PYMNTS

MARCH 6, 2018

After Uber Chief Economist Jonathan Hall highlighted problems with the research methodology used by MIT researchers in a draft paper, the lead researcher acknowledged flaws in the survey used in the study. The paper was drafted by MIT’s Center for Energy and Environmental Policy Research (CEEPR).

Research 40

Research On-Demand Origination Participant 40

FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. Here are extracts from those customer development posts.

Posting 52

Posting Online and Mobile Banking Credit Limit Risk 52

Electronic Payments Coalition

FEBRUARY 6, 2024

Additional research shows that expanding the Durbin amendment to credit cards would deliver the same disappointment for consumers as the original. The post The Data is Clear: The Durbin-Marshall Credit Card Bill Will Harm Consumers appeared first on Electronic Payments Coalition.

Credit Cards 59

Credit Cards Consumer Debit Card Caps 59

PYMNTS

JANUARY 25, 2021

Call it a designer pothole, the Gucci gap or a Burberry bump in the road — whatever name you choose, the reality is that the post- Brexit fine print caused by the U.K. leaving the EU on Jan. 1 has emerged, and appears to be gumming up the importation and exportation of luxury goods. If Everybody Hates It….

Returns 75

Returns Posting Rules Procedures 75

Fintech Finance

AUGUST 28, 2024

Digital payment preferences are surging, according to the 2024 ACI Speedpay Pulse Report, published by ACI Worldwide (NASDAQ: ACIW), an original innovator in global payments technology. Billers can replace debt collectors with virtual agents to create a secure, non-intrusive, and efficient debt collection platform.

Identity Theft 104

Identity Theft Online and Mobile Banking Consumer Payments Trends 104

FICO

JANUARY 6, 2020

Here are the 5 customer development posts from 2019 with the most views on the FICO Blog. Read the full post. Chartis Research produced its Vendor Analysis report on Artificial Intelligence in Financial Services for 2019. Read the full post. Read the full post. Read the full post. Read the full post.

Posting 52

Posting AI Online and Mobile Banking Real Time Payments 52

Fintech News

SEPTEMBER 22, 2024

Overall, the research reveals that digital fraud attacks across all sectors increased by 19% YoY in 2023, with the most significant rise seen in North America, up 43% YoY, and the e-commerce sector, which rose 59% YoY. Their scams usually are efforts to con unwitting victims around the world out of their financial savings.

Accounts 141

Accounts Scams Bots Account Takeovers 141

CoinRemitter

JULY 14, 2024

Origins of HODL The term “HODL” originated back in 2013 in an online post on the Bitcointalk forum. Essentially a typo, the post was titled, “I AM HODLING”. Buy-and-Hold HODLing and buy-and-hold are essentially the same strategy, originally known as buy-and-hold in various investments like stocks.

Cryptocurrency 40

Cryptocurrency Bitcoin Returns Origination 40

CB Insights

JULY 30, 2021

Vestwell, originally a plan provider, currently powers hundreds of plans for major companies like Morgan Stanley BNY Mellon, Allianz SE, Namely, and Voya. Want the full post? The post This Morgan Stanley-Backed Company Raised $70M To Provide A White-Label Workplace Retirement Solution appeared first on CB Insights Research.

Payroll 69

Payroll Origination Rules Participant 69

The Fintech Times

MAY 19, 2024

Over three million people across the UK may have been forced to borrow from illegal lenders in the last 12 months, according to new research from responsible lender Creditspring. In fact, 15 per cent of people said that the interest originally agreed upon increased over time – while 14 per cent were threatened with physical violence.

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Research Origination Regulations Risk 59

The Fintech Times

MARCH 15, 2024

Binance Academy , a free educational platform helping people learn about cryptocurrency, is partnering with the Blockchain Center , a global research lab, and ENSET-Université Hassan II de Casablanca to extend its Global University Outreach Program (GUOP) to Morocco.

Blockchain 64

Blockchain Compliance Origination Cryptocurrency 64

The Fintech Times

JUNE 19, 2024

ING originally launched the functionality in July 2022 as a trial, in which 500,000 customers tested the feature. The post Cogo Enables ING Customers to View CO2 Emissions of Spending in Mobile Banking App appeared first on The Fintech Times. “That is why partnerships, such as this one with ING, are so important.

Mobile Banking 110

Mobile Banking Addressing Origination Research 110

Finovate

JANUARY 16, 2024

Research commissioned by the company revealed inefficient processes, incorrect invoicing, and slow onboarding as three key pain points for international business buyers. This research also indicated that trade credit was a leading payment option among these same buyers.

