Fintech Finance

JANUARY 29, 2025

Eastnets , a global leader in compliance and payments solutions, has launched its Managed SWIFT Service on AWS Cloud. Integrated payment hub for advanced processing and workflow automation with ISO 20022 translation, duplicate detection, transaction monitoring and fraud prevention.

SWIFT 59

SWIFT ISO 20022 Payment APIs and Integration Disaster Recovery 59

Clearly Payments

SEPTEMBER 13, 2024

A Payment Orchestrator is a service that enables businesses to manage and optimize their payment processing by connecting to multiple payment providers and processors through a single platform. Core Functions of a Payment Orchestrator Here we’ll cover the core functions that drive the core value of payment orchestrators.

Payment APIs and Integration 104

Payment APIs and Integration Multi-Currency Payments Gateways 104

Stax

JANUARY 28, 2025

Completing online payments via manual card entry can be time-consuming and off-putting for customers. This article will cover everything you need to know about Click to Pay, including its history, how it works, and how you can implement the payment method in your business. Learn More What is Click to Pay?

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

M2P Fintech

MARCH 24, 2025

Borrowers can now apply for loans, track progress, and make payments through digital platforms and mobile apps, eliminating the need for physical branches and banking hours. By establishing an immutable and distributed ledger of loan transactions, blockchain offers tamper-proof records and simplifies loan payment tracking.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Compliance 52

Fintech Finance

AUGUST 2, 2024

ComplyTek introduces an advanced transaction screening solution for instant payments , designed to ensure compliance and mitigate fraud within the critical 10-second processing window. Pre-Payment Security : Device fingerprinting, biometric authentication, and real-time monitoring to prevent identity fraud and account takeover.

Instant Payments 94

Instant Payments Transactions Payment APIs and Integration Compliance 94

The Fintech Times

MARCH 12, 2025

The UK governments decision to scrap the Payment Systems Regulator (PSR) and merge its functions into the Financial Conduct Authority (FCA) has divided opinion across the financial sector. The PSR had outlived its usefulness Tony Craddock, director general, The Payments Association Some see it as a long-overdue correction.

FinTech 59

FinTech Payment APIs and Integration Fraud Prevention Regulations 59

Finovate

DECEMBER 11, 2024

They have been successfully used in cross-border payments, remittances, and payroll for global workforces because they enable instant payouts at rates much cheaper than funds sent via traditional banking rails. Regtech The ongoing fallout from the Synapse failure has created a renewed focus on regulatory compliance.

FinTech 59

FinTech Stablecoins Cross-Border BNPL 59

Fintech News

JUNE 12, 2024

This agility allows them to swiftly respond to market demands and opportunities while significantly reducing costs associated with traditional card issuance methods. Integration with digital wallets The integration of credit cards with digital wallets is crucial for their continued relevance.

Credit Cards 108

Credit Cards Payment APIs and Integration Card Issuer Non-Bank 108

The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. Continuing our focus on e-commerce and the checkout experience, we now turn our attention to the potential implications of embedded finance for traditional payment processors.

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

The Payments Association

OCTOBER 3, 2024

Yet, achieving this transformation is far from simple—it demands a strategic overhaul of the entire tech stack, from customer-facing applications to backend processing systems. Outdated payment systems are insufficient to support the rapid, digital-centric strategies banks now require to flourish. billion in 2029.

Payment APIs and Integration 88

Payment APIs and Integration Online and Mobile Banking On-Demand Process 88

Stax

FEBRUARY 15, 2024

The writing on the wall is clear—businesses need to start accepting digital payments and software providers need to start offering payment services one way or another. In this article, we’ll break down two popular terms used in the payment processing industry—ISV and PayFac —and see what they exactly mean.

ISVS 88

ISVS Facilitators ISOs Payment APIs and Integration 88

The Payments Association

FEBRUARY 27, 2025

By combining Salt Edges Open Banking Compliance solution with Finastras core banking platforms, Fusion Essence and Fusion Equation, the duo empowers institutions to build the necessary architecture to meet end-to-end banking requirements and compliance through a single API. Another significant challenge is regulatory compliance.

Payment APIs and Integration 88

Payment APIs and Integration API Compliance Regulations 88

Open Banking Excellence

SEPTEMBER 27, 2024

Digital Payments in Latin America and the Caribbean (LATAC) The worldwide digital payments landscape has witnessed a remarkable transformation, with the percentage of adults making digital transactions increasing from 26% to 51% between 2014 and 2021. of households, while Internet penetration is 62.9%.

