PYMNTS

JANUARY 25, 2021

In today’s top digital-first banking news, German neobank N26 has hired a new chief financial officer (CFO) as it eyes a future initial public offering (IPO), while FinTech app Goalsetter has raised $3.9 Morgan Chase to underwrite a possible IPO. Morgan Chase and Morgan Stanley to underwrite a potential $2 billion IPO.

Financial Literacy 74

Financial Literacy Underwriting Online and Mobile Banking Debit Card 74

PYMNTS

SEPTEMBER 15, 2020

Emerging markets have their own challenges when it comes to banking, where big, traditional financial institutions (FIs) are anything but efficient. It’s been 20 months, and we tried to get a debit card from some of the largest banks. The world doesn’t need another bank,” Poovala told Webster. Widening Debit’s Acceptance.

Debit Card 103

Debit Card FinTech Online and Mobile Banking Account Takeovers 103

PYMNTS

DECEMBER 13, 2017

First National Bank and Trust Company is planning the launch of a digital small business lending portal and has tapped a partner to create the solution. The portal will allow a small- or medium-sized business (SMB) to seek a loan from the bank without physical paperwork or a visit to a branch location.

Online and Mobile Banking 43

Online and Mobile Banking Small Business Underwriting Facilitators 43

The Fintech Times

MARCH 11, 2025

Dwollas clients are now able to leverage Plaids instant account verification and real-time balance check alongside comprehensive pay-by-bank payments through a single vendor and a single API. Fintech myPOS unveils a new strategic partnership with Satispay , an Italian independent mobile payment firm.

FinTech 59

FinTech Payment APIs and Integration Online and Mobile Banking Non-Bank 59

PYMNTS

OCTOBER 23, 2018

Consumers go on a lot of different types of digital journeys in a day — they might shop online, do some banking, move funds between accounts, do some light online browsing. Retailers had to make that changeover quickly, as online players became an increasingly obvious threat to their future. Tapping Into Personalization.

Consumer 74

Consumer Online and Mobile Banking Transactions Push-to-Card 74

PYMNTS

OCTOBER 2, 2018

Avant is best known among its financial services peers as a FinTech firm, founded to throw automation and an artificial intelligence (AI)-enhanced underwriting process at the problem of creating accessible, affordable personal loans for consumers. A Better Option For Banks.

Underwriting 53

Underwriting Online and Mobile Banking Void Verification 53

PYMNTS

JUNE 17, 2020

The COVID-19 pandemic has bolstered mobile payments in India and primed them to overtake card payments in the not-too-distant, S&P Global Market Intelligence said this week in its 2020 India Mobile Payments Market Report. S&P’s analysis shows that Indian mobile-payment transactions grew 163 percent to $287 billion in 2019.

Mobile Payments 56

Mobile Payments Online and Mobile Banking Contactless Payments Payments 56

CB Insights

OCTOBER 10, 2018

Traditional banking products, including checking, credit, and savings accounts, are under threat from a new crop of digital-first startups. Many of these startups are launching products without a bank charter and targeting a very specific customer base. DOWNLOAD THE 61-PAGE consumer banking REPORT. savings accounts.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

PYMNTS

JUNE 17, 2020

The COVID-19 pandemic has bolstered mobile payments in India and primed them to overtake card payments in the not-too-distant, S&P Global Market Intelligence said this week in its 2020 India Mobile Payments Market Report. S&P’s analysis shows that Indian mobile-payment transactions grew 163 percent to $287 billion in 2019.

Mobile Payments 56

Mobile Payments Online and Mobile Banking Contactless Payments Push-to-Card 56

The Fintech Times

JANUARY 23, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

Fintech Finance

FEBRUARY 14, 2025

Together, FIS and Affirm will deliver a new program that enables FIS vast network of banking clients to integrate Affirms industry-leading solution into their existing debit program via their digital banking and mobile app platforms, allowing their customers to easily manage their finances in a single place.

Debit Card 59

Debit Card Online and Mobile Banking Issuers Underwriting 59

Stax

DECEMBER 27, 2023

A merchant account acts as a pathway between your business, your customers, and the issuer and acquiring banks to process electronic transactions like credit cards. A merchant account refers to a business bank account that allows businesses to accept electronic payments for goods and services. Request Quote What Is a Merchant Account?

