Stax

APRIL 3, 2025

But launching your eCommerce store is just half the equationaccepting payments efficiently and effectively is a whole different ball game. On the surface, it seems effortless, with customers only taking a few seconds to initiate and complete payments. The customer is then sent back to the eCommerce site after the payment is processed.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Fintech Finance

MARCH 30, 2025

By partnering with FreedomPay, the world’s largest independent payment gateway, SumUp can continue to deliver industry-leading solutions it’s known for to merchants globally, empowering them to focus on growth and success.

Payment Gateways 59

Payment Gateways Gateways Security On-Demand 59

Fintech Finance

OCTOBER 17, 2024

This collaboration with Premier Bank and Tappy Technologies is a critical step in bringing safe, convenient, and innovative payment solutions to African consumers, empowering them to integrate technology seamlessly into their everyday lives,” said Mark Elliott, Division President for Africa at Mastercard.

Visa 122

Visa Technology Financial Inclusion Contactless Payments 122

The Fintech Times

NOVEMBER 7, 2024

. “Given 24/7 e-commerce , the continued rise in mobile and online payments and consumers’ desire for seamless multichannel experiences, treasuries need to automate and optimise back-office processes or risk falling behind.

ISO 20022 59

ISO 20022 Consumer ISOs Online and Mobile Banking 59

Payments Source

SEPTEMBER 25, 2020

As the coronavirus pandemic has driven more people to work from home and shop online, the demands on digital, faster payment systems have been heightened — as have the opportunities for fraudsters to exploit them.

Faster Payments 123

Faster Payments On-Demand Payments Real Time Payments 123

Stax

FEBRUARY 19, 2025

There is a constant debate regarding the cost benefits and challenges of outsourcing customer support when looking into adding payment integration features for your software users. An outsourced integrated payments support team could also assist business software users with their unique issues or questions about security and compliance.

Payments 88

Payments PCI DSS Compliance Risk 88

Fintech News

DECEMBER 10, 2023

Tackling this challenge requires a multifaceted approach focusing on data accuracy, technology integration, fraud prevention, and balancing customer experience with regulatory compliance. Understanding the complexity of payments At first glance, payment processes may seem straightforward but can be deceptively intricate.

Addressing 117

Addressing Fraud Prevention Financial Inclusion Payments 117

PYMNTS

NOVEMBER 30, 2018

The world may not feel like a radically different place than it was at the turn of the last century – but in less than two decades, a connected world is a reformed world. The world of work is different, the world of play is different – and what consumers want and expect from interactions of all sorts is almost entirely transformed.

On-Demand 51

On-Demand CFPB Consumer Payments Data 51

The Fintech Times

MAY 17, 2024

Consumer payment preferences are constantly evolving, meaning firms need to adapt to cater to these needs. At the Visa Payments Forum in San Francisco, Visa has unveiled new products which will address the evolving consumer payments demands. Online payment fraud is seven times higher than in-person payments.

Product 128

Product Consumer Online and Mobile Banking RTP 128

Fintech News

OCTOBER 23, 2024

Accommodating emerging payment trends is essential to retaining leadership. Even in largely unbanked countries, leading payment providers support more than one payment channel. Sophisticated omnichannel payment scenarios When it comes to a seamless payment experience, some verticals are more demanding than others.

Acquirers 118

Acquirers C2B Online and Mobile Banking Risk Assessment 118

Fintech News

MAY 28, 2024

By adopting cloud-native technologies and implementing comprehensive data management solutions, digital banks can improve operational efficiency, reduce costs, and scale rapidly to meet growing customer demand. According to a 2021 report by the Asian Development Bank, an estimated 1.1

APACS 126

APACS Financial Inclusion Online and Mobile Banking Disaster Recovery 126

EBizCharge

JANUARY 14, 2025

Self-hosted gateways Self-hosted payment gateways let you handle payments on your own site. Customers enter their credit card payment and other payment details without leaving your page. AI systems can quickly analyze patterns and detect suspicious activities to reduce fraud and protect customer payment data.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

PYMNTS

NOVEMBER 10, 2020

“The combined Bluefin/PAAY solution set is as close as we can get to a silver bullet in payment security for eCommerce transactions,” Ruston Miles , co-founder and chief strategy officer at Bluefin, said in a statement on Tuesday (Nov. Most online merchants rely solely on SSL/TLS to encrypt the data being sent from their websites.

