Bank Automation

JANUARY 11, 2024

Grasshopper Bank is working with account origination solution provider Mantl to make credit more easily available to the bank’s small business clients.

Small Business 63

Small Business Product Origination Automation 63

FICO

NOVEMBER 16, 2021

We’re certain they would be thrilled with our pioneering, value-packed release of FICO ® Originations Solution, Powered by FICO ® Platform in the AWS Cloud. A future-ready extensible solution—a loan origination solution our clients will never outgrow as they transform their businesses: Higher automated approval rates.

Origination 52

Origination Best Practices Rules Innovation 52

The Fintech Times

JUNE 25, 2024

Having a diverse workforce isn’t just a good thing to do morally, but can have an impact on your product and service offering, making them better and more encompassing to your customers. In our particular field of cryptocurrency exchange, competition is rife, but so is the scope for innovative products and services.

Product 59

Product Payment APIs and Integration Innovation Interoperability 59

PYMNTS

JANUARY 22, 2020

Dubbed Origin, the driverless electric shuttle does not possess manual controls like a steering wheel or pedals, CNBC reported. The company did not provide a specific timeframe for the beginning of Origin’s production at the Tuesday (Jan. 21) event, per the report.

Origination 52

Origination Product Technology 52

Payments Dive

NOVEMBER 8, 2023

The bank, between 2015 and 2021, denied certain credit card products to applicants with surnames ending in “ian” and “yan,” suffixes that Citi employees associated with Armenian national origin, the CFPB said.

CFPB 159

CFPB Credit Cards Origination Product 159

PYMNTS

JANUARY 7, 2020

He also noted, “Something that would be super cool … so we’re going to do it … is to try to create a China design and engineering center to actually design an original car in China for worldwide consumption. Model 3 production just began in October at the factory in Shanghai. I think this will be very exciting.”.

Origination 52

Origination Economy Product Continuity 52

PYMNTS

DECEMBER 12, 2018

Thanks to low unemployment, growth in GDP and real disposable income, TransUnion forecasted that consumer credit originations and consumer balances will increase in 2019 for the lion’s share of credit products. TransUnion is forecasting credit card delinquency rates to increase to 2.04 percent in the fourth quarter of this year.

Origination 51

Origination Consumer Credit Cards Risk 51

FICO

JUNE 17, 2019

In this series, I discussed how digital transformation is reshaping the origination processes and improving the customer experience. Origination decisions weigh heavily on future profitability; building analytics into the decisioning process helps to eliminate repetitious, time-intensive and often error-prone manual operations.

Origination 40

Origination Risk Automation Underwriting 40

PYMNTS

OCTOBER 9, 2020

Apple has usually shipped products such as computers, smartphones, accessories and tablets from warehouses. However, products in stock can be now delivered straight to shoppers from a collection of nearly 300 shops throughout Canada and the U.S., The determination on a product’s origin is determined by the operations workers of Apple.

Product 64

Product CHIPS Origination Technology 64

PYMNTS

AUGUST 8, 2018

After OnDeck announced that it had notched better-than-expected earnings and loan volume, LendingClub followed suit with with a report that saw the firm beating Wall Street’s estimates for earnings and new originations. That growth came despite widening net losses and an environment where interest rates are beginning to climb. “We

Origination 40

Origination Underwriting Push-to-Card Credit Cards 40

Finovate

AUGUST 27, 2024

The bank will leverage Zeta’s Digital Credit as a Service technology, which enables banks to manage a credit product from origination through processing without requiring multiple integrations. DCaaS also provides specific product blueprints to streamline the development of different types of credit lines on UPI products.

Origination 59

Origination APACS Underwriting Product 59

Basis Theory

APRIL 26, 2024

Modern businesses do more than simply make one-off sales of products - they take advantage of the opportunities our digital reality offers. Perhaps the inspiration for today’s subscription offerings is the mortgage , the original offering that allowed people to buy something over time that they couldn’t, or wouldn’t, pay for all at once.

Payments 88

Payments Origination Returns Economy 88

Fintech Finance

AUGUST 21, 2024

The company, launched in 2015, is known for providing Australians with unlimited access to thousands of hours of entertainment including first-run exclusive shows, original productions, movies, kids programming, and sport, all ad-free.

