming and off-putting for customers. Click to Pay completely removes the need to enter credit card information during online purchases, making it more convenient and faster than manual card entry. Learn More What is Click to Pay?

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

PYMNTS

FEBRUARY 1, 2021

It has pulled ahead of its EU neighbors in developing real-time payments technology and in recruiting banks to adopt it. And as Rita Camporeale , Head of Payments Systems at the Italian Banking Association ( ABI ), told PYMNTS’ Karen Webster, the pandemic has accelerated the embrace of instant payments that flow directly between banks.

Real Time Payments 100

Real Time Payments Instant Payments Online and Mobile Banking Push-to-Card 100

Finovate

SEPTEMBER 20, 2024

Before that, we were talking about Ireland’s Central Bank and its search for top fintech talent, new investment in mobile payments in the Philippines , and the pace of digital transformation in India’s financial services sector. You joined TBC a few years after the bank expanded to Uzbekistan. Why Uzbekistan?

Innovation 122

Innovation FinTech Online and Mobile Banking On-Demand 122

The Fintech Times

MARCH 18, 2025

Ralf Germer, CEO and co-founder, PagBrasil Pix has been a giant windfall for Brazil and is now responsible for 90 per cent of bank transactions in Brazil. Through this collaboration, Bancard will offer this service to banks in Paraguay, enhancing convenience and financial accessibility for Paraguayan travellers.

Online and Mobile Banking 64

Online and Mobile Banking Central Bank Cross-Border Instant Payments 64

PYMNTS

NOVEMBER 13, 2020

QR codes had made some inroads here and there, and yet did not become the go-to repositories of data and information – scannable, naturally, across mobile devices – that some had predicted. Visa and other payments networks, stretching back a few years to 2017, had debuted the world’s first interoperable QR code acceptance solution in India.

Contactless Payments 122

Contactless Payments Interoperability PayPal Venmo 122

PYMNTS

SEPTEMBER 11, 2017

It’s not fair, said FI.SPAN CEO and Co-Founder Lisa Shields, that Bill.com and AvidXchange get to have all the business payments fun — and there’s no reason why banks shouldn’t get to participate. Banks don’t ask for APIs, said Shields. It becomes a technological project for both the bank and for the customer.

API 76

API Interoperability Non-Bank Accounts 76

PYMNTS

JULY 30, 2018

It’s not always easy to tell the difference between the meaning of integrations and interoperability: Integrations are systems connected in the same way, while systems that are interoperable work together, but remain different. It just works.”. The same concept can be applied to payments.

Interoperability 43

Interoperability Credit Cards Payments ACH 43

PYMNTS

SEPTEMBER 21, 2020

Women, refugees, the poor and the young had historically had low inclusion in Jordan’s banking system because there’s no good onboarding process for them – but mobile-phone penetration runs deep across Jordanian society, even among critically underbanked segments. Building Better Payments And Banking Services .

Online and Mobile Banking 102

Online and Mobile Banking Financial Inclusion Interoperability Participant 102

Fintech News

SEPTEMBER 17, 2024

UPI is a real-time payment system developed by the National Payments Corporation of India (NPCI) that enables instant money transfers between two bank accounts through a mobile platform. These guidelines enable non-bank entities to enter the payment aggregation business and expand their scope to include the import of services.

Digital Payments 107

Digital Payments Credit Cards Online and Mobile Banking Payments 107

PYMNTS

DECEMBER 15, 2016

In a mutual commitment to accelerating the adoption of an open digital wallet, global card networks Mastercard and Visa announce their agreement to allow each network to request tokenized credentials from the other when consumers are transacting across any digital medium — in app, online and in store. Tokens Get Turbocharged. A Global Push.

Visa 95

Visa Payment APIs and Integration Credential Push-to-Card 95

Fintech Finance

OCTOBER 10, 2024

Alipay+ , Ant International’s cross-border mobile payment and digitalization solution, revealed three trends shaping the future of tourism to the benefit of global merchants and the industry. Alipay+’s mobile payment partners from around the world have also seen significant growth.

Cross-Border 98

Cross-Border Transactions Digital Payments Technology 98

The Fintech Times

JANUARY 23, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

PYMNTS

AUGUST 17, 2017

When it comes to open banking, there’s a clear choice in place: by fiat, which includes formal processes, or by evolution, which would imply letting the market dictate what happens. In an interview with PYMNTS’ Karen Webster, Clayton Weir, co-founder and chief strategy officer of FI.SPAN, revealed the promise and the peril of open banking.