Financial Inclusion 147

Financial Inclusion FinTech Laws Regulations 147

Stax

MARCH 14, 2024

During the 2020s, almost all businesses will have been looking at b2b payments processing solutions to meet changing consumer needs. Online and contactless adoption multiplied, and digital payments rose. consumers using two or more types of digital payment methods increased by 8%. Learn More What are B2B Payments?

B2B 88

B2B Process B2C Credit Cards 88

PYMNTS

AUGUST 7, 2019

Without a regulatory mandate, many in the financial services and FinTech space believe that competition will — and already has — nudged the industry toward embracing data integrations across platforms and service providers in the name of better banking experiences. The jury is still out on the future of opening banking in the U.S.

Office of the Comptroller of the Currency 72

Office of the Comptroller of the Currency Payment APIs and Integration Federal Reserve Small Business 72

Fintech Finance

MAY 7, 2024

In a recent study conducted by Forrester on behalf of Fabrick titled, “Embrace Embedded Finance for Seamless Payment Success: A Spotlight on Europe,” valuable insights were obtained regarding the state of Embedded Finance across Europe.

Embedded Finance 52

Embedded Finance Finance Payment APIs and Integration Embedded Payments 52

Seon

SEPTEMBER 23, 2024

With the rise of online transactions and real-time payments, the risk of fraudulent activity has surged, putting financial institutions and businesses in a constant battle to protect their customers and themselves. Compliance with anti-money laundering (AML) regulations is now a legal obligation. What is Payment Screening?

Suspicious Activity Report (SAR) 52

Suspicious Activity Report (SAR) Money Laundering Due Diligence AML 52

FICO

AUGUST 12, 2021

Financial Institutions’ compliance officers and teams should be concerned that Open Banking may render their existing AML/CTF and KYC compliance programs inadequate. In other markets, like Japan, Open Banking is mandated and APIs are specified, but FIs are not mandated to participate. AML plans needed when API technology fails.

Financial Crimes 52

Financial Crimes Compliance Crime Risk 52

Segpay

MARCH 10, 2025

In the rapidly evolving world of online gaming, having a reliable and secure payment gateway is crucial for both gamers and gaming businesses. A gaming payment gateway allows players to make payments seamlessly while ensuring that their financial information is protected. What is a Gaming Payment Gateway?

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

M2P Fintech

JANUARY 21, 2025

It enables streamlined processes, enhances accuracy, reduces turnaround times, and ensures businesses can adapt quickly to evolving market demands. Key Features Configurability : Integrates with 60+ third-party systems and supports 15+ loan products, allowing seamless customization with CRM, core banking, and operational platforms.

Origination 52

Origination Payment APIs and Integration Underwriting Automation 52

Segpay

JANUARY 30, 2025

Yet, for all its transformative potential, AI companies struggle to partner with a secure payment service provider (PSP), because of regulatory concerns surrounding emerging technologies. This has implications for AIs integration in the financial ecosystem. Payment facilitators see this as a liability.

Merchant Payment Processing 52

Merchant Payment Processing Processors AI Process 52

Fintech News

JUNE 12, 2024

Cards-as-a-Service allows for business to roll out their own payment card offerings such as debit cards and credit without the usual challenges that comes with it. This agility allows them to swiftly respond to market demands and opportunities while significantly reducing costs associated with traditional card issuance methods.

Credit Cards 52

Credit Cards Payment APIs and Integration Card Issuer Non-Bank 52

M2P Fintech

FEBRUARY 25, 2025

With the rising demand for loans, the need to deliver speed, accuracy, and personalized experiences has never been greater. By leveraging Loan Management Software , lenders can streamline operations, deliver personalized services, ensure regulatory compliance, and scale effortlessly to meet the demands of a diverse and growing customer base.

Payment APIs and Integration 52

Payment APIs and Integration Compliance Automation BNPL 52

PYMNTS

JUNE 11, 2019

That disruption isn’t over, either, according to Axos Bank CEO Gregory Garrabrants, who spoke with PYMNTS about how a fluctuating industry will continue to affect SMBs in the area of lending, payments and beyond. The bank also operates an API platform that includes the ability to integrate wire payment functionality.

Office of the Comptroller of the Currency 60

Office of the Comptroller of the Currency Small Business Payment APIs and Integration Third-Party Service Provider 60

The Fintech Times

FEBRUARY 8, 2024

To deliver financial solutions that empower Latin America, we must address the region’s fragmentation with due diligence and recognise not only divergent demands from each country, but also the diverse needs of the banks and their respective stakeholders.