Origination 80

Origination Payments On-Demand Authorization 80

PYMNTS

FEBRUARY 12, 2018

They wanted to look nice, but with hundreds and thousands of new products launching on the market annually, only the most interested and invested consumers would ever encounter most of them. Customers like experimenting with personal care products, but they don’t like to waste money. We saw a big opportunity for online beauty.

Origination 40

Origination Product Consumer Innovation 40

PYMNTS

MAY 21, 2020

The Fusion Credit Connect app was born out of an initial innovation sprint,” Finastra Chief Product and Technology Officer Eli Rosner said in the announcement.

Origination 52

Origination Payment APIs and Integration End User API 52

Nanonets

JUNE 27, 2023

Traditional paper-based documents can be cumbersome to handle, store, and retrieve for businesses daily, leading to inefficiencies and productivity bottlenecks. By leveraging the power of document digitization, businesses can unlock many benefits and significantly improve their overall productivity.

Product 52

Product Disaster Recovery Automation Compliance 52

The Paypers

AUGUST 30, 2024

Sezzle , a BNPL company, has announced a strategic partnership with WebBank , designating WebBank as its exclusive bank for originating and financing products on the Sezzle platform.

Finance 36

Finance BNPL Origination Product 36

PYMNTS

DECEMBER 28, 2020

The incoming administration of President-elect Joe Biden will likely look into boosting vaccine production by invoking the Defense Protection Act, according to a member of his team, Axios reports. The law, according to Axios, lets the president tell the private sector to prioritize manufacturing in the interest of national defense.

Advisors 57

Advisors Product Agreements Laws 57

PYMNTS

AUGUST 7, 2018

OnDeck Capital reported second quarter results that showed continued growth in loan originations and improved credit quality metrics. That performance came as the company said that its overall loan originations for the quarter stood at $587 million from last year’s $464 million.

Origination 40

Origination RFP OCC Small Business 40

Bank Automation

MARCH 1, 2024

Synthetic data refers to datasets that have been stripped of personal identifying information; developers can run simulations and test models on these datasets while avoiding biases and protecting original data, Deepak Paramanand, head of synthetic data product […]

AML 69

AML Money Laundering Origination Process 69

Paystand

MAY 23, 2024

Nowadays, every product or service we get usually includes an extra charge. No matter the transaction, no additional fee should increase the original agreed price. Either for payment processing, using a particular bank card, or other operations. What does zero processing fee mean?

Process 52

Process Transactions Origination Bank Card 52

Paystand

MAY 23, 2024

Nowadays, every product or service we get usually includes an extra charge. No matter the transaction, no additional fee should increase the original agreed price. Either for payment processing, using a particular bank card, or other operations. What does zero processing fee mean?

Process 52

Process Transactions Origination Bank Card 52

Finovate

JULY 17, 2024

market, making buildings and contents insurance products available to U.K. Lemonade originally launched in the U.K. The New York-based company is making its buildings and contents insurance products available for U.K. Lemonade originally launched in the U.K. Lemonade is expanding further into the U.K. market today.

Origination 59

Origination Legal Product Authorization 59

PYMNTS

JULY 15, 2020

The product and marketing plan were locked early in the year. The original business model for Onda was to launch at retail. The extra breathing room and the shift in socializing is in line with the kind of product that we’ve created.”. They chose a word that has several meanings in Spanish. Technically, “onda” means wave.

Product 81

Product Wires Wire Origination 81

Fintech News

JUNE 19, 2024

Additionally, the digital bank is introducing Pinjaman Atur Sendiri (PAS), an unsecured loan product with flexible terms and transparent interest and fee information, to selected Grab users. In April, Superbank launched Celengan by Superbank, a savings product offering a 10% annual interest rate for small daily deposits.

Origination 98

Origination Accounts Product Finance 98

PYMNTS

MARCH 30, 2019

As PYMNTS has previously reported, the original celebrity-endorsed products date back as the far as the 1760s, when the British royal family was tapped to endorse fine china. But the more likely divider is the firms that produce the products, and the famous person’s actual relationship to that company. The Celebrity Partner.

