PYMNTS

SEPTEMBER 23, 2020

Origin unveiled a stablecoin for the Ethereum network dubbed the Origin Dollar (OUSD), according to a Medium post. Origin said the digital currency is a natural addition to its aim of facilitating peer-to-peer (P2P) commerce. Tether debuted the concept of a stablecoin denominated in U.S. dollars in 2014. 23) announcement.

Origination 67

Origination Stablecoins Venmo P2P 67

PYMNTS

MAY 8, 2020

Allbirds, the New Zealand-American footwear company, will return its Paycheck Protection Program (PPP) loan. And we felt an obligation to our community to return it and hope it finds its way to some who really need it.”. Allbirds joins other bigger companies that have returned the loans including the Los Angeles Lakers (returning $4.4

Returns 66

Returns Small Business Origination Laws 66

PYMNTS

JANUARY 25, 2021

In the era of next-day delivery and one-click eCommerce, returned items or declined packages are de rigueur — just another part of doing business without a store or ever seeing your customers. Read More On Returns: Amazon Sellers Have A Merry Christmas, But Struggle With Returns Returnly Reports Surge In Returns On Dec.

Returns 75

Returns Posting Rules Procedures 75

Basis Theory

APRIL 26, 2024

Perhaps the inspiration for today’s subscription offerings is the mortgage , the original offering that allowed people to buy something over time that they couldn’t, or wouldn’t, pay for all at once.

Payments 88

Payments Origination Returns Economy 88

PYMNTS

AUGUST 4, 2020

4) that showed a drop in origination volume as anticipated, while loan investor demand displayed early indications of recovery. In terms of headline data, loan originations of $325.8 LendingClub said pre-pandemic vintages are forecasted to create internal rates of return (IRR) of 3 percent in aggregate.

Origination 58

Origination Underwriting Adjustments On-Demand 58

PYMNTS

DECEMBER 12, 2018

Thanks to low unemployment, growth in GDP and real disposable income, TransUnion forecasted that consumer credit originations and consumer balances will increase in 2019 for the lion’s share of credit products. At the same time, TransUnion said delinquency rates will likely decrease or remain flat, excluding credit cards and mortgages.

Origination 51

Origination Consumer Credit Cards Risk 51

PYMNTS

AUGUST 8, 2018

After OnDeck announced that it had notched better-than-expected earnings and loan volume, LendingClub followed suit with with a report that saw the firm beating Wall Street’s estimates for earnings and new originations. That growth came despite widening net losses and an environment where interest rates are beginning to climb. “We

Origination 40

Origination Underwriting Push-to-Card Credit Cards 40

NFCW

SEPTEMBER 12, 2024

” “An origin trial for the Digital Credentials API is starting from Chrome 128,” Kitamura adds. After a local authentication, the wallet returns a response containing the requested credential data.” “The API is protocol agnostic, allowing the RP to specify a protocol based on their requirements.

Credential 92

Credential API Authentication Privacy 92

PYMNTS

APRIL 29, 2020

The Treasury Department, for its part, is feverishly seeking to find a method to get hundreds of millions in funds from large companies that applied for the loans and attained them under the original terms of the program, The New York Times reported. The Lakers have reportedly returned the funds.).

Treasury 58

Treasury Returns Small Business Caps 58

PYMNTS

AUGUST 4, 2016

How cumbersome and annoying do you find the return process for items that you ordered online? So, the pair founded Happy Returns in Sept. 2015 and are now in the process of trying to make the company’s “return bars” as ubiquitous in shopping malls as food courts and bathrooms. One area has lagged behind — returns.

Returns 40

Returns Ubiquitous Process Origination 40

Finovate

AUGUST 27, 2024

The bank will leverage Zeta’s Digital Credit as a Service technology, which enables banks to manage a credit product from origination through processing without requiring multiple integrations. The company returned the following year to demo its modern, cloud-native, omni stack banking platform at FinovateFall 2021.

Origination 59

Origination APACS Underwriting Product 59

PYMNTS

MAY 6, 2016

The Walmart greeter was an innovation original to Walmart founder Sam Walmart, but the position was cut four years ago as a cost-saving mechanism and repurposed to store management and customer service functions. According to reports, Walmart will be bringing the greeters back to most of its 5,000 or so U.S.

