Stax

JULY 9, 2024

Physical wallets are phasing out, left behind in favor of digital wallets and other digital payment options. There’s no question that cashless payment systems and digital payment adoption have accelerated over the last few years. In 2019, 77% of US consumers were using at least one type of digital payment system.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163

Nanonets

OCTOBER 1, 2023

​A payment service provider (PSP) is a company that provides online payments for e-commerce, similar to a credit card processor in a brick-and-mortar store. PSPs are usually used by merchants who sell online, although some may also provide services for offline sales as well.

Payment Service Provider (PSP) 52

Payment Service Provider (PSP) Service Provider Payments Payment APIs and Integration 52

Stax

FEBRUARY 26, 2024

We can see this trend in action in the realm of payment processing with the advent of recurring payments, also known as automatic payments. So, let’s dive into the realm of recurring payments and how they can benefit your business. Learn More What are Recurring Billing and Payments? How Do Recurring Payments Work?

Best Practices 88

Best Practices Payment APIs and Integration Payment Gateways Payments 88

Stax

APRIL 30, 2024

Accepting card payments is a must for small to medium businesses today. Whether you’re a freelance service provider, a cafe owner, or a retailer, card payments are king, and your credit card processing account is where you hold power to manage and control your fees.

Payment APIs and Integration 88

Payment APIs and Integration Online and Mobile Banking Payments Credit Cards 88

PayHawk

AUGUST 29, 2023

Two amazing merchant service providers. What is Electronic Merchant Systems Electronic Merchant Systems is a merchant service provider located in Illinois and has a focus on both online commerce and local commerce. What is PayHawk PayHawk is a merchant service provider that is located in Georgia.

Processors 52

Processors Payment APIs and Integration Settlement API 52

EBizCharge

MAY 23, 2024

How we pay for goods and services constantly evolves, from bartering to banknotes to modern times with digital wallets and embedded payments. Embedded payments represent the latest frontier of integrating financial transactions into everyday software. What are embedded payments?

Embedded Payments 52

Embedded Payments Payment APIs and Integration ISOs Payments 52

The Fintech Times

JUNE 13, 2024

The transaction volume of payments in the Middle-East and Africa region is set to almost quadruple by 2027 ($2.6billion) from its value in 2022 ($675million). Government initiatives and strategic adoption Governmental strategies and regulatory frameworks in MENA countries are crucial in promoting the adoption of instant payments.

Instant Payments 59

Instant Payments Payment APIs and Integration ISO 20022 Payment Gateways 59

Fintech Finance

MARCH 22, 2024

Cashfree Payments , India’s leading payments and API banking company, announced the launch of ‘RiskShield’, India’s first real-time risk management solution for payment gateways. It aims at reducing payment frauds upto 40%.

PCI DSS 52

PCI DSS Payment APIs and Integration Risk Management Payments 52

PYMNTS

DECEMBER 12, 2019

Access to real-time payments (RTP) could resolve various headaches for businesses, as many do not want to face the uncertainties associated with late payment deliveries to suppliers and employees. Financial institutions (FIs) that serve business clients are thus considering ways to meet corporate payment needs, with 80 percent of U.S.

API 52

API Payment APIs and Integration Real Time Payments B2B 52

Stax

MARCH 14, 2024

During the 2020s, almost all businesses will have been looking at b2b payments processing solutions to meet changing consumer needs. Online and contactless adoption multiplied, and digital payments rose. consumers using two or more types of digital payment methods increased by 8%. Learn More What are B2B Payments?

B2B 88

B2B Process B2C Credit Cards 88

PYMNTS

SEPTEMBER 10, 2018

For many businesses both large and small, payments received on a timely basis can give a boost to a business’ efforts to remain financially sound, hire new staff or move forward with expansion plans. Late payments, meanwhile, can damage relationships with business partners, banks and customers.

API 46

API B2B Payment APIs and Integration Real Time Payments 46

Payment Savvy

MAY 26, 2021

However, when it comes to e-payments, there are many challenges to overcome. E-payments involve a range of players from start to finish. During any one of these points, e-payment challenges may occur. Let’s review a few of the top e-payment challenges and discuss ways to overcome them.

Payment Gateways 52

Payment Gateways Payment APIs and Integration Gateways Payments 52

Clearly Payments

DECEMBER 3, 2023

In the rapidly evolving world of e-commerce and digital transactions, the choice of a payment gateway is a crucial decision for businesses. A payment gateway serves as the bridge between the customer and the merchant, facilitating secure and seamless transactions. BlueDog: Payment processing solutions (United States).