Transactions 93

Transactions Security Encryption CCPA 93

Stax

APRIL 10, 2025

Contact us 10 Top Payment Methods for Small Businesses Credit and debit card payments Card payments (credit cards and debit cards) account for 50% of the total number of small business transactions and remain the primary way customers make purchases on-site and online.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Clearly Payments

FEBRUARY 23, 2024

In the payments industry, understanding and effectively measuring performance are crucial for businesses to stay competitive and meet customer demands. However, it’s essential to distinguish between the two and recognize their respective significance within the payments ecosystem.

Processors 105

Processors PCI DSS Payments Volume 105

PYMNTS

JUNE 5, 2019

Businesses are attracted to the PayMe service because HSBC gives them access to payment data on its 1.5 million consumers, which helps them better assess the potential demand for goods and services, Tait noted. HSBC now has 3,000 registered users, noted the report.

Small Business 72

Small Business Assessments On-Demand Digital Payments 72

PYMNTS

MARCH 11, 2020

According to the press release, Nvoicepay can handle environments with multiple hierarchies, workflow approvals, locations and bank accounts, as well as on-demand reporting. Karla Friede, CEO of Nvoicepay, said the automation of all payments would have the effect of streamlining the effort that goes into manual payments handling.

Automation 75

Automation On-Demand Accounts Process 75

Wharton Fintech

FEBRUARY 29, 2024

Check out the full podcast on Spotify | Soundcloud | Apple Spade tackles a longstanding issue in the fintech space: the obscurity of transaction data. Initially focused on UI/UX enhancements through transaction data enrichment, Spade soon realized the need for a more mission-critical use case. They’re definitely one to keep an eye on.

Database 130

Database Fraud Detection Use Case Authorization 130

PYMNTS

OCTOBER 21, 2016

Banks may not like it, but the demand is here for faster payments — from businesses, consumers and regulators alike. While they’re apprehensive about the technology, financial institutions are facing pressure to adopt real-time payments capabilities to meet that demand and to comply with new regulations.

Real Time Payments 77

Real Time Payments Faster Payments Fraud Detection Payments 77

EBizCharge

NOVEMBER 12, 2024

Merchant accounts act as intermediaries between businesses and payment networks, facilitating the secure transfer of funds from customers to your account. Merchant accounts provide much value for businesses trying to accept payments, but how do they work? How do merchant accounts work?

Accounts 52

Accounts Online and Mobile Banking MSPS Debit Card 52

The Payments Association

FEBRUARY 14, 2025

New regulations, razor-thin margins, and surging consumer demand for frictionless, instant services are reshaping the rules of engagement. Based on the European Central Bank’s revealed statistics for 2024, the total number of digital payments in the euro area in the first half of 2024 increased by 7.4%

ISO 20022 100

ISO 20022 Payment APIs and Integration ISOs Central Bank 100

The Fintech Times

AUGUST 5, 2024

Merchants are seeing a significant increase in the use of credit card-linked instalments, according to a new consumer survey from Splitit, an in stalments-as-a-service platform , and PYMNTS , the payments data, news and insights firm.

Risk 59

Risk Credit Cards BNPL Acquirers 59

PYMNTS

DECEMBER 8, 2016

that not only do people prefer to pay via cash for mass transit rides, but they also view it as the most secure payment method. the survey revealed there is a lot of demand among consumers for alternative payment types but that non-cash payment methods aren’t seen as secure as cash. ACI Worldwide found in the U.S.

Debit Card 70

Debit Card Data Breach Credit Cards Compromise 70

Stax

MARCH 21, 2024

It’s an alternative to traditional software distribution and on-premise software installation—companies don’t need to build and maintain servers or data centers. Instead, SaaS applications are hosted on cloud computing networks and users can access their functionality on-demand through the internet. For example, a CRM solution (e.g.

Payment APIs and Integration 88

Payment APIs and Integration Payment Gateways Payments Gateways 88

Stax

MARCH 18, 2025

This means plain text data (characters or numbers) is transformed into a ciphertext, which isnt readable. Tokenization streamlines PCI DSS compliance, can improve customer retention, and provides an extra layer of security for payment collection. How Does Payment Tokenization Work? .”