Returns 40

Returns Origination Innovation Continuity 40

CoinRemitter

JULY 14, 2024

Origins of HODL The term “HODL” originated back in 2013 in an online post on the Bitcointalk forum. Instead of responding to the short-term price movements, crypto investors must hold their coins and expect great returns in the future. Essentially a typo, the post was titled, “I AM HODLING”.

Cryptocurrency 40

Cryptocurrency Bitcoin Returns Origination 40

Open Bank Project Blog

FEBRUARY 20, 2024

Originally published: April 2022 Update: February 2024 APIs are becoming commonplace in the financial sphere and are integral for digital innovation. Moreover, while it’s all well and good for banks to expose an API for compliance, more is needed to get a return on your technological investment.

API 52

API Compliance Origination Returns 52

PYMNTS

APRIL 5, 2016

In an interview with Re/code , David Sobie and Mark Geller — entrepreneurs who came on board at Nordstrom when their business HauteLook was acquired — explained how their next venture, Happy Returns, had raised $1.9 million in seed funding off an original premise. As far as the $1.9

Returns 40

Returns Origination Acquirers Process 40

PYMNTS

JUNE 24, 2019

The original national toy chain left behind a gaping hole: Toys R Us has been bringing in roughly $7 billion in yearly sales in the U.S. The report also noted that startup costs could be kept lower through a model that has toymakers ship goods but not receive payment until shoppers purchase the products.

Returns 45

Returns Void Origination Product 45

PYMNTS

DECEMBER 21, 2020

But this year, it may be a necessary proactive measure to lessen disappointments and keep customers from returning items that didn’t make it on time.". Due to the delays, eBay is extending estimated delivery dates and adding additional time to receive the “initial carrier scan” that serves as the origination point for seller evaluation.

Adjustments 85

Adjustments Process Returns Origination 85

Synapse Payment Systems

NOVEMBER 9, 2022

Other reasons can include being billed for something they didn’t purchase, being charged twice for the same item, or not receiving a refund for a return where they felt they were entitled to one. Businesses lose the revenue from the original sale and may also be charged a fee by the merchant account provider.

Disputes 130

Disputes Card Issuer Payments Returns 130

Accertify

SEPTEMBER 15, 2023

trillion in 2026 (1) , fuelling a rise in returns and, with it, a new wave of returns fraud. In the previous blog in this series , we talked about returns abuse and wardrobing. The rise in eCommerce correlates with a rise in returns fraud. of online returns are fraudulent (2). of online returns are fraudulent (2).

Returns 52

Returns On-Demand Consumer Consulting 52

PYMNTS

JUNE 2, 2016

While the Smiley’s original incarnation served to mark prices that had received the similarly defunct “rollback” discount, the motif will now be used to mark low-priced items in general — a move that Walmart and Rogers are hoping draws off the lingering cultural cache of the Smiley among consumers.

Returns 40

Returns Origination Continuity Posting 40

Nanonets

AUGUST 21, 2024

To better understand how RAG systems operate, let's quickly review the four main steps, starting from when the user enters their query to when the model returns its answer. The database returns a list of the top documents or data snippets that are semantically similar to the query. How does information flow in a RAG app 1.

Database 52

Database Returns Process AI 52

M2P Fintech

JANUARY 22, 2024

We return its initializer from the ‘ configureTextRequestHandler() ‘ method. It’s important to note that the maximum number of candidates returned cannot exceed 10. To combine the masked frame image and the identical version of the original image, we use the ‘ UIGraphicsGetCurrentContext() ‘ fun ction.

Correspondent 52

Correspondent Origination Breach Security 52

PYMNTS

MAY 7, 2020

Any $1,200 COVID-19 stimulus checks sent to dead people by the Internal Revenue Service (IRS) must be returned, the agency says. However, the erroneous payments to dead people may have come about because the IRS largely sent out payments based on people’s tax returns for 2018 and 2019.

IRS 64

IRS Checks Direct Deposit Returns 64

PYMNTS

MAY 3, 2020

is buckling under pressure and will return $70 million in Paycheck Protection Program (PPP) loan money it received due to the coronavirus pandemic, according to The New York Times. The public outcry that the money should have gone to the neediest of businesses prompted the hospitality group to announce it would return the bulk of the money.