API 76

API Online and Mobile Banking Credential NACHA 76

PYMNTS

OCTOBER 24, 2016

24) a host of new strategic partnerships to bring online payments capabilities to digital wallets users in the U.S. The agreements will allow Mastercard cardholders to use the mobile wallets to shop online at the hundreds of thousands of merchants around the world where Masterpass is accepted. Mastercard announced today (Oct.

Visa 73

Visa Online and Mobile Banking Interoperability Credential 73

PYMNTS

JULY 27, 2020

It’s a stalemate, Movile CEO Patrick Hruby told Karen Webster, that can likely be broken if Facebook agrees to integrate its service with the central bank-backed instant payments platform PIX, slated for rollout in October. “In The changes that are happening in Brazil and across the region, he noted, aren’t exactly new.

Online and Mobile Banking 61

Online and Mobile Banking Central Bank Point-of-Sale (POS) Instant Payments 61

PYMNTS

APRIL 7, 2020

Open banking efforts are live in countries ranging from the United Kingdom to Singapore. Financial institutions (FIs) following these initiatives make their application programming interfaces (APIs) publicly available, which third-party developers can use to create solutions that draw on banking data from consenting users.

API 63

API Payment APIs and Integration B2B Online and Mobile Banking 63

PYMNTS

JUNE 30, 2016

MasterCard and Vodafone have secured a new deal that will have MasterCard powering Vodafone Egypt mobile money service, Vodafone Cash. As part of this pair up, MasterCard has moved 2 million Vodafone Cash mobile wallets on its own mobile payments network. This was done in collaboration with the Egyptian Banks Company.

Visa 41

Visa Online and Mobile Banking Payment Gateways Mobile Payments 41

Faster Payments Council

MARCH 15, 2023

Whether we will see these services gain traction is tied to what many believe to be a major hurdle–interoperability. FedNow may not interoperate with RTP, and it doesn't seem to be a priority for either. Some banks may not be able to connect to both. These projects are taking different implementation approaches.

FPC 88

FPC ISO 20022 Cross-Border Payments Federal Reserve 88

PYMNTS

JANUARY 13, 2017

HSBC is gearing up to take on Hong Kong P2P mobile payment company Jetco, launching its own P2P mobile payment app. According to a report , HSBC has a holding page online that invites cardholders to sign up for the payment service. The app, dubbed Payme, will enable cash transfers to people with just their mobile phone number.

P2P 40

P2P Mobile Payments Online and Mobile Banking Interoperability 40

Fintech Finance

OCTOBER 4, 2024

Due to the low penetration of credit cards, barriers related to banking access, and consumer behavior, fintechs and governments began seeking solutions to simplify consumers’ lives and allow them to purchase products and services using local payment methods. billion, or 48% of the market, according to PCMI data.

Consumer 98

Consumer Credit Cards Online and Mobile Banking Economy 98

The Fintech Times

APRIL 11, 2024

Having established what regulatory challenges banks and fintechs should be aware of when leveraging banking-as-a-service (BaaS), and how the technology is advancing financial inclusion across the globe, we now turn our attention to emerging trends and if they are region-dependent.

Embedded Finance 75

Embedded Finance Non-Bank Online and Mobile Banking Financial Inclusion 75

PYMNTS

DECEMBER 7, 2017

If the definition of insanity is doing the same thing time and again and expecting different results, then perhaps the way we pay through, and interact with, online banking may have a hint of madness, or at least complacency. Security only works if both ends are using the network — and the world is a big place with lots of banks.

Security 40

Security Online and Mobile Banking Blockchain Credit Cards 40

Finovate

MARCH 7, 2025

As a proliferation of payment options promises to streamline banking and commerce, regulators, fintechs, and financial services companies are looking for ways to make sure that the challenges to these new payment optionsfrom technical complexity to new forms of fraud and financial crimeare met. And thats a really positive development.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

PYMNTS

OCTOBER 1, 2020

We're focusing on the ability for consumers to use their rewards points at over 60 million merchants around the world, whether that’s online, in-store or via contactless using a major wallet such as Apple Pay or PayPal – and really bringing [loyalty redemption] to life.”. Points as Cash Requires Program Interoperability. My Rewards 2.0