Product 54

Product Participant Consumer Authentication 54

PYMNTS

SEPTEMBER 11, 2018

11) that it has filed trademark claims against 30 entities in China for selling counterfeit JUUL products on eBay. JUUL said the filing represents the company’s commitment to keeping fake JUUL products off the market and to protect the consumer and fight underage usage. Only authorized dealers are permitted to sell JUUL products.

Product 43

Product Verification SWIFT PayPal 43

PYMNTS

NOVEMBER 23, 2019

That’s the thought that came to mind this week in the PYMNTS Bureau of Failed and Less-than-Stellar Product Launches after the supposedly bulletproof glass on the new Tesla all-electric “ Cybertruck ” was shattered by a metal ball thrown by the design lead, Franz Von Holzhausen, to show off the material’s strength. Un-Bear-Able Stunts.

Product 55

Product On-Demand Origination Innovation 55

PYMNTS

MARCH 10, 2017

According to a report in TechCrunch , LendingHome launched a new financing product that lets people shopping for a home get an interest rate estimate and apply over the internet, without having to fill out paperwork or deal with a loan officer who will typically ask a lot of questions and put would-be borrowers through all the paces.

Product 72

Product Origination Acquirers Finance 72

The Fintech Times

SEPTEMBER 15, 2024

Originally announced in late 2022, Nucoin was created as a loyalty programme for user engagement. From now on, users will only be able to exchange Nucoins for benefits and products within the app. In March 2023, a digital financial services platform in Latin America (LatAm), Nubank , launched its free, native crypto token, Nucoin.

Cryptocurrency 64

Cryptocurrency Credit Cards Bitcoin Origination 64

Fintech News

FEBRUARY 13, 2024

The company may likely be moving away from its original B2B ecommerce model towards a software-based, asset-light approach, potentially focusing on logistics. Originally, Ula facilitated the distribution of FMCG goods to small retailers in Indonesia, a model that demanded significant investment in warehouse and inventory management.

B2B 100

B2B Origination On-Demand Facilitators 100

The Fintech Times

AUGUST 7, 2024

However, this process can be costly, with 70 per cent spending more than their original budget and seven per cent spending double their initial projections. This integration empowers banks to easily build and manage products and pricing across multiple core systems.

Mitigation 59

Mitigation Innovation Product Origination 59

PYMNTS

MARCH 21, 2019

According to Needham, Apple’s launch of new products should lift the stock. At an event next week, Apple is expected to roll out a new TV streaming service , which will initially give owners of iPhones and iPads free access to original shows, reported CNBC.

Product 43

Product On-Demand Origination Research 43

PYMNTS

OCTOBER 10, 2019

That product was an unsecured personal loan that consolidated the debt into a lower interest option with fixed monthly payments. Laplanche explained that the world of mainstream consumer credit is largely divided between two products: credit cards and installment loans. Today (Oct. Building The Best Of Both Worlds. The Upgrade Card.

Credit Cards 61

Credit Cards Product Push-to-Card Consumer 61

Fintech News

DECEMBER 6, 2023

Discussions about risk decisioning platforms often center around onboarding and loan origination. While sophisticated, automated onboarding/origination solutions are crucial, it’s equally vital to focus on the tools used for the entire decision-making process.

APACS 93

APACS Risk RFP AI 93

Finovate

AUGUST 12, 2024

Ivankovich founded iLendx and oversaw Fiserv’s lending and deposit software products and services division. Air Force, he spent his early career managing a $14 billion lending portfolio as a product executive with USAA. “Baker Hill is consistently recognized as a leading fintech company with world-class products. .

Credit Union 59

Credit Union Small Business Innovation Risk Management 59

Finovate

APRIL 29, 2024

Payments Stripe decouples payments from the rest of its products stack. FastSpring and EBANX partner to expand Pix payments for digital products in Brazil. Lending Cross River marks $200+ million in commercial real estate loan originations in the first quarter of 2024.

Credit Union 52

Credit Union FinTech Origination Facilitators 52