Stax

FEBRUARY 15, 2024

The writing on the wall is clear—businesses need to start accepting digital payments and software providers need to start offering payment services one way or another. In this article, we’ll break down two popular terms used in the payment processing industry—ISV and PayFac —and see what they exactly mean.

ISVS 88

ISVS Facilitators ISOs Payment APIs and Integration 88

PYMNTS

NOVEMBER 16, 2020

That was largely behind the acquisition of Ario, whose proprietary data analytics technology can facilitate invoice financing and loans via integrated infrastructure. It also means support of flexible payment terms, with Thinking Capital allowing borrowers to choose between daily, weekly or bi-monthly repayments. Flexible Technology.

Technology 115

Technology Payment APIs and Integration Finance Small Business 115

Stax

MARCH 15, 2025

Enter payment monetization. Having a strategy to monetize payments gives SaaS companies an additional revenue stream while enhancing the customer experience and reducing customer churn. But how exactly should a SaaS company monetize payments? What is Payment Monetization?

Enrollments 88

Enrollments Payment APIs and Integration Payments Online and Mobile Banking 88

PYMNTS

NOVEMBER 17, 2020

Bank-FinTech collaboration continues to thrive as more financial service providers place small- to medium-sized businesses (SMBs) front-and-center of product development. Biz2Credit's technology can also enhance underwriting to mitigate risk even further for the financial institution (FI), it said.

Finance 99

Finance FinTech Risk Mitigation Non-Bank 99

Fintech News

AUGUST 12, 2024

Technology firm Microsoft is working with Axis Bank and Aditya Birla Capital, among others, to deploy processes using genAI to transform contact centers, boost sales and overhaul claims and underwriting processes. Revenue from embedded finance in India is expected to grow at an annual growth rate of 30.4% billion by then.

Embedded Finance 111

Embedded Finance FinTech Non-Bank Cross-Border 111

Stax

JANUARY 22, 2024

In a world where we’re spending more and more time online and every click is a potential transaction, it’s no surprise the eCommerce and digital payments sectors are experiencing exponential growth. In this article, we’ll dive into the intricacies of two types of players in the eCommerce ecosystem: payment gateways and payment facilitators.

Payment Gateways 88

Payment Gateways Gateways Facilitators PCI DSS 88

Stax

JANUARY 17, 2024

Automated Clearing House (ACH) payments are a type of electronic bank-to-bank payment system in the US. Unlike payments facilitated by card networks like Visa or Mastercard, ACH payments are managed by a body called the National Automated Clearing House Association (NACHA). Let’s get started.

ACH 88

ACH Facilitators ISVS Payment APIs and Integration 88

Exact Payments

NOVEMBER 8, 2023

As merchants look to accept payments with ease, and as software developers seek to diversify their revenue-earning strategies, the PayFac model has risen to the forefront. For businesses that choose to become payment facilitators, the benefits are tremendous. What is the PayFac Model? These technologies are often third-party solutions.

Facilitators 52

Facilitators ISVS ISOs Payment APIs and Integration 52

PYMNTS

JULY 26, 2017

USA Technologies, the payment technology service provider of integrated cashless and mobile transactions in the self-service retail market, announced news Tuesday (July 25) of the closing of its underwritten public offering of 9,583,332 shares of its common stock at a public offering price of $4.50

Payment APIs and Integration 55

Payment APIs and Integration Underwriting Technology API 55

Clearly Payments

DECEMBER 5, 2023

In the intricate landscape of payment processing, merchants encounter a myriad of options, each playing a pivotal role in the facilitation of financial transactions. The Definition of a Payment Processor A payment processor is a financial service provider that facilitates transactions between a seller (merchant) and a customer.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52

Stax

AUGUST 22, 2024

Digital payments are increasingly becoming the norm. According to Forrester’s data, digital payments are the most used payment method today, with 69% of American adults using them to make payments online. Businesses must therefore adapt and be able to accept such payments.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

Stax

AUGUST 20, 2024

Airline credit cards, payment plans for costly items, and car rental insurance are forms of embedded finance that have been around for a while. In fact, the origins of embedded finance can be traced back to the 1950s when Ford launched the Ford Credit to provide financing options for car buyers. Everything is done under one platform.