Payment Gateways 105

Payment Gateways Gateways Payment APIs and Integration PCI DSS 105

Fintech Finance

MAY 15, 2024

One of the leading banking groups in the Middle East, North Africa and Turkey (MENAT) region, Emirates NBD and Pine Labs , a prominent merchant commerce omnichannel platform, partner to ensure that companies across the region have access to the latest, and best, payment solutions.

Acquirers 52

Acquirers Payment APIs and Integration Payment Gateways Payment Solutions 52

M2P Fintech

JULY 28, 2023

Debit cards are pivotal to a bank’s digital payment mix. With minimal credit and regulatory risks involved, they are safe digital payment facilitators that deliver convenient transactions, freedom from debt, and rewards. But integrating modern debit card management systems into traditional banking infrastructures is no easy feat.

Debit Card 52

Debit Card Payment APIs and Integration Reconciliation Fraud Detection 52

PayHawk

JULY 26, 2023

If you’re like many business owners using Woocommerce to power their ecommerce stores, I am sure you’ve experienced the flood of payment gateways, and merchant service options out there. Square Plugin (3 star user rating) #2: Stripe Stripe is a developers haven when it comes to a consistent and well rounded payment gateway.

Process 40

Process Payment Gateways Payment APIs and Integration Gateways 40

Ikajo

NOVEMBER 22, 2023

Digital payments have become such an integral part of our daily lives that it is challenging to imagine what our world would be like without them. Online stores can now start accepting payments for goods and services in a matter of days. What is a payment facilitator (PayFac)? What is PayFac-as-a-Service?

Facilitators 52

Facilitators Payment APIs and Integration PCI DSS Payments 52

PYMNTS

NOVEMBER 18, 2019

With Open Banking business models inspiring FinTech innovators to explore other use cases for data integrations, the B2B financial services market has seen a swath of collaboration between traditional financial institutions and FinTech firms — and between FinTech firms themselves. Technological Barriers. A Changing Payroll Landscape.

Payroll 48

Payroll API Economy Accounts 48

PYMNTS

SEPTEMBER 10, 2018

Businesses understand all too well the importance of delivering and receiving payments fast as a means to grow and stay competitive. That’s why so many companies, from financial firms to payment solution providers to even theater ticket sellers, are turning to API solutions to make the payment process both faster and more efficient.

API 40

API Payment APIs and Integration B2B Cross-Border 40

Clearly Payments

DECEMBER 5, 2023

In the intricate landscape of payment processing, merchants encounter a myriad of options, each playing a pivotal role in the facilitation of financial transactions. The Definition of a Payment Processor A payment processor is a financial service provider that facilitates transactions between a seller (merchant) and a customer.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52

PYMNTS

FEBRUARY 14, 2018

That’s especially true when it comes to getting paid for their work, a process that can drag between getting invoices out and getting payments in. Accepting digital payments and integrating them into the billing flow requires SMBs to do the heavy lifting of obtaining a merchant account. Solving SMB payment problems.

Payment APIs and Integration 59

Payment APIs and Integration Payments Digital Payments Credit Cards 59

Ikajo

FEBRUARY 24, 2022

Considering the increase in demand for online shopping and a variety of payment options in recent years, e-commerce merchants should keep up with this pace. It is in the best interest of merchants not only to provide an excellent service but also to use an infrastructure that can expand their business opportunities.

Payment APIs and Integration 52

Payment APIs and Integration Payments Gateways On-Demand 52

PYMNTS

OCTOBER 29, 2020

Firms around the globe have been expanding their digital shopping and payment options to meet the consumer demand for digital commerce. This rapid expansion has created an unprecedented need for merchants to optimize their payment operations in a way that is cost-effective and has the potential to enhance user experience.

Process 43

Process Payment APIs and Integration Payment Service Provider (PSP) API 43

Stax

JANUARY 28, 2024

As more subscribers join, manually sending out invoices will result in a storm of wasted paper, missed payments, and late penalties—none of which are beneficial to your business. Recurring billing is your ticket to streamlining payments and eliminating manual work for you and your team. The alternative? What Is Recurring Billing?

Payment APIs and Integration 88

Payment APIs and Integration Credit Cards Payment Gateways Gateways 88

Cardfellow

OCTOBER 26, 2022

First and foremost, Recurly is a recurring billing platform that allows subscription-style credit card payments. It also functions as a payment gateway that links your business and payment processors and has a built-in virtual terminal that enables you to accept credit card information by phone.

