The Fintech Times

NOVEMBER 6, 2024

As part of its continued expansion, Nium’s partnership with Partior enhances its ability to facilitate frictionless global transactions and unlock new services such as intra-day FX swaps, cross-currency repos, programmable enterprise liquidity management, and multi-bank payments for financial institutions.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

Fintech Finance

SEPTEMBER 13, 2024

This comprehensive guideline provides essential insights and best practices for financial institutions (FIs) as they navigate the complex landscape of instant payments. With contributions from industry experts, the guideline aims to help FIs enhance their operational readiness for real-time payments, including RTP® and FedNow®.

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

Finovate

NOVEMBER 7, 2024

Not only will today’s partnership with Partior help Nium facilitate global transactions, it will also support new services, including intra-day FX swaps, cross-currency repos, programmable enterprise liquidity management, and Just-in-Time multi-bank payments for banks across the globe.

Real Time Payments 52

Real Time Payments Cross-Border Payments Cross-Border Payment APIs and Integration 52

PYMNTS

NOVEMBER 10, 2020

Real-time payments aren’t just an opportunity for consumers to send and receive money more quickly. Interest in faster payments is also on the rise for corporates, though their adoption of real-time payments won’t look the same as it does in the B2C world. It’s the culture that is changing.”.

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B2B Real Time Payments Value Added Service ISO 20022 117

Fintech Finance

JANUARY 24, 2024

Mastercard and The Clearing House (TCH) have announced an extended multi-year partnership, bringing the companies together to collaborate on innovative capabilities for consumers, businesses and governments to evolve and embrace the digital economy through real-time payments (RTP) adoption on the RTP® network.

Real Time Payments 52

Real Time Payments RTP Visa Instant Payments 52

PYMNTS

JANUARY 23, 2020

Faster and real-time payments capabilities continue to proliferate in the global financial services arena, and consumers aren’t the only beneficiaries of the trend. Corporates, too, are beginning to explore opportunities in real-time transactions in areas like payroll and intra-company payments.

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Real Time Payments Liquidity Management Treasury FedWire 96

Tearsheet

FEBRUARY 16, 2024

Currently, the RTP network includes 487 banks and credit unions, offering real-time payment services to their customers. However, the landscape has become more competitive with the introduction of FedNow , the Federal Reserve’s instant payments system that launched last year in July.

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Instant Payments RTP Visa TCH 119

PYMNTS

OCTOBER 28, 2020

We can see that cash has been reduced in favor of electronic accounts and instant payments,” he said. For instance, Scaffidi said that real-time payments (RTPs) are gaining trust at the same time that credit cards are not always seen as the right payments instrument.

Emerging Payments 109

Emerging Payments Real Time Payments RTP Payments 109

PYMNTS

NOVEMBER 19, 2020

That includes advancements in Canada's upcoming Real-Time Rail, as well as adoption by Transcard of Mastercard's Track Business Payment Service to facilitate real-time, account-to-account transfers for businesses. Canada Taps Vocalink for Real-Time Rail. Volante Explores the Real-Time B2B Value Prop.

B2B 104

B2B Blockchain Real Time Gross Settlement (RTGS) Real Time Payments 104

Fintech Finance

NOVEMBER 20, 2024

New payment services to simplify user experience: Offering instant bank transfers and faster payment solutions, allowing users to send and receive funds effortlessly around the world. Settlement and FX solutions for Wirex: Facilitating smoother, real-time payment flows within Wirex’s expanding collaboration network.

Liquidity Management 98

Liquidity Management Faster Payments Real Time Payments Digital Currency 98

PYMNTS

OCTOBER 28, 2019

Only a few years ago, corporate treasurer clients weren’t interested in instant payment capabilities, and instead were content to continue managing cash flow based on their 30-day or 60-day payment terms with partners. But with the U.S. But with the U.S. It’s also about all of the value-adds it brings in.

Real Time Payments 40

Real Time Payments Instant Payments Value Added Service Payment APIs and Integration 40

PYMNTS

DECEMBER 12, 2019

continues to take significant steps toward a faster payments ecosystem , the market undoubtedly lags behind others across the world in the path toward real-time payments ubiquity. real-time payments journey in a recent interview with PYMNTS. Though the U.S. unlike markets like the U.K.

