Payments Source

JANUARY 23, 2018

The company plans to move into more retail payment processing as part of a broader diversification strategy that includes the acquisition of Cayan.

Retail Payments 65

Retail Payments Process Payments ISOs 65

Fintech News

JULY 3, 2024

According to the project report containing conclusions and key learnings recently released by the Bank for International Settlements Innovation Hub (BISIH) Singapore Centre, there is a sizeable flow of intra- and extra-ASEAN payments that could be processed through Nexus. trillion by 2025.

Cross-Border Payments 108

Cross-Border Payments Cross-Border Instant Payments Central Bank 108

PYMNTS

JULY 3, 2018

Payments Administration and has taken control of the nation’s check and credit clearing operations. Checks will continue to be processed through the paper clearing system as well as the Image Clearing System, recently launched to support digital images of checks used for clearing and settlement. economy. .

Continuity 40

Continuity ISO 20022 Message Standards Faster Payments 40

Fintech News

DECEMBER 10, 2023

ti&m has released a white paper AI in banking: LLMs and personalised ChatGPTs examining how banks can leverage AI competencies like machine learning, natural language processing and deep learning for a competitive edge.

FinTech 108

FinTech Cross-Border Deepfake Cross-Border Payments 108

PYMNTS

APRIL 19, 2016

However, as the rules of retail payments continue to change, it’s increasingly the smallest retailers that are seeing sales lost to nothing but their inability to keep up with the technological trends. A rising tide lifts all boats — or, at least, it’s supposed to.

Faster Payments 40

Faster Payments EMV Payments ISOs 40

The Fintech Times

JULY 20, 2024

This would cover technology, data, third parties, processes and people. This has included using new technology and messaging standards (ISO 20022) to improve performance, data quality and operational efficiency. .” “It is key for companies to invest in operational resilience.

Payments 74

Payments Mitigation Regulations ISO 20022 74

Payments Source

JANUARY 28, 2018

Consumers are more than willing to share retail payment information, geolocations, as well as Uber, OpenTable, Facebook, and Twitter information. However, they have high expectations for what they receive in return, writes Lisa Woodley, vice president of FSI customer experience for NTT Data Services.

Payments Data 76

Payments Data Risk AI Returns 76

Payments Source

JUNE 11, 2019

By making sure their payment processing solution is compliant, they can save themselves the hassle of declined payments and make sure they’re capitalizing on the expansive European e-commerce market, writes Ralph Dangelmaier, CEO and board member at BlueSnap.

Process 117

Process Payments Authentication ISOs 117

PYMNTS

NOVEMBER 15, 2017

Over the course of the next nine to 12 months, the Fed will be conducting a formal assessment of real-time settlement needs, with a focus on a retail payments environment. It may be no surprise that security remains top of mind for the innumerable stakeholders in the payments arena.

Fed 44

Fed Faster Payments Federal Reserve ISO 20022 44

Payments Source

NOVEMBER 3, 2019

To lay the groundwork for future success, retailers need to create a digital currency strategy. Most retailers and online brands are aware they need a digital currency plan but don't know where to start the process, says cryptocurrency lawyer Felix Shipkevich.

Digital Currency 80

Digital Currency Cryptocurrency Process Payments 80

Payments Source

JANUARY 23, 2019

While the transaction will lower the cost of servicing First Data’s massive debt, the fintech and processing giant will be more complex and ponderous, writes Eric Grover, a principal at Intrepid Ventures.

Process 80

Process Transactions FinTech ISOs 80

Payments Source

AUGUST 17, 2018

Installing a modern payment gateway, for example, makes the checkout process more convenient, speeding up order processing while offering alternative payment methods, saved customer information and location-specific options, writes Amit Bhaiya, co-founder and CEO of DotcomWeavers.

Gateways 64

Gateways Alternative Payment Methods Payment Gateways Innovation 64

Payments Source

NOVEMBER 14, 2019

The blockchain has the potential to disrupt any industry sector, leaving in its wake a more effective system where people get to own the value they create, says PayStand's Jeremy Almond.

Blockchain 125

Blockchain Venmo ISOs Process 125

Payments Source

AUGUST 12, 2019

The difficulty of detecting synthetic fraud has caused it to quickly develop into the primary method of attack for criminals, says Monica Eaton-Cardone, COO of Chargebacks 911 and CIO of its parent company Global Risk Technologies.

Crime 120

Crime Risk Payments Technology 120

Payments Source

NOVEMBER 25, 2019

Fraudsters have access to vast quantities of personal identifiable information and can look very authentic. Therefore, it is better to diversify and utilize multiple sources of data to help protect your business.

Authentication 99

Authentication Risk ISOs Process 99

Payments Source

JULY 11, 2019

The SEC is paying close attention to cryptocurrency, though its efforts may be counter to its priority to foster innovation and capital formation in the U.S., contends Bill Martin, a lawyer in the New York office of O'Melveny & Myers.

Cryptocurrency 113

Cryptocurrency Innovation ISOs Compliance 113

Payments Source

FEBRUARY 21, 2019

Modern, global merchants need comprehensive, integrated frameworks that reduce costs, manage risk and exposure, provide direct connectivity and redundancy to optimize reliability and keep control over the customer experience closer to the merchant, according to Eric Rosenthal, managing director of the Americas at Rapyd.

Cost Management 115

Cost Management Consumer Risk ISOs 115

Payments Source

JULY 30, 2019

While traditional payment processors conquered bitcoin in the first battle, the disruptive potential of blockchain technology remains a potent threat and incumbent payment processors should prepare for a healthy new challenge.

