The Payments Association

MARCH 19, 2025

Security & compliance risks: Meeting growing AML, fraud prevention, and regulatory demands is difficult with rigid, outdated infrastructure. Reduce costs and operational risk by migrating gradually, using a POC approach, instead of investing in an expensive, lengthy, and high-risk, large-scale system overhaul.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

PYMNTS

JULY 27, 2020

Now, Edwards said, banks are at the same starting point on disbursements, but this is the opportunity to capitalize on the next big digital payments wave — from digital to instant, on-demand money, creating a modern disbursements experience. The evolution to make all payouts instant, on demand and with choice, he noted, is underway.

On-Demand 91

On-Demand Instant Payments Push-to-Card Treasury 91

The Payments Association

NOVEMBER 2, 2023

What are some of the use cases for fully leveraging the benefits of ISO 20022? • Join this Webinar to hear from Bottomline and other key industry experts from Swift and HSBC as they discuss: • What is the current status of CBPR+ and ISO 20022 migrations? What do the different stages look like now? Read more

ISO 20022 88

ISO 20022 ISOs On-Demand SWIFT 88

The Fintech Times

SEPTEMBER 3, 2024

With many generative AI projects leveraging LLMs moving from proof-of-concept to production, the demands for power-efficient, secured and scalable solutions have emerged as key priorities. The post IBM Pulls the Curtain on New Innovations, Supporting Generative AI Use Cases in Financial Services appeared first on The Fintech Times.

Use Case 65

Use Case AI Innovation CHIPS 65

Fintech Finance

MARCH 20, 2025

Tink also recently hit a new €100M peak in a single day for its payment initiation services (PIS) across Europe, marking a tipping point in demand for Pay by Bank. These landmark numbers show that 2025 will be a critical turning point for open banking solutions like Pay by Bank as use cases grow and expand into more markets.

Payment Service Provider (PSP) 59

Payment Service Provider (PSP) Payments On-Demand Instant Payments 59

Basis Theory

NOVEMBER 12, 2024

This company doesn’t want to go through the trouble and expense of securing its employees’ data within its own system, so it uses a tokenization platform for storing sensitive employee data. Although the company hosts the website, the form uses an iframe, which captures and sends PII to the tokenization platform.

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

Clearly Payments

OCTOBER 31, 2024

Primary Use Cases : CBDCs are designed to enhance financial inclusion, streamline payments, and provide a government-regulated alternative to cryptocurrencies and private digital payment providers. Cash Payments Overview : Despite the rise of digital methods, cash remains widely used in certain regions and for specific purchase types.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

The Fintech Times

MARCH 6, 2025

This will enable their own customers to store, spend and get paid in stablecoins, USD, GBP, EUR and exchange between balances automatically or on-demand, 24/7. But theyre not perfect for every use case and moving money between traditional currencies and stablecoins is still challenging.

Stablecoins 59

Stablecoins Payment APIs and Integration FedWire Multi-Currency 59

The Payments Association

MARCH 27, 2025

Multibanking, (which is access to best of breed financial services among use cases and locations) can empower corporates to take full advantage of this opportunity. Multibanking, (which is access to best of breed financial services among use cases and locations) can empower corporates to take full advantage of this opportunity.

Embedded Finance 88

Embedded Finance Finance Non-Bank On-Demand 88

Fintech Finance

FEBRUARY 6, 2025

With the embedded finance market for SMBs forecasted to reach $124 billion by the end of 2025 , the race is on to meet the surging demand for flexible, efficient, and customizable tools designed to drive growth and streamline financial operations. By adhering to OAuth 2.0

Payment APIs and Integration 94

Payment APIs and Integration Embedded Finance B2B Finance 94

Fintech News

JANUARY 21, 2025

These include embedded finance, a market thats projected to reach US$7.85 Instead, open finance development is being driven by market forces, including consumer demand, fintech innovation, and competitive pressures among financial institutions. appeared first on Fintech Singapore.

Payment APIs and Integration 107

Payment APIs and Integration Finance Cross-Border API 107

The Payments Association

FEBRUARY 10, 2025

Andrew Doukanaris Ambassador, The Payments Association While vIBANs have positive use cases, challenges exist in limited monitoring of the end user, alignment with the PSPs risk appetite, and the lack of a consistent framework to mitigate financial crime and regulatory risks. Why is it important?

