Lending Front

JUNE 29, 2021

Over the past year, the mission driving all CDFIs—delivering loans to small businesses in low-income, underserved communities—has become a topic of national interest, aligning with the priorities of the American government as it tries to rebuild our economy.

Small Business 52

Small Business Underserved Automation Economy 52

Payment Savvy

SEPTEMBER 5, 2024

It also streamlines a range of services that businesses depend on, from loan underwriting to real estate appraisals. By merging artificial intelligence with data about consumers, fintech companies can gain deeper insights into their customers, which in turn fuels the engines of marketing efforts for products and underwriting processes.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cryptocurrency 52

Fintech News

FEBRUARY 27, 2024

Rapid digitalisation, a young internet-savvy population, and underserved markets make the region ripe for fintech disruption. Originating from Melbourne, Airwallex has swiftly expanded in eight years, providing businesses with international money transfer services and multi-currency accounts.

FinTech 104

FinTech Risk Compliance Multi-Currency 104

FICO

JULY 15, 2022

It means the inclusion of credit markets that are less developed, where a larger part of the population is underserved. We believe that the best way to score more people is to use more data, to leverage alternative data to shine a light on the people who are currently underserved. For FICO, it means taking the technology global.

Financial Inclusion 52

Financial Inclusion Underserved Consumer Innovation 52

PYMNTS

AUGUST 7, 2019

In the meantime, banks and FinTechs appear eager to collaborate and promote adoption of the technologies and emerging services that are available today — and eager to test how these tools can positively impact small businesses, a market Thyagarajan said is significantly “underserved” today.

Office of the Comptroller of the Currency 72

Office of the Comptroller of the Currency Payment APIs and Integration Federal Reserve Small Business 72

CB Insights

OCTOBER 10, 2018

What these startups share is the goal of creating customer-centric banking products that target underserved individuals and businesses. Many of the startups disrupting banking are reaching customers who are either underserved by existing bank accounts or do not qualify to open an account (unbanked). Underbanked/Unbanked.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

CB Insights

FEBRUARY 13, 2020

‘PayFac’ technology simplifies underwriting and onboarding. Additionally, the company must underwrite risk, and is on the hook in the event of fraud or returned items. ‘PayFac’ technology simplifies underwriting and onboarding merchants. TABLE OF CONTENTS. A decade of online payments innovation.

Payment APIs and Integration 98

Payment APIs and Integration Online and Mobile Banking Payments Push-to-Card 98

PYMNTS

MARCH 21, 2017

The problem, according to O’Neil, is that to build a good algorithm one needs to do math, which leads people to jump to the erroneous conclusion that algorithms themselves are as neutral as the math that is their origin. But that, O’Neil said, simply isn’t true. No one wants to be biased.

Crime 45

Crime CFPB Push-to-Card Credit Cards 45

PYMNTS

FEBRUARY 11, 2019

“If you’re a lender who wants to get serious about commercial lending to small and medium-[sized] growth businesses [SMBs], we can help you originate and underwrite deals faster and more efficiently, as well as maintain a clearer view of how each business in your portfolio is performing. or the U.S.,

Underserved 53

Underserved Underwriting Finance Origination 53

CB Insights

JUNE 17, 2020

Industry proponents have been making the case for telehealth for years, pointing to its potential to lower costs, ease pressure on overextended healthcare systems, and make care more accessible in rural and underserved areas. These strengths are likely to continue to appeal to manufacturers after the immediate threat of Covid-19 has receded.

Posting 101

Posting Technology Online and Mobile Banking On-Demand 101

PYMNTS

MARCH 7, 2016

Yes, the sobering reality of having to really make money has become an unwelcome wake-up call for those who masked the real value of their business with the never-ending piles of VC cash that just kept underwriting losses and kicked the revenue can way down the road. Here in the U.S., Instantly, and irrevocably.

Online and Mobile Banking 46

Online and Mobile Banking Payments Financial Inclusion Same Day ACH 46