Fintech News

MARCH 6, 2024

Are digital first banks in Asia poised to lead a disruptive charge against well-entrenched, established commercial banks? In the traditional banking sphere globally, but especially true in Asia, there is a considerable proportion of unbanked and underbanked populations who lack complete or any access to banking services.

Online and Mobile Banking 135

Online and Mobile Banking Debit Card Non-Bank Push-to-Card 135

PYMNTS

SEPTEMBER 4, 2020

Migration to mobile and digital banking ramped up during the pandemic. It’s one of numerous revelations in PYMNTS’ Leveraging The Digital Banking Shift Report , a collaboration with Feedzai , based on a survey of nearly 2,200 U.S. percent of online banking customers using digital channels more. “Our This we know.

Online and Mobile Banking 93

Online and Mobile Banking Mobile Banking Push-to-Card ATM 93

PYMNTS

APRIL 27, 2020

Banks do not always have the budgets or resources to craft cutting-edge online and mobile experiences, although they can no longer afford to put off digital transformations. The number of online banking customers is growing worldwide, and FIs’ consumers are coming to expect seamless digital experiences as a result.

Online and Mobile Banking 99

Online and Mobile Banking Cross-Border Payments Cross-Border Mobile Banking 99

PYMNTS

DECEMBER 29, 2020

Debit solutions draw on funds consumers already have in their bank accounts, and while this makes them reassuring to debt-wary consumers, it can have implications if these details are snatched by fraudsters. Safeguarding debit card payments is increasingly important, with more consumers shopping online during the pandemic.

Debit Card 121

Debit Card Online and Mobile Banking Scams Card Issuer 121

The Payments Association

OCTOBER 28, 2024

This has led to a noticeable uptick in card-related fraud, especially in remote purchases, where criminals use stolen card details for online transactions. While banks and payment providers are making strides in fraud detection and prevention, the report stresses the need for more robust collaboration with technology and telecom sectors.

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

Stax

JANUARY 21, 2025

With a payment gateway, they simply enter their card details online on your website or app. In turn, the payment processor ensures a seamless transfer of the information between the merchant, issuing bank, and customer. For example, if you operate an online store, you need fast and secure online payment solutions.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Stax

NOVEMBER 13, 2024

Understanding ACH credit payments means understanding the way in which different types of ACH payments are processed in the US banking system. The receiving bank then credits the money to the account of the receiving customer. The receiving bank then credits the money to the account of the receiving customer.

ACH 88

ACH ACH Network Payer Payee 88

Fintech News

MAY 23, 2024

Confronted by shifting factors such as tech advancements, generative AI, high interest rates, increased institutional oversight, and evolving customer expectations — the best banks must adapt their business and operating models in 2024, including in Asia. CHINA #1 China Merchants Bank China Merchants Bank Co.,

Online and Mobile Banking 131

Online and Mobile Banking Treasury Non-Bank Credit Cards 131

PYMNTS

JULY 23, 2020

France’s Orange Bank is launching completely mobile banking services in Africa, according to a press release. The original intent of the company was to help those without access to the usual banking services, often helping those who lacked employment contracts or identification as they worked in more informal jobs.

Mobile Banking 56

Mobile Banking Online and Mobile Banking Origination Rules 56

The Payments Association

JANUARY 22, 2025

The widespread shift to online reliance has created a greater demand for accessing various services online, including government public services and online retail payments. This increased digital dependency has raised the need for secure access and quick and easy identity verification online.

Security 88

Security Online and Mobile Banking Credential Verification 88

M2P Fintech

JANUARY 21, 2025

Finflux by M2P Finflux by M2P is an API-first platform that offers comprehensive solutions for Loan Origination (LOS) and Loan Management System (LMS), designed to streamline lending operations across over 15 products, including personal loans, auto loans, education loans, and gold loans. Lets dive in!

Origination 52

Origination Payment APIs and Integration Underwriting Automation 52

Open Banking Excellence

JANUARY 9, 2024

This is leading to a golden age of choice for businesses, who now have access to the cost savings and customer-centric capabilities that a new wave of Open Banking-powered payment products can deliver. Insurers shouldn’t just sit back and wait for regulation and the dawn of Open Insurance to start benefiting from Open Banking.

Payment APIs and Integration 130

Payment APIs and Integration Payer Online and Mobile Banking Authentication 130

Stax

JANUARY 28, 2025

Completing online payments via manual card entry can be time-consuming and off-putting for customers. Click to Pay completely removes the need to enter credit card information during online purchases, making it more convenient and faster than manual card entry. Learn More What is Click to Pay?