Returns 67

Returns Treasury Origination Small Business 67

PYMNTS

SEPTEMBER 29, 2020

The service is available for Prime members and is an extension of the Personal Shopper by Prime Wardrobe, originally aimed at women. Then the items are shipped each month to the customer to try on, and whatever the customer doesn't want can be returned, according to Tech Crunch.

Origination 82

Origination Returns Innovation Digital Payments 82

The Fintech Times

JULY 8, 2024

“While we support the intent of the CDR to increase competition, it has actually made it more difficult for smaller banks to compete by tying up resources with little to no tangible return,” Lawrence said.

Government 59

Government Governance Compliance Scams 59

Stax

APRIL 25, 2024

With card-present tokenization, issuing refunds is a frictionless process because you don’t have to ask customers for their credit card or account information when handling returns and refunds. Since you already have their payment data on file, you can quickly process the refund and send the funds back using the original payment method.

Credit Cards 88

Credit Cards Use Case Returns Transactions 88

Nanonets

SEPTEMBER 9, 2024

💡 This is more useful in scenarios when the item can only be sourced from one particular vendor - an example is something like automotive parts or electronic chips that will usually be purchased directly from OEMs (Original Equipment Manufacturers) like Apple or Tesla.

Automation 98

Automation Database API AI 98

Nanonets

MARCH 27, 2023

These documents may include bank statements, W2s, pay stubs, and tax returns. In a study conducted by Moody’s Analytics, ​​56% of bankers surveyed found that manual collection of data and subsequent back and forth with the client was their biggest challenge in the mortgage origination process.

Automation 52

Automation Regulatory Compliance Underwriting Origination 52

Finovate

MARCH 13, 2024

San Francisco, California-based Prelim made its Finovate debut at FinovateSpring in 2022 and returned again the following year for FinovateSpring 2023. From humble origins in a church basement and $6,500 in capital, the financial institution has grown into a major community resource.

Accounts 59

Accounts BSA Debit Card AML 59

PYMNTS

DECEMBER 28, 2020

Travel and cost management company Navisteps has notched $1 million in a pre-seed round, with investment originating from angel investors, Phocuswire reported. While expense and travel management solutions are not new, they traditionally target large enterprises. Those in the sector, however, aren’t sitting quietly by the sidelines.

Cost Management 100

Cost Management Origination Returns Volume 100

PYMNTS

JANUARY 10, 2020

To challenge hackers to find flaws in its vehicles, Tesla , the electric automaker, is returning to the Pwn2Own hacking competition run by Trend Micro ’s Zero Day Initiative (ZDI), electrek reported. Microsoft also returns as partner and VMware returns as a sponsor with their somewhat more traditional Pwn2Own targets.

Returns 66

Returns Origination Economy Security 66

Nanonets

MAY 14, 2024

While this approach is fast, it might not preserve the format of your Excel table, and any future modifications to the original Excel file will not appear in the Word document. Changes to the original Excel file will not be reflected in the embedded object within the Word document. The formatting of the Excel table is preserved.

Origination 52

Origination Automation Process Database 52

PYMNTS

JULY 16, 2020

On Wednesday (July 15), bad actors hacked the Twitter accounts of numerous popular officials and CEOs, including Elon Musk and Jeff Bezos , all posting identical messages promising to double Bitcoin donations and return them to the senders if people clicked a malicious link.

Scams 80

Scams Suspicious Activity Report (SAR) Treasury Fincen 80

Payment Savvy

JUNE 16, 2021

If the original authorized total alters in any way – whether less or more, be sure to contact the customer to explain the change. If the total increases from the original approval, make sure to receive a new payment authorization for the updated amount. Vague Return Policies. Not Informing Customers about Order Status.

Risk 52

Risk Disputes Returns Origination 52

Nanonets

JULY 18, 2023

But using Textract, all we need to do is upload our invoices to it and in turn, it returns all the text, forms, key-value pairs, and tables in the documents in a more structured way. For the text detection operation, the blocks return the pages, lines, and words of detected text.

Blocks 98

Blocks Returns API Process 98

Braintree

NOVEMBER 20, 2019

Braintree has updated Amex processing to allow eligible merchants to settle for greater than the original authorization amount. This functionality is available to merchants who utilize accounts obtained directly from Amex. Note: Amex does not support auth adjustment functionality. If you have any questions, contact us.

Settlement 52

Settlement Adjustments Authorization Origination 52