IBAN 88

IBAN AML Master Account Due Diligence 88

Fintech News

NOVEMBER 17, 2024

The pressure to stay ahead continues to mount as customers demand more immediate and user-friendly experiences. Download the Oradian x Salmon case study case study to learn more about the challenges, results, and cloud-native core banking technology. And for good reason: those who fail to advance, become obsolete.

SWIFT 111

SWIFT API Underserved Interoperability 111

The Fintech Times

MAY 21, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. However, in the last couple of years, behind the scenes, some developers have continued to bet on the technology for other use cases.

NFTs 145

NFTs Use Case Non-Bank Facilitators 145

The Fintech Times

APRIL 4, 2025

As a result, the USD-denominated stablecoin is now being integrated into Ripple ‘s flagship payments solution, Ripple Payments, as the digital asset infrastructure provider looks to drive RLUSD’s utility and demand. Access liquidity for remittance and treasury operations.

Stablecoins 40

Stablecoins Cross-Border Payments Payment Solutions Cross-Border 40

The Payments Association

JANUARY 21, 2025

This report provides a comprehensive analysis of the key trends defining the payments sector in 2024, highlighting the opportunities for strategic growth, as well as the challenges posed by regulatory pressures, financial crime, and evolving infrastructure demands.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

The Payments Association

JANUARY 22, 2025

The widespread shift to online reliance has created a greater demand for accessing various services online, including government public services and online retail payments. In the US, the Transportation Security Administration (TSA) accepts state-issued driving licences or ID cards via a TSA-approved application or digital wallet.

Security 88

Security Online and Mobile Banking Credential Verification 88

Open Banking Excellence

NOVEMBER 9, 2023

Since Open Banking launched in January 2018, seven million consumers and businesses have used it. The number of adults using Open Banking in the UK represents around 10% of the adult population. Each use case will be most suitable for one of these approaches, depending on the needs and outcomes created by product features.

Use Case 130

Use Case API Fraud Prevention Risk 130

The Fintech Times

JANUARY 26, 2025

Through the new partnership, BVNK and First Digital aim to capitalise on the rising demand for fast, reliable, and cost-effective digital payment solutions and drive FDUSD adoption. “FDUSD was built to provide a fluid, dependable, universal digital dollar tailored for this fast-moving market. .”

Stablecoins 59

Stablecoins Cross-Border Payments Cross-Border Multi-Currency 59

Fintech Finance

OCTOBER 17, 2024

BVNK will integrate USDC more deeply into its payment offerings, enabling businesses to leverage USDC’s speed and stability for a variety of payment use cases. USDC is a fully reserved dollar stablecoin backed 100% by liquid cash and cash-equivalent assets and is redeemable 1:1 for US dollars. trillion in June 2024.

Business Payments 105

Business Payments Stablecoins Use Case On-Demand 105

FloQast

MARCH 19, 2025

From here, the agent transforms such data using natural language inputs. Now that you understand what agents are, its time to look at their use cases. Use Cases of AI Agents AI in accounting is not new, although there have been significant advancements in recent years.

AI 52

AI Accounts Fraud Detection Audit 52

The Finance Weekly

DECEMBER 22, 2022

On the other hand, Babczenko, PwC's finance consulting leader in the US, predicts a trend towards larger platform investments rather than point solutions. “We In our strong use cases today, we might see some fraud detection, we might see AI and power forecasting, but it’s all very early stages.”.

Finance 246

Finance AI Economy Addressing 246

Fintech News

APRIL 7, 2024

With the stablecoin market currently valued at approximately US$150 billion and expected to soar to over US$2.8 trillion by 2028, Ripple aims to cater to the increasing demand for stable and reliable digital currencies. Ripple’s venture into the stablecoin arena promises several benefits.

Stablecoins 120

Stablecoins Use Case Blockchain Regulatory Compliance 120

Fintech Finance

JULY 9, 2024

By enabling Fedwire transfers, Galileo is helping fintechs capitalize on this growth, with a scalable solution that caters to the increasing demand for rapid financial transactions. Galileo streamlines the process of both incoming and outgoing wire transfers, enabling faster, reliable movement of funds.

Wire Transfer 97

Wire Transfer Wire Wires FedWire 97

PYMNTS

MAY 7, 2020

When we look at everything that has been leveraged and assembled quickly — and in responding to what is clearly unprecedented demand for different services across digital channels — what stands out is the flexibility and agility of the underlying platforms.”. Using Artificial Intelligence. The Interactive Teller. Reinventing The ATM.

