PYMNTS

OCTOBER 23, 2017

“In our ongoing commitment to deliver consumer-centric solutions, Mastercard is introducing a series of APIs that will give the consumer direct control to view where their card is stored and manage spend across all digital channels — all from right within their mobile banking app or website.”.

API 78

API Visa Consumer Credit Union 78

PYMNTS

FEBRUARY 28, 2020

We continue to see steady growth in mobile banking, online banking, enhanced ATMs, remote deposit capture, etc., Capital One is also trying to grow its credit card business, and last year, it partnered with Walmart to be the only issuer of a co-branded and private-label card program. Net income CAGR was 8.2

Office of the Comptroller of the Currency 83

Office of the Comptroller of the Currency Remote Deposit Capture Online and Mobile Banking Enrollments 83

PYMNTS

JANUARY 22, 2020

The company recently announced that the software company Netcetera implemented the authentication system for Bank-Verlag, a company that makes and provides secure services for Germany’s banks. Two major Austrian card issuers are also using the technology.

Payment Security 85

Payment Security Security Authentication Online and Mobile Banking 85

The Payments Association

DECEMBER 18, 2024

With advanced fraud management systems using AI and machine learning, issuers will proactively stop fraud before it happens, boosting consumer trust and confidence. Prevention will become the focus, with tokenization playing a key role. By removing sensitive data from transactions, tokens help make fraudsters’ efforts futile.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

PYMNTS

NOVEMBER 30, 2020

We examined their willingness to share their locations with their card issuers as well as whether they would be willing to switch to FIs that leveraged geolocation tools to thwart fraud. We also found that there is good reason for card issuers to provide location sharing-based fraud protection.

Consumer 68

Consumer Card Issuer Accounts Online and Mobile Banking 68

PYMNTS

MAY 10, 2017

The commerce life of a consumer is becoming more digital by the day, given the proliferation of mobile wallets, eCommerce destinations and the emerging plethora of IoT-ready devices now capable of enabling commerce for them. They include: Who they pay. Where they pay. How they can pay. Who They Pay. Where They Pay.

Push-to-Card 73

Push-to-Card Credential Issuers Payment APIs and Integration 73

Fintech Finance

AUGUST 28, 2024

With the Entrust Digital Card Solution and the NFC Issuer wallet for Visa VTS and MDES, BankDhofar is now enabling NFC payments for Android devices, within its conventional and Islamic banking applications across debit and credit operations.

Push-to-Card 97

Push-to-Card Payments Debit Card Contactless Payments 97

Fintech Finance

FEBRUARY 28, 2024

Today Mastercard announced the Open Banking for Account Opening program, providing a foundational set of open banking products as a core benefit to Mastercard consumer and small business debit issuers as well as consumer prepaid issuers in the U.S. year over year, from 20.7 million in 2020 to hit 47.8 million by 2026.

Visa 59

Visa Accounts Issuers Online and Mobile Banking 59

PYMNTS

OCTOBER 27, 2016

In July, Masterpass formally announced the launch of its omnichannel, all-digital payment service for issuers, merchants and consumers built on the back of Mastercard’s network tokenization to provide security. Masterpass is currently available in 33 markets, with plans to expand into 36 by the end of this year.

Visa 76

Visa Digital Payments Issuers Mobile Banking 76

Payments Source

MARCH 25, 2020

based prepaid card issuer and banking company. Former NetSpend CEO Dan Henry has been named as the CEO of Green Dot, the Pasadena, Calif.-based

Card Issuer 69

Card Issuer Issuers Mobile Banking Mobile Payments 69

PYMNTS

JUNE 13, 2019

Zero’s mobile banking experience is powered by an app, a Zerocard credit card and a Zero Checking account. Galen continued, “i2c’s issuer technology enables us to combine features and functionality across credit, debit, and checking to deliver a modern banking experience.

Debit Card 57

Debit Card Credit Cards Issuers Checks 57

PYMNTS

NOVEMBER 3, 2016

“Citi is making great strides in transforming our servicing model and providing cardmembers the ability to perform key banking tasks in their channel of choice. With this new dispute functionality within our mobile app, we’re excited to further elevate the digital experience and reimagine what mobile banking looks like.”.