Visa 59

Visa Payment APIs and Integration Gateways B2B 59

The Fintech Times

SEPTEMBER 18, 2024

Originally created in 2018 by the global messaging platform Telegram, the TON network — then known as Gram — was poised for success. This growth is largely due to ongoing development based on the original whitepaper from Telegram, aiming to provide a wide range of services. However, adoption is also strong in India, Brazil and the US.

Cryptocurrency 64

Cryptocurrency Blockchain Volume On-Demand 64

Finovate

JULY 15, 2024

How is AI changing the nature of SMB loan origination? You pair that with two years of machine learning and AI research at Stanford and you get a pretty unique combination of skills to go back into the banking sector and automate a lot of the manual repetitive tasks that people used to do on top of our software. Episode 220.

AI 65

AI Credit Union Non-Bank Origination 65

Fintech News

JUNE 18, 2024

Gen AI are AI systems designed to autonomously generate new, original content. In November, OCBC Bank followed suit, launching a gen AI chatbot for its 30,000 employees globally to assist them with writing, research and ideation.

AI 113

AI Use Case Risk Deepfake 113

PYMNTS

AUGUST 13, 2020

Check Point researchers have flagged a flaw in Alexa , Amazon’s voice assistant platform , which could it to spill the beans on all sorts of personal data when exploited by hackers. 13), detailed how they probed the system for vulnerabilities. 13), detailed how they probed the system for vulnerabilities. billion by 2025.

Checks 67

Checks Scams Gateways Research 67

PYMNTS

DECEMBER 20, 2019

Security researcher Bob Diachenko and Comparitech discovered that a Facebook database with 267 million user IDs, phone numbers and names was left unsecured and accessed by hackers, who uploaded it to a downloadable format, according to a report. . The originators of the database are suspected to be in Vietnam.

Database 71

Database Phishing Bots Breach 71

Fintech Review

OCTOBER 17, 2024

Walrus, whose original contributor is Mysten Labs, launched on Devnet in June 2024. Learn more: [link] Contact Lexi Wangler Mysten Labs lexi.wangler@mystenlabs.com The post Decentralized Storage Protocol Walrus Launches Public Testnet appeared first on Fintech Review. Learn more: [link].

Encryption 52

Encryption API Blockchain Compromise 52

Fintech Finance

DECEMBER 13, 2023

The new FPC Real-Time Payments APIs report focuses on API connectivity between corporate originators and payment providers, such as financial institutions and third-party payment processors. The post U.S. Banking Partnerships Manager at Trustly and Vice Chair of the APIs Work Group.

Real Time Payments 52

Real Time Payments Faster Payments API FPC 52

FICO

APRIL 28, 2022

According to the research from Cornerstone Advisors , these point-of-sale short-term installment loans with low credit amounts have been increasing in popularity during recent years for retail purchases like clothing, household goods, electronics, and more. Our Initial Insights from the First FICO-Conducted BNPL Research Study.

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BNPL Credit Cards Accounts Origination 98

FICO

APRIL 12, 2023

Even as we continue to innovate by developing new models and identifying new sources of predictive credit data, the bones of the original credit scoring models developed decades ago remain strong. in management science/operations research from UC San Diego. That’s because FICO® Scores are built to last. Ethan has a B.S.

Credit Risk 52

Credit Risk Risk Assessment Assessments B2C 52

Fintech Finance

JANUARY 16, 2024

The same research ranked trade credit as a leading payment option preferred by business buyers. 1 The study was conducted by Murphy Research on behalf of TreviPay from May 17 to June 2, 2023. Read more about TreviPay’s Universal Acceptance solution. The results are based on a comprehensive review of 300 global B2B buyers.

Credit Cards 52

Credit Cards B2B Visa Payment APIs and Integration 52

CB Insights

JANUARY 26, 2023

Vesta ($30M Series A): Vesta provides a platform for mortgage origination and underwriting that is designed to streamline processes, reduce risk, and help lenders improve their book of business. The post Analyzing a16z’s fintech investment strategy: Where did the VC place its biggest bets in 2022?

FinTech 101

FinTech Blockchain Underwriting Credit Cards 101

The Fintech Times

MAY 6, 2024

Through its AI-enabled platform, MAAS (M&A as a Service), Kuvera provides startups and SMEs with access to a range of services, including valuation, due diligence, premium market research and feasibility studies, to help streamline the entire M&A process, from deal origination to execution.