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

PYMNTS

FEBRUARY 14, 2020

But as banking becomes ever-more mobile, and account openings and activities are done through digital channels, the very definition of support – and how it should be provided – is changing. However, they had nothing within their mobile or online banking that explained the offer or, more importantly, how to sign up.

Consumer 91

Consumer Online and Mobile Banking Small Business Debit Card 91

Wharton Fintech

OCTOBER 30, 2023

Narmi’s Co-Founder Nikhil Lakhanpal — building an API-driven digital banking platform In today’s episode, Kailee Costello hosts Nikhil Lakhanpal , Co-Founder at Narmi. Narmi’s mission is to offer financial institutions the best digital banking platform in the industry. A really big part of that is the core banking system.

API 130

API Online and Mobile Banking FedNow Credit Union 130

Fintech News

SEPTEMBER 22, 2024

Global highlights: January – December 2023, Source: Confidence Amid Chaos: Managing Fraud and Scams with Data and Analytics, LexisNexis Risk Solutions In financial services, new account creation attacks increased by 12% YoY, driven by increases on the mobile channel, primarily mobile browser.

Accounts 142

Accounts Scams Bots Account Takeovers 142

Finovate

SEPTEMBER 20, 2024

Before that, we were talking about Ireland’s Central Bank and its search for top fintech talent, new investment in mobile payments in the Philippines , and the pace of digital transformation in India’s financial services sector. You joined TBC a few years after the bank expanded to Uzbekistan. Why Uzbekistan?

Innovation 122

Innovation FinTech Online and Mobile Banking On-Demand 122

PYMNTS

APRIL 24, 2020

Consumers and small- to medium-sized businesses (SMBs) are not just searching for financial partners with online platforms and mobile apps, but rather those offering such tools with greater degrees of efficiency, personalization and support for their specific needs. Neat is one such FinTech. dollars, British pounds and the euro.

Online and Mobile Banking 82

Online and Mobile Banking Origination AI FinTech 82

PYMNTS

OCTOBER 23, 2020

The pandemic continues to affect almost all aspects of consumers’ lives, and their banking interactions are no exception. Consumers are increasingly seeking contactless ways to interact with their financial institutions (FIs), leading to a 200 percent jump in new mobile banking registrations during April. million in July.

Credit Union 60

Credit Union Mobile Banking Online and Mobile Banking Innovation 60

Fintech News

AUGUST 12, 2024

A new report by Reputa, an online reputation monitoring system provided by Viettel, Vietnam’s state-owned telecommunications giant, offers an analysis of the country’s fintech sector and provides rankings of the most reputable fintech companies in Vietnam based on their online reputation and reach.

FinTech 113

FinTech Online and Mobile Banking Point-of-Sale (POS) Payment Gateways 113

PYMNTS

FEBRUARY 25, 2020

Amazon was a three-year-old online bookstore that had recently launched its IPO with a stock price of around $20. with early adopters willing to pay high rates per minute to use a mobile device. It wasn’t until a few years into the 21st century that many people thought about mobile as the great disruption to the market.

Online and Mobile Banking 83

Online and Mobile Banking Payment APIs and Integration Automation Transactions 83

Fintech Review

APRIL 11, 2025

Over the years, weve covered a broad range of fintech topics from digital banking to decentralised finance , regtech , green fintech , and more. This includes services like mobile banking, peer-to-peer payments, investment platforms, and blockchain applications. Consumer trust in banks plummeted.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Payment APIs and Integration 98

Payment APIs and Integration Online and Mobile Banking Payments Push-to-Card 98

Stax

APRIL 18, 2024

According to Forbes , “mobile payments are increasingly being used by U.S. Not only are there a number of ways your customers could be using their mobile devices to give payments, but you as a business owner could be leveraging mobile devices to accept them as well. What is mobile credit card processing?

Credit Cards 88

Credit Cards Process Online and Mobile Banking Mobile Payments 88

PYMNTS

SEPTEMBER 1, 2020

Wells Fargo is launching a new, low-cost bank account — with access as well to a new digital payments service — in its latest move to push beyond a series of scandals. bank account, the bank noted in its announcement. The bank said it will also waive the $5 fee for younger account holders ages 13 to 24.

Digital Payments 93

Digital Payments Accounts Zelle Online and Mobile Banking 93

PYMNTS

SEPTEMBER 18, 2019

Mobile and online banking providers have been upping their fraud protection measures over the last decade, making it more difficult for bad actors to rely on some of the schemes that previously worked in such channels. Banks need to think of their fraud strategies as items that are constantly changing, Venturo explained.