RTP 72

RTP Real Time Payments Faster Payments Cross-Border 72

Fintech Finance

JUNE 5, 2024

Ripple Payments provides the enterprise-grade infrastructure required for businesses to leverage blockchain easily for faster, cheaper, more efficient cross-border payments without needing to be an expert.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Multi-Currency IBAN 98

PYMNTS

FEBRUARY 4, 2019

Real-time payment systems are quickly cropping up across the globe. This rapid expansion is fueling predictions that the global real-time payments market will rise from a value of $6.8 The Federal Reserve’s Faster Payments Task Force established a goal in July 2017 that any consumer or business with a U.S.

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Faster Payments Federal Reserve Real Time Payments TCH 73

PYMNTS

MAY 29, 2019

Deep Dive: Real-Time Payments’ Impact on Liquidity Management. The rise of instant payments is creating new complications for corporate treasurers. However, the instantaneous nature of real-time payment systems can throw a wrench into how treasurers calculate cash flow.

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ISO 20022 Liquidity Management Real Time Payments Faster Payments 55

PYMNTS

APRIL 11, 2019

JPMorgan announced this week it’s launching SEPA Instant in Europe as part of its efforts to advance its real-time payments offerings. Adding SEPA Instant is another step towards offering real-time payments around the globe,” said Sungmahn Seo, managing director and head of EMEA payments & FX for J.P.

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Real Time Payments Faster Payments Liquidity Management Treasury 53

PYMNTS

DECEMBER 8, 2017

We also offer a disruptive way to send international payments, by bypassing costly bank wires [and] offering access to local banking and real-time payment networks, which can significantly reduce transactional costs by up to 80 percent.”.

API 78

API Cross-Border Payments Payment APIs and Integration Cross-Border 78

Finovate

OCTOBER 21, 2024

The new commercial payments tool leverages a multi-rail system that includes SWIFT, Visa Direct, and Mastercard’s proprietary networks. Move Commercial Payments offers features like liquidity management, integration with existing SWIFT systems, and helps to reduce counterparty risk. Photo by Lea L on Unsplash

Cross-Border Payments 59

Cross-Border Payments Cross-Border Visa FedNow 59

PYMNTS

JANUARY 8, 2021

One thing is customer service, but the other is liquidity management or cash flow forecasting, and that's new to a lot of organizations.”. So Much More Than Payments. “It’s not just technical connectivity that financial service executives need to think about as their business or their FI moves to 24/7,” she said.

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RTP TCH Funding Agent Continuing Education 139

The Fintech Times

JANUARY 16, 2024

We expect rapid growth to continue in step with further adoption worldwide of instant digital payment solutions for retail and corporate use. Payment fraud explodes With payments moving online and real-time payment systems becoming the norm, authorised push payment (APP) fraud is more prevalent than ever.

Payments Trends 98

Payments Trends Risk Identity Theft Payments 98

PYMNTS

OCTOBER 1, 2019

Fifty-four faster payment schemes — and counting. Real-time payments are on the radar for most banks, and the opportunity is there to grow top lines and cement customer relationships. Other value propositions include mobile devices enabled to do push payments.

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ISO 20022 Faster Payments FedNow ISOs 69

The Paypers

AUGUST 22, 2017

(The Paypers) Fiserv has announced the acquisition of Dovetail Group Limited, an Ireland-based provider of bank payments and liquidity management solutions.

Real Time Payments 28

Real Time Payments Liquidity Management Acquirers Payments 28

PYMNTS

DECEMBER 3, 2019

The Corporate America Credit Union (CACU), which serves almost 500 credit unions (CUs) around the world, has become a funding agent for the RTP network, The Clearing House ’s (TCH) real-time payments network, according to a release.

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Funding Agent Credit Union RTP Real Time Payments 52

PYMNTS

APRIL 12, 2018

That includes 80 percent of businesses willing to switch providers to access faster and instant payment capabilities, with treasurers pointing to heightened risk management capabilities, liquidity management capabilities and cash visibility as positive effects of instant payments.

Real Time Payments 43

Real Time Payments Liquidity Management Instant Payments Risk Management 43

Fintech Finance

JANUARY 11, 2024

The Practicalities of Cross-Border Payments in a Faster Payments World also highlights the challenges faced by fintech companies, providing insights into regulatory compliance, security, foreign exchange rate risks, lack of transparency, high costs, interoperability, data privacy, competition with financial institutions, and liquidity management.

