The Fintech Times

JANUARY 22, 2024

Looking to provide data consolidation and payment initiation services, PayTabs Group , the MENA based paytech has partnered with open banking firm, Fintech Galaxy. The service will initially be rolled out in the Kingdom of Saudi Arabia and the United Arab Emirates and subsequently expand to other MENA markets.

Payment Initiation 64

Payment Initiation FinTech Payment APIs and Integration Regulatory Compliance 64

Fintech Finance

OCTOBER 21, 2024

Nium , the leading global infrastructure for real-time cross-border payments, today announced that financial institutions can now leverage Swift capabilities and their existing Swift infrastructure to connect to Nium’s global real-time payments network.

Real Time Payments 95

Real Time Payments SWIFT Payment Networks Cross-Border Payments 95

PYMNTS

JUNE 5, 2018

After launching its CitiConnect application programming interfaces (APIs) last year, Citi ‘s Treasury and Trade Solutions (TTS) continues to expand the platform. Since its rollout, Citi has processed more than 18 million API calls for account balance inquiries, payment initiation and payment status, the company said in an announcement.

Treasury 61

Treasury API Payment APIs and Integration Payments Tools 61

PYMNTS

MARCH 8, 2019

HSBC has unveiled its application program interfaces (APIs) and developer portal to comply with the EU’s Second Payment Services Directive (PSD2). The solutions can integrate with data held by HSBC, with account information, payment initiation and funds confirmation the focus of the APIs.

API 67

API Payment APIs and Integration Cash Management Payment Initiation 67

The Payments Association

DECEMBER 13, 2024

A new era of faster, cheaper, and more efficient payments is here. Account-to-account (A2A) payments are transforming how businesses handle transactions, making them a top choice for industries like e-commerce, gaming, and beyond. What are A2A payments? What are A2A payments?

Transactions 88

Transactions Payment APIs and Integration Push-to-Card Payer 88

PYMNTS

OCTOBER 28, 2019

Cross-border payments firm Western Union has rolled out full application programming interface (API) access to domestic and global payment applications, the company said in a press release on Monday (Oct. APIs also utilize the latest level of regulated European internet security: strong customer authentication (SCA).

International Payments 51

International Payments API Payment APIs and Integration Cross-Border 51

Fintech Finance

JUNE 25, 2024

Wero , the new European payment solution developed by the European Payment Initiative (EPI) will be available to Computop customers from the moment it launches e-commerce payment in mid-2025. While payments between individuals will be available in 2024, online retailers will be able to offer wero payments by mid-2025.

Payment APIs and Integration 98

Payment APIs and Integration Cross-Border Payments Cross-Border Value Added Service 98

PYMNTS

SEPTEMBER 11, 2019

In France, Treezor , a banking as a service platform, said this week that has deployed the Thales SafeNet Data Protection On Demand solution for what is being billed as “safety across the entire payment chain, from tier one banks and neo banks to crowdfunding organizations,” as noted in a release. Banking on Banking Licenses. In the U.K.,

API 71

API Payment APIs and Integration Gateways B2B 71

PYMNTS

JANUARY 14, 2020

Being able to handle accounts receivable (AR) and payable (AP) processes with minimal hassle or manual labor is bound to be high on business owners’ wish lists, after all, and integration-savvy banks can accommodate just that. Wells Fargo launched its open API (application programming interface) channel three years ago.

API 52

API Payment APIs and Integration Cross-Border Payments Payments 52

Finovate

DECEMBER 9, 2024

The partnership will integrate Moneyhub’s Account Information and Payment Initiation Services (AIS and PIS) functionality into Marygold’s new wealth app, slated to be released next year. UK as they prepare for launch,” Moneyhub Managing Director of API Kim Jenkins said. UK CEO Matthew Parden said.

Payment APIs and Integration 52

Payment APIs and Integration Payment Initiation Acquirers Finance 52

PYMNTS

DECEMBER 12, 2019

Access to real-time payments (RTP) could resolve various headaches for businesses, as many do not want to face the uncertainties associated with late payment deliveries to suppliers and employees. Financial institutions (FIs) that serve business clients are thus considering ways to meet corporate payment needs, with 80 percent of U.S.

API 52

API Payment APIs and Integration Real Time Payments B2B 52

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

PYMNTS

NOVEMBER 27, 2019

Small businesses are a growing target for bank-FinTech collaborations and data integration initiatives as financial service providers explore new use cases for open banking. Based in Silicon Valley, Plaid said it has so far enabled integrations with 15,000 banks across the U.S. Plaid’s Global Expansion. and Canada.