Processors 105

Processors Bitcoin Blockchain Payments 105

Payments Source

JUNE 3, 2019

When it comes to digital-native shoppers, it’s more than just understanding how their expectations have changed. These expectations are tied to emotional factors that influence buyer behavior, says Michael Rouse, chief commercial officer at Klarna.

Posting 106

Posting ISOs Process Digital Payments 106

Payments Source

SEPTEMBER 27, 2018

It could be tempting to pick the easiest pricing option to understand and move on. But other times, more complex pricing options can really help businesses save money, writes Angelo Grecco, chief business development officer for CardConnect.

ISOs 117

ISOs Process Retail Payments Payments 117

Payments Source

JULY 24, 2019

In their efforts to understand data privacy regulations and maintain compliance, it’s become clear that a large number of retailers simply don’t know the true whereabouts of their customers’ data, never mind how that data is being used, says Cleo's Dave Brunswick.

Privacy 93

Privacy Compliance Regulations Risk 93

Payments Source

AUGUST 8, 2019

The maturation of e-commerce has ushered in an era of personalization at scale and growing customer demand for convenient, flexible shopping experiences, writes Will Walker, enterprise manager at Roadie.

ISOs 89

ISOs Process Retail Payments Payments 89

Payments Source

MARCH 1, 2019

By passing these fees on to shoppers, small retailers no longer have to cut vital operational costs to accommodate for lower margins from loyalty programs, says Robert Maynard, the founder of SurchX. Consumers are willing to pay a bit more for repeat business at a merchant.

Consumer 90

Consumer ISOs Process Retail Payments 90

Payments Source

AUGUST 19, 2018

Even as the payments landscape has become increasingly complicated and convoluted over the past several years, many industry players have not kept pace with their payments testing methods or tools, writes Steve Gilde, director of global product marketing for Paragon Application Systems.

Product 94

Product Payments Risk ISOs 94

Payments Source

NOVEMBER 11, 2019

The challenge is to digitize digital currency rewards in such a way where a retailer could issue its own token, and that token could be used at a multitude of retailers, says cryptocurrency lawyer Felix Shipkevich.

Digital Currency 74

Digital Currency Cryptocurrency Payments ISOs 74

Payments Source

MAY 29, 2019

Many kiosk manufacturers focus on cost and manufacturing efficiencies, placing little to no emphasis on experience architecture — where the physical meets the digital in design and engagement, writes Scott Reese, chief technology officer at Harbor Retail.

Consumer 80

Consumer Technology ATM ISOs 80

Payments Source

OCTOBER 21, 2018

Today, you can sell anywhere in the world successfully with just a single payment gateway integration, writes Ralph Dangelmaier, CEO of BlueSnap.

Processors 94

Processors Payment Gateways Gateways Payments 94

Payments Source

JULY 18, 2019

Optimizing web sites to be able to accommodate more traffic must be a long-term goal, not only the special days, writes Lex Boost, CEO of Leaseweb USA.

Payments 81

Payments ISOs Process Digital Payments 81

Payments Source

APRIL 12, 2018

DCC is popular with payment processors and merchants because it almost effortlessly boosts profits, gouging an often one-time consumer instinctively comfortable and receptive to paying in his familiar home currency, writes Eric Grover, a principal at Intrepid Venture.

Processors 92

Processors Visa Consumer Payments 92

Payments Source

JULY 17, 2019

Artificial intelligence software could even be used to analyze and score credit transactions as is done for banking transactions, writes Monica Eaton-Cardone, COO of Chargebacks 911 and CIO of its parent company Global Risk Technologies.

Credit Transaction 73

Credit Transaction Security Risk Transactions 73

Payments Source

JUNE 21, 2018

From regulations such as GDPR and PSD2 to conversations at major conferences, financial services and payment companies are coming to grips with how vital it is to step up ID protection, according to Lina Andolf-Orup, global product marketing manager at Fingerprints.

Rules 87

Rules Payments Regulations Product 87

Payments Source

AUGUST 6, 2019

Managing compliance and breach risk make it harder to offer a good customer experience, but the cost of friction may be even higher, argues Bob Janacek, CEO of DataMotion.

Compliance 71

Compliance Breach Security Risk 71

Payments Source

FEBRUARY 25, 2019

By taking precautions to protect your mPOS devices, your business can safely sell at more locations for a comparatively low cost while keeping your customer and company data safe, writes Rafael Lourenco, an executive vice president at ClearSale.

Risk 76

Risk ISOs Process Retail Payments 76

Payments Source

JUNE 18, 2019

Banks don't compete with each other enough to effectively lead the move to faster payments in the U.S., argues CMSPI's Mark Horwedel.

Faster Payments 83

Faster Payments Payments ISOs Process 83

Payments Source

AUGUST 21, 2019

If firms don't enroll consumers quickly for card accounts, it suggests other elements of the institution may also be suspect, says Kofax's Dermot McCauley.

Enrollments 73

Enrollments Security Accounts Consumer 73

Payments Source

DECEMBER 4, 2018

Premium loyalty is about brands and customers committing to each other from the start. It’s about brands aligning with their customers and giving upfront, according to Tom Caporaso, CEO of Clarus Commerce.

ISOs 74

ISOs Process Retail Payments Payments 74

Payments Source

JUNE 11, 2019

The key to capturing young consumers is flexibility and choice at the point of sale, says Michael Rouse, chief commercial officer at Klarna.

Consumer 75

Consumer ISOs Process Retail Payments 75