Payment Savvy

NOVEMBER 3, 2021

Payment trends are a powerful signal of how businesses and consumers respond to fundamental global changes in technology, demographics, policy, and the economy. Payments have become not only digitalized but global on scales we’ve never seen before. As we wrap up 2021, here are three payment trends to watch: AI.

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PYMNTS

NOVEMBER 18, 2020

Delivering funds smoothly to employees in different nations is therefore essential, and it may require firms to migrate from paper checks to digital tools, especially those that suit the needs of employees who do not have bank accounts. How Mobile Apps Are Easing Retail Payments In India. Get the full story in the Tracker ®.

Mobile Payments 88

Mobile Payments Distributed Ledger Technology (DLT) Payroll Online and Mobile Banking 88

The Fintech Times

DECEMBER 9, 2024

This incident disrupted operations across airlines, banks, and media outlets, resulting in billions in losses for major corporations. The Bank of England has emphasised the need for payment firms to enhance their operational resilience, mandating improvements by March 2025 to better handle disruptions like cyber-attacks or system failures.

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Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102

Stax

NOVEMBER 6, 2023

Fast forward to now where much has changed, and research anticipates contactless mobile payments to exceed one billion users globally by 2024. Customers can pay with their watch or phone just by tapping it on a card reader, and businesses can host an entire POS system on a mobile phone.

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Mobile Payments Online and Mobile Banking Debit Card Payments 88

PYMNTS

JANUARY 19, 2021

A new year has begun, but the pandemic continues to throw financial and operational curveballs at banks, businesses and their consumers regarding how they conduct daily tasks or routine payments. The report also found that P2P payment app adoption is growing. Another study found that 55 percent of U.S. The report noted that U.S.

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Debit Card Online and Mobile Banking Push-to-Card P2P 62

PYMNTS

OCTOBER 22, 2020

As infection and mortality rates rose and consumers became more concerned about their health and the health of others, it’s not hard to understand why their interest in contactless payments – tepid at best in a pre-pandemic world – skyrocketed overnight. Afterpay’s Banking Expansion . Klarna’s Growing Partner Roster .

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BNPL Payments Trends PayPal Payments 77

EBizCharge

JANUARY 14, 2025

Finding the right payment gateway for your business in 2025 is a critical step toward ensuring seamless online transactions, boosting customer satisfaction, and securing your revenue streams. Once approved, the payment gateway sends a confirmation back to the merchant and the customer, completing the transaction.

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Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

The Fintech Times

FEBRUARY 29, 2024

To find out how payment trends differ across the world, we reached out to industry experts and asked them how these trends differ in emerging markets, compared to the most established ones. Trust in banks is generally established, which means they can focus on maintaining infrastructure and engaging stakeholders.

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Payments Trends Online and Mobile Banking Payments Push-to-Card 59

The Fintech Times

SEPTEMBER 10, 2024

André Boesing, vice president of international business development and head of Latin America at emerchantpay In 2002, emerchantpay was founded out of a need to better support merchants who were finding it difficult to navigate the quickly evolving payment landscape. What are some payment trends we’re seeing in Brazil?

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PYMNTS

APRIL 24, 2020

Consumers and small- to medium-sized businesses (SMBs) are not just searching for financial partners with online platforms and mobile apps, but rather those offering such tools with greater degrees of efficiency, personalization and support for their specific needs. Neat is one such FinTech. Neat is one such FinTech.

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PYMNTS

JANUARY 26, 2021

PSCU’s recent 2020 Eye on Payments , which polled more than 1,500 CU members and other FI customers in the United States, found 70 percent of respondents decide how to pay for a product or service based on which safe options are available at the point of sale. Read the full Deep Dive in the Tracker. About The Tracker .

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Credit Union Contactless Payments Online and Mobile Banking Credit Union Service Organization 110

The Fintech Times

MARCH 29, 2024

This is a trend seen at an aggregate global level but also repeated in every region across the world.” A2A payments are forecast to more than double and become the fastest growing local payment method within e-commerce. Younger generations are paving the way Payment choice is key for consumers around the world.

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Payments Trends Payments Online and Mobile Banking Volume 64

Clearly Payments

NOVEMBER 21, 2023

In Canada, a nation celebrated for its rock solid banking and financial systems, which have consistently embraced pioneering technologies, the payment landscape stands as a testament to this ongoing commitment to progress. You can also look back and review our payment trends of 2023.

