The Payments Association

DECEMBER 2, 2024

2024 reshaped payments with instant payment mandates, crypto regulations, and enhanced consumer protection driving innovation and security. In 2024, payments regulation underwent seismic shifts, with reforms spanning fraud prevention, digital innovation, and consumer protection, collectively redefining the industry’s future.

Regulations 88

Regulations Instant Payments Consumer Protection Payments 88

Fintech Finance

JANUARY 21, 2025

The European Payments Council (EPC) is pleased to announce the start of the delivery project for the EPC Directory Service (EDS), after selecting Swift as supplier for the development and operations of the EDS and after signing an agreement at the end of 2024.

SWIFT 98

SWIFT Payee IBAN RFP 98

Stax

NOVEMBER 13, 2024

Understanding ACH credit payments means understanding the way in which different types of ACH payments are processed in the US banking system. ACH credit payments differ from ACH debit payments and both are distinct from credit and debit card payments. Learn More What are ACH Credit Payments?

ACH 88

ACH ACH Network Payer Payee 88

The Fintech Times

NOVEMBER 22, 2024

Rent The Roo , an Australian firm providing consumer leases, is partnering with direct bank payments fintech GoCardless , in a move to remove punitive dishonour fees for its customers and deliver fully digital direct debit payments and increasing payment success rates.

Automation 72

Automation Payments Payer Debit Transaction 72

Fintech Finance

MARCH 7, 2025

A new report from bank payment company GoCardless , commissioned through the Federation of Small Businesses (FSB), has revealed late payments are not only a perennial concern for small and medium businesses (SMBs) — theyre a growing one too. The perceived lack of control varies based on the payer.

Small Business 59

Small Business Payer Payments Economy 59

Stax

MARCH 18, 2025

According to the US Federal Reserve in 2022, general-purpose card payments reached $153.3 On top of that, 69% of Americans online in 2023 said they used digital payment methods to make a purchase. To address evolving customer demands and accept electronic payments, you need a payment processing system. trillion in value.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

The Fintech Times

APRIL 7, 2025

Pix, the popular payment method in Brazil run by the Central Bank of Brazil , is having its payment capabilities expanded upon as the central bank has announced a myriad of new features, including instalment payments. Currently, a very common scam is for a payer to show a fake receipt to a seller.

Central Bank 52

Central Bank Payer Security Disputes 52

Stax

MARCH 27, 2025

A cash shortage, a payment delay, and limited payment options. Thats why 92% of consumers and 82% of companies reportedly made the switch to electronic payments, like Electronic Funds Transfers (EFT) and Automated Clearing House (ACH). EFT and ACH payments are fast, secure, and hassle-free. Which one should you choose?

ACH 88

ACH Electronic Funds Transfer (EFT) Wire Transfer Wires 88

The Fintech Times

MARCH 10, 2025

While late payments are a constant concern for small and medium businesses (SMBs), their impact continues to grow, according to a new report from bank payment company GoCardless. Meanwhile, 50 per cent revealed concern over the number of late payments rising over the next 12 months.

Small Business 52

Small Business Payer Payments Economy 52

The Fintech Times

MARCH 19, 2025

According to a new report from ProjectPay , the construction paytech, simply digitising payments isn’t enough to solve this issue. Currently, the UK has some of the highest numbers of builder collapses and some of the worst payment times in the world.

Government 98

Government Governance Small Business Addressing 98

Fintech Finance

JANUARY 7, 2025

Tietoevry Banking , the leading provider of financial software solutions, is today announcing that it has registered with the European Payments Council as a provider of Routing and Verification Mechanisms (RVM) for Verification of Payee (VoP) solutions. The industry spends an estimated 120 billion USD annually to address failed payments.

Verification 98

Verification Payee Payer Security 98

Fintech Finance

FEBRUARY 4, 2025

The RTP network has achieved a major milestone, surpassing 1 billion payments just 18 months after crossing the 500 million transaction mark. After taking more than five years to reach the first half a billion payments, the networks recent rapid growth underscores the expanding acceleration of instant payments adoption in the United States.

RTP 59

RTP Volume Transactions Real Time Payments 59

PYMNTS

FEBRUARY 19, 2020

With speed being the most obvious value proposition of real-time payments capabilities, it’s not difficult to imagine that corporate payers would be eager to embrace faster payments functionality in their accounts payable (AP) departments. And for many firms, that’s exactly what they’re beginning to do.