Disputes 67

Disputes Credit Cards Card Issuer Duplicate 67

PYMNTS

OCTOBER 19, 2016

credit card issuer based on loans outstanding. Chase customers have more than 90 million consumer credit and debit card accounts, and nearly 24 million actively use the award-winning Chase mobile banking app. Best Buy is the latest merchant to sign up to accept Chase Pay. Chase is the largest U.S.

Debit Card 72

Debit Card Card Issuer Issuers Credit Cards 72

PYMNTS

JULY 23, 2020

Prasanna Narayan , head of product at Ondot Systems , told PYMNTS in a Masterclass conversation that means time is officially up for issuers and financial institutions (FIs) to rethink and redesign their customer services around digital. How Banks Can Beat Big Tech.

Online and Mobile Banking 66

Online and Mobile Banking Mobile Banking Issuers Credit Cards 66

Payments Source

MAY 9, 2018

The prepaid card issuer is attracting customers who are more inclined to seek it out through the app store.

Card Issuer 64

Card Issuer Issuers Mobile Banking Mobile Payments 64

PYMNTS

SEPTEMBER 17, 2018

China’s UnionPay , the payment card issuer, is gearing up to roll out branded cards in the U.K. The two companies are seeking to look into distributed ledger and big data technology to update products for mobile banking. In particular, CUP is looking to create a unified integrated financial services port for mobile.

Cross-Border Payments 70

Cross-Border Payments Cross-Border Card Issuer CHIPS 70

Payments Source

OCTOBER 23, 2019

This report explores how consumers are interacting with the new expanse of marketing and acquisition channels and examines where opportunities and threats to issuers may lie. Recent years have seen a transformation in credit-card customer acquisition.

Consumer 64

Consumer Accounts Credit Cards Issuers 64

PYMNTS

JUNE 21, 2017

It was a plan, Ready noted, that marked the beginning of PayPal’s big shift from being perceived as a payments ecosystem adversary to an ecosystem enabler in digital banking and money transfers, leveraging the reach of PayPal online and via mobile pay for the benefit of card issuers and the consumers they serve.

Venmo 53

Venmo PayPal Online and Mobile Banking Issuers 53

Payments Source

FEBRUARY 21, 2018

The prepaid card issuer has bounced back from the hit it took after discontinuing a product that proved to be popular with fraudsters.

Card Issuer 62

Card Issuer Issuers Product Mobile Banking 62

PYMNTS

OCTOBER 1, 2018

It’s also the inspiration for Ondot’s work with banks to build a better bank-branded app that gives customers access to a wider array of card controls and a real-time stream of actionable data. That, according to VB, depends very much on the use cases issuers want to build into the app. “We The White-Label Future.

Issuers 56

Issuers Push-to-Card Online and Mobile Banking Use Case 56

PYMNTS

OCTOBER 4, 2019

That’s especially true as issuers are no longer just competing with one another, but are increasingly going head-to-head with FinTechs and Big Tech , as digital is what drives their business and the value they deliver to consumers. “Now You’re challenged to show consumers something they interact with every day,” Ahlawat said.

Push-to-Card 79

Push-to-Card Credit Union Online and Mobile Banking Third Party Vendors 79

Fintech Finance

MAY 1, 2024

Mastercard Installments enables shoppers to digitally access installment offers, pre-approved through their bank’s mobile banking app. Shoppers have full transparency on their bank’s policies in this regard up-front during the approval process.

Visa 52

Visa Issuers Online and Mobile Banking Acquirers 52

Payments Source

NOVEMBER 10, 2016

Green Dot reported net income of $2 million in the third quarter as the prepaid card issuer sought to overcome the revenue it lost by discontinuing one of its most popular products.

Card Issuer 61

Card Issuer Issuers Product Mobile Banking 61

PYMNTS

DECEMBER 10, 2019

Doconomy and Mastercard are partnering to combat climate change by giving any Mastercard issuer the ability to enable their cardholders to monitor the carbon footprint of their purchases, as announced in a press release on Tuesday (Dec. Today, the first bank in the U.S. “Addressing climate change is bigger than any one company.

Visa 64

Visa Issuers Mobile Banking Addressing 64

The Fintech Times

MARCH 13, 2024

MeaWallet’s expertise in card tokenisation has been instrumental in powering Fondeadora offerings, including MeaWallet’s SDK Push Provisioning to enable Apple Pay , Google Pay , and integration with Mastercard Digital Enablement Service (MDES) through issuer processor Paymentology.