Product 69

Product Payment APIs and Integration Small Business Due Diligence 69

M2P Fintech

FEBRUARY 28, 2025

One of the key factors fueling this growth is the increasing demand for a specialized loan management system that caters to both lenders and borrowers in a dynamic financial ecosystem. Flexible Payment Options : Accommodates part/full payment and receipting, aligning with borrowers’ varying financial needs.

Payment APIs and Integration 52

Payment APIs and Integration Assessments Compliance Best Practices 52

M2P Fintech

DECEMBER 17, 2024

It encompasses various functionalities, including payment setup, transaction management, settlement & payout management, and customer support integration, all aimed at improving operational efficiency. Self-service capabilities enable merchants to update information, manage payment options, and resolve disputes independently.

Fraud Detection 52

Fraud Detection PCI DSS Disputes Settlement 52

Finovate

NOVEMBER 20, 2024

The company serves more than 100 million customers around the world, and is a leader in regulatory compliance, security, and privacy in the crypto space. In August, Crypto.com added PayPal as a payment method to fund cryptocurrency purchases on its platform. 21%) and the U.K. (19%).

Rules 59

Rules Cryptocurrency Payment APIs and Integration Regulations 59

M2P Fintech

MARCH 28, 2024

Aadhaar-enabled Payment Service (AePS) AePS, in India, enables individuals to conduct basic banking transactions like d eposits, withdrawals, balance inquiries, bill payments, etc. This strategic shift leverages the on-demand scalability and advanced technologies offered by the cloud.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

Nanonets

FEBRUARY 13, 2024

  Coupa is one popular spend management platform that, through Coupa Pay, also integrates payment processing. Coupa Comparison Feature Nanonets Rating Coupa Rating Data Extraction from Documents 5 4 GL Coding 4 4 3 Way Matching 4 5 Approval Workflows 4 4 ERP Integrations 4.5 offering a broad compatibility range.

Payment APIs and Integration 52

Payment APIs and Integration Cross-Border Automation Cross-Border Payments 52

Nanonets

JULY 21, 2023

The accuracy and reliability of financial reporting are vital for organizations to make informed decisions and meet regulatory requirements. To ensure the integrity of financial data, accountants and bookkeepers rely on the general ledger account reconciliation process.

Reconciliation 52

Reconciliation Payment APIs and Integration Automation Audit 52

Nanonets

JUNE 27, 2023

In addition to facilitating data management, effective document processing enables the integration of heterogeneous systems like ERP, WRM, SCM, and CRM, empowering informed decision-making and fostering business intelligence in this sector. AI-based OCRs can also integrate with multiple systems.

Payment APIs and Integration 52

Payment APIs and Integration AI Automation Process 52

Nanonets

JANUARY 16, 2024

Workflow automation software like Nanonets takes the concept a step further by integrating advanced technologies such as natural language processing and large language models (LLMs). This step involves integrating these tools with existing systems and applications involved in the workflow.

Automation 52

Automation Payment APIs and Integration Process CRM 52

Nanonets

JANUARY 17, 2024

Regulatory Compliance – Don’t Mess with The Law : Automated expense management ensures that you're always on the right side of the law, avoiding costly legal pitfalls. With ever-changing regulations, managing compliance manually is like juggling dynamite. Seems implausible, right? I mean, think about it.

Payment APIs and Integration 52

Payment APIs and Integration Compliance Automation Audit 52

Nanonets

FEBRUARY 28, 2024

This method of recording transactions ensures the accuracy and integrity of financial information, providing a clear and balanced view of the company's financial status. For this instance, a given transaction is for a monetary payment from a customer account to ABCDEFGH Software. It asserts the reason behind the transaction.

Automation 52

Automation Payment APIs and Integration Accounts Transactions 52

Fintech Review

APRIL 1, 2025

This article analyses Revolut’s key growth strategies, regulatory obstacles faced, and its disruption of traditional banks. Early Days and Initial Strategy Founded by Nikolay Storonsky and Vlad Yatsenko in London, Revolut aimed to simplify international payments.

FinTech 94

FinTech Compliance Payment APIs and Integration Innovation 94

Fintech Review

JANUARY 14, 2025

Businesses and consumers alike are witnessing a seismic shift in how financial interactions are managed, from digital payments to sophisticated lending platforms. These digital-first banks offer tailored solutions like automated expense tracking and integrated payment systems. Mobile-first design is another key factor.

Embedded Finance 59

Embedded Finance FinTech Payment APIs and Integration Financial Inclusion 59