Fintech Finance

APRIL 7, 2025

.” Driving Growth with Predictive Routing As more of the payments ecosystem goes digital, it creates more choices and opportunities for businesses to increase authorization rates and decrease costs. Today, Forter is expanding these capabilities with the beta launch of Predictive Payment Routing.

Bots 64

Bots Payments Fraud Prevention Authentication 64

The Fintech Times

DECEMBER 9, 2024

Reflecting on 2024, what were the key takeaways and lessons learned for your company and the broader payments industry? This year taught us that we are all vulnerable to the risks of interconnected systems, as highlighted by a global outage caused by a faulty software update from CrowdStrike. Where do you see it driving innovation?

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102

Fintech Finance

JULY 8, 2024

Icon Solutions today announces it has strengthened and expanded its strategic partnership with NatWest with the appointment of Ian Povey, CIO Payments Technology, and Lee McNabb, Head of Payments Strategy and Partnerships, as Board Observers. The appointments follow NatWest’s strategic investment in Icon Solutions in March 2024.

ISO 20022 97

ISO 20022 Message Standards Payments Strategy ISOs 97

The Fintech Times

MARCH 27, 2025

The global payments scene is rapidly changing. As a result of needing to implement diverse payment methods, fraud prevention tools and authentication protocols, merchants are finding themselves facing high costs and at risk of not complying with the latest regulations. With an Apache 2.0

Due Diligence 59

Due Diligence Alternative Payment Methods Authentication Fraud Prevention 59

Fintech Finance

MARCH 26, 2025

Merchants can build, customize, and test different payment setups, such as adding local payment methods in new regions or adjusting payment routing to improve approval rates, giving them the ability to optimize their payment strategy to meet their customer needs and market dynamics. “By integrating J.P.

Payments 98

Payments Payments Strategy Service Provider Treasury 98

Payments Source

JULY 20, 2016

So here we are, just weeks out from a post-Brexit vote world, and a cloud of uncertainty hangs over the U.K. as it is left to try and carve out its new place in this new paradigm.

Payments Strategy 60

Payments Strategy International Payments Payments Posting 60

PYMNTS

OCTOBER 5, 2020

For Porter Capital, the result has been a "less aggressive" risk strategy with companies in the retail space, as well as in the oil and gas sector, said Porter. Factoring in all Options.

Payments Strategy 57

Payments Strategy Payments B2B Finance 57

PYMNTS

NOVEMBER 19, 2020

In the Wells Fargo release, Mary Mazzochi , senior vice president and manager of the Commercial Card product suite at Wells Fargo, said: “It’s important we continue to introduce simple ways to help our customers transition to new digital payment strategies by using products and channels they are already familiar with.

Payments Tools 124

Payments Tools Commercial Card Payments Digital Payments 124

PayJunction

DECEMBER 10, 2024

One often-overlooked opportunity for dealerships lies in surcharginga payment strategy that allows businesses to offset credit card fees and processing costs by passing them on to customers. There are some risks of customer dissatisfaction that should be considered, but, with proper implementation, these can be minimized.

Risk 40

Risk Processing Costs Credit Cards Payments Strategy 40

Stax

MARCH 27, 2025

Understanding the difference helps you pick the best payment strategy. Heres what you need to know: Processing timeframes For transactions where speed is a priority, the EFT payment method takes the cake. Flexibility: EFT transfers offer multiple payment methods, allowing businesses to choose the one that works best for them.

ACH 88

ACH Electronic Funds Transfer (EFT) Wire Transfer Wires 88

Fintech News

DECEMBER 12, 2023

Eileen Liu Eileen Liu, Managing Director, Finance at DCS said, “With our latest round of notes issuance, DCS cements its role as an industry leader in shaping the future of payment strategy through our innovative solutions. We continue to see opportunities in the consumer market with the burgeoning middle class of the ASEAN region.

Web 3.0 107

Web 3.0 Credit Cards APACS Payments Strategy 107

PYMNTS

MARCH 5, 2018

Business-to-business (B2B) trade, especially when deals occur across borders, expose businesses to all sorts of risks, like non-payment (on the supplier’s side), or non-deliver (on the buyer’s side). Research from Atradius released in 2016 found that risks down the supply chain are 75 percent higher than they were pre-financial crisis.

