Fintech Finance

JUNE 19, 2024

New research released today by emerchantpay , a leading global payment service provider and acquirer, has found that there is strong market potential for merchants who prioritise the adoption of Open Banking payments early in their payment strategies.

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BNPL Research eWallet Payments 122

Fintech Finance

JULY 30, 2024

The research also found that Open Banking payments are most likely to be used by younger demographics – with nearly half of 25-34-year-olds, and 37% of 18 to 24-year-olds, using it to make payments. This highlights a clear opportunity for innovation in the industry to address these gaps and adapt to evolving consumer demands.

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Research Continuity FinTech Cross-Border Payments 90

Fintech Finance

AUGUST 14, 2024

Over half of consumers worldwide (56%) have changed their spending habits from a year ago, not only becoming more price conscious but demanding payment choice, from debit cards and bank transfers to digital wallets and cash, according to new research from Paysafe (NYSE: PSFE), a global payment processor and digital wallet provider.

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Research Consumer Debit Card Payments 92

PYMNTS

AUGUST 3, 2020

Consumers have come to expect on-demand service when they watch movies, make online purchases or hail rides, for example, but this practice contrasts with how most employees are paid. Various compensation alternatives have recently emerged that are more aligned with workers’ on-demand expectations. On-Demand Pay And The Gig Economy .

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On-Demand Payments Payroll Economy 84

The Fintech Times

MARCH 20, 2024

New research from Swedish fintech Brite Payments and YouGov has found that the way consumers pay is changing, with Pay by Bank ranking a top three payment method in the UK, Netherlands, Finland, Spain and Germany. The post Pay by Bank on the Rise, According to New Research from Brite Payments appeared first on The Fintech Times.

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Research Payments On-Demand Economy 57

Fintech Finance

MAY 3, 2024

American small- and medium-sized businesses (SMBs) looking to expand abroad face harsh logistical realities, according to new research commissioned by global technology company Wise. The post Hidden Costs, Complexity of International Payments Threaten Small Business Expansion, New Research Reveals appeared first on Fintech Finance.

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Fintech Finance

JULY 23, 2024

UK consumers are leading the charge on digital financial services adoption amid rising demand for more innovation and convenience in payments and banking, according to a study from Marqeta (NASDAQ: MQ), the global modern card issuing platform powering some of today’s most innovative embedded finance solutions. Download the full report here.

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Embedded Finance Digital Payments Research Consumer 91

PYMNTS

JULY 27, 2020

Now, Edwards said, banks are at the same starting point on disbursements, but this is the opportunity to capitalize on the next big digital payments wave — from digital to instant, on-demand money, creating a modern disbursements experience. The evolution to make all payouts instant, on demand and with choice, he noted, is underway.

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On-Demand Instant Payments Push-to-Card Treasury 91

Fintech Finance

APRIL 5, 2024

The study, conducted by ABI Research highlights the accelerating migration from physical to digital wallets, with more than 80% of those surveyed confirming that they have used a smartphone or smartwatch to make contactless payments. 53% confirmed they do so multiple times each week. Learn more and register to attend here.

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Research Technology Contactless Payments Use Case 40

PYMNTS

NOVEMBER 14, 2018

However, as awareness grows about the dangers of predatory payday lenders and the costs of bank overdrafts, employees demand better alternatives. Researchers are beginning to explore the potential for on-demand wages to address some of professionals’ personal cash flow challenges.

On-Demand 58

On-Demand Payroll Consumer Financial Protection Bureau (CFPB) Real Time Payments 58

Fintech Finance

FEBRUARY 12, 2024

The research showed that online and in-person cash payments are the most popular ways to pay, while over a quarter of consumers want to pay via Direct Debit. Wider research from TransUnion shows that 42% of Gen Z have used open banking.

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Research Online and Mobile Banking Payments Credit Cards 52

Fintech Finance

MARCH 20, 2024

A new report, based on research conducted by YouGov and Brite Payments , a leader in instant bank payments and one of Sweden’s leading fintechs, details how payment habits and preferences are evolving. It also shines a light on why Pay by Bank is gaining traction amongst a growing number of consumers.