PCI DSS 88

PCI DSS Encryption Data Breach Credit Cards 88

Fintech News

APRIL 16, 2024

According to the report, cashless payments are now widespread in the country, reaching an adoption rate of 94% in 2021. Drivers of this trend include increased acceptance of digital payments, growing demand for convenient payment methods, and the establishment of the PromptPay real-time payment transfer system.

FinTech 117

FinTech Bots Central Bank Innovation 117

PYMNTS

JULY 24, 2020

Home improvement retailer Kingfisher Plc , the London-based home improvement company with more than 1,360 stores in nine European countries, forecast profits will beat last year’s numbers following exceptionally strong demand, Reuters reported. But other data indicates people remain cautious about returning to bars and restaurants.

Volume 75

Volume Returns Non-Bank Consulting 75

PYMNTS

MARCH 12, 2020

Among the new features is an open application programming interface (API) designed to address the variety of formats that FIs use to provide payment data. The integration means banks can purchase SMBs’ outstanding receivables at a discount to provide them with faster working capital. Yet maturation is low.

Payment APIs and Integration 77

Payment APIs and Integration API Small Business Underwriting 77

Fintech Finance

MAY 22, 2024

In the face of changing regulations and customer desires, Canada’s payments ecosystem is undergoing a massive transformation. Financial institutions across the region are trying to adapt, but need support to ensure they can meet these new demands.

Payments 52

Payments APACS On-Demand Transactions 52

Payment Savvy

FEBRUARY 24, 2023

For individuals, real-time payments offer greater flexibility and control over their finances. For example, you can use real-time payments to quickly pay bills or make purchases, even when you are on the go. Seasonal Business Cycles : Some businesses experience fluctuations in cash flow due to seasonal fluctuations in demand.

Real Time Payments 98

Real Time Payments Payments Risk Cash Management 98

PYMNTS

DECEMBER 19, 2019

” The Real-Time Demand. Small businesses are digitizing more quickly than their accountants, according to Roberts, leaving a significant opportunity for technology to fill the service gaps and demand for real-time insights that traditional accounting firms cannot always provide. ” An Open Banking Opportunity.

Accounts 53

Accounts Finance Small Business On-Demand 53

PYMNTS

NOVEMBER 18, 2020

Ledford explored some of those emerging use cases and offered insight into what's next for the RTP network that could add even more opportunities for financial institutions (FIs) and businesses to extract value from real-time payments. This is a new payment system," he noted. "The Today's Most Valuable Use Cases.

RTP 82

RTP Use Case Real Time Payments ISO 20022 82

PYMNTS

APRIL 26, 2019

The end of a busy week provides a chance to catch up on the biggest news from the world of digital payments and commerce – news, trackers and even fun stories you may have missed. Visa’s newest APIs will help those within the Visa ecosystem to create digital cards on demand and add digital services. Welcome to the PYMNTS Weekender.

Bitcoin 70

Bitcoin Venmo B2B PayPal 70

Fintech Finance

MARCH 26, 2024

The expansion was driven by the needs of TOD, a major sports and entertainment streaming service part of beIN Media Group in the MENA region, highlighting the demand for Cleeng’s services in this new market.

Payments 52

Payments On-Demand Compromise Authentication 52

Paystand

DECEMBER 16, 2024

Automate Payment Processes: Streamline invoicing, reconciliation, and recurring payments to save time and reduce errors. Lower Costs with Level 3 Processing: Qualify for lower credit card fees on B2B transactions with enriched payment data.

Payment Solutions 40

Payment Solutions Credit Cards Reconciliation ACH 40

Fintech Finance

JANUARY 31, 2024

The move means PXP Financial can manage a GooglePay integration, in both web and native applications, as well as securely process transactions by decrypting the payment data and authorizing with acquirer directly. PXP helps its customers keep up with the ever-evolving changes and trends in the market, and demand from end-users.

Service Provider 52

Service Provider Payment Service Provider (PSP) Alternative Payment Methods Gateways 52

PYMNTS

DECEMBER 30, 2020

Indeed, the continued digitization of B2B payments and commerce has opened up the opportunity to accelerate and automate an array of back-office processes on both the buyer and supplier end of a transaction. Shifting Business (And Payment) Models. For sellers, automating payment acceptance and cash application will be important, too.

B2B 119

B2B Payer Payments BNPL 119