Payment APIs and Integration 90

Payment APIs and Integration FinTech Small Business API 90

Finovate

JULY 16, 2024

Open banking solutions provider Salt Edge has released the latest version of its Open Banking Gateway API. The new version, the company’s sixth, features enhancements designed to make integration easier and quicker. This week, the company unveiled the latest version of its Open Banking Gateway API.

API 52

API Payment APIs and Integration Gateways Facilitators 52

PYMNTS

NOVEMBER 24, 2020

This week's look at the latest in bank-FinTech collaborations explores how a range of banks is turning to partners and API connectivity to enhance small business services, from lending to payments. Also focused on unlocking bank data is Visa, which recently announced a partnership with API provider Codat in Europe.

Payment APIs and Integration 60

Payment APIs and Integration Small Business API Underwriting 60

Fintech Finance

JANUARY 22, 2024

PayTabs Group , MEASA’s award-winning payment solutions powerhouse today announced it has partnered with Open Banking and financial innovation entity, Fintech Galaxy. The service will initially be rolled out in the Kingdom of Saudi Arabia and the United Arab Emirates and subsequently expand to other MENA markets.

FinTech 92

FinTech Payment APIs and Integration Regulatory Compliance Gateways 92

Open Banking Excellence

MARCH 5, 2024

JROC will also help focus attention on the economics of Open Banking by introducing the idea of premium APIs, he says. “A One area where the industry is already seeing innovation is with Variable Recurring Payments (VRP) and the upcoming commercial pilot for low risk use cases for financial services, utilities and government payments.

Innovation 147

Innovation Payment APIs and Integration Push-to-Card Use Case 147

PYMNTS

APRIL 29, 2020

TransferWise Integrates With Mambu. German banking platform Mambu has announced a collaboration with TransferWise to enhance banks’ cross-border payments and foreign exchange management operations, the companies recently revealed. Tribe Payments Plans Open Banking Module. Surecomp Wields Open Banking For Trade Finance.

Payment APIs and Integration 95

Payment APIs and Integration FinTech Cross-Border Cross-Border Payments 95

PYMNTS

DECEMBER 3, 2020

But innovations in B2B payments and other corporate workflows like liquidity and cash management among the FinTech community have opened the door for a new era of corporate banking – one in which organizations are no longer willing to settle. Regulatory initiatives like PSD2 and open banking across Europe and the U.K.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

Open Banking Excellence

MAY 2, 2024

Today there is no doubt that Georgia has become an integral part of East-West exchanges,” the Prime Minister continued. Within all our projects – which range from central bank digital currencies (CBDCs) to Know-Your Customer (KYC) APIs – we aim to lower entry barriers for new entrants into the ecosystem.

Interoperability 147

Interoperability Payment APIs and Integration Central Bank Cross-Border 147

PYMNTS

JANUARY 30, 2020

Banks and FinTechs continue to discover new opportunities in unlocking corporate clients’ financial data, with banks embracing data integration for their own product development initiatives, and FinTechs finding new ways to collaborate with each other. Bankin’ Steps Into Payments APIs.

Use Case 64

Use Case Payment APIs and Integration FinTech Payroll 64

PYMNTS

SEPTEMBER 27, 2019

HSBC is continuing its open banking strategy with the deployment of a new application programming interface (API) designed to promote bank collaboration to facilitate trade finance. The API will allow HSBC partner banks to have HSBC reissue their guarantees if those partner banks don’t operate in the market in which a supplier does.

API 48

API Payment APIs and Integration Finance B2B 48

PYMNTS

FEBRUARY 1, 2021

As Berghald explained, that’s because each critical function — from invoicing to payment to accounting — all occur separately from each other. The communication between all these systems becomes a major issue since the integrations [and] connections between them often are malfunctioning,” he said. Bringing It All Together.

Payment APIs and Integration 82

Payment APIs and Integration Finance API Facilitators 82

PYMNTS

SEPTEMBER 6, 2018

However, blockchain is also gaining ground, and currency is offering a boost to the payments infrastructure. To that end, IBM said it launched its Blockchain World Wire , billed as a cross-border payment system that is powered by the Stellar blockchain network. The process integrates the World Wire API into banks’ payment systems.

SWIFT 40

SWIFT Payment Initiation Caps Cross-Border Payments 40

Fintech Finance

MAY 21, 2024

Swift has today set out plans to help financial institutions streamline the cross-border payments experience for their corporate customers, by extending ISO 20022 across the entire payment chain and giving banks ready-to-use, white-labelled tracking services that can be activated for customers at the click of a button.