Embedded Finance 88

Embedded Finance Finance FinTech Payment APIs and Integration 88

PYMNTS

MARCH 20, 2020

Ellis cited that benefit as a key motivation behind EQ Riskfactor’s recent partnership with Codat , an accounting integration API provider that will enable EQ Riskfactor to wield Codat’s API to facilitate the sharing of SMB data to lenders. While more financial service providers in the U.S.

Risk Mitigation 93

Risk Mitigation Mitigation Payment APIs and Integration Risk 93

Fintech News

MAY 7, 2024

Founded in 2008, Perfios is a B2B SaaS company serving the banking, financial services and insurance industry in 18 countries, empowering 1,000+ financial institutions. Perfios is headquartered in Bangalore, with offices worldwide and with 75+ products and platforms, and over 500+ APIs. It does so by delivering 8.2

Payment APIs and Integration 126

Payment APIs and Integration Non-Bank Finance FinTech 126

Exact Payments

OCTOBER 30, 2023

The world of payment processing has evolved rapidly since the early days of credit card payments. With the explosion of cloud-based software, e-commerce, and mobile payments, a significant portion of transactions now take place online. So, what is payment processing?

Facilitators 52

Facilitators Processors Payment APIs and Integration ISOs 52

PYMNTS

AUGUST 7, 2019

Without a regulatory mandate, many in the financial services and FinTech space believe that competition will — and already has — nudged the industry toward embracing data integrations across platforms and service providers in the name of better banking experiences. We have a real-time payments network.

Office of the Comptroller of the Currency 72

Office of the Comptroller of the Currency Payment APIs and Integration Federal Reserve Small Business 72

PYMNTS

MARCH 11, 2020

Amid the seismic changes that have refashioned the payments landscape over the last few years — as large players get ever larger (such as the $22 billion Fiserv-First Data deal) — there is an opportunity for software-as-a-service (SaaS) companies and digital marketplaces to monetize payments. Consolidation Across Software.

Payment APIs and Integration 52

Payment APIs and Integration VARS Payments ISOs 52

The Fintech Times

APRIL 23, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. “These platforms, operating at the API layer, enable rapid and seamless integration of a wide array of financial services into e-commerce platforms. .

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration Governance 59

M2P Fintech

JANUARY 21, 2025

In order to achieve the above, the LOS must feature automated workflows to reduce manual tasks, seamless data integration with existing systems, compliance tools for regulatory adherence, and multi-channel support to engage borrowers across platforms. Lets dive in!

Origination 52

Origination Payment APIs and Integration Underwriting Automation 52

Stax

NOVEMBER 27, 2023

That’s the amount of non-cash payments made in the U.S. That’s a lot of money being exchanged—and also provides a huge amount of possibility for financial crime. If you’re starting the underwriting process and have no idea how to make sense of the complex world of KYC and all the terminology involved, you’re in the right place.

Due Diligence 88

Due Diligence Money Laundering AML Financial Crimes 88

PYMNTS

DECEMBER 30, 2019

It’s a delicate balance; in some ways, FinTech firms and banks are competing, but many FinTech firms rely on bank account data to provide the level of service that end users have come to expect. Ocrolus deploys a solution with integrated machine learning and proprietary algorithms to address OCR’s shortcomings.

Non-Bank 57

Non-Bank Addressing On-Demand Fraud Detection 57

PYMNTS

DECEMBER 11, 2019

As the open banking business model permeates into the B2B financial services market, FinTechs and traditional financial institutions continue to find new use cases for API integrations and connectivity to elevate the business-user experience. In the latest demonstration of FinTech-to-FinTech integration, U.K.

Payment APIs and Integration 52

Payment APIs and Integration Small Business Due Diligence Cross-Border Payments 52

M2P Fintech

JANUARY 28, 2025

Finflux by M2P Finflux by M2Ps LMS simplifies loan management with features like flexible repayment options, robust DPD & NPA tracking, loan restructuring, and integrated reporting. Integrated Reports Repository : Automates financial reporting and enables co-lending for risk-sharing and improved credit access. Lets get started!

Payment APIs and Integration 52

Payment APIs and Integration BNPL Regulatory Compliance Compliance 52

PYMNTS

OCTOBER 30, 2019

Western Union is taking open banking straight to corporates, opening up API connectivity into its domestic and cross-border payment applications to an estimated 37,000 business customers under its Western Union business solutions unit. a new player, Rho, has stepped onto the scene with plans to focus on API connectivity.

