Finextra

MARCH 27, 2024

Robinhood continues to expand beyond its stock trading origins, launching a credit card with a host of perks, including three per cent cashback.

Credit Cards 120

Credit Cards Origination Continuity 120

Bank Automation

JULY 8, 2024

based bank has used nCino’s loan origination system since 2017, Chief Technology Officer and Executive Vice President of the bank Sharif Alexandre tells Bank Automation […] ConnectOne Bank invests in technology that generates data to boost efficiencies, but the systems are only beneficial if employees use them consistently.

Origination 126

Origination Automation Technology 126

The Fintech Times

MARCH 18, 2024

Blockchain, heralded for its potential to transform industries, is currently undergoing a divergence from its original vision, marked by a prioritisation of speculative interests over core principles like scalability and decentralisation. million TPS, dwarfing the current capacity of both Visa and Mastercard combined.

Blockchain 145

Blockchain Web 3.0 Technology TPS 145

TechCrunch Fintech

JANUARY 11, 2024

Developers add Pier’s APIs with a few lines of codes, and the company then manages the credit lifecycle from end-to-end, including origination, underwriting, compliance and servicing. © 2023 TechCrunch. All rights reserved. For personal use only.

Underwriting 117

Underwriting Origination API Compliance 117

Fintech News

FEBRUARY 13, 2024

The company may likely be moving away from its original B2B ecommerce model towards a software-based, asset-light approach, potentially focusing on logistics. Originally, Ula facilitated the distribution of FMCG goods to small retailers in Indonesia, a model that demanded significant investment in warehouse and inventory management.

B2B 118

B2B Origination On-Demand Facilitators 118

Fintech Finance

NOVEMBER 26, 2024

This partnership makes advanced payment tools, once exclusive to large merchants, accessible to SMEs, allowing them to gain access to reliable, professional-grade technology originally developed for major market players. enables us to bring payment technology, originally designed for large merchants, to the SME segment.

Large Merchants 98

Large Merchants Payments Origination Transactions 98

Fintech News

JANUARY 22, 2024

This decision marks a shift from the original plan to phase out these systems in 2024. For those who have recently switched to SimplyGo cards, LTA is offering the option to revert to their original Ez-link cards at no cost. Detailed information regarding this process is expected to be released by the end of February.

Non-Bank 107

Non-Bank Origination Debit Card Process 107

Fintech News

OCTOBER 23, 2024

The company has also been named as a leader in Commercial Loan Origination and Retail Loan Origination Systems provider in the 2024 SPARK Matrix for Retail and Commercial Loan Origination Systems by QKS Group and recognized in the 2024 Gartner® Market Guide for Commercial Loan Origination Solutions.

Finance 118

Finance APACS Multi-Currency Origination 118

Fi911

MARCH 26, 2024

This system then generates a unique token that represents the customer’s original payment data. In the event of a data breach, the tokens would be of no value to cybercriminals since they cannot be converted back to the original payment details. Tokenization, on the other hand, replaces sensitive data with a unique identifier.

PCI DSS 98

PCI DSS Encryption Origination Data Security 98

Fintech News

MARCH 27, 2024

Since the original suspension on 1 January 2024, there have been no further reports of such incidents. The initial decision to halt these specific transactions came after instances where remittance sent to China were being unexpectedly frozen in the recipient’s bank accounts, primarily impacting Chinese nationals working in Singapore.

Continuity 124

Continuity Non-Bank Authorization Origination 124

Fintech News

MARCH 6, 2024

BukaCicilan was originally introduced in October 2018 through a partnership with multifinance entity, PT Akulaku Finance Indonesia. Despite its closure, Bukalapak clarifies that the decision is not linked to the temporary operational restrictions Akulaku faced from Indonesia’s Financial Services Authority (OJK) in October 2023.