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Payments Trends BNPL Contactless Payments Online and Mobile Banking 52

The Fintech Times

DECEMBER 31, 2023

In 2024, payment experts foresee increased demand for instant payments, greater use of alternative payment methods, simplified mobile-friendly payments, user-focused and secure payment practices, automation of payment processes, and heightened reliance on data analysis and AI.

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Global Payments Online and Mobile Banking Alternative Payment Methods Instant Payments 124

PYMNTS

JANUARY 20, 2021

The ongoing pandemic has pushed more consumers online to carry out their shopping and banking, with fraudsters following suit. Bad actors have moved to take advantage of the rush to digital payments — particularly those made with debit cards — leaving banks and financial institutions (FIs) racing to keep them off their platforms.

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Clearly Payments

MARCH 18, 2024

Below are some statistics and trends in the demographics of how people pay, including by age, income, and location. Payment Trends by People’s Age: Gen Z & Millennials (born 1981-2012): Gen Z and Millennials (those born between 1981 and 2012) are leading the way in using contactless payments.

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Credit Cards Federal Reserve FedNow Online and Mobile Banking 105

Fintech News

OCTOBER 23, 2024

OpenWay , a payment technology provider, has collected insights from omnichannel players that use its Way4 acquiring software platform – Nexi, Shift4, Halyk Bank, SmartPay, Banesco, Equity Bank Kenya, and others. Accommodating emerging payment trends is essential to retaining leadership.

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Acquirers C2B Online and Mobile Banking Risk Assessment 109

Fintech News

SEPTEMBER 17, 2024

UPI is a real-time payment system developed by the National Payments Corporation of India (NPCI) that enables instant money transfers between two bank accounts through a mobile platform. of all transactions in 2023, according to the 2024 Prime Time for Real-Time report by ACI Worldwide. billion) by FY 2028-29.

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Digital Payments Credit Cards Online and Mobile Banking Payments 107

Fintech Finance

OCTOBER 4, 2024

Due to the low penetration of credit cards, barriers related to banking access, and consumer behavior, fintechs and governments began seeking solutions to simplify consumers’ lives and allow them to purchase products and services using local payment methods. billion, or 48% of the market, according to PCMI data.

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Consumer Credit Cards Online and Mobile Banking Economy 98

Stax

JULY 9, 2024

An Electronic Funds Transfer is an umbrella term for payments that are conducted electronically—essentially, any payment method except for cash and paper checks. EFT payments are transactions between the sender and receiver that transfer funds electronically from the sender’s bank account to the receiver’s. Easy to use.

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Electronic Fund Transfer Act (EFTA) ACH Electronic Funds Transfer (EFT) Funds Transfer 88

CB Insights

MARCH 7, 2019

Startups are building applications for the 66% of citizens in Sub-Saharan Africa that are unbanked, according to the World Bank. live briefing: Payments Trends to Watch in 2019. Join us for a live briefing as we take a look at some of the most important trends happening in payments, both at the physical point-of-sale and online.

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FinTech Online and Mobile Banking Payments Trends Research 51

PYMNTS

JULY 25, 2019

Ives said, “Economic stratification and emerging payments trends around the globe mean businesses must strive for flexibility rather than totally reinvent their processes. Progress in the payments space isn’t just about what is possible … it’s determined, at least in part, by economic realities.”. “In

Online and Mobile Banking 75

Online and Mobile Banking Payments Cross-Border Alternative Payment Methods 75

PYMNTS

DECEMBER 20, 2019

FinTech firms have reportedly been accusing banks of preventing access to the financial data of end-users. With PNC Bank , in one case, clients noted they were unable to link accounts to Venmo. The bank has suggested that those Venmo users switch to Zelle per tweets from PNC. PNC Blocks Venmo, Tells Users To Switch To Zelle.

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Payments Trends AI Venmo Zelle 40

Segpay

MARCH 10, 2025

In the rapidly evolving world of online gaming, having a reliable and secure payment gateway is crucial for both gamers and gaming businesses. A gaming payment gateway allows players to make payments seamlessly while ensuring that their financial information is protected. What is a Gaming Payment Gateway?

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

PYMNTS

JANUARY 28, 2020

The company offers services both online and in stores, processing merchant payments in numerous countries and currencies. Subway Chief Information Officer Mike Macrie said partnering with Adyen would allow the QSR to stay on top of the latest digital payment trends and keep things convenient for customers.

