The Fintech Times

APRIL 17, 2024

The project The project harnesses R3’s expertise in delivering sophisticated projects tailored for regulated markets, leveraging its pivotal shared ledger functionality through Corda, alongside its Digital Currency solution from the newly introduced R3 Digital Markets product suite.

Payment APIs and Integration 137

Payment APIs and Integration Blockchain Finance Digital Payments 137

Fintech News

APRIL 7, 2024

The stablecoin aims to improve the customer experience in payments and represents a significant use case in emerging markets for stablecoin disbursements. This move is also monumental for the XRP Ledger community, driving more use cases, liquidity and opportunities for developers and users.”

Stablecoins 116

Stablecoins Use Case Blockchain Regulatory Compliance 116

Fintech Finance

OCTOBER 15, 2024

The first banks to go live in production are CEC Bank and Libra Internet Bank, BRD Groupe Societe Generale, ING Bank Romania, BCR, and Banca Transilvania are also in advanced stages of implementation, with RoPay set to launch later this year and in 2025. The first available use is for proximity-based person-to-person (P2P) payments.

Instant Payments 96

Instant Payments Online and Mobile Banking Processors Payments 96

Fintech Finance

AUGUST 14, 2024

We have already seen successful use cases on our Whale platform in areas such as instant tax refund services and SME cross-border payments, and we will continue working together with industry partners and leveraging blockchain technology to enable more open and inclusive cross-border payments.”

Liquidity Management 95

Liquidity Management Treasury Multi-Currency Cross-Border Payments 95

Fintech News

NOVEMBER 17, 2024

These cloud cores provide them with the freedom to launch new products and services in new markets quickly without having to build a financial infrastructure from the ground up. With Oradian’s latest product development, Custom Code° , customisation capabilities can be not only matched but bettered by in-house systems.

SWIFT 109

SWIFT API Underserved Interoperability 109

Fintech Finance

SEPTEMBER 13, 2024

The expertise around the room is showcased in this deliverable where we really delve into details around FIs moving into receiving instant payments,” said Miriam Sheril, Head of Product – US at Form3. I truly think this will be a huge asset to banks as they make their journey into the world of RTP and FedNow.”

Instant Payments 120

Instant Payments Faster Payments FPC Real Time Payments 120

PYMNTS

DECEMBER 18, 2017

“If I send you a message, there is all kinds of interoperability happening in the background that is moving the data from one network to another and one platform to another. If I bring that back to payments, say I want to use a card product on a specific network. Integrations Vs. Interoperability.

Interoperability 47

Interoperability Payments Payee Bitcoin 47

Fintech News

MAY 27, 2024

Trialed Digital Tenge use cases include wholesale cross-border CBDC transactions with the Hong Kong Monetary Authority, CBDC vouchers for school meals, smart contracts designed to safeguard public funds allocated for road construction, and Digital Tenge stablecoins on the Binance cryptocurrency exchange.

CBDC 123

CBDC Transactions Payment APIs and Integration Cross-Border 123

The Fintech Times

MAY 18, 2024

Eurosystem , the monetary authority of the eurozone, has been exploring the possible use cases of distributed ledger technology (DLT) to conduct wholesale settlement in central bank money. It has now completed its first experiment using DLT, giving the monetary authority a glimpse into the potential merits of the tech.

Central Bank 74

Central Bank Settlement Distributed Ledger Technology (DLT) Interoperability 74

Fintech Review

SEPTEMBER 17, 2024

Integrating native USDC and CCTP enhances Sui’s utility, security and interoperability for users and developers, with the intent of bringing more liquidity to the network, streamlining transactions, and improving market efficiency across the ecosystem.

Stablecoins 52

Stablecoins Blockchain Interoperability Caps 52

PYMNTS

OCTOBER 15, 2020

That’s strong growth for something that is a mature payment product,” said Larimer. Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.” Interoperability In Focus .

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

Fintech Finance

OCTOBER 30, 2024

As part of Fnality’s vision to develop a regulated FMI that addresses a variety of pain points across the financial market, these successfully settled margin transfers are a first step in exploring the potential use of £FnPS for cleared margin payments in the future, subject to further regulatory analysis.