Real Time Payments 114

Real Time Payments Visa Payer Payments 114

Neopay

MARCH 26, 2025

As businesses look to drive growth in 2025 amid a dynamic market environment, new research from American Express reveals about 8 in 10 (78%) are planning to improve their business payments process, with almost two-fifths (39%) doing so as part of strategies to drive growth.

Process 52

Process Push-to-Card Automation Payments 52

Fi911

MAY 22, 2024

When merchants accept credit card or debit card payments, the hope is that the funds from that sale will remain in their account as revenue. In this article, we will delve into the topic of credit card payment reversals. What is a Payment Reversal? Payment reversals are common in both online and offline transactions.

Payer 92

Payer Address Verification System (AVS) Disputes Payee 92

Fintech News

JUNE 10, 2024

Eastnets, a global compliance and payment solutions provider, has entered a strategic partnership with iPiD , a beneficiary name and bank account verification service. This collaboration aims to enhance payment security and efficiency for banks, corporations, and financial institutions on a global scale.

Fraud Prevention 114

Fraud Prevention Global Payments Payee Verification 114

Fintech Finance

APRIL 7, 2025

Faster Payments Council (FPC), a membership organization devoted to advancing safe, easy-to-use faster payments in the United States, today published a new report, How a Directory Service Accelerates Instant Payments , produced by the FPC Directory Models Work Group.

Instant Payments 98

Instant Payments Faster Payments FPC Interoperability 98

Stax

JULY 9, 2024

Physical wallets are phasing out, left behind in favor of digital wallets and other digital payment options. There’s no question that cashless payment systems and digital payment adoption have accelerated over the last few years. In 2019, 77% of US consumers were using at least one type of digital payment system.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163

PYMNTS

NOVEMBER 19, 2020

While optimizing B2B payments is often about combating friction at the moment of transaction, the truth is, the B2B payment experience often happens way before any money is ever actually moved. But onboarding isn't just about obtaining bank account or payment details of a potential buyer. Emerging Business Models.

B2B 105

B2B Payer Payments B2C 105

Paystand

AUGUST 29, 2024

Key Takeaways Payer portals provide a digital interface for customers to make online payments, linking them to payment gateways for processing Benefits include improved customer experience, faster payment processes, reduced labor costs, and higher customer satisfaction Payer portals differ from payment gateways and payment processors in their role (..)

Payer 40

Payer Payment Gateways Gateways Processors 40

PYMNTS

DECEMBER 30, 2020

The B2B payments ecosystem experienced a sudden and dramatic acceleration of change upon the onset of the global pandemic, and its impacts reach far beyond the mere digitization of the B2B transaction. In Mastercard's case, that involves embracing a mix of interoperable payment rails via its Mastercard Track Business Payment Service.

B2B 119

B2B Payer Payments BNPL 119

PYMNTS

APRIL 10, 2020

This reflects the complexities of a payment chain in healthcare that involves multiple entities, including patients, insurers, providers and government agencies. In many realms of businesses, machine learning (ML) and artificial intelligence (AI) have yielded powerful tools to manage such complex matters.

AI 144

AI Fraud Detection Risk Assessment Regulatory Compliance 144

PYMNTS

NOVEMBER 3, 2020

The payments ecosystem now prizes quickness above all things in a time of cash flow shortages, where each paper check takes an eternity — assuming it arrives at all. The appetite for new payments approaches is only growing, with The Clearing House (TCH) reporting that 400 more FIs have already gained technical access to the RTP network.”.

Real Time Payments 109

Real Time Payments RTP Same Day ACH Payer 109

The Payments Association

NOVEMBER 16, 2023

As retail open banking continues to grow, mechanisms should be put in place to balance innovative products for consumers while ensuring adequate fraud protection. Read more

Payer 88

Payer Innovation Continuity Product 88

PYMNTS

NOVEMBER 13, 2020

13) as part of its Q3 results that Monthly Unique Payers (“MUPs”) for its business-to-consumer (B2C) operation surged 64 percent in contrast to Q3 2019. In a sign of a continued rise in gaming amid the pandemic, DraftKings Inc. reported on Friday (Nov.