Risk 42

Risk Cross-Border Non-Bank B2B 42

Fintech Finance

APRIL 7, 2025

As instant payments adoption continues to grow, financial institutions, fintechs, and payment service providers face challenges in managing account information, ensuring interoperability, and mitigating fraud risks. “By securely connecting payers and payees, directories reduce friction and drive broader adoption. .”

Instant Payments 98

Instant Payments Faster Payments FPC Interoperability 98

Stax

APRIL 10, 2025

billion lost to fraud in 2024 alone Mobile and contactless payments Mobile and contactless payments are powered by NFC (Near-field communication) technology. There are also cryptocurrency gateways like CoinGate and BitPay that let you accept crypto payments and receive legal tender (money) in exchange. Talk to sales

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Fintech Finance

JULY 18, 2024

The adoption of the innovative digital wallet means the most appropriate virtual card is automatically generated to pay for each individual transaction, based on factors like currency, provider acceptance policies and Wakanow’s own payments strategy.

B2B 98

B2B Issuers Payments Reconciliation 98

Fintech Finance

JULY 29, 2024

Fifth Third’s commercial payments business currently processes $17 trillion in annual payments volume and serves 25% of the Fortune 100. For decades, the Bank has delivered innovative payment strategies and scalable technology solutions for businesses worldwide, working with some of the earliest e-commerce companies.

Embedded Payments 97

Embedded Payments Treasury End User Processors 97

Payments Source

JULY 30, 2020

As demand for secure and seamless digital payments increases, financial institutions must prioritize a digital-first payments strategy that incorporates the latest trends, says CSI's Matt Herren.

Consumer 82

Consumer Payments Strategy Digital Payments Security 82

PYMNTS

JUNE 23, 2020

Emerging payment rails and digital currencies often tout security as a key value-added differentiator over legacy payment rails. Indeed, the risks of fraud on legacy rails continues to be a focus for payments industry stakeholders, and the Federal Reserve has just introduced a new resources designed to mitigate that risk.

Federal Reserve 106

Federal Reserve RTP Payment APIs and Integration Fed 106

Clearly Payments

SEPTEMBER 13, 2024

Redundancy and Failover: Payment orchestrators provide redundancy by ensuring that if one payment provider fails, the transaction can be automatically routed to another, reducing the risk of failed payments and increasing overall reliability. The post What is a Payment Orchestrator?

Payment APIs and Integration 104

Payment APIs and Integration Multi-Currency Payments Gateways 104

The Payments Association

DECEMBER 18, 2024

As multi-rail systems become a standard component of payment strategies, bringing in real-time payments, BNPL, and P2P payments will give customers the flexibility and functionality to enable and unlock greater opportunities in the increasingly cashless economy, paving the way for a truly interconnected global payments ecosystem.”

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

PYMNTS

SEPTEMBER 18, 2020

It was a big week for payments messaging solution provider SWIFT , which announced that it will be revamping its real-time payments strategy. The initiative aims to upgrade its platform to optimize interactions between financial institutions (FIs) for heightened transparency and payments predictability.

Innovation 116

Innovation Payment APIs and Integration SWIFT Real Time Payments 116

The Payments Association

APRIL 2, 2025

Introduction to VAMP Visa’s Acquirer Monitoring Program (VAMP) is designed to uphold the integrity of the payment ecosystem by consolidating risk monitoring efforts. This consolidation aims to streamline oversight of acquirer and merchant risk, ensuring adherence to high standards of transaction security. How avoided.io

Disputes 88

Disputes Issuers Compliance Fraud Prevention 88

PYMNTS

NOVEMBER 10, 2020

Petersburg, Florida-based PSCU said that participating “credit unions receive an assigned risk program consultant who, on a daily basis … analyzes the credit union’s fraud and risk mitigation initiatives.”. The pandemic has put credit unions on the hot seat in terms of fraud risk.

Credit Union 60

Credit Union Credit Union Service Organization Fraud Prevention Risk Mitigation 60

The Payments Association

JANUARY 15, 2025

By removing the need for merchants to store sensitive card details, network tokens mitigate the risk of data breaches. As card networks and payment providers innovate, merchants who embrace network tokens today will have a head start on tomorrows advancements. Next, theres the undeniable boost to security.

Security 88

Security Data Breach Payment Networks Interoperability 88

Fintech Finance

FEBRUARY 18, 2025

This is exacerbated by widespread concerns about disruption, including competitive pressure, technological advancements, regulatory changes, fraud risks, and rising costs. Travel businesses must adapt by prioritising automation, staying nimble and responsive to market needs as part of their payment strategies.