Payment APIs and Integration 41

Payment APIs and Integration Cross-Border Cross-Border Payments Small Business 41

PYMNTS

JUNE 11, 2019

That disruption isn’t over, either, according to Axos Bank CEO Gregory Garrabrants, who spoke with PYMNTS about how a fluctuating industry will continue to affect SMBs in the area of lending, payments and beyond. The bank also operates an API platform that includes the ability to integrate wire payment functionality.

Office of the Comptroller of the Currency 60

Office of the Comptroller of the Currency Small Business Payment APIs and Integration Third-Party Service Provider 60

PYMNTS

OCTOBER 21, 2019

Now, a potential new phase in the evolution of open banking is taking shape, one that focuses less on providing interconnectivity for SMB-facing FinTech, and instead turns to opportunities for the banks themselves to benefit from data integrations. This strategy was demonstrated in the recent announcement from Codat , a U.K.-based

Small Business 40

Small Business Payment APIs and Integration Underwriting Value Added Service 40

M2P Fintech

FEBRUARY 28, 2025

Flexible Payment Options : Accommodates part/full payment and receipting, aligning with borrowers’ varying financial needs. Improved customer satisfaction with flexible payment options. Robust API Stack : Enables smooth integration and supports market NAV updates for an approved list of securities.

Payment APIs and Integration 52

Payment APIs and Integration Assessments Compliance Best Practices 52

PYMNTS

JANUARY 3, 2020

These firms also need to be connected to value-added services, such as affordable logistics service providers, access to a qualified workforce, automated payroll and taxation services. Logistics services, for example, play an important role in validating a transaction to unlock financing or payments to a small business.

Financial Inclusion 48

Financial Inclusion On-Demand FinTech Small Business 48

M2P Fintech

FEBRUARY 25, 2025

A Loan Management System (LMS) accelerates the go-to-market for lending products by automating loan origination, underwriting, servicing, and compliance checks, reducing turnaround times by up to 50%. Eliminates Manual Errors Loan Management Software reduces the chances of human error in loan processing and payment calculations.

Payment APIs and Integration 52

Payment APIs and Integration Compliance Automation BNPL 52

Fintech Finance

MARCH 6, 2024

Supporting the rapidly growing B2B e-commerce space has been an integral part of Allianz Trade ’s strategy for several years. When a buyer purchases online, the e-merchant receives immediate payment for the purchase, while the BNPL provider will chase the payment of the buyer.

B2B 52

B2B BNPL Payment APIs and Integration Multi-Currency 52

The Fintech Times

SEPTEMBER 24, 2024

Meanwhile, McGilloway joins from cross-border payments platform Terrapay. BCN, a cloud IT managed service provider, has appointed Victoria Jackson as chief people officer. Wadsworth, with 25 years in banking and payments, played a key role in open banking at Mastercard. Meanwhile, Edwards comes to Ebury from Corpay.

FinTech 59

FinTech Payment APIs and Integration Risk AI 59

M2P Fintech

MARCH 28, 2024

Aadhaar-enabled Payment Service (AePS) AePS, in India, enables individuals to conduct basic banking transactions like d eposits, withdrawals, balance inquiries, bill payments, etc. It seamlessly manages vital banking operations like customer accounts, deposits, loans, transactions, and other services.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

PYMNTS

JULY 6, 2018

“Just the fact that [Open Banking] was mentioned in the federal budget earlier this year is an example of where the federal regulations are going in terms of Open Banking,” said Yves-Gabriel Leboeuf, CEO of Canada-based Flinks , a startup that provides a platform that facilitates data sharing between banks and non-bank service providers.

FinTech 52

FinTech Non-Bank Regulations Risk Assessment 52

Fintech Labs Insights

JUNE 29, 2016

It gives online shoppers more payment flexibility with instant financing of up to $5,550 (€5,000) for up to 36 months at rates comparable to local banks. The first partner to go live with the solution is PayU Global, a payment services provider who recently launched a beta test with one of its merchant clients.

Finance 17

Finance Payment APIs and Integration Underwriting API 17

CB Insights

FEBRUARY 8, 2018

Banks help intermediate payments, make loans, and provide credit. Today, trillions of dollars slosh around the world via an antiquated system of slow payments and added fees. Facilitating payments is highly profitable for banks, providing them with little incentive to lower fees.

Blockchain 78

Blockchain Bitcoin Correspondent Bank Cryptocurrency 78