Distributed Ledger Technology (DLT) 76

Distributed Ledger Technology (DLT) Liquidity Management Central Bank Payments 76

The Fintech Times

APRIL 5, 2024

“Institutions entering this space are finding success by partnering with compliant, crypto-native players and Ripple’s track record and resiliency speaks for itself, as we launch new products and acquire companies through multiple market cycles. There is demand from Ripple’s customers in emerging markets to enable stablecoin payouts.

Stablecoins 63

Stablecoins Use Case Blockchain On-Demand 63

The Fintech Times

JUNE 8, 2024

Rajat Mishra , COO at Onafriq , commented: “By leveraging VGS’s best-in-class technology and combining it with Onafriq’s unique expertise around payment interoperability, we are confident that we can drive meaningful impact and shape the future of fintech across MEA.”

Security 63

Security FinTech Credential Interoperability 63

The Fintech Times

OCTOBER 11, 2024

The new Visa product is designed to help financial institutions issue and manage fiat-backed tokens on blockchain networks. How it works VTAP provides a platform for banks to mint, burn and transfer fiat-backed tokens, such as tokenised deposits and stablecoins , and experiment with use cases.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Near Real-Time Participant 52

PYMNTS

AUGUST 21, 2020

And there’ll be quite a bit of tinkering with the technology (especially the infrastructure) and the use cases to get there. It’s not about going to production.” Interoperability Is Key. To get there, interoperability is key, said Cunha. Digital dollars are a maybe – but if so, not for a while.

CBDC 107

CBDC Fed Federal Reserve ISO 20022 107

Faster Payments Council

FEBRUARY 2, 2022

The FPC conducted the latest survey of payments system stakeholders to gauge progress and perceptions around faster payments, trends, use cases, and challenges in the United States. Many respondents also reminded us that we have not reached an ideal state with the need for interoperability again perceived as key to success."

Faster Payments 68

Faster Payments FPC Interoperability Cross-Border 68

Faster Payments Council

NOVEMBER 3, 2019

Collaboration with Glenbrook Partners Uncovers Key Industry Views on Faster Payments Advancements; Need for Ubiquity, Interoperability, Strong Dispute Resolution The U.S. Industry Support for Interoperability Survey respondents were asked how important it is to achieve interoperability across compatible faster payments systems in the U.S.

Faster Payments 68

Faster Payments FPC Interoperability Payments 68

The Fintech Times

MAY 7, 2024

Corporate use cases – the biggest opportunity for US banks – are being left on the table opening the door to first moves and fintechs to grab market share.” Banks that lead instant payments and overlay services will gather greater market share as US companies apply these tools to productivity and growth.”

Instant Payments 58

Instant Payments FedNow RTP Zelle 58

The Fintech Times

APRIL 22, 2024

The report suggests hat a single QR code standard with robust oversight is vital for promoting interoperability and consumer confidence, allowing QR codes to function across different payment networks and devices.

Faster Payments 58

Faster Payments FPC Payments Interoperability 58

Fintech Finance

JUNE 3, 2024

Moreover, VGS and Onafriq are committed to exploring opportunities for product co-development and expanding the scope of payment acceptance use cases throughout Africa and the Middle East.

Innovation 52

Innovation FinTech Security Credential 52

The Fintech Times

MARCH 20, 2024

in key cities and use cases. The PBOC will work with relevant parties, further develop payment use cases, and coordinate efforts to address any shortcomings and weaknesses. It will direct CNY 3 billion to focus on acceptance terminal upgrades, signage placement and publicity, etc.

Use Case 58

Use Case Online and Mobile Banking Governance Government 58

PYMNTS

OCTOBER 12, 2020

These comment letters highlighted the need for features to address accessibility, interoperability, security, liquidity, and fraud prevention,” Montgomery said. Looking Toward Interoperability And Scale . Interoperability is a core component” of FedNow, said Montgomery.

Instant Payments 97

Instant Payments FedNow Fed Interoperability 97

PYMNTS

JANUARY 22, 2019

Financial Innovation Now (FIN) submitted a public letter in December, contending that the Fed was best-positioned to operate a ubiquitous, interoperable real-time payments network. 3: The almost across-the-board price point for products at Brandless, which recently rolled out a subscription service. DBI) in 2018.

Faster Payments 66

Faster Payments Real Time Payments Ubiquitous Debit Card 66

Fintech Finance

APRIL 19, 2024

“What struck me about our work is that while we started with a relatively narrow question, we found that answering it meant we needed to explore several domains,” said Scott Green, Manager, Product Innovation at SHAZAM and FPC QR Code Interface Work Group Chair.

