Fintech Finance

JULY 18, 2024

The adoption of the innovative digital wallet means the most appropriate virtual card is automatically generated to pay for each individual transaction, based on factors like currency, provider acceptance policies and Wakanow’s own payments strategy.

B2B 98

B2B Issuers Payments Reconciliation 98

The Payments Association

DECEMBER 18, 2024

As multi-rail systems become a standard component of payment strategies, bringing in real-time payments, BNPL, and P2P payments will give customers the flexibility and functionality to enable and unlock greater opportunities in the increasingly cashless economy, paving the way for a truly interconnected global payments ecosystem.”

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

PYMNTS

JUNE 23, 2020

Indeed, the risks of fraud on legacy rails continues to be a focus for payments industry stakeholders, and the Federal Reserve has just introduced a new resources designed to mitigate that risk.

Federal Reserve 106

Federal Reserve RTP Payment APIs and Integration Fed 106

The Payments Association

JANUARY 15, 2025

By removing the need for merchants to store sensitive card details, network tokens mitigate the risk of data breaches. As card networks and payment providers innovate, merchants who embrace network tokens today will have a head start on tomorrows advancements. Next, theres the undeniable boost to security.

Security 88

Security Data Breach Payment Networks Interoperability 88

PYMNTS

NOVEMBER 10, 2020

Petersburg, Florida-based PSCU said that participating “credit unions receive an assigned risk program consultant who, on a daily basis … analyzes the credit union’s fraud and risk mitigation initiatives.”. Credit unions can pick and choose what kinds of fraud they would like to focus on.

Credit Union 60

Credit Union Credit Union Service Organization Fraud Prevention Risk Mitigation 60

PYMNTS

DECEMBER 20, 2018

While the fine was slightly lower than experts predicted, the company’s efforts to report the incident and cooperate with authorities helped mitigate the final amount. Smart cities ” based outside the U.S. could also face fines related to GDPR and PSD2, according to a report from The Telegraph.

Data Breach 74

Data Breach Privacy Breach Regulations 74

PYMNTS

JUNE 23, 2020

Merchants must also develop strategies for mitigating the frictions that go along with sending and receiving funds across borders, such as fraud and data security risks, exchange rate volatility and chargebacks. Such frictions can chip away at businesses’ margins if they are not mitigated.

Cross-Border 65

Cross-Border Payment APIs and Integration Cross-Border Payments Payments 65

PYMNTS

APRIL 22, 2019

” This focus on faster, single-payment processes has also introduced shifts in payment security and fraud mitigation efforts, which are likely to make a mark on corporate payment strategies moving forward. FIs have return on investment (ROI) at the center of their faster payment strategies.

Faster Payments 63

Faster Payments Center for Payments Real Time Payments Payments 63

The Payments Association

MARCH 14, 2025

Understanding your MCC code is essential because it directly affects: 1) Payment processing fees Businesses categorised under high-risk MCCs typically pay higher transaction fees due to increased fraud exposure and chargeback rates. Payment processors impose these fees to mitigate potential financial losses from disputed transactions.

Risk 88

Risk Disputes Processors Fraud Detection 88

PYMNTS

JULY 15, 2020

In a conversation with PYMNTS, Nader discussed the role payments plays in helping (or hampering) a company’s global growth ambitions, and the value of an efficient global payments strategy on giving smaller companies a competitive edge that had once been out of reach. New Goals, Old Tech. Although the globalization of U.S.

Cross-Border 67

Cross-Border Cross-Border Payments Multi-Currency Correspondent Bank 67

Stax

JANUARY 31, 2024

While you can’t avoid the rate hikes, there are strategies and resources available to help merchants mitigate the impact. Ultimately, for merchants looking to mitigate the impact of interchange rate hikes, raising prices across the board is one of the easiest methods. Learn More What exactly are interchange rates?

Credit Cards 88

Credit Cards Push-to-Card Processors Transactions 88

PYMNTS

DECEMBER 23, 2020

Other companies still fail to support payments in local currencies despite ad hoc workers’ increased demands for them to do so, which could strain their working relationships. Companies must quickly analyze their freelance payment strategies as the world becomes more digital and connected in response to recent events.

