PYMNTS

JULY 27, 2020

The entire [digital payments] industry ends up being created outside the banks on products that should have been developed by them,” Edwards said. But ultimately consumers know choices are out there, Edwards said, and demand for them is going to rise. It’s happening either way,” Edwards told Webster. Who Wants Instant?

On-Demand 91

On-Demand Instant Payments Push-to-Card Treasury 91

The Fintech Times

MAY 21, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. However, in the last couple of years, behind the scenes, some developers have continued to bet on the technology for other use cases.

NFTs 145

NFTs Use Case Non-Bank Facilitators 145

The Fintech Times

OCTOBER 25, 2024

Embedded finance is set to transform the delivery of financial services as more use cases are explored across a wide range of industry verticals. Surprisingly, the research finds that one of the big adoption hurdles is not really a lack of demand from SMBs for embedded finance solutions.

Embedded Finance 69

Embedded Finance Finance Consulting On-Demand 69

NFCW

APRIL 4, 2024

More than 80% of the respondents to a survey conducted by ABI Research on behalf of the NFC Forum said they have used a smartphone or smartwatch to make a contactless payment. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology.

Consumer 95

Consumer Contactless Payments Use Case Research 95

PYMNTS

OCTOBER 11, 2018

That thought led to on-demand moving service Dolly. Beyond consumers looking to move items to a new home, Dolly has seen some interesting use cases for his products. Some consumers use his service to have bulky items picked up from their home and delivered to a charity to be donated. But the couch?

On-Demand 44

On-Demand Use Case Consumer Economy 44

Fintech News

APRIL 7, 2024

With the stablecoin market currently valued at approximately US$150 billion and expected to soar to over US$2.8 trillion by 2028, Ripple aims to cater to the increasing demand for stable and reliable digital currencies. Ripple’s venture into the stablecoin arena promises several benefits.

Stablecoins 101

Stablecoins Use Case Blockchain Regulatory Compliance 101

Fintech Finance

OCTOBER 17, 2024

“This innovative technology stack enables businesses and individuals to benefit from instant payments across a variety of use cases, from payroll to refunds, enhancing both operational efficiency and customer satisfaction.”

Instant Payments 91

Instant Payments Regulations SWIFT Payments 91

Fintech Finance

OCTOBER 15, 2024

The first banks to go live in production are CEC Bank and Libra Internet Bank, BRD Groupe Societe Generale, ING Bank Romania, BCR, and Banca Transilvania are also in advanced stages of implementation, with RoPay set to launch later this year and in 2025. The first available use is for proximity-based person-to-person (P2P) payments.

Instant Payments 97

Instant Payments Online and Mobile Banking Processors Payments 97

Fintech News

NOVEMBER 17, 2024

The pressure to stay ahead continues to mount as customers demand more immediate and user-friendly experiences. These cloud cores provide them with the freedom to launch new products and services in new markets quickly without having to build a financial infrastructure from the ground up. As of 2023, the country had converted 52.8%

SWIFT 95

SWIFT API Underserved Interoperability 95

Fintech Finance

AUGUST 14, 2024

Ant International will be able to use the digital form factor to achieve instant, multi-currency treasury and liquidity management on DBS’ permissioned blockchain for their entities across multiple markets. This greatly enhances extensibility and interoperability with multiple industry payment infrastructures that DBS is involved in.

Liquidity Management 96

Liquidity Management Treasury Multi-Currency Cross-Border Payments 96

Fintech News

APRIL 16, 2024

This shift could give risk professionals more time to advise on new products, analyze risk trends, and improve risk processes before issues arise. How enterprises can leverage generative AI for risk management In regulatory compliance, the report says that enterprises are using gen AI as a virtual regulatory and policy expert.

Risk Management 94

Risk Management AI Risk Use Case 94

The Fintech Times

OCTOBER 13, 2024

Lemon , the firm supporting Software-as-a-Service (SaaS) vendors by reducing subscription costs for their SMB customers, is launching a new financing product, in collaboration with UK-based Shawbrook Bank. The financing product also aims to save small-and-medium sized businesses (SMBs) a significant amount of money on their SaaS spending.