Payer 64

Payer B2C NOV Adjustments 64

The Payments Association

DECEMBER 13, 2024

A new era of faster, cheaper, and more efficient payments is here. Account-to-account (A2A) payments are transforming how businesses handle transactions, making them a top choice for industries like e-commerce, gaming, and beyond. What are A2A payments? What are A2A payments?

Transactions 88

Transactions Payment APIs and Integration Push-to-Card Payer 88

The Paypers

FEBRUARY 29, 2024

B2B technology fintech Payer has announced its partnership with American Express , aiming to facilitate payments across Denmark, Finland, Norway, and Sweden.

Payer 41

Payer B2B Facilitators FinTech 41

Fintech Finance

JULY 12, 2024

GoCardless , the bank payment company, has announced a strategic partnership with award-winning insurance software platform ICE InsureTech , to deliver faster and seamless automated payment collection for insurance companies in Australia and New Zealand.

Faster Payments 104

Faster Payments Payer Payments Reconciliation 104

Fintech Finance

JULY 23, 2024

Bank payment company GoCardless has announced a partnership with OMS, the seamless single-input enquiry to completion processing platform for brokers, to simplify and accelerate the payment process for its ever-growing user base. The post OMS Integrates GoCardless Open Banking Payments appeared first on FF News | Fintech Finance.

ISVS 98

ISVS Payments Payer CRM 98

Fintech Finance

NOVEMBER 21, 2024

Rent The Roo, an Australian company providing consumer leases, has announced a partnership with GoCardless , a global leader in direct bank payments. The partnership will allow Rent The Roo to remove punitive dishonour fees for its customers while delivering fully digital direct debit payments and increasing payment success rates.

Payer 98

Payer Payments Debit Transaction Risk 98

PYMNTS

JANUARY 21, 2021

Global financial services provider iBanFirst has launched a Payment Tracker that will offer transparent, real-time tracking services, according to a press release emailed to PYMNTS. In addition, the Payment Tracker will offer insights into potential delays of the payment.

B2B 87

B2B Transactions Payee Payer 87

Fintech Finance

OCTOBER 23, 2024

Current payment methods are still subject to human error and worries according to new research from Moneyhub , the market-leading data and payments platform. Setting up Direct Debits or paying money through banking apps can be open to human error, with the payer having to input the recipient’s banking details manually.

Online and Mobile Banking 97

Online and Mobile Banking Payer Payments Payee 97

Fintech Finance

OCTOBER 17, 2024

(NYSE:BR), a global Fintech leader, today announced the launch of its highly resilient and scalable managed service for connectivity, message processing and workflow management for instant payments. These regulations are expected to accelerate the adoption of instant payments across Europe, with key compliance deadlines set for 2025.

Instant Payments 98

Instant Payments Regulations SWIFT Payments 98

Open Banking Excellence

JANUARY 9, 2024

The world of payments is undergoing major change Fast-paced technological progress is disrupting the market rapidly. This is leading to a golden age of choice for businesses, who now have access to the cost savings and customer-centric capabilities that a new wave of Open Banking-powered payment products can deliver.

Payment APIs and Integration 130

Payment APIs and Integration Payer Online and Mobile Banking Authentication 130

Fintech Finance

JUNE 20, 2024

Leading global fintech company, Unlimit and Convera , the global commercial fintech that powers international business by moving money with ease, announce their partnership, to empower their GlobalPay for Students platform and simplify tuition payments for students in emerging markets.

Cross-Border 98

Cross-Border Alternative Payment Methods Payer Payments 98

Fintech Finance

DECEMBER 12, 2024

GoCardless has partnered with Endava , a leading provider of next-generation technology services, to help enterprise merchants more quickly access the benefits of bank payments. This will accelerate delivery, helping organisations realise the benefits of bank payments more quickly.

Payer 96

Payer Payments Payment Solutions Addressing 96

PYMNTS

NOVEMBER 19, 2020

With all of the problems and challenges 2020 has thrown at us, the last thing anyone needs is a nagging perceptual rift between payees and payers about what “instant” means. percent, state that most of their non-government payments come through non-instant methods and take more than a day to receive. Yet, there it is.

Instant Payments 94

Instant Payments Non-Bank Payer Payments 94