Cross-Border Payments 108

Cross-Border Payments Cross-Border Wire Transfer Wire 108

PYMNTS

APRIL 9, 2020

While commercial cards can offer benefits to both the AP and AR ends of the spectrum, Leavitt noted issuers face their own uncertain future as they explore how to balance extending financial support to those in need, while mitigating the risk of a business environment where company closures will be an inevitability. “We

Commercial Card 93

Commercial Card Card Issuer B2B Issuers 93

Fintech Finance

APRIL 24, 2024

Now the world’s third-largest economy, Germany still faces macroeconomic headwinds and a weakened outlook, which for merchants and businesses has brought operational efficiency – including the role of payments strategy – into sharp focus.

Instant Payments 59

Instant Payments Payments Reconciliation Real Time Payments 59

PYMNTS

OCTOBER 16, 2020

The need to move quickly to mitigate risk and meet specific requirements of the business has further driven interest in partnerships to get to those goal lines faster.”. Increased demand for these commerce-enabling platforms has led the platforms themselves to want to improve their payments strategy.

Payments 75

Payments Alternative Payment Methods Gateways On-Demand 75

PYMNTS

JUNE 15, 2016

Western Union Business Solutions is targeting Hong Kong SMEs in an effort to support their interest in FX hedging and risk mitigation. A higher-than-expected payment, the firm noted, can thwart business growth. and France prioritize FX risk exposure mitigation; that number declines the smaller a business gets, researchers noted.

Cross-Border 40

Cross-Border Risk Mitigation Mitigation Risk 40

Segpay

JANUARY 30, 2025

Overcoming the Challenges: Payment Strategies for AI Merchants AI companies can take proactive steps to mitigate payment companies concerns and to establish trust: Strengthen Compliance Frameworks AI firms should prioritize compliance with data protection laws and industry standards.

Merchant Payment Processing 52

Merchant Payment Processing Processors AI Process 52

Innovative Payments Association

MARCH 7, 2024

She focuses on developing card payment strategies and tactical plans that help issuers optimize revenue, mitigate risk, and enhance customer loyalty in an ever-changing payments landscape.

Card Issuer 52

Card Issuer Issuers Payments Advisors Advisors 52

Fintech Finance

JANUARY 17, 2024

CellPoint Digital’s Payment Orchestration platform also allows the airline to dynamically route its transactions to its preferred acquirers, quickly add new acquirers and streamline its cross-border payments, all of which help to mitigate costs and diversify risk.

Cross-Border Payments 52

Cross-Border Payments Acquirers Payments Cost Structure 52

PYMNTS

JULY 18, 2016

Earlier this year, the company released new data from research that examined small business’ currency strategies. dollar and an increased global outlook are challenging companies to mitigate FX risk. The company concluded that a strengthening U.S. ” .

Cross-Border 40

Cross-Border Cross-Border Payments Small Business Mitigation 40

PYMNTS

MARCH 5, 2018

Amid the risk mitigation challenges faced by internationally trading businesses, B2B payments are accelerating, which has also shifted risk exposures. Technology is moving to enhance payments security, but there is now a smaller window of time for fraud and other risks to be identified before a transaction settles. In the U.S.,

Risk 42

Risk Cross-Border Non-Bank B2B 42

PYMNTS

MARCH 29, 2019

. “In 2019, business customers are expecting similar payment experiences and processes to that of their personal lives,” he said in an interview, adding that business shoppers should have the same convenience of payment flexibility, choice and digitization. The financial opportunity is massive. .

B2B 66

B2B Finance B2C On-Demand 66

PYMNTS

JULY 7, 2020

Back-end processes like payments and cash flow management are a significant opportunity for travel industry players to modernize and promote efficiency. According to Taspinar, it’s overdue for the travel sector to embrace B2B payments digitization. A World Of Pain Points.

B2B 62

B2B Payments Reconciliation Settlement 62

PYMNTS

FEBRUARY 5, 2020

But as service providers find opportunity in mitigating friction associated with employee purchases, Hoag noted that the true opportunity lies not in the payment itself. What’s changed in the last 10-15 years, he continued, is the culture of employee purchasing.

