PYMNTS

NOVEMBER 21, 2019

ACI Worldwide is connected to Zelle and The Clearing House (TCH), the latter of which offers Same-Day ACH services. ACI Worldwide noted it already has a strong foothold in the real-time payments space, with integrations with 18 real-time domestic payment networks around the globe. In the U.S.,

Faster Payments 99

Faster Payments FPC Federal Reserve FedNow 99

PYMNTS

NOVEMBER 27, 2020

Consumers have meanwhile transitioned even more toward payment solutions that allow them to send or receive money in real time, with P2P apps like Zelle and Venmo reporting jumps in user activity during the first half of 2020. One study by TCH observed that 56 percent of checking account holders in the U.S. percent during Q3 2020.

Real Time Payments 106

Real Time Payments P2P B2B Zelle 106

PYMNTS

MARCH 18, 2019

Last week, NACHA issued an ACH operations bulletin announcing the delay of the rollout of a third Same Day ACH (SDA) processing window by six months, to March 19, 2021. The regulator notified NACHA that they need more time to evaluate required changes to their system before giving it the green light. A Couple of Important Dots.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

OCTOBER 16, 2020

How Visa, FIS, TCH, SWIFT, Nacha And Circle See The Future Of Faster, Real-Time Payments Rails . Zelle: The Role Of AI In Stopping COVID-Related P2P Payment Scams . More consumers than in the past say they plan to keep shopping online because merchants’ digital capabilities work better than they did in the past.

Instant Payments 95

Instant Payments Card Issuer Online and Mobile Banking Federal Reserve 95

PYMNTS

JUNE 7, 2017

The June Faster Payments Tracker™, powered by NACHA , highlights the latest trends and developments on how banks and FinTechs are investing in faster payment infrastructure and how these payment technologies are altering the way business is conducted. ACI Worldwide, for one, is offering its cloud-based UP Immediate Payment solution to U.S.

Faster Payments 49

Faster Payments NACHA TCH Real Time Payments 49

PYMNTS

SEPTEMBER 30, 2016

SWIFT has its thing, IBM is doing something else and allegedly with The Clearing House and Vocalink (although it’s been crickets from TCH for quite some time). Early Warning aka Zelle is adding more banks and doing deals with the networks. NACHA just launched Same Day ACH – the only faster ubiquitous payments play in the U.S.

CFPB 69

CFPB Online and Mobile Banking Bots Same Day ACH 69

PYMNTS

AUGUST 12, 2019

Such as how the Fed plans get a critical mass of participants on board, which The Clearing House (TCH) is struggling to do now. FedNow is positioned as a competitor to the private systems, with TCH as its only real-time domestic account-to-account competitor, but it also competes with cards and ACH. Slowing Innovation.

Real Time Payments 78

Real Time Payments FedNow TCH Fed 78