Fintech Finance

NOVEMBER 19, 2024

State of Credit research from Marqeta , the global modern card issuing platform, reveals that 15% of UK consumers surveyed will use Buy Now, Pay Later (BNPL) this Christmas, aligning with a growing trend towards online shopping where digital and flexible payment options are more readily accessible.

BNPL 91

BNPL Research Consumer End User 91

VISTA InfoSec

JUNE 18, 2024

From customer information and financial records to trade secrets and proprietary research, these digital assets are invaluable. This advanced data security measure demands additional verification beyond just a device passcode, such as a fingerprint scan or random code from a mobile app. Protecting this information is just as crucial.

Data Security 254

Data Security Security Encryption Cybersecurity 254

Fintech Finance

JULY 23, 2024

UK consumers are leading the charge on digital financial services adoption amid rising demand for more innovation and convenience in payments and banking, according to a study from Marqeta (NASDAQ: MQ), the global modern card issuing platform powering some of today’s most innovative embedded finance solutions. Download the full report here.

Embedded Finance 90

Embedded Finance Digital Payments Research Consumer 90

The Fintech Times

JULY 10, 2024

Investment research budgets are increasing in 2024, particularly in the US, signalling a market rebound, but the potential implementation of the Financial Conduct Authority’ s (FCA) new payment rules could further reshape spending dynamics and competitive practices in Europe. ” What is MiFID II?

Research 64

Research Rules On-Demand Consulting 64

The Fintech Times

AUGUST 15, 2024

Many consumers are dissatisfied with the digital services offered by financial institutions, with a significant number seeking better access to financial products and personalised advice, research has revealed. “However, there’s only so much the government can do to bring modern data solutions to its citizens.

Research 59

Research Governance Government Finance 59

Fintech News

JUNE 10, 2024

Temenos , FIS , Mambu , Finastra , and Tata Consultancy Services have been identified as the top five core banking system vendors prepared to compete with challenger banks, according to a recent study by Juniper Research. The report also highlighted that leading vendors scored high in offering comprehensive banking capabilities.

Consulting 96

Consulting On-Demand API Research 96

Fintech News

FEBRUARY 20, 2024

Global payments software provider OpenWay , renowned for its Way4 platform , has been recognised by Juniper Research as a top-five market leader in digital wallet solutions. According to Juniper Research, the global digital wallet user base is expected to grow from 3.7 billion in 2023 to more than 5.4

Digital Currency 101

Digital Currency Money Laundering Fraud Prevention BNPL 101

NFCW

APRIL 4, 2024

More than 80% of the respondents to a survey conducted by ABI Research on behalf of the NFC Forum said they have used a smartphone or smartwatch to make a contactless payment. The 2024 Study highlights a significant paradigm shift in the way that people use their contactless devices,” says Andrew Zignani, research director at ABI Research.

Consumer 94

Consumer Contactless Payments Use Case Research 94

Fintech News

MAY 20, 2024

Similarly, research by GoodFirms found a notable uptick, with 46.5% The COVID-19 pandemic led to restrictions on physical gatherings, prompting businesses to swiftly move their marketing activities to online platforms and bringing webinars into the spotlight. of businesses reporting an increase in webinar hosting, and 28.3%

FinTech 121

FinTech Embedded Finance BNPL AI 121

VISTA InfoSec

JANUARY 18, 2024

In our last discussion, we explored the evolution of Requirement 1 in the transition from PCI DSS v3.2.1 with a particular emphasis on the move towards ‘network security controls’. As we continue our exploration of the updated PCI DSS v4.0, today’s focus will be on the transformations in Requirement 2. to PCI DSS v4.0: Requirement 2 in PCI DSS v4.0

PCI DSS 288

PCI DSS Procedures Encryption Security 288

The Payments Association

OCTOBER 17, 2024

BDO undertook this research in partnership with executive search firm Norman Broadbent to explore the realities of the NED role today. Key research findings. ‘Navigating a new era for the non-executive director’ is now available to download.

On-Demand 88

On-Demand Research AI Economy 88

Fintech Finance

SEPTEMBER 20, 2024

Research shows that about 2 in 3 (65%) Americans are living paycheck to paycheck, with little or no money to adequately save for the future or cover an untimely expense. Research shows that employees who leverage DailyPay are better positioned to pay bills on time, avoid late fees, and avoid accumulating credit card debt.