Cross-Border Payments 93

Cross-Border Payments Cross-Border Faster Payments ISO 20022 93

PYMNTS

JANUARY 7, 2021

As these ecosystems of integrated workflows, technologies, corporates and their financial service providers continue to evolve, the mindset of how to tackle friction in cross-border B2B payments will similarly shift, but not without overcoming some hurdles first.

Cross-Border 97

Cross-Border B2B Payment APIs and Integration ISO 20022 97

PYMNTS

SEPTEMBER 4, 2018

The enterprise is still unsure about faster and real-time payments. With companies paying suppliers on strategic schedules, real-time transactions aren’t always necessary — or beneficial — for the B2B payments space. Yet there is some adoption of faster payment technologies among corporates.

Treasury 44

Treasury Faster Payments Real Time Payments Liquidity Management 44

PYMNTS

OCTOBER 12, 2020

He said there are going to be some institutions that will want to connect with both instant payment services — FedNow and The Clearing House (TCH)’s real-time payments ( RTP ) network — in a desire to ensure resiliency and redundancy to support outages in one system to the other, if they were to occur.

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Instant Payments FedNow Fed Interoperability 97

Payment Savvy

MAY 15, 2023

This means that when you make a payment, the money will be available in the recipient’s account within seconds. This is a significant improvement over current payment systems, which can take several days to process. Regulatory compliance: Banks are required to meet certain liquidity standards set by regulators.

FedNow 52

FedNow Federal Reserve Liquidity Management Instant Payments 52

PYMNTS

SEPTEMBER 4, 2018

Corporates may not be adopting faster and real-time payments technologies as fast as consumers, but that doesn’t mean the acceleration of payments isn’t impacting corporate finance. Real-time payment capabilities enable businesses to take advantage of faster currency conversions and real-time FX rate management.

Faster Payments 40

Faster Payments Same Day ACH Real Time Payments Treasury 40

PYMNTS

NOVEMBER 28, 2016

A study conducted by Lipis Advisors found that a quarter of the cost associated with implementing faster and real-time payments capabilities for banks is linked directly to testing the technology. And among those niche areas is B2B payments, Hay said. As Faster Payments spreads throughout the U.K.

Faster Payments 54

Faster Payments Real Time Payments Payments Instant Payments 54

PYMNTS

NOVEMBER 30, 2020

The platform will reportedly offer a collection of cash, trade finance and liquidity management offerings. Emirates National Bank Dubai (Emirates NBD), the online banking company, has launched its omnichannel platform for small companies called businessONLINE. Some of the functions include integration with many technology partners.

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AML Money Laundering Non-Bank Liquidity Management 59

PYMNTS

SEPTEMBER 7, 2018

Corporate treasurers said they would switch for elevated risk mitigation and liquidity management services.

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Real Time Payments Risk Mitigation Liquidity Management Instant Payments 49

Fintech Finance

JANUARY 9, 2025

Treasury4 is thrilled to now offer Payments4 enabling treasury teams worldwide to modernize their payment operations. Payments4 goes beyond conventional payment processing solutions, empowering treasury and finance teams to: Enhance liquidity management with direct connections to your cash position.

Treasury 52

Treasury Payment APIs and Integration Cross-Border Payments Cross-Border 52

PYMNTS

AUGUST 22, 2017

Fiserv , a financial services technology solutions provider, announced the acquisition of Dovetail Group Limited to further enable it to help financial institutions around the world transform their payments infrastructure. The new capabilities would be used to meet the evolving needs of wholesale, commercial and retail customers.

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Acquirers Real Time Payments ACH Processing Zelle 43

PYMNTS

FEBRUARY 9, 2020

The proliferation of real-time payments around the globe has had serious implications for liquidity management.

Liquidity Management 56

Liquidity Management Agreements Non-Bank Payments 56

PYMNTS

JULY 26, 2019

With the number of faster cross-border payments solutions on the rise, financial institutions have to prepare both themselves and their corporate customers for the change. We are seeing a lot of worldwide initiatives to make the move to real-time or almost real-time payments.

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Cross-Border Payments Cross-Border Innovation Correspondent Bank 64