Finance 52

Finance End User On-Demand Product 52

The Fintech Times

APRIL 5, 2024

There’s clear demand for stablecoins that deliver trust, stability, and utility. To meet this growing demand, Ripple will issue a stablecoin, leveraging its decade-plus of experience building real-world financial solutions for institutions around the world. The stablecoin market is about $150billion, and is forecasted to exceed $2.8

Stablecoins 64

Stablecoins Use Case Blockchain On-Demand 64

Fintech Finance

MARCH 15, 2024

Following the service launch in July 2023 with 35 participating institutions, FedNow Service adoption and network volume continues to gain traction as participants enable instant payment processes, identify in-demand use cases, and raise awareness of instant payment products and services among their customers.

Federal Reserve 52

Federal Reserve FedNow Participant Instant Payments 52

The Fintech Times

MAY 19, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. In this case, those pioneers are working on web3 and metaverse applications. Currently, the only business use case for Web3 is the Play-to-Earn industry.

Metaverse 69

Metaverse Blockchain Use Case On-Demand 69

Fintech Finance

SEPTEMBER 13, 2024

The expertise around the room is showcased in this deliverable where we really delve into details around FIs moving into receiving instant payments,” said Miriam Sheril, Head of Product – US at Form3. The post U.S.

Instant Payments 123

Instant Payments Faster Payments FPC Real Time Payments 123

Fintech Finance

SEPTEMBER 18, 2024

With ISO 27001 certification, Tribe Payments is set to accelerate its expansion, amid surging demand for its services. Tribe’s revenue snowballed by an impressive 73% from 2022 to 2023, with its growth continuing this year thanks to newly onboarded clients and their increased uptake of products.

ISOs 84

ISOs Security Payment Security Payment APIs and Integration 84

The Fintech Times

OCTOBER 19, 2024

“This innovative technology stack enables businesses and individuals to benefit from instant payments across a variety of use cases, from payroll to refunds, enhancing both operational efficiency and customer satisfaction,” explained Heidi Dittmar , head of Broadridge’s Swift services business and country head for Germany.

Instant Payments 52

Instant Payments SWIFT Payer Request for Payment 52

The Fintech Times

DECEMBER 7, 2023

In this guest post, Ellis offers a perspective on the profound opportunities that arise from collaborating with non-financial brands and fintech companies to meet the ever-changing demands of customers. Digital by default, seamless by demand Customers are increasingly digital by default.

Embedded Finance 111

Embedded Finance Finance Non-Bank On-Demand 111

Stax

APRIL 18, 2024

TL;DR ISVs develop and distribute software products independently and often collaborate with hardware manufacturers and platform providers. ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. Some may use cloud platforms for online solutions. What are SaaS companies?

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

Fintech Finance

FEBRUARY 28, 2024

Today Mastercard announced the Open Banking for Account Opening program, providing a foundational set of open banking products as a core benefit to Mastercard consumer and small business debit issuers as well as consumer prepaid issuers in the U.S. year over year, from 20.7 million in 2020 to hit 47.8 million by 2026.

Visa 59

Visa Accounts Issuers Online and Mobile Banking 59

Fintech News

JULY 7, 2024

Projections suggest that the burgeoning ASEAN digital economy will contribute an additional US$1 trillion to the regional Gross Domestic Product (GDP) over the coming decade. For DANA and GCash, OceanBase helped scale their database needs to meet rapidly growing customer demands as their user bases experienced massive growth.

Database 108

Database Economy On-Demand Innovation 108

PYMNTS

JULY 18, 2018

He added, “From things like equipment to process, to presentation composition and editing, when we are talking about business photographs, businesses often just need to have that product that is professional-quality across the board.”. For businesses using the Meero platform, Rougevin-Baville noted, the integration is fairly simple.

On-Demand 40

On-Demand Payment APIs and Integration AI Process 40

The Fintech Times

MARCH 1, 2024

Payments giant Mastercard has launched its new ‘Open Banking for Account Opening’ programme for select US debit and prepaid products, hoping to streamline and secure account opening. The post Mastercard Unveils Open Banking Programme for Card Issuers in the US appeared first on The Fintech Times. million by 2026.

Card Issuer 64

Card Issuer Issuers Visa Online and Mobile Banking 64

Fintech Finance

AUGUST 1, 2024

This positive trajectory, coupled with recent product and market expansion, adds further momentum to Thredd’s leadership in modern payments processing. The expansion we have seen is a testament to their resilience and the demand for new payments use cases in both B2C and rapidly growing B2B payments.”