ATM 122

ATM Credit Union Online and Mobile Banking Use Case 122

NFCW

APRIL 4, 2024

More than 80% of the respondents to a survey conducted by ABI Research on behalf of the NFC Forum said they have used a smartphone or smartwatch to make a contactless payment. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology.

Consumer 122

Consumer Contactless Payments Use Case Research 122

Fintech News

APRIL 16, 2024

The report notes that several institutions have already started exploring the use of gen AI in risk management, citing regulatory compliance, financial crime, credit risk, modeling and data analytics, cyber risk and climate risk as emerging use cases.

Risk Management 114

Risk Management Risk AI Use Case 114

PYMNTS

OCTOBER 15, 2020

Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.” But he pointed to a use case that might be a bit under the radar. So that is certainly an aspiration.

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

Fintech Finance

FEBRUARY 12, 2025

This rapid growth highlights the accelerating demand for seamless, secure and cost-effective digital payments, with TrueLayer’s Pay by Bank solution leading the charge. We look forward to announcing more on that later this year.”

Consumer 59

Consumer Acquirers Instant Payments Transactions 59

PYMNTS

NOVEMBER 25, 2020

But Ranta added that when it comes to the consumer, the critical use cases that could spur wider adoption aren’t there quite yet. "We We have not seen the use cases or the digital overlay services rolled out,” he noted. "We We have not seen the use cases or the digital overlay services rolled out,” he noted.

Real Time Payments 114

Real Time Payments RTP FedNow TCH 114

Fintech News

JULY 15, 2024

Sigrid Hulsebosch “Thunes is in a strong position as a leader in cross-border payments in a rapidly growing market, with increasing demand worldwide and new use cases for real-time and transparent payments. Her deep experience in the payments industry and banking will be instrumental as we continue to grow and scale Thunes.”

Cross-Border Payments 107

Cross-Border Payments Cross-Border Treasury Use Case 107

Tearsheet

FEBRUARY 20, 2025

In November 2024, JPM rebranded Onyx, its blockchain-based asset tokenization platform, to Kinexys, and also renamed its JPM Coin to Kinexys Digital Payments to meet the increasing demand for asset tokenization among major financial institutions. BTS: Refining the experience from the inside out Tracking J.P.

Payment APIs and Integration 64

Payment APIs and Integration FinTech Embedded Finance Payments 64

PYMNTS

JANUARY 8, 2021

In short, the global pandemic has ushered in rising usage — and use cases — for TCH’s RTP ® network, and Whisler doesn’t see that slowing down anytime soon. When we saw there was demand [to increase] the original limit of $25,000, and we saw that we could raise it safely and effectively, we were happy to do that,” Whisler noted.

RTP 139

RTP TCH Funding Agent Continuing Education 139

Fintech News

MAY 21, 2024

Institutional Investors Surging Demand for Digital Assets The SBI DAH report highlights a notable surge in institutional demand for digital assets. A recent report by SBI Digital Asset Holdings (SBI DAH) sheds light on the growing interest and adoption of these innovative financial instruments among institutional investors.

Settlement 139

Settlement Cryptocurrency Blockchain Digital Currency 139

PYMNTS

JULY 15, 2020

“Just as changing consumer behaviors are accelerating the adoption of digital commerce, they are also creating a greater demand for digital payout methods.”. At the forefront of that digital wave has been the grocery industry, an essential business compelled to innovate quickly to manage growing demand and deliver new commerce experiences.

On-Demand 94

On-Demand Use Case Contactless Payments Innovation 94

Fintech Finance

SEPTEMBER 13, 2024

The expertise around the room is showcased in this deliverable where we really delve into details around FIs moving into receiving instant payments,” said Miriam Sheril, Head of Product – US at Form3. Chairing the Operational Considerations Work Group has been a huge opportunity for me in ways that I hadn’t even imagined when I took it on.

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

Fintech Finance

JULY 30, 2024

AppBrilliance , a pioneer in real-time payment solutions with its cutting-edge Money API platform, is leveraging a recent rule change by The Clearing House to expand use-cases for Real Time Payments (RTP) to closed-loop digital wallets in the US. Eric Smith, AppBrilliance’s Founder and CEO.

RTP 98

RTP FedNow RFP Payment APIs and Integration 98