Digital Currency 93

Digital Currency Point-of-Sale (POS) Online and Mobile Banking Interoperability 93

Fintech Finance

MAY 30, 2024

“With rapidly accelerating digital payments growth across Central and Eastern Europe, Middle East and Africa, we have seen a transformation in how consumers and merchants want to pay and be paid both online and in-store,” said Andrew Torre, Regional President, Visa CEMEA. “As

Online and Mobile Banking 52

Online and Mobile Banking Product Credential RTP 52

PYMNTS

JANUARY 2, 2019

a number of leading tech companies have become vocal in their support of a real-time payments (RTP) network, to be created under the leadership of the Federal Reserve and different from what has been previously proposed by the big banks. In a recent example, in the U.S., Signing On, With ROI in Sight.

Real Time Payments 79

Real Time Payments RTP ISO 20022 Cross-Border 79

PYMNTS

DECEMBER 20, 2018

Instead of waiting for their table at a restaurant or for their name to be called by a doctor, consumers can check in to dinner reservations and medical appointments remotely via a mobile device. billion consumer accounts, including credit or debit cards, online wallets and cash-out distribution points. About The Tracker.

Instant Payments 57

Instant Payments Consumer Real Time Payments Interoperability 57

PYMNTS

DECEMBER 5, 2016

Like the giant puzzle pieces that keep the Earth’s surface in equilibrium, the ecosystems that represent how consumers pay, how they bank, how they borrow, how they shop and how they decide when, where and what to buy used to be easily defined and neatly connected. The Unbundling Of The Bank. The Commoditization Of Retail.

Online and Mobile Banking 86

Online and Mobile Banking Payments Ubiquitous Consumer 86

Neopay

MAY 28, 2024

When shopping online, Visa passkeys replace the need for passwords or one-time codes, enabling more streamlined, secure transactions. There is a global desire to find commonality, interoperability and simplicity for online payments. Already available across Europe, this product was rolled out to the US market late last month.

Product 52

Product Online and Mobile Banking Credential AI 52

Fintech Finance

MAY 16, 2024

Tap to Everything There are six billion mobile devices in the world2 providing consumers with a versatile NFC enabled device primed to be “tapped.” 3 This year, new ways to “tap” on a mobile device will become an integral part of the Visa experience. Today, online payment fraud is seven-times higher than in-person payments.

Product 52

Product Online and Mobile Banking Credential RTP 52

PYMNTS

NOVEMBER 2, 2020

Taken as a group, the platform companies show that consumers are increasingly comfortable coming online to get what they need, that ad targeting is working, and that the companies that are pivoting online to reach consumers where they are — namely, on mobile devices and tablets — are embracing new ways to monetize that contact.

Online and Mobile Banking 84

Online and Mobile Banking Cross-Border Volume Visa 84

Faster Payments Council

JULY 21, 2020

The inaugural "Faster Payments Barometer," an online survey of industry professionals, published in Fall 2019, offered insights across businesses, financial institutions (FIs), and payment providers. The bank bill pay model where the consumer interacts with its online/mobile banking platform to request a payment be sent to the biller's bank.

Faster Payments 68

Faster Payments FPC Research Consumer 68

PYMNTS

OCTOBER 17, 2016

Mobile Nordic Future. Oberthur Technologies (OT) is partnering with payments service provider Nets to deliver support for mobile payments to Scandinavian banks. 6, is aimed at helping to service banks in the Nordics with a financial platform that supports future international mobile payment methods.

Online and Mobile Banking 51

Online and Mobile Banking Mobile Payments Interoperability Caps 51

The Fintech Times

OCTOBER 4, 2024

“India has recently achieved unprecedented levels of financial inclusion and is actively promoting the adoption and growth of the online sector,” explains Rashmi Satpute , country director of India at EBANX. Including mobile money, APMs will represent around 63 per cent of African digital commerce by 2025.

Consumer 52

Consumer Online and Mobile Banking Instant Payments Financial Inclusion 52

PYMNTS

NOVEMBER 12, 2018

In addition, Razer ’s mobile wallet dubbed Razer Pay may come to tens of thousands of point-of-sale (POS) terminals in Singapore , and a Worldpay study has found that consumers in Singapore still prefer to make payments with credit cards over eWallets. At the same time, only 13 percent of adult smartphone users in the U.S.

Point-of-Sale (POS) 51

Point-of-Sale (POS) eWallet Credit Cards Online and Mobile Banking 51