Direct Deposit 98

Direct Deposit Security Federal Reserve FDIC 98

Fintech News

APRIL 16, 2024

The platform also features an array of research and educational tools, such as due diligence reports, market insights, webinars, and training modules. added Edwin Chan, Head of Asia and Head of Client Solutions APAC at iCapital. added Edwin Chan, Head of Asia and Head of Client Solutions APAC at iCapital.

Due Diligence 100

Due Diligence APACS Advisors Returns 100

The Fintech Times

FEBRUARY 7, 2024

The UK government has set over £100million aside for researching and developing Artificial Intelligence (AI) technology, and to support regulation in the space. Jonathan Boakes, managing director at Infinum “Success in the AI revolution demands more than just plugging gaps with cash.

Governance 112

Governance Government AI Regulations 112

Fintech News

FEBRUARY 26, 2024

This period of upheaval has catalysed a significant transformation within the sector, with fintech firms adapting to and capitalising on the changing landscape of consumer demands and regulatory environments. However this is also influenced by other prevailing macroeconomic trends.

FinTech 123

FinTech Consumer Financial Inclusion On-Demand 123

Fintech Finance

OCTOBER 23, 2024

The research aimed to evaluate the state of instant payments across the European banking sector. It’s clear that this will be a demanding period with pressure mounting to meet deadlines and avoid potential fines.” A mix of pre-screening and real-time screening follows at 25%.

Instant Payments 99

Instant Payments ISO 20022 Regulations Fraud Detection 99

Fintech News

MAY 6, 2024

Amazon Web Services (AWS) announced that it is set to invest an additional S$12 billion into Singapore’s cloud infrastructure by 2028 during the 10th AWS ASEAN Summit , aiming to bolster its services amid increasing demand. According to a new AWS Economic Impact Study , this investment is projected to contribute S$23.7

AI 101

AI On-Demand Economy Governance 101

Fintech Finance

DECEMBER 6, 2023

Despite the market value growth of NFTs, a recent Delphi Digital research found that in 2022, the total amount of funds lost to smart contract hacks was $2.7 The need for NFT collectors and buyers to have insurance is in high demand and research has shown that 32.7% This indicates a 1250% increase from 2020.

Service Provider 104

Service Provider NFTs Embedded Finance Blockchain 104

Fintech News

JULY 24, 2024

Jumio’s research, which surveyed over 8,000 adults across the UK, US, Singapore, and Mexico, provides a global perspective on the issue. Robert Prigge “With half of the global population participating in elections this year, the potential influence and impact of generative AI and deepfakes demand our immediate attention.

Deepfake 90

Deepfake AI Verification On-Demand 90

Fintech Finance

AUGUST 21, 2024

This collaboration will also introduce one of the few integrated payment and POS/PMS solutions in Mexico, addressing the region’s growing demand for innovative and contactless payment solutions. The post Shiji and FreedomPay Announce Partnership to Transform Mexican Hospitality Payment Solutions appeared first on FF News | Fintech Finance.

Payment Solutions 95

Payment Solutions Point-of-Sale (POS) Contactless Payments Payments 95

Fintech News

JANUARY 23, 2024

Bloomberg has unveiled a new tool, AI-Powered Earnings Call Summaries, on the Terminal, showcasing the practical use of artificial intelligence in enhancing the research process for analysts. With these innovations, we are empowering analysts with critical tools and integrated workflows for their research journey.”

Financial Analysis 74

Financial Analysis AI Research SWIFT 74

Fintech Finance

JULY 10, 2024

Research released today by emerchantpay , a leading global payment service provider and acquirer, has revealed the factors influencing how consumers choose to pay online. The demand for these aspects highlights the need for merchants to offer Open Banking as a payment method at the checkout.

Privacy 80

Privacy Consumer Security Payments 80

The Payments Association

OCTOBER 28, 2024

This approach allows them to quickly respond to changing market demands and consumer preferences, rolling out new features and enhancements on a much shorter timescale than the traditional waterfall development models used by legacy payment processors.” The demands of modern payments have created challenges for outdated systems.

Process 100

Process Payment APIs and Integration Processors Payments 100

The Fintech Times

OCTOBER 25, 2024

European banks and financial services players have fallen significantly behind those in the US in the embedded finance race, according to new research by payment consultancies PSE Consulting and The Strawhecker Group (TSG). ” The research also explores levels of demand for the full range of embedded products.