Duplicate 57

Duplicate Payments Commercial Card Compliance 57

PYMNTS

JUNE 12, 2017

Strategic Treasurer and Bottomline Technologies recently published a joint report on the B2B payments landscape: B2B payments + WCM Strategies. But how businesses reshape their payment practices varies. Two-thirds said they operate in more than one country, and a third said they have a presence in more than 20 countries.

Payer 60

Payer ACH FinTech Push-to-Card 60

PYMNTS

SEPTEMBER 7, 2017

Only by comparing the actual payment to the perfect one can executives understand whether they are meeting their payment efficiency goals, and if not, where they are falling short. If so, then discounts for faster payments may not be a priority. Charting The Course. Is working capital its main driver?

Payments 56

Payments Push-to-Card Commercial Card Process 56

PYMNTS

DECEMBER 5, 2019

“Staff spend too much time and effort on managing payments, expense claims, reimbursements, approvals, accounting and internal front- and back-end processing,” he said, adding that a “lack of control” is also a major pain point, with managers often lacking real-time, streamlined visibility into who is spending company money, how and with whom.

Business Payments 52

Business Payments Payer Payments B2B 52

PYMNTS

OCTOBER 29, 2020

Every time a business adds a new payment service provider (PSP) or currency or expands into a new market, it must optimize its payment flows for cost and efficiency and rethink its payments strategies. The company would then need to rethink its payment flows to mitigate that problem and implement those changes manually.

Process 43

Process Payment APIs and Integration API Payment Service Provider (PSP) 43

Clearly Payments

JULY 11, 2024

Additionally, merchants often lack the education needed to navigate the complexities of payment processing. Work with a Consultant: There are payments consultants that can help with a full payments strategy which will optimize your payments and reduce your fees.

Process 52

Process PCI DSS Processors Non-Bank 52

PYMNTS

SEPTEMBER 23, 2019

While FinTechs are offering a greater variety of solutions to business users than ever before, corporate finance chiefs and treasurers still turn to their banks first to improve their B2B payments strategies. As financial institutions gather for this year’s Sibos conference kicking off in London today (Sept.

B2B 49

B2B ISO 20022 Payment APIs and Integration ISOs 49

Segpay

MARCH 10, 2025

These insights allow operators to optimize their payment strategies and reduce revenue loss. By integrating a specialized gaming payment gateway , businesses can enhance security, improve conversion rates, and deliver a frictionless payment experience that keeps players engaged and transactions running smoothly.

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

Nanonets

SEPTEMBER 29, 2023

Simplify Compliance: Many automated payment platforms incorporate compliance features that help you adhere to industry regulations and security standards. This enables compliance and mitigates the risk of potential security breaches. Exploring these options will help you tailor your payment strategy to meet your specific requirements.

Payments 52

Payments Reconciliation Automation ACH 52

EBizCharge

MAY 15, 2024

They are particularly advantageous for businesses that need to manage high volumes of payments efficiently and securely. Incorporating eChecks alongside standard ACH transfers can offer businesses greater flexibility and choice in electronic payment strategies.

B2B 52

B2B Wire Transfer Payments Payment Gateways 52

PYMNTS

SEPTEMBER 15, 2020

Although they are vastly different beasts, shifts in the consumer payments ecosystem have significantly impacted the flow of B2B payments. Having multiple acquirers is an important risk mitigation tool for merchants, but according to Metodieva, merchants aren’t always prioritizing the diversification of their banking solutions.

Service Provider 119

Service Provider Payments Risk Acquirers 119

EBizCharge

NOVEMBER 1, 2024

Companies must often adjust their balance sheets and consider revising customer credit terms to mitigate these challenges. Managing short payments effectively requires monitoring and timely action to ensure financial stability and continued liquidity. Regularly review AR processes: Keep AR processes aligned with industry standards.

Best Practices 52

Best Practices Payments Strategy Disputes Payments 52

The Payments Association

FEBRUARY 17, 2025

Smart routing: Directs payments through the most efficient and cost-effective acquiring channels, increasing approval rates and lowering transaction fees. Chargeback & fraud management: Identifies and manages high-risk transactions in real-time, helping forex platforms mitigate fraud and chargeback exposure.

Fraud Prevention 88

Fraud Prevention RTP Settlement Payments 88