ISO 20022 59

ISO 20022 SWIFT Cross-Border Payments Cross-Border 59

PYMNTS

APRIL 17, 2020

Connecting Accounting to Payments. Further, APIs can facilitate collection of this data in real time throughout the day, rather than overnight or at periodic times during the month. Open banking enables these platforms to obtain information more quickly and securely, explained Vaccino. Optimizing Business Lending.

Innovation 83

Innovation Payment APIs and Integration Use Case Reconciliation 83

The Fintech Times

JULY 31, 2024

SDK.finance , a white-label Lithuanian fintech platform for digital payments, has partnered with Salt Edge , the open banking solution provider, aiming to help fintechs of all sizes develop open banking-enabled financial services and applications.

Payment APIs and Integration 59

Payment APIs and Integration FinTech Financial Inclusion Payment Initiation 59

PYMNTS

AUGUST 21, 2020

Yet as cross border trade picks back up, the foreign exchange and global payments needs of businesses will intensify. For the financial services world to address businesses’ global payments needs, Conibear said they must take a holistic approach that goes beyond facilitating cross-border payments or improving upon legacy payment rails.

Multi-Currency 69

Multi-Currency Cross-Border Payments Cross-Border Finance 69

Stax

AUGUST 29, 2024

The dominance of cashless commerce means only businesses that ensure the seamless processing of in-store and online credit and debit card payments will remain competitive. The question is: how do payment service providers work and how can you choose the right one for your business?

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

PYMNTS

AUGUST 5, 2020

Consumers are migrating to … this digital world that we live in for payments,” he said, adding that Coinstar’s strategy has given rise to the ability for consumer to come in and load cash onto a digital payment platform, including cryptocurrencies (purchased though mobile phones and apps at the kiosk). Bill Payment And Commerce.

Bitcoin 135

Bitcoin Payment APIs and Integration Online and Mobile Banking Credit Union 135

PYMNTS

NOVEMBER 12, 2020

It may be an open road for open banking as, three years after the rollout of the second Payment Services Directive (PSD2), bank-FinTech collaborations and new initiatives unlocking bank account data continue to flourish. But it may not always be smooth sailing ahead. ThinCats Links Up With Open Banking FinTech Salt Edge. In the U.K.,

Payment APIs and Integration 88

Payment APIs and Integration Treasury Small Business FinTech 88

Fintech Finance

MARCH 13, 2025

Atoa Payments Limited, a leading provider of open banking-enabled payments, has secured regulatory approval from the UK Financial Conduct Authority (FCA) to operate as an Authorised Payment Institution (API). Payment Account Information Services – Providing real-time transaction data insights for businesses.

Payments Institute 66

Payments Institute Security Payment APIs and Integration Settlement 66

PYMNTS

SEPTEMBER 3, 2018

In the late-August, computer manufacturing company IBM said it debuted a blockchain-based payment system, with offerings that enable cross-border transactions. The linkup is being billed as one that lets financial firms settle cross-border payments in a matter of seconds. Payments Initiatives In Africa.

Blockchain 41

Blockchain API Distributed Ledger Technology (DLT) Cross-Border 41

PYMNTS

JANUARY 30, 2019

Payments messaging company SWIFT said it will test gpi Link, “a gateway to interlink eCommerce and trading platforms with the SWIFT gpi payment service.”. The proof of concept is designed to “bring the benefits of gpi payments’ speed, ubiquity and certainty to distributed ledger technology (DLT)-enabled trade.”

SWIFT 60

SWIFT Distributed Ledger Technology (DLT) Payment APIs and Integration Message Standards 60

PYMNTS

SEPTEMBER 16, 2020

Cross-border payments technology company Payoneer debuted its Payoneer for Banks program last week, an initiative that provides financial institutions (FIs) and other service providers with infrastructure to send and receive global payments. Faster Payments and BACS schemes. Payoneer Debuts Program For Banks.

Cross-Border Payments 56

Cross-Border Payments Payment APIs and Integration Cross-Border Small Business 56

PYMNTS

OCTOBER 9, 2019

In one example, this past week, a FinTech focused on open banking, ndgit, said in a press release it is debuting PSD2 compliance APIs in Switzerland. The pact means that beginning this month, ndgit will provide a “bank interface sandbox” that will enable F10 startups to test their offerings tied to the Berlin Group Standard-based API.

Payment APIs and Integration 51

Payment APIs and Integration FinTech ISO 20022 B2B 51

The Fintech Times

OCTOBER 26, 2024

Payment initiation and account aggregation were frequently discussed, showing their potential to impact financial services. Interestingly, it appears that although Saudi banks were initially cautious about open banking, many are now recognising it as a valuable opportunity for growth.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration API 59