BNPL 70

BNPL FinTech B2C Payment Networks 70

Fintech Finance

AUGUST 15, 2024

Instant payments use the FedNow service, developed and launched by the Federal Reserve in July 2023, and the RTP® network, launched in 2017 by The Clearing House. Money is moving swiftly toward a real-time future, and seeing customers use Modern Treasury to enable instant payments with some of the largest banks in the U.S. is growing.

Instant Payments 94

Instant Payments Treasury RFP RTP 94

Tearsheet

MARCH 27, 2024

View the case study While the historical arrangement of paying employees bi-weekly remains the norm, around 20% of employers have veered toward a more flexible approach by introducing Earned Wage Access [EWA] as of 2023 in anticipation of increased employee satisfaction and better retention rates. Take, for example, DailyPay.

Instant Payments 64

Instant Payments RTP Consumer Financial Protection Bureau (CFPB) FedNow 64

Stax

FEBRUARY 19, 2024

Software as a Service (SaaS) has made business software more accessible by offering cloud-based, on-demand access to a range of solutions, from project management and collaboration to sales and marketing. But not all SaaS products are alike. Some solutions, like Slack or Microsoft, are useful for any kind of business.

CRM 88

CRM Regulatory Compliance Compliance On-Demand 88

Fintech News

FEBRUARY 27, 2024

The partnership is set to deliver digital banking and Banking-as-a-Service (BaaS) solutions designed to meet the growing consumer demands efficiently and cost-effectively. The combined offering is designed to eliminate the complexities associated with development and integration with legacy systems, facilitating rapid market entry.

Facilitators 84

Facilitators On-Demand Use Case API 84

Finovate

SEPTEMBER 16, 2024

From hyper-personalization to compliance automation to product management, the digital transformation in retail bears many similarities to the digital transformation taking place in financial services. We caught up with Lohith Kumar Paripati ( LinkedIn ), Product Lead at Walmart, to talk about the digital transformation in retail.

Consumer 59

Consumer AI Embedded Finance Automation 59

Faster Payments Council

SEPTEMBER 23, 2023

Few use cases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce use cases in the U.S. Foundry Ballroom) Payment networks need volume to scale and keep costs low.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

The Fintech Times

MAY 7, 2024

Instant payments in the US ‘, surveyed 300 senior payment professionals in US banks to get a better picture of the demand for instant payments, the barriers to implementation, the challenges banks face, and other important payment trends. It’s given banks plenty of reasons not to modernise.

Instant Payments 59

Instant Payments FedNow RTP Zelle 59

The Finance Weekly

DECEMBER 12, 2021

Companies may use data to make better decisions, gain a better understanding of market trends and customers, create smarter products and services, improve corporate operations, and generate new revenue streams. But what does this mean for those tasked with evaluating the return on investment of a data strategy and business use cases?

Use Case 90

Use Case Privacy Assessments Returns 90

The Fintech Times

AUGUST 2, 2024

Nick Denning, senior vice president, head of product and strategy, ICBA Delving into the impact of payment speeds, Nick Denning , senior vice president, head of product and strategy, ICBA said: “The demand for faster payments continues to grow. ” Pidgin’s impact This is where Pidgin can help.

Community Banks 64

Community Banks FedNow Instant Payments Faster Payments 64

The Fintech Times

MAY 16, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. Martin Goycoolea Scott , product lead and builder at web3 wallet Zeal , explains: “It’s been an exciting year for digital assets.

Innovation 80

Innovation Blockchain Stablecoins AI 80

The Fintech Times

OCTOBER 24, 2024

Over the past year, both the number of transactions per MAU and the transaction value per MAU have increased by 50 per cent; this reflects our impressive growth, and the consistent, frequent use of our product by our user base. One of the key drivers of our success is the strong network effect as a result of our product.

On-Demand 59

On-Demand Volume Transactions Product 59

Fintech News

OCTOBER 10, 2024

These leaders expressed interest in using the technology for various applications, including enhancing customer service, improving IT operations, as well as collecting, processing, and analyzing data for environmental, social and governance (ESG) criteria classifications, with 45%, 44%, and 44% of respondents prioritizing these areas, respectively.

Economy 97

Economy Online and Mobile Banking Government Governance 97