Process 59

Process Embedded Payments Payments Payments Strategy 59

Fintech Finance

OCTOBER 23, 2024

Matt Weir brings with him extensive global payments experience, having lived and worked across Europe, the Middle East, and Asia for over two decades. Alex Reddish, Head of Market Expansion & GTM Strategy at Tribe Payments, said: “Expanding physically into APAC marks an exciting new chapter for Tribe.

APACS 98

APACS Issuers Payments Acquirers 98

PYMNTS

OCTOBER 28, 2020

Alongside the organizations that are for the first time venturing into digital payments and struggling to maintain the channels on which they’ve historically based their businesses, there are well- established organizations that now need to step back and re-evaluate their payments strategies.

Payments 70

Payments Gateways Participant On-Demand 70

PYMNTS

JULY 21, 2020

That’s why we see more and more merchants investing in orchestration as a key part of their payments strategy. With mobile and eCommerce both up drastically this year and expected to grow, merchants can’t afford to limit payment options or new revenue streams. Nor can they afford for good transactions to hit walls.

Gateways 56

Gateways Wire Transfer Payment Gateways Payments Strategy 56

PYMNTS

JUNE 24, 2020

The greatest value of fintech-driven financing lies in the use of big data to improve financing efficiency, risk control, and client experience,” said Johnny Tang, chief business officer of Qupital, in a press release.

Finance 68

Finance Cross-Border Agreements Credit Limit 68

The Fintech Times

FEBRUARY 6, 2024

Here, he provides insights on cost-effective cross-border payment strategies for businesses. Sam Coyne, CEO, Currenxie Accelerating and reducing the cost of cross-border payments is a critical concern for any business operating in the international arena.

Cross-Border Payments 108

Cross-Border Payments Cross-Border Multi-Currency Payments 108

Fintech Finance

DECEMBER 9, 2024

AGENDA HIGHLIGHTS: The Next Generation of Payments Enhancing Convenient and Secure Access to Financial Services The Next Digital Revolution Global Mobile Wallets and Super-apps Blockchain and Cryptocurrency Adoption Cross-Border Payment Innovations The Future of Financial Crime Levels of Connection – 2.0 Morgan Chase & Co.

Office of the Comptroller of the Currency 95

Office of the Comptroller of the Currency Financial Crimes BSA Cross-Border Payments 95

PYMNTS

NOVEMBER 19, 2020

The credit check is also vital to providing custom payment terms to that client, with B2B sellers in need of solutions that can support shorter or longer payment terms, or prepaid solutions, based on a risk profile.

B2B 105

B2B Payer Payments B2C 105

PYMNTS

APRIL 9, 2020

Cash crunches and B2B payment slowdowns are the new reality for many firms, particularly those in the transportation and hospitality sectors, where Leavitt predicted a meaningful decline in corporate spend in the coming months.

Commercial Card 93

Commercial Card Card Issuer B2B Issuers 93

PYMNTS

OCTOBER 24, 2016

And in the most recent episode of PYMNTS Topic TBD, George Zirkel, senior vice president and head of global payments strategy at TNS, shared his thoughts on what’s driving that nefarious traffic. Among those ATMs, said the executive, branch ATMs are at lower risk, while freestanding ones are at higher risk.

ATM 76

ATM Processors Chip Cards Best Practices 76

PYMNTS

AUGUST 29, 2017

A business climate of rapid technological innovation, shifting geopolitical forces and changing risks have introduced a new conversation about the corporate treasurer: how can this position react to these trends and become a strategic part of the enterprise? Handling Volatility. Progress Ahead.

Treasury 46

Treasury AFP Liquidity Management Risk 46

Segpay

JANUARY 30, 2025

Yet, for all its transformative potential, AI companies struggle to partner with a secure payment service provider (PSP), because of regulatory concerns surrounding emerging technologies. The EU AI Act classifies AI systems into four different risk levels: unacceptable, high, limited, and minimal risk.

Merchant Payment Processing 52

Merchant Payment Processing Processors AI Process 52

PYMNTS

OCTOBER 16, 2020

The need to move quickly to mitigate risk and meet specific requirements of the business has further driven interest in partnerships to get to those goal lines faster.”. Increased demand for these commerce-enabling platforms has led the platforms themselves to want to improve their payments strategy.

Payments 75

Payments Alternative Payment Methods Gateways On-Demand 75