Accounts 88

Accounts Online and Mobile Banking Payment Gateways PCI DSS 88

PYMNTS

MAY 2, 2017

In a partnership formed recently with Puerto Rico’s Oriental Bank, Biz2Credit said late last month that it has begun offering its digital lending platform to the bank’s commercial clients. Verticals within the SMB realm that may be receptive to online lending, he said, include manufacturing and retail.

Online and Mobile Banking 47

Online and Mobile Banking Small Business Credit Cards Underwriting 47

PYMNTS

OCTOBER 25, 2016

The updated Powered Buy Platform will support integration through a single API, one merchant account and one underwriting process. The latest additions to the Powered Buy Platform will connect merchants to more than 20 acquiring banking relationships globally and also enable them to sell around the world. “We Canada, the EU and LATAM.

Gateways 68

Gateways Payment APIs and Integration Online and Mobile Banking Underwriting 68

PYMNTS

MAY 18, 2018

This week, on May 17, debit-based cannabis payments solution CanPay announced its eCommerce integration , enabling customers to pay for cannabis products online via direct link to their checking account. Offline, if a merchant gets submitted to an underwriter as a flower shop, that can be hard to verify.

Online and Mobile Banking 45

Online and Mobile Banking Underwriting Regulations ACH 45

Stax

FEBRUARY 15, 2024

The payment processing industry facilitates electronic transactions between merchants and customers, spanning online, mobile, and in-person payments. It involves a complex ecosystem of financial institutions, including acquiring banks, payment processors, and card networks, alongside technology providers and regulatory bodies.

ISVS 88

ISVS Facilitators ISOs Payment APIs and Integration 88

Fintech News

MARCH 18, 2024

The report, released in September 2023, looks at the Thai fintech sector, highlighting the rise of digital payments and the explosive growth of real-time transactions, as well as presenting the opportunities that exist in digital remittances, open banking, business-to-business (B2B) payments and agricultural lending.

FinTech 111

FinTech Online and Mobile Banking Blockchain Product 111

PYMNTS

MARCH 10, 2016

It may not be the year of mobile payments — yet — but it is certainly the year mobile payments players are laying the groundwork for what they know is inevitable. This week, PYMNTS dug into the week of mobile pay news to bring you the latest from the ecosystem. Early Warning Boosts Big Banks’ P2P Power.

Online and Mobile Banking 41

Online and Mobile Banking EMV P2P Mobile Deposit 41

PYMNTS

OCTOBER 22, 2019

New Jersey-based financial institution Investors Bank has announced a collaboration with online small business lending firm OnDeck to digitize its own small to medium-sized business (SMB) lending operations. Funds can be disbursed into their Investors Bank account within minutes.

Online and Mobile Banking 40

Online and Mobile Banking Small Business Origination Underwriting 40

CB Insights

NOVEMBER 21, 2019

Digital banking and financial infrastructure. Companies in this subcategory provide (1) white-labeled technology infrastructure to banking players, or (2) leverage technology to provide financial infrastructure and banking software (e.g. APIs) directly to end-users. Personal finance. Regulatory tech. Wealth management.

FinTech 93

FinTech End User Online and Mobile Banking Payment APIs and Integration 93

PYMNTS

SEPTEMBER 28, 2016

Except for the peer rating offered on merchants’ websites, be it positive or negative, but then again, that’s more of an original underwriting process, and that’s been already going on for many years. And also, finding a new, more efficient model to underwrite merchants was definitely very innovative at that time.

Innovation 76

Innovation Online and Mobile Banking Underwriting On-Demand 76

PYMNTS

JULY 26, 2018

Consumers who go online to buy products from participating merchants can select the Paidy option during checkout. They use mobile phone numbers and email addresses for the transaction, accept the fee and then they receive a code via SMS that is used to complete the purchase. The Product. So, how does Paidy work? Unlike the average U.S.

Mobile Payments 40

Mobile Payments Online and Mobile Banking Credit Cards Payments 40

PYMNTS

JANUARY 3, 2019

While banks are only thinking about underwriting, other FinTech players are thinking about that full journey — and are capturing the customers who will then open the loan “along the way” with the player that brings them that fuller list of relevant services. There is this predilection toward command and control,” Watson said. “So,

ATM 61

ATM Online and Mobile Banking Financial Literacy Service Provider 61

Fintech Finance

MAY 16, 2024

It’s a no-code, end-to-end digital onboarding platform that helps banks to create a complete digital onboarding experience in minutes. NayaOne provides this ecosystem where the best software, platform and experts come together to solve some of the difficult issues facing us today in banking and finance. .”