Embedded Finance 69

Embedded Finance Finance Consulting On-Demand 69

Fintech Finance

NOVEMBER 13, 2024

New research from Visa has revealed that two in five (40%) UK consumers would replace everyday personal items with biometrically powered devices – such as replacing their house or car keys with fingerprint access or facial ID. Surprisingly, nearly a third of people over the age of 65 would also make this swap.

Consumer 85

Consumer Crime Research Authentication 85

The Fintech Times

JANUARY 10, 2024

Over half of financial organisations (55 per cent) have prioritised cybersecurity above all else for the coming year, according to new research from IT infrastructure provider Softcat. Softcat has released its annual Business Tech Priorities Report , exploring the top tech investments the financial sector is prioritising in the year ahead.

Cybersecurity 120

Cybersecurity AI Risk End User 120

Fintech News

FEBRUARY 4, 2024

percent throughout the forecast period, as detailed in a recent research report. In Southeast Asia, firms like Apex Private Wealth Management and Fargo Wealth Management in Singapore are evolving to meet changing demands. Meanwhile, in the Asia Pacific region, the wealth management sector is experiencing an extraordinary boom.

AI 114

AI Returns On-Demand Underserved 114

The Fintech Times

SEPTEMBER 30, 2024

Carbon ratings agency, BeZero Carbon , has published new research which indicates carbon credits could help fund critical global development targets – especially those which aline with at least one or more of the UN Sustainable Development Goals (SDG). This figure stands at 31 per cent between January 2021 and August 2024.

Due Diligence 64

Due Diligence Accreditation On-Demand Research 64

Fintech Finance

OCTOBER 15, 2024

That’s according to new research conducted on behalf of Nets , part of Nexi Group – the European PayTech. However, 54 percent of all Nordic merchants said that they do not currently accept local mobile payment methods, indicating a disconnect between consumer demand and merchant provision. “We

Mobile Payments 91

Mobile Payments Push-to-Card Payments Contactless Payments 91

Fintech Finance

OCTOBER 16, 2024

Tap to Pay on iPhone in the Tide app comes as research by Tide 1 shows that 1 in 4 SME owners, employees and side hustlers want to offer greater payment options to their customers, with high data security, ease of use and low transaction fees cited as the top priorities.

Small Business 91

Small Business Contactless Payments Business Payments Payments 91

Fintech Finance

JUNE 18, 2024

There is no doubt there is a consumer demand to service. Fulfilling this consumer demand will remain an opportunity for lenders to be serviced through some form, but until the regulation is understood, it remains to be seen whether or not BNPL will sustain its popularity.”

BNPL 82

BNPL On-Demand Regulations Underwriting 82

The Fintech Times

JANUARY 18, 2024

Neo also saw cleared volume double in just under a year, reaching over €7billion in 2023 alone, highlighting the growing demand from businesses for alternative banking options. As a result, 92 per cent of SMEs are having conversations about virtual account solutions such as digital wallets to help solve these problems.

Multi-Currency 109

Multi-Currency Cross-Border Payments Bank Identification Code Cross-Border 109

The Fintech Times

JUNE 26, 2024

Changing consumer demands pose the biggest challenge to profitability for two-thirds of subscription businesses over the next decade, according to a new report by Minna Technologies. Customer demand for consolidation has led to the emergence of new channels to manage subscriptions, such as banking apps and aggregators.”

Technology 64

Technology Consumer On-Demand Consulting 64

PYMNTS

JANUARY 18, 2021

A big part of the agenda is about the shift to digital in a world where, according to PYMNTS research, more than 124 million Americans have already made the digital shift for shopping for retail products, groceries and food from restaurants since March of 2020. Retail’s survivor will turn the in-store buying experience on its head.

Consumer 123

Consumer Caps Research On-Demand 123

The Fintech Times

DECEMBER 31, 2023

In 2024, payment experts foresee increased demand for instant payments, greater use of alternative payment methods, simplified mobile-friendly payments, user-focused and secure payment practices, automation of payment processes, and heightened reliance on data analysis and AI.

Global Payments 124

Global Payments Alternative Payment Methods Online and Mobile Banking Instant Payments 124