BNPL 111

BNPL Origination Authorization Finance 111

Fintech News

FEBRUARY 22, 2024

Originally launched in 2014 under the name InstaReM, Nium has evolved into a significant global fintech presence. The expansion of Nium beyond its Singaporean origins to establish a presence in the UK and the US has been instrumental in its recognition by Forbes.

FinTech 102

FinTech Origination Payments Institute B2B 102

The Paypers

JULY 23, 2024

US-based origination platform MANTL has announced its integration with Q2 ’s Digital Banking Platform to deliver seamless account origination and onboarding to FIs.

Origination 74

Origination Accounts 74

Fintech Finance

AUGUST 21, 2024

The company, launched in 2015, is known for providing Australians with unlimited access to thousands of hours of entertainment including first-run exclusive shows, original productions, movies, kids programming, and sport, all ad-free.

Origination 98

Origination Payments On-Demand Authorization 98

Bank Automation

MAY 8, 2024

Upstart originated $1.1 billion in personal loans, up 17% year over year, while home equity line of credit (HELOC) loan originations clocked in at $7 million […]

Automation 75

Automation Origination Process 75

TechCrunch Fintech

MARCH 6, 2024

Qonto originally […] © 2024 TechCrunch. The Paris-based business banking startup still has hundreds of millions of cash on hand. And it is using an undisclosed portion of its cash reserve to acquire Regate, an accounting and financial automation platform. All rights reserved. For personal use only.

Acquirers 90

Acquirers FinTech Origination Automation 90

Finovate

AUGUST 5, 2024

based SME lender Shawbrook partners with nCino to automate loan origination. Funding news for companies in lending and wealth management leads the fintech news this week. Be sure to check back over the next few days for the latest updates and announcements. Lending U.K.-based billion.

FinTech 104

FinTech Credit Union Advisors Cybersecurity 104

The Payments Association

DECEMBER 7, 2023

This article was originally published by leading bank orchestration platform Numeral and recently featured in the Payments:Unpacked newsletter from Mike Chambers – subscribe for free at: www.payments-unpacked.com. Read more

Origination 88

Origination Compliance Regulations 88

Bank Automation

AUGUST 20, 2024

Gather Federal Credit Union has selected credit underwriting platform Zest AI to reduce fraudulent activity during the loan origination and decisioning process.

Transactions 81

Transactions Credit Union Underwriting Procedures 81

Bank Automation

MARCH 1, 2024

Synthetic data refers to datasets that have been stripped of personal identifying information; developers can run simulations and test models on these datasets while avoiding biases and protecting original data, Deepak Paramanand, head of synthetic data product […]

AML 81

AML Money Laundering Origination Process 81

Fintech News

NOVEMBER 24, 2024

” The hacker selling the data alleges it originated from IBM Aspera, a widely used file-transfer software. Finastra spokesperson Sofia Romano revealed that the company first detected “suspicious activity” on 7 November, specifically within an “internally hosted Secure File Transfer Platform (SFTP).”

Breach 116

Breach Compromise Data Breach Credential 116

The Fintech Times

MAY 18, 2024

” Commerce also went live on the Temenos platform with core banking for deposits in 2022 and launched a new loan origination solution for private banking customers using Temenos Digital earlier this year.

FedNow 131

FedNow Continuity Real Time Payments Payments 131

Finextra

JULY 11, 2024

This news comes a week after the UK payments group issued a plea to Chancellor Rachel Reeves to impose a 'Tech Levy' on social media giants to pay for the impact of payments fraud originating from their platforms.

Origination 78

Origination Payments 78

Bank Automation

MARCH 18, 2024

Arc Technologies charted a 12X increase in loan originations year over year in 2023, as it gained customers and deposits when businesses looked to pivot to new banking partners after the collapse of Silicon Valley Bank. Nashville, Tenn. — One year after the banking crisis, digital bank Arc is on track for “billions in deposits […]

Origination 80

Origination Technology 80

Basis Theory

APRIL 26, 2024

Perhaps the inspiration for today’s subscription offerings is the mortgage , the original offering that allowed people to buy something over time that they couldn’t, or wouldn’t, pay for all at once. Modern businesses do more than simply make one-off sales of products - they take advantage of the opportunities our digital reality offers.