Digital Payments 64

Digital Payments Online and Mobile Banking Push-to-Card Payments 64

PYMNTS

SEPTEMBER 7, 2016

Going into investor day, Mastercard is ready to talk about its brand’s evolution from card network to digital payments acceptance network, buttressed by the continued growth and acceptance of Masterpass among issuers, acquirers and merchants worldwide. and around the world.

Online and Mobile Banking 41

Online and Mobile Banking Issuers Visa Digital Payments 41

PYMNTS

SEPTEMBER 13, 2018

The FI had also previously released biometric authentication capabilities for its corporate mobile banking customers. Financial service providers have only recently begun to provide compatibility for their commercial card products with mobile wallet solutions. Last year, U.S.

Commercial Card 56

Commercial Card Card Issuer Payer Authentication 56

PYMNTS

MARCH 7, 2018

Mastercard said over the next few months it will tap into Oltio’s technology, the skills of its employees and the startup’s infrastructure to enhance and scale its own digital payment services for merchants and issuers in emerging markets, which have long been based on cash — which has created problems and shutout the unbanked from many markets.

Visa 41

Visa Digital Payments Issuers Payments 41

Fintech Finance

FEBRUARY 19, 2025

Instead, they are redirected to their online/mobile banking platform to confirm the payment transaction. The payment is made via an account-to-account (A2A) transfer directly from the consumers bank account. However, 23 per cent do not find passkeys appealing, and 27 per cent remain neutral.

Innovation 59

Innovation Online and Mobile Banking Security Fraud Detection 59

PYMNTS

OCTOBER 19, 2018

Visa is expanding its Visa Token Service with 20 new partners, and Mastercard is unveiling its Digital Commerce suite – and both are working with payments providers, gateway firms and issuers, ranging from Adyen to PayPal to Stripe.

Mobile Banking 62

Mobile Banking On-Demand Visa Credential 62

PYMNTS

DECEMBER 10, 2020

Consumers have used digital payments technologies such as digital wallets, cards on file and mobile banking apps, to make purchases for years, but the average business organization was still using checks to settle 42 percent of its supplier payments in 2019.

B2B 77

B2B Online and Mobile Banking Payments Contactless Payments 77

Fintech Labs Insights

MARCH 30, 2015

The Fed''s latest mobile banking/payments usage numbers ( full text ) were bouncing around the fintech blogosphere last week. The only sour note was the flatline of mobile banking usage among smartphone owners. Why has smartphone mobile banking stalled? Those trends were all upbeat. Education helps.

Online and Mobile Banking 33

Online and Mobile Banking Mobile Banking Non-Bank Issuers 33

PYMNTS

OCTOBER 16, 2017

In that case, the one generating the token is not the payment scheme or the issuer, but the party who has requested the credentials, said Bouda. Payment tokens are issued by TSPs – the card schemes – at the request of a token requestor, such as an issuer, merchant or digital wallet.

Issuers 40

Issuers Credential Online and Mobile Banking Authentication 40

PYMNTS

OCTOBER 15, 2019

Nomura’s Bill Carcache noted that card performance was a “bright spot” and pointed out that he’s more bullish on card issuers than banks, Bloomberg reported. Its card loans are up high single digits — which, shows continued traction in mobile banking and digital efforts at a company level. JPMorgan Chase & Co. ,

Credit Cards 43

Credit Cards Card Issuer Visa Issuers 43

PYMNTS

APRIL 12, 2019

That moment of truth, according to a PYMNTS interview, is when a customer realizes his or her card is lost or compromised, and can determine the future of the consumer-issuer relationship. A Closer Look at Mobile Banking, After 10 Years. Latest PYMNTS Trackers.

Scams 51

Scams Contactless Payments Direct Deposit Compromise 51

Fintech Finance

MAY 30, 2024

Additionally, in many markets around the world, Visa will partner with issuers to enable Click to Pay and Visa Payment Passkey Service on new Visa cards, reducing manual entry of card details and passwords from the moment the card arrives. With Visa Pay, banks can supercharge their existing mobile apps.

Online and Mobile Banking 52

Online and Mobile Banking Product Credential RTP 52

PYMNTS

MARCH 23, 2018

It allows us to assess patterns of behavior of the user, detect botnet automation and determine the reputation of the device – critical insight for merchants in optimizing the consumer experience and for issuers in determining whether to approve payment. This capability can be applied across any device in the future.

Innovation 74

Innovation Security Visa Online and Mobile Banking 74