PYMNTS

NOVEMBER 24, 2020

This week's look at the latest in bank-FinTech collaborations explores how a range of banks is turning to partners and API connectivity to enhance small business services, from lending to payments. Also focused on unlocking bank data is Visa, which recently announced a partnership with API provider Codat in Europe.

Payment APIs and Integration 60

Payment APIs and Integration Small Business API Underwriting 60

Open Banking Excellence

MARCH 5, 2024

JROC will also help focus attention on the economics of Open Banking by introducing the idea of premium APIs, he says. “A One area where the industry is already seeing innovation is with Variable Recurring Payments (VRP) and the upcoming commercial pilot for low risk use cases for financial services, utilities and government payments.

Innovation 147

Innovation Payment APIs and Integration Push-to-Card Use Case 147

PYMNTS

SEPTEMBER 11, 2019

In France, Treezor , a banking as a service platform, said this week that has deployed the Thales SafeNet Data Protection On Demand solution for what is being billed as “safety across the entire payment chain, from tier one banks and neo banks to crowdfunding organizations,” as noted in a release. Banking on Banking Licenses.

API 71

API Payment APIs and Integration Gateways B2B 71

PYMNTS

DECEMBER 3, 2020

The assumption among financial institutions (FIs), he explained, is that the pain of switching banks is not worth the effort, thus business clients will stay with their current financial service providers – even if it means reliance on outdated and lackluster products. The Drive To Upgrade. Connectivity Is Key.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

PYMNTS

NOVEMBER 27, 2019

Small businesses are a growing target for bank-FinTech collaborations and data integration initiatives as financial service providers explore new use cases for open banking. Based in Silicon Valley, Plaid said it has so far enabled integrations with 15,000 banks across the U.S. Plaid’s Global Expansion.

Payment APIs and Integration 90

Payment APIs and Integration FinTech Small Business API 90

PYMNTS

MAY 7, 2020

Although a recent uptick in B2B payments innovation has accelerated corporates’ migration away from the paper check, old habits die hard, and the legacy payment tool remains a mainstay in the accounts payable (AP) department. ” That understanding means service providers cannot force corporates away from paper.

Checks 67

Checks B2B Payment APIs and Integration Remote Deposit Capture 67

PYMNTS

SEPTEMBER 16, 2020

Cross-border payments technology company Payoneer debuted its Payoneer for Banks program last week, an initiative that provides financial institutions (FIs) and other service providers with infrastructure to send and receive global payments. Faster Payments and BACS schemes.

Cross-Border Payments 56

Cross-Border Payments Payment APIs and Integration Cross-Border Small Business 56

PYMNTS

FEBRUARY 2, 2021

This week's look at the latest in open banking and bank-FinTech collaboration finds financial institutions (FIs) exploring both partnerships and acquisitions to strengthen their offerings for corporates, while third-party service providers have also boosted their data-sharing capabilities to empower those financial service provider tie-ups.

Lockbox 57

Lockbox FinTech Treasury Management Payment APIs and Integration 57

Stax

DECEMBER 20, 2023

Offering payment processing services is a move that makes sense for a lot of SaaS companies, particularly if your software helps your customers run their business. For example, if you have a project management app, then you can add payment features that allow people to use your software to take payments from their clients.

Underwriting 88

Underwriting Process Payment APIs and Integration Enrollments 88

PYMNTS

MARCH 22, 2019

With PSD2 becoming firmly planted in the European Union (EU), more markets are integrating the regulation into their financial systems, and prepping for changes in the ways they approach payments, data transfers and customer authentication. Customer Awareness is Key for PSD2 Adoption in the Netherlands.

Payment APIs and Integration 69

Payment APIs and Integration Privacy Authentication Faster Payments 69

PYMNTS

DECEMBER 13, 2018

.” The friction associated with manually downloading data across banking and financial platforms, and then having to normalize it to make it usable, presents a significant opportunity for open banking initiatives and APIs in the corporate cash management space. financial service providers will certainly be looking toward the U.K.,

Treasury Management 62

Treasury Management Treasury Payment APIs and Integration API 62

PYMNTS

JANUARY 14, 2020

13), Visa said it will buy Plaid — which focuses on the development of application programming interfaces (APIs) that allow consumers to share their data with thousands of apps — for $5.3 In terms of mechanics, the acquisition — which involves a cash payment of $4.9 Call it an expansion of the Visa network-of-networks model.

FinTech 63

FinTech Payment APIs and Integration Value Added Service Cross-Border 63

PYMNTS

JULY 27, 2018

banks have begun to develop and deploy their own APIs to facilitate data sharing with FinTech firms, too. said Kurt Rathmann, CEO and founder of small business financial software provider ScaleFactor. said Kurt Rathmann, CEO and founder of small business financial software provider ScaleFactor. ” U.S. “The U.S.

Same Day ACH 41

Same Day ACH Small Business Payment APIs and Integration Privacy 41

PYMNTS

AUGUST 21, 2020

Yet as cross border trade picks back up, the foreign exchange and global payments needs of businesses will intensify. For the financial services world to address businesses’ global payments needs, Conibear said they must take a holistic approach that goes beyond facilitating cross-border payments or improving upon legacy payment rails.

Multi-Currency 69

Multi-Currency Cross-Border Payments Cross-Border Finance 69

FICO

APRIL 20, 2021

According to the UK’s Open Banking Implementation Entity (OBiE), in 2020 nearly six billion calls were made via application programming interfaces (APIs) to bank servers in the UK and more than four million open banking payments were completed. Fraudsters flock to open banking to harvest data and, especially, to make payments. .

Payment APIs and Integration 52

Payment APIs and Integration API Compliance Transactions 52

PYMNTS

OCTOBER 24, 2019

Further, the financial risks of this challenge expand into areas like payments fraud and cyberattacks, with Lutz pointing to the growing sophistication of such crimes, and the increasing complexity of identifying them and mitigating these risks. and other markets’ Open Banking initiatives like the revised Payment Services Directive (PSD2).

Treasury 40

Treasury Treasury Management Cross-Border Payment APIs and Integration 40

PYMNTS

JULY 4, 2016

Regulation is one of two words that keep a lot of payments executives up at night (the other being cybercrime) as regulation forces everyone across the ecosystem to allocate time, money and people to making sure that all of the regulatory boxes are checked and double-checked. It’s the next-generation payments system.”

Compliance 40

Compliance Payment APIs and Integration Online and Mobile Banking Regulations 40

PYMNTS

MAY 26, 2016

The Faster Payments initiative has made significant strides in the United Kingdom, so much so that the scheme has been held up as a model for other nations globally. The Faster Payments scheme has a goal of reaching every single consumer in the U.K.  Faster Payments scheme? Yet the work is far from done.

Faster Payments 40

Faster Payments Real Time Payments Payments Payment APIs and Integration 40

M2P Fintech

MARCH 28, 2024

Aadhaar-enabled Payment Service (AePS) AePS, in India, enables individuals to conduct basic banking transactions like d eposits, withdrawals, balance inquiries, bill payments, etc. Electronic Clearing Service (ECS) ECS streamlines financial transactions by processing bulk payments electronically, saving time and effort.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59