PCI DSS 52

PCI DSS Credit Cards Payment APIs and Integration Gateways 52

PYMNTS

JULY 19, 2018

Change typically brings confusion and some level of chaos, and that’s true for merchants trying to win over foreign shoppers and master cross-border payments — achievements that can provide a revenue edge as eCommerce continues to grow across the world. out of 100 from 56.8 in Q1 2017. Merchant Moves.

Cross-Border Payments 41

Cross-Border Payments Cross-Border Payment APIs and Integration Payments 41

Stax

MARCH 21, 2024

SaaS services are also used in customer relationship management (CRM), human resources management, analytics, and communication. In this article, we’ll explore the many benefits of SaaS and how to implement SaaS payments. Because of their many benefits, businesses have realized the need for implementing SaaS payments as well.

Payment APIs and Integration 88

Payment APIs and Integration Payment Gateways Payments Gateways 88

Nanonets

NOVEMBER 19, 2023

It's a process that ensures every payment, adjustment, or write-off tied to an invoice is accounted for and settled. When you receive an invoice for a product or service, you ensure that your payment matches the amount due. Full payment: Also known as cleared payment, you pay the total amount on the invoice by the due date.

Settlement 52

Settlement Disputes Payment APIs and Integration Accounts 52

Agile Payments

MAY 19, 2021

The rule requires the originators (and third party service providers) to protect bank account information unreadable when it's stored electronically. As of June 30, 2021, a new rule on supplementing data security requirements goes into effect for ACH originators that have an annual volume of 6 million transactions or greater.

ACH Origination 88

ACH Origination Origination ACH Data Security 88

Clearly Payments

SEPTEMBER 13, 2024

A Payment Orchestrator is a service that enables businesses to manage and optimize their payment processing by connecting to multiple payment providers and processors through a single platform. This integration helps businesses expand globally by supporting local payment methods.

Payment APIs and Integration 104

Payment APIs and Integration Multi-Currency Payments Gateways 104

Exact Payments

OCTOBER 30, 2023

The world of payment processing has evolved rapidly since the early days of credit card payments. With the explosion of cloud-based software, e-commerce, and mobile payments, a significant portion of transactions now take place online. So, what is payment processing?

Facilitators 52

Facilitators Processors Payment APIs and Integration ISOs 52

PYMNTS

SEPTEMBER 4, 2020

Using multiple payment service providers (PSPs) has become par for the course in the eCommerce space. Many businesses do not have the funds and technical resources to build new integrations from scratch and maintain more than one payment gateway without enlisting third-party assistance.

Payment Gateways 61

Payment Gateways Payment APIs and Integration Gateways Payments 61

PYMNTS

OCTOBER 30, 2020

Covering the cost of payments processing is an unavoidable expense, but many businesses can find themselves paying more than necessary. Working with multiple PSPs through a payments orchestration layer can prove to be significantly beneficial. Using a payments orchestration layer can help firms boost their bargaining power.

Processing Costs 93

Processing Costs Process Payment Gateways Gateways 93

Stax

JANUARY 17, 2024

Automated Clearing House (ACH) payments are a type of electronic bank-to-bank payment system in the US. Unlike payments facilitated by card networks like Visa or Mastercard, ACH payments are managed by a body called the National Automated Clearing House Association (NACHA). Let’s get started.

ACH 88

ACH Facilitators ISVS Payment APIs and Integration 88

Fintech Labs Insights

AUGUST 22, 2024

Spave: Combines spending and saving in one app, experiencing steady user growth, recently integrated with major banking platforms. Finshape: Provides AI-driven financial analysis tools, gaining reputation for accuracy and usability, expanding client base.

Online and Mobile Banking 15

Online and Mobile Banking Acquirers Payment APIs and Integration AI 15

Fintech News

MARCH 26, 2024

3 SafexPay (India) SafexPay provides a comprehensive payment solution for businesses globally. It offers a range of services including a white-label payment gateway for banks and institutions, and an all-inclusive payment gateway solution for merchants. #4

FinTech 98

FinTech APACS Payment APIs and Integration Multi-Currency 98

PYMNTS

JUNE 23, 2020

Seamless shopping experiences for both domestic and international customers requires businesses to invest in overhauling user interfaces as well as developing back-end infrastructure that can securely accept a variety of payment methods that match their customers’ preferences. Providing the Tools for Payments Optimization.

Cross-Border 65

Cross-Border Payment APIs and Integration Cross-Border Payments Payments 65