Consulting 59

Consulting Due Diligence Audit AI 59

Fi911

JULY 19, 2024

Original Credit Transaction Not Accepted 13.9: While the reason codes are effective in identifying processing errors, merchant fraud, and other “valid” reasons for disputes, research indicates that an increasing number of chargebacks are being made for reasons unrelated to the reason code provided. Canceled Recurring Transaction 13.3:

Disputes 81

Disputes Duplicate Non-Bank Authorization 81

FICO

FEBRUARY 27, 2023

You can read more about our judges in this blog post. You can read more about our judges in this blog post. See all Posts chevron_left Blog Home expand_less Back To Top Related posts Meet The 2022 FICO Decisions Awards Winners! Meet Our 2023 FICO Decisions Awards Judges Winners of 2021 FICO Decisions Awards Announced

Financial Inclusion 98

Financial Inclusion AI Credit Cards Research 98

Fintech Review

OCTOBER 16, 2024

This loss is termed ‘impermanent’ because it might recover if the token prices return to their original state, but there is no guarantee this will happen. It is essential to conduct thorough research into the platform’s tokenomics, demand for its services, and overall market trends.

Assessments 52

Assessments Risk Returns Audit 52

FICO

JUNE 30, 2023

originations). We’ve addressed the topic in a blog post , which for those who have read this far, will sound quite familiar! in management science/operations research from UC San Diego. auto, mortgage, personal loan) and lifecycles (e.g., consumers’ credit scores were “inflated“ after a decade of economic growth and prosperity.

Underwriting 52

Underwriting Credit Risk Mitigation Risk 52

Fintech Review

SEPTEMBER 5, 2024

A substantial portion of these scams originate in Web2—through social media interactions, fraudulent websites, or other online channels—before transitioning into crypto where recovering stolen assets becomes nearly impossible. ai The post CUBE3.AI In 2023, investment scams alone led to more than $4.5 Users can learn more at www.CUBE3.AI

Scams 52

Scams Blocks AI Fraud Prevention 52

Fintech News

JUNE 3, 2024

However, enhanced regulatory measures, technological advancements and increased public-private and international collaboration are introducing promising opportunities to address these challenges more effectively, a new report by Forrester Research says. About one-fifth of the firms polled said their costs rose by more than 20%.

Money Laundering 114

Money Laundering Financial Crimes Crime APACS 114

PYMNTS

APRIL 28, 2020

In China, JD.com, the country’s largest eCommerce site, is selling the iPhone 11 with 64GB for 3,299 yuan or $466 — a discount of 2,200 yuan, a whopping $310, or 40 percent off its original price of a few months ago. It posted revenue of $91.8 Analysts say the reopening Apple’s stores in China while its U.S.

Shutdown 52

Shutdown On-Demand Origination Research 52

The Fintech Times

JUNE 22, 2024

According to Juniper Research , BNPL users are expected to reach 900 million worldwide by 2027. Originally, it seemed that Apple Pay Later would act as a rival to other BNPL solutions. The post Apple Takes a Step Back From Traditional Finances as It Announces Closure of Apple Pay Later appeared first on The Fintech Times.

BNPL 72

BNPL Finance Alternative Payment Methods Payment Gateways 72

Fintech Finance

SEPTEMBER 9, 2024

Impersonator fraud, originating from a phone call, message or email that appears to be from a trusted business source (25%), intercepted business e-Transfers (22%) and credit card fraud (20%) were the most common types of fraud. To be eligible to participate, respondents had to be either full or partial decision-makers in the business.

Online and Mobile Banking 95

Online and Mobile Banking Scams Credit Cards Payments 95

Fintech News

AUGUST 12, 2024

Featured image credit: edited from freepik The post Unveiling Vietnam’s Most Reputable Fintech Companies appeared first on Fintech Singapore. These platforms are followed by ViettelPay (27%), ShopeePay (26%), and VNPay (17%).

FinTech 107

FinTech Online and Mobile Banking Point-of-Sale (POS) Payment Gateways 107

PYMNTS

APRIL 5, 2018

The news came on the same day that the social media site admitted that data improperly shared with Cambridge Analytica could be much higher than the originally estimated 50 million users. In fact, Facebook now says that up to 87 million users may have had their data shared with the research firm.

Identity Theft 68

Identity Theft Privacy Blocks Scams 68

Fintech News

JANUARY 4, 2024

communities at annual events such as Consensus, the world’s largest and longest-running crypto festival; and CoinDesk Indices, which offers expertise in digital asset indices, data and research to educate and empower investors. Founded in 2018, The Block is a media outlet that delivers news, research, and data.

FinTech 90

FinTech Acquirers Web 3.0 Volume 90