Identity Theft 78

Identity Theft Online and Mobile Banking AI Non-Bank 78

PYMNTS

JANUARY 29, 2018

750 | Number of online merchants in the quarterly PYMNTS Checkout Conversion Index (CCI) merchant sample. The CCI measures frictions associated with checking out online and via mobile devices. Further, large banks saw a more pronounced decline in the number of originations during the financial crisis than smaller ones.

Origination 44

Origination Online and Mobile Banking Cross-Border Bitcoin 44

PYMNTS

OCTOBER 4, 2017

Orange, the French telecom company, is gearing up to launch an online banking service in an effort to diversify its revenue. According to news from Reuters, the company plans on launching the online banking service on Nov. They also see it as an opportunity to compete against traditional lenders, noted the report.

Online and Mobile Banking 40

Online and Mobile Banking NOV Venmo Debit Card 40

PYMNTS

NOVEMBER 27, 2020

Remote onboarding has overtaken (some might say overwhelmed) banks and merchants all year long as a deluge of faceless applicants opened accounts and cards. Per the November Tracker , “Many banks, utility companies and government agencies have been leveraging two-factor authentication (2FA) for several years. Phone Call For You.

Multifactor Authentication 107

Multifactor Authentication Authentication Security MFA 107

PYMNTS

MARCH 28, 2019

ICBA Bancard, the payments services subsidiary of the Independent Community Bankers of America (ICBA), announced a new partnership with MK Decision (MK) for its online loan-origination system. Our mission — to stimulate local borrowing and local lending — is well aligned with ICBA Bancard and its community bank clients.

Community Banks 76

Community Banks Online and Mobile Banking Push-to-Card Card Issuer 76

PYMNTS

AUGUST 10, 2017

The People’s Bank of China (PBoC) has ordered all online payment companies to channel mobile payments through a new clearing house by next June, which could have an impact on the dominance of Ant Financial and Tencent. China is the world leader in mobile payments, with transaction volumes rising last year to Rmb59tn ($8.8tn).

Central Bank 40

Central Bank Online and Mobile Banking Request for Comment Mobile Payments 40

PYMNTS

FEBRUARY 18, 2020

The PSCU company Lumin Digital has signed Bartlett, Tennessee-based First South Financial credit union to a multi-year digital banking and cloud computing agreement, Lumin announced on Tuesday (Feb. We are pleased to partner with Lumin Digital to provide these necessary digital banking services to our members.”.

Credit Union 82

Credit Union Digital Payments Online and Mobile Banking Agreements 82

FICO

FEBRUARY 23, 2016

The China Financial Certification Authority expects that mobile banking customers will account for around 24% of the total e-banking users in 2015, and that 40% of those will buy financial products through their smartphones. So far, in just over a year, the bank has received more than 3.5

Online and Mobile Banking 58

Online and Mobile Banking Credit Cards Advisors Mobile Banking 58

PYMNTS

MARCH 9, 2020

Aristotle may have originated the notion of first principles thousands of years ago, but it would take Elon Musk to add a contemporary business flair to that method of analyzing business problems. Questions like, “What is a bank?”. Here’s what we learned: Consumers know what a bank is, and pretty much define it the same way.

Credit Union 92

Credit Union Online and Mobile Banking ATM PayPal 92

PYMNTS

OCTOBER 18, 2016

Ingo Money’s push payments technology enables banks, financial services providers and companies to move money instantly between businesses and people in mobile, online, ATM and retail channels with a single API integration, the companies said in a press release. retail locations. ”

P2P 71

P2P Push-to-Card Payment APIs and Integration Online and Mobile Banking 71

Clearly Payments

DECEMBER 3, 2023

List of Payment Gateways 2Checkout (now Verifone): Global payment platform for online and mobile commerce (International). Afterpay: Enables customers to make purchases and pay in installments (International, originating in Australia). Alipay: Third-party mobile and online payment platform (China). International).

Payment Gateways 105

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 105

Fintech Finance

SEPTEMBER 9, 2024

Impersonator fraud, originating from a phone call, message or email that appears to be from a trusted business source (25%), intercepted business e-Transfers (22%) and credit card fraud (20%) were the most common types of fraud. Fraudulent charges on their bank or credit cards (20%). Making an online or in-app purchase (13%).

Online and Mobile Banking 97

Online and Mobile Banking Credit Cards Scams Payer 97