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Research Instant Payments Payments Economy 52

PYMNTS

DECEMBER 10, 2019

According to Zion Market Research , the global baby food market could reach as much as $76 billion by 2021. And, in Yumi’s case, it can be delivered on-demand to a customer’s front door. But while the dishes themselves may lack a certain culinary flair, the market to feed the nation’s babies is becoming an incredibly exciting space.

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On-Demand AI Research Innovation 53

The Payments Association

OCTOBER 17, 2024

BDO undertook this research in partnership with executive search firm Norman Broadbent to explore the realities of the NED role today. Key research findings. ‘Navigating a new era for the non-executive director’ is now available to download.

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On-Demand Research AI Economy 88

Fintech News

JUNE 10, 2024

Temenos , FIS , Mambu , Finastra , and Tata Consultancy Services have been identified as the top five core banking system vendors prepared to compete with challenger banks, according to a recent study by Juniper Research. The report also highlighted that leading vendors scored high in offering comprehensive banking capabilities.

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Consulting On-Demand API Research 106

PYMNTS

FEBRUARY 3, 2020

It’s a challenge that Laurel Hess, founder and CEO of on-demand laundry platform hampr , knows firsthand. Hess researched laundry services and wasn’t satisfied with the options already on the market. Before she started hampr, she had been on a business trip and arrived back home to be surrounded by laundry in her kitchen.

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PYMNTS

NOVEMBER 18, 2016

According to research from Statista , 86 percent of Americans still shop solely at brick-and-mortar grocery stores, and the industry accounted for just 2 percent of the more than $341 billion spent online last year. Census, consumers in the U.S. percent from the year’s opening quarter. More products, more problems. About The Tracker.

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On-Demand CHIPS Product Research 46

The Fintech Times

NOVEMBER 12, 2024

E-commerce merchants must embrace local payment methods in order to unlock significant growth, suggests a new report from market research firm Juniper Research. The research also suggests that payments for digital subscription services will grow the fastest in and around India over the next five years.

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Payments Research On-Demand Facilitators 57

The Fintech Times

OCTOBER 25, 2024

European banks and financial services players have fallen significantly behind those in the US in the embedded finance race, according to new research by payment consultancies PSE Consulting and The Strawhecker Group (TSG). ” The research also explores levels of demand for the full range of embedded products.

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Embedded Finance Finance Consulting On-Demand 67

PYMNTS

OCTOBER 1, 2019

Independent research conducted by Wall Street analysts showed that first-weekend sales point to a healthy start and could offset the reduced pricing of the iPhone 11. Although bargains from Chinese retailers have hurt demand for the iPhone , the region had the third largest sales volume for Apple products in 2018.

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On-Demand Processors Volume Research 43

The Fintech Times

SEPTEMBER 30, 2024

Carbon ratings agency, BeZero Carbon , has published new research which indicates carbon credits could help fund critical global development targets – especially those which aline with at least one or more of the UN Sustainable Development Goals (SDG). This figure stands at 31 per cent between January 2021 and August 2024.

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Due Diligence Accreditation On-Demand Research 62

PYMNTS

JULY 1, 2020

Here are some essentials researchers uncovered: A fast and easy sign-up process, supporting many different payment methods and offering features that allow users to customize their subscription experiences, is essential. According to reports, the jury is still out on how drivers react to paying for subscription services.

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On-Demand Mitigation Service Provider Risk 77

PYMNTS

MAY 23, 2018

IBM Research announced news on Wednesday (May 23) of the introduction of IBM Crypto Anchor Verifier, a new technology that relies on artificial intelligence (AI) and optical imaging to prove the identity and authenticity of objects. Use of optical analytics for object identification in real-world circumstances demands a more adaptable tool.

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Research Authentication Blockchain On-Demand 43

Fintech Finance

NOVEMBER 13, 2024

New research from Visa has revealed that two in five (40%) UK consumers would replace everyday personal items with biometrically powered devices – such as replacing their house or car keys with fingerprint access or facial ID. Surprisingly, nearly a third of people over the age of 65 would also make this swap.