Payments 88

Payments Origination Returns Economy 88

Finextra

JULY 4, 2024

On the day that the United Kingdom heads to the polls to vote in the General Election, The Payments Association has issued a plea to the incoming Chancellor to impose a 'Tech Levy' on social media giants to pay for the impact of payments fraud originating from their platforms.

Governance 78

Governance Government Origination Payments 78

Fintech News

DECEMBER 6, 2023

Discussions about risk decisioning platforms often center around onboarding and loan origination. While sophisticated, automated onboarding/origination solutions are crucial, it’s equally vital to focus on the tools used for the entire decision-making process.

APACS 117

APACS Risk RFP AI 117

Fintech Finance

SEPTEMBER 4, 2024

This refund will be calculated based on the original price paid for the ring, divided by 36 months, and multiplied by any full months remaining on the ring’s expiry. The refund will be processed from the original order, back to the payment card used to purchase the ring. was paid for the ring, a refund of £16.66 may be claimed.

Origination 98

Origination Accounts Continuity Finance 98

Fintech News

FEBRUARY 13, 2024

Credit Saison India, operational since 2019, has shown significant growth, expanding its services to include financing for non-bank financial companies and co-origination financing with fintech partners.

Card Issuer 113

Card Issuer Non-Bank Financial Inclusion Issuers 113

Fintech News

NOVEMBER 3, 2024

SBI is also working on launching a tokenised bond, following last year’s live repurchase transaction with a natively-issued digital bond on a public blockchain.

Cross-Border 115

Cross-Border Security Interoperability Blockchain 115

Bank Automation

JUNE 14, 2024

SameDay Auto Finance is automating more of its origination and servicing processes after switching to a new loan servicing system earlier this month.

Automation 75

Automation Finance Origination Process 75

Basis Theory

JANUARY 18, 2024

In a P2PE environment, sensitive data such as credit card numbers is encrypted at the point of origin and can only be decrypted by the service provider, which takes sole responsibility for its transmission into the broader payments ecosystem.

Encryption 88

Encryption Credit Cards Processors Origination 88

The Fintech Times

MARCH 31, 2024

Penny Cliché, CEO of Buzzword Banking Solutions, formerly known as Innovation Innovators Ltd, commented on the announcement of its groundbreaking and unique solution: “We realised that in the world of fintech communications, originality is vastly overrated. So why not automate the process and save everyone some time?

FinTech 97

FinTech AI Ubiquitous Origination 97

Fintech News

JUNE 19, 2024

Originally established as Bank Fama in 1993, Superbank was rebranded in February last year following its acquisition by the Emtek Group in 2021. Emtek holds the largest share at 34.58%, followed by Grab’s PT Kudo Teknologi Indonesia with 21.29%, Singtel Alpha Investments Pte Ltd with 18.93%, and KakaoBank with 10%.

Origination 118

Origination Accounts Product Finance 118

Fintech Finance

OCTOBER 30, 2024

We have lots more original data on how customers perceive subscriptions and how businesses are able to keep them satisfied. For example, our survey reveals that: A staggering 70% would abandon a service entirely if they experienced problems with payment processing.

Research 98

Research FTC Payment Issues Payments 98

Finextra

NOVEMBER 28, 2024

Target Group has partnered with Provenir, a global leader in decisioning software, to help power its state-of-the-art mortgage originations platform, Mortgage Hub.

Origination 59

Origination 59

The Paypers

OCTOBER 16, 2024

Klarna has secured a deal to offload BNPL loans that it originates in the UK to the US hedge fund Elliott , in a deal that will free up as much as GBP 30 billion for new loans.

BNPL 68

BNPL Origination Security 68