Online and Mobile Banking 52

Online and Mobile Banking Credit Union Underwriting Rules 52

CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. In aggregate, these product development and investment decisions reveal that Amazon isn’t building a traditional bank that serves everyone.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

EBizCharge

NOVEMBER 12, 2024

These applications typically involve merchants submitting financial and bank statements, business licenses, and other relevant documentation. Merchant application information is critical in the underwriting process , which assesses the risk of providing merchant services to a business.

Online and Mobile Banking 52

Online and Mobile Banking Processors Debit Card Volume 52

Stax

APRIL 17, 2025

For example, Stax Connect not only supports a variety of payment methods including EMV, contactless, mobile wallets, etc., So, look for an ISV payments partner that simplifies payments by blending in-store and online payment processing on a single integrated platform. However, this can often get quite complicated.

ISVS 88

ISVS Payment APIs and Integration API Underwriting 88

PYMNTS

OCTOBER 18, 2019

Also, Mastercard is collaborating with eCommerce retailers to offer online shoppers the Pay by Bank app, and Ant Financial is seeing an uptick in the desire for credit among small and medium-sized businesses. Mastercard Partners With Four Retailers for Pay by Bank App.

Venmo 40

Venmo Credit Cards PayPal Visa 40

CB Insights

DECEMBER 7, 2017

Originating, processing, and underwriting a home loan with a large bank lender still requires faxes and snail mail and take almost as long as it did 20 years. Mortgage technology startups are companies that apply digital processes to mortgage origination, underwriting, servicing, investment, and other associated business activities.

Non-Bank 69

Non-Bank Online and Mobile Banking Origination Underwriting 69

PYMNTS

JANUARY 9, 2018

With big banks pulling back from small and medium-sized business (SMB) lending in the wake of the global financial crisis, the market was ripe for someone else to fill the credit gap. Community banks approved 49 percent of SMB loan applications in November, according to the latest data from the Biz2Credit Small Business Lending Index.

Community Banks 52

Community Banks FinTech Small Business FDIC 52

PYMNTS

SEPTEMBER 20, 2018

Banks offer credit limits to borrowers that would seem punitively low in much of the Western world, so there is a pent-up demand for online alternatives. Technology serves as an advantage for X Financial, even beyond its underwriting engine. However, that’s not the focus, at least for now.

P2P 66

P2P Credit Cards Online and Mobile Banking Credit Limit 66

Stax

AUGUST 20, 2024

Request Quote Understanding Embedded Finance Embedded finance is the seamless integration of financial services and digital banking into conventionally non-financial business services. This infrastructure helps businesses provide financial solutions, such as digital payments, directly on their websites or mobile apps.

Embedded Finance 88

Embedded Finance Finance FinTech Payment APIs and Integration 88

M2P Fintech

MARCH 28, 2024

Aadhaar-enabled Payment Service (AePS) AePS, in India, enables individuals to conduct basic banking transactions like d eposits, withdrawals, balance inquiries, bill payments, etc. without requiring a traditional bank account or debit card. Unlike physical cash or bank deposits, CBDCs are purely electronic.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

FICO

DECEMBER 23, 2016

While one would assume the answer is ‘yes’, the world of FinTechs, P2P lending and online financial services have suffered quite a few stops and starts in China. All three of these aspects can facilitate the operation and underwriting of credit.”. The Chinese are making a serious investment in their online industry.

Finance 59

Finance Online and Mobile Banking Risk Management Assessments 59

Stax

JANUARY 22, 2024

In a world where we’re spending more and more time online and every click is a potential transaction, it’s no surprise the eCommerce and digital payments sectors are experiencing exponential growth. The payment gateway acts as a virtual bridge, securely transmitting payment information between the merchant, customer, and acquiring bank.

Payment Gateways 88

Payment Gateways Gateways Facilitators PCI DSS 88

PYMNTS

NOVEMBER 3, 2019

customers had $736 million in loan balances at the end of September, though it’s not clear how that compares with other credit cards, as Bloomberg said banks do not break out performance by individual cards. The cash-back benefit will be added to more merchants in the future.

Credit Cards 51

Credit Cards Push-to-Card Online and Mobile Banking Underwriting 51

PYMNTS

JULY 26, 2019

DataPlor operates a platform that targets small businesses in Latin America, enabling them to strengthen their online presence by gathering data about the business and licensing it to firms like PayPal and American Express. The solution heightens SMBs’ presence online and in search engine results like those of Google, reports noted.

B2B 62

B2B Cross-Border Payments Cross-Border Payroll 62