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Consumer Crime Research Authentication 77

The Fintech Times

NOVEMBER 11, 2024

Two-thirds of businesses across Europe believe that legacy banks are too slow to meet their financial needs, according to a new survey conducted by global financial app Revolut Business and market research firm Dynata. The demand for customer-orientated business accounts has only increased since then.”

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FinTech Online and Mobile Banking Multi-Currency Fed 90

Fintech Finance

OCTOBER 23, 2024

The research aimed to evaluate the state of instant payments across the European banking sector. It’s clear that this will be a demanding period with pressure mounting to meet deadlines and avoid potential fines.” A mix of pre-screening and real-time screening follows at 25%.

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Instant Payments ISO 20022 Regulations Fraud Detection 99

CB Insights

MARCH 17, 2022

Branch , an on-demand pay app, has raised $75M in a Series C. The post On-demand pay app Branch raises $75M from Lee Fixel’s Addition. appeared first on CB Insights Research. The round drew participation from Addition, General Atlantic, Drive Capital, Indeed, CrossCut Ventures, and other undisclosed investors. <span

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On-Demand FinTech Participant Research 61

PYMNTS

JULY 2, 2019

In a reported leak of billions of user records in a smart home data breach, researchers have found that a database that belongs to Chinese firm Orvibo has been left open without a password for protection. The research found that shoppers worldwide bought 663 million smart home devices in 2017 and that number is said to rise in 2023 to 1.94

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Data Breach Breach Research Database 59

Fintech Finance

SEPTEMBER 20, 2024

Research shows that about 2 in 3 (65%) Americans are living paycheck to paycheck, with little or no money to adequately save for the future or cover an untimely expense. Research shows that employees who leverage DailyPay are better positioned to pay bills on time, avoid late fees, and avoid accumulating credit card debt.

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PYMNTS

JANUARY 26, 2017

Traditional taxis, meanwhile, have lost 37 percent of the market since Q1 2014, researchers found. Ridesharing isn’t the only on-demand economy making waves in corporate travel. Finally, UberEATS, the on-demand food delivery service owned by Uber and launched in Dec.

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On-Demand Economy Continuity Business Continuity 40

The Fintech Times

NOVEMBER 16, 2024

Digital wallets, open banking and instant bank transfers are set to become the main forces transforming the payments landscape in the coming year, according to new research by payabl , the European financial service provider. As Europe’s SEPA Instant payment deadline approaches on 9 January 2025, industry readiness remains uncertain.

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Fraud Prevention Compliance Regulatory Compliance AI 57

NFCW

APRIL 4, 2024

More than 80% of the respondents to a survey conducted by ABI Research on behalf of the NFC Forum said they have used a smartphone or smartwatch to make a contactless payment. The 2024 Study highlights a significant paradigm shift in the way that people use their contactless devices,” says Andrew Zignani, research director at ABI Research.

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Consumer Contactless Payments Use Case Research 95

The Fintech Times

SEPTEMBER 30, 2024

The research, which surveyed more than 3,000 investors and 300 wealth managers across Europe, Asia and the Middle East, highlights a growing demand for tech-driven services in wealth management, with tools like investment analytics and live portfolio visualisation being crucial for client trust.

On-Demand 62

On-Demand Research Technology Automation 62

PYMNTS

AUGUST 30, 2017

Similarly, though for very different reasons, we also tend to associate service on demand with the young, or at least the youngish. Some supplemental research also convinced the Project Belle team that this was a particularly booming market driven by an increasing preference among older baby boomers to age in place.

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On-Demand Economy Research Continuity 49

FICO

JULY 12, 2020

Hot off the press today is a FICO-commissioned research study on artificial intelligence and how Chief Analytics Officers (CAOs) and Chief Data Officers (CDOs) are responding to the current pandemic, economic uncertainty, and renewed focus on social justice. 1 – Many Organizations Are Not Yet Monitoring their Predictive Models for Drift.

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Research AI Audit Governance 52