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Online and Mobile Banking Payments Processors Verification 53

Clearly Payments

FEBRUARY 18, 2025

For merchants, keeping up with the trends help them ensure a good payment experience. With four out of five smartphone users now opting for mobile payments over traditional cards, businesses that fail to support digital wallets risk losing sales and customer loyalty. million Percentage of U.S. Population 22.3%

Online and Mobile Banking 59

Online and Mobile Banking PayPal Contactless Payments Credit Cards 59

PYMNTS

JANUARY 28, 2020

The company offers services both online and in stores, processing merchant payments in numerous countries and currencies. Subway Chief Information Officer Mike Macrie said partnering with Adyen would allow the QSR to stay on top of the latest digital payment trends and keep things convenient for customers.

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Process Online and Mobile Banking Payments Processors 52

PYMNTS

JUNE 17, 2020

This has led to growing interest in buy now, pay later (BNPL) installment payment options for both debt-wary consumers as well as retailers looking to encourage online browsers to buy. The Tracker also considers the rise in mobile shopping and the future of BNPL use on mobile devices as customers expand their use of this channel.

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BNPL Online and Mobile Banking Payments Credit Cards 67

PYMNTS

JUNE 10, 2019

We don’t mean to get nostalgic or weepy-eyed (not just yet), but it’s worth noting that the past 10 years or so have brought significant, even historic, innovation and disruption to the world of payments — trends that promise to build and converge in the 2020s. That’s not all. The Role Of Trust.

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PYMNTS

JUNE 4, 2020

The COVID-19 pandemic appears to have strengthened this growth, however, exposing the number of consumers who already view digital payments as the norm and illustrating that such solutions must be sophisticated enough to keep their attention. Many of us are banking from our mobile phones these days. That builds trust.

Digital Payments 52

Digital Payments Online and Mobile Banking Payments Push-to-Card 52

The Fintech Times

MAY 7, 2024

Federico Balige, LatAm CEO of PayU GPO PayU GPO stands at the forefront of online payment services across more than 50 high-growth markets, including Latin America, Africa, and Eastern Europe. What are some payment trends we’re seeing in Peru? What is PayU GPO doing to improve the payments sector in Peru and Latam?

Digital Payments 64

Digital Payments Online and Mobile Banking Financial Inclusion Payments 64

PYMNTS

DECEMBER 24, 2018

But in hopes of hopping on the holiday bandwagon — and providing data-backed insight in the hottest payment trends for 2019 — allow us to offer this list of a dozen ways that consumers (and some businesses) are paying now, methods that promise to play big roles in 2019. 6: With Person-To-Person Mobile Tech. 8: Via PayPal.

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Consumer Online and Mobile Banking Debit Card Volume 83

Payment Savvy

SEPTEMBER 5, 2024

The following post will define fintech, discuss the types of companies involved, and comment on how this new industry fundamentally changes the face of banking, investment, and doing business. This has come to mean everything from banking and insurance to investments. .” But what is fintech? What Does Fintech Mean?

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cryptocurrency 52

The Fintech Times

JUNE 18, 2024

Founded in Bogota, Colombia, Yuno now operates across 60 countries to serve a global client base, including McDonald’s , Avianca , inDrive , and other companies operating in the hospitality, retail, mobility, and other sectors. What are some payment trends we’re seeing in Brazil?

Payments 64

Payments Financial Inclusion Online and Mobile Banking Central Bank 64

EBizCharge

AUGUST 12, 2024

Merchant acquirers , also known as acquiring banks, are responsible for setting up and maintaining merchant accounts, allowing businesses to accept payment cards from customers. Card issuers are banks or financial institutions that issue credit cards to consumers. If approved, the merchant completes the sale.

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PYMNTS

AUGUST 2, 2019

Doing so comes at a cost, however: Merchants’ payment processors charge fees to convert euro payments back into GBP. The seller will otherwise incur the costs of settling funds with a European bank, using that entity to transfer money back to its other accounts. Avoiding Payment Failure .

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Payments Online and Mobile Banking Cross-Border Credit Cards 49

Segpay

APRIL 22, 2024

5 minute read Network tokenization is a technology used in the payment industry to enhance the security of digital and mobile payments. Let’s explore how merchants and PSPs benefit from network tokenization and how this innovative technology revolutionizes the payment industry. Apple Pay, Google Pay).

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