Faster Payments 59

Faster Payments FPC Payments Best Practices 59

Fintech Review

AUGUST 22, 2024

While rollups have been key to scaling Ethereum, they may fall short when strong decentralization, customization, or interoperability are needed. Tanssi is providing developers in the Symbiotic ecosystem with an easy-to-use interface to one of the most sophisticated and battle-tested blockchain development stacks.

Security 52

Security Blockchain Blocks Interoperability 52

Stax

APRIL 18, 2024

TL;DR ISVs develop and distribute software products independently and often collaborate with hardware manufacturers and platform providers. ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. This unsurprisingly has driven the SaaS industry to a 232 billion US dollar growth.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

PYMNTS

OCTOBER 2, 2019

Although progress has been made on the reach and infrastructure, and on the range of products and solutions on offer, there still is much work to be done to spur adoption, he added. The Use Case – and B2B. Kohli said person-to-person (P2P) use cases are among the first to gain ground. Interoperability is Key.

Instant Payments 63

Instant Payments Interoperability Cash Management Cross-Border 63

PYMNTS

MARCH 17, 2020

In an interview with Karen Webster, Philipp Pointner, chief product officer at Jumio , said the coronavirus may hasten a shift from paper and plastic documents toward digital ID verification. And then,” Pointner told Webster, “you have the overarching, strategic developments of digital identities that can be interoperable.”.

Authentication 86

Authentication Verification Interoperability Cross-Border 86

Faster Payments Council

SEPTEMBER 23, 2023

Few use cases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce use cases in the U.S. The US does not lack directory capability – we have an overabundance of it!

FPC 88

FPC Federal Reserve RFP Faster Payments 88

PYMNTS

NOVEMBER 5, 2019

Faster Payments Council revealed the payments industry’s demand for interoperability as well as value-added services and features in any new, faster payments service that emerges, including the Federal Reserve’s FedNow service. Faster Payments Interoperability is a Must. A new report from the U.S. On Monday (Nov. 4), the U.S.

Faster Payments 40

Faster Payments Interoperability FedNow ACH 40

PYMNTS

AUGUST 10, 2020

Waiting for the Fed — and its promise of interoperability, which requires participation from the private sector — is akin to playing the (very) long game. Expanding The Use Cases. Waterhouse said that getting banks to sign on is about showing them the relevant use cases that will drive revenue and even new customer acquisition.

Real Time Payments 138

Real Time Payments RTP TCH Federal Reserve 138

PYMNTS

NOVEMBER 26, 2019

Source-to-pay solution provider Basware now offers its business automation resources on the SAP App Center , the digital marketplace for systems applications and product (SAP) partner offerings, Basware announced on Tuesday (Nov. The prototype uses SAP’s Payment Engine application to initiate, process, clear and settle transactions.

Real Time Gross Settlement (RTGS) 60

Real Time Gross Settlement (RTGS) Distributed Ledger Technology (DLT) Settlement Blockchain 60

Fintech News

JUNE 19, 2024

This means that unlike a lot of digital assets, whose practical applications might not be known for some time (if ever), stablecoins have begun to show demonstrable real-world use cases. Project Orchid, and the 1st use of purpose bound money, in partnership with Grab.

Stablecoins 108

Stablecoins Cross-Border Cross-Border Payments Blockchain 108

Faster Payments Council

FEBRUARY 18, 2021

The Real-Time Recurring Work Group will promote the development and adoption of real-time recurring payment solutions to be used by business end users and financial institutions. The list of use cases for real-time recurring payments has grown substantially in recent years.

Financial Inclusion 68

Financial Inclusion Faster Payments FPC Cross-Border Payments 68

Faster Payments Council

SEPTEMBER 12, 2022

Money movement within the market for legal cannabis products must move to the traditional banking system as a matter of safety, equity and inclusion. How can we look to this rapidly growing business for new use cases for instant payments? What will this look like in the coming years? What will this look like in the coming years?

FPC 88

FPC Federal Reserve Cross-Border Payments Faster Payments 88

Nanonets

APRIL 30, 2024

Apart from the challenges covered above, the main reason that many organisations still handle PDF data extraction manually is that: Conventional PDF data extractors typically extract everything in one go from a PDF and not just the specific data or key value pairs that are important for a particular business use case.

AI 52

AI Due Diligence Automation Use Case 52