CB Insights

AUGUST 2, 2018

One of the biggest trends in fintech today is the rise of digital banking products like mobile checking accounts and new debit cards. From Square to Paypal, a host of fintechs are creating products that let consumers spend money directly out of digital accounts using a physical card. get the 86-page fintech report.

Debit Card 71

Debit Card Checks Accounts FinTech 71

FICO

NOVEMBER 24, 2020

Payment card fraud, identity theft , account takeover and digital payment fraud have all increased significantly since March 2020. Credit card fraud is more quickly resolved, but you may still have to go through the hassle of having transactions declined and filing a fraud claim with your bank or card provider.

Identity Theft 98

Identity Theft Scams Online and Mobile Banking Account Takeovers 98

PYMNTS

JANUARY 15, 2021

Businesses of all types are deploying new initiatives to meet this demand, with merchants like CVS Pharmacy rolling out QR-based payment integrations at store locations across the country, and payments providers like Square and PayPal introducing QR codes at their point-of-sale (POS) systems. Retail Environment.

Contactless Payments 82

Contactless Payments Security Point-of-Sale (POS) On-Demand 82

PYMNTS

JUNE 21, 2017

And after talking to his fellow property managers and landlords, what he found was a very fragmented series of methods: checks, cash, money orders, PayPal, Venmo but no “product” that was universally used – and consistently. We have found that no one really pushes back on that,” Abell said. So we dove in. The Go-To Solution.

Venmo 65

Venmo P2P Payments PayPal 65

Fintech Finance

APRIL 30, 2024

Mohegan Digital will accept deposits via debit and credit cards, PayPal, Venmo, Guaranteed ACH and cash at retail, offering their players a full suite of deposit choices. Players can access their winnings quickly through multiple payout options, including push to debit, ACH, PayPal and Venmo.

Venmo 52

Venmo Processors ACH Push-to-Card 52

Fi911

APRIL 23, 2024

While this has brought about a plethora of options from PayPal to Venmo, it has also led to a fragmented ecosystem where interoperability has been a significant challenge. Users will create a unique Visa+ payname linked to their existing account on a participating platform such as PayPal or Venmo. How Does Visa+ Work?

Venmo 52

Venmo CashApp P2P Interoperability 52

FICO

SEPTEMBER 14, 2021

As consumers flock back to stores , some may be surprised and delighted to learn that they can use popular person-to-person (P2P) payment apps like Venmo and PayPal at the cash register. At other places the Venmo user scans the store’s QR code. PayPal made a big push in 2020 to expand its POS presence.

P2P 52

P2P Venmo Online and Mobile Banking PayPal 52

PYMNTS

DECEMBER 6, 2016

The speed at which digital banking is being transformed by new technologies is rapidly increasing. From behavioral biometrics to new selfie technology, financial institutions are being presented with even more ways to distribute their services across digital channels to meet customers where they want to interact. The industry just has to have it.

Innovation 76

Innovation Online and Mobile Banking Zelle Venmo 76

FICO

DECEMBER 4, 2017

And with the close of football comes the final push for fantasy football team owners as they navigate the final few weeks of the season. Not a mobile payment, Venmo or Zelle, PayPal or Cashbot was in sight. Peer-to-peer payments made with PayPal’s Venmo app more than doubled to $8 billion, year over year.

Mobile Payments 64

Mobile Payments Zelle Online and Mobile Banking ATM 64

PYMNTS

DECEMBER 4, 2018

For many consumers, perks are a key driver of their credit card choice, whether it’s airline miles, cash-back or points that can be redeemed for a variety of items. For many consumers, perks are a key driver of their credit card choice, whether it’s airline miles, cash-back or points that can be redeemed for a variety of items.

Issuers 76

Issuers Alternative Payment Methods Credit Cards Push-to-Card 76

PYMNTS

SEPTEMBER 17, 2019

But delivering on that concept — and providing instant push payments on demand — is far from simple. What we see more and more, though, is that it has to work for many different types of businesses who want to push those funds instantly, and consumers who want to receive them in a variety of ways. Edwards said.

Instant Payments 70

Instant Payments FedNow Push-to-Card Payments 70

PYMNTS

MARCH 18, 2019

Then came PayPal’s debut of Instant Transfer to Bank. This new feature, available to PayPal customers in good standing, leverages the company’s partnership with Chase, and Chase’s connection to The Clearing House’s RTP network, to move money instantly into the bank accounts of consumers and SMBs. A Couple of Important Dots.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

APRIL 11, 2016

Stripe — The ‘PayPal ’ of mobile”. Cookies — The ‘ Venmo’ of Europe”. But unlike the relatively straightforward task of figuring out how to make a better Band-Aid, stronger pain reliever or softer facial tissue, the Uber and PayPal and Venmo wannabes face a much tougher task. May I have a Kleenex , please?”. “I

Venmo 45

Venmo PayPal Online and Mobile Banking Push-to-Card 45

PYMNTS

NOVEMBER 16, 2020

Read More On Payments: American Express Links Up With PayPal, Venmo To Enable Customers To Split Payments Touchless Is Pushing Payments Beyond The Card Today In Payments: People Keep Saving Despite Low Interest Rates; Instacart IPO Could Come In Early 2021 Positive Developments In eCommerce Platforms, Contactless Cards.

Visa 57

Visa NOV Push-to-Card FTC 57

PYMNTS

DECEMBER 13, 2019

In the running toward things column, there was German challenger bank N26’s big push into the U.S. with a new take on the locally nearly defunct world of debit card rewards and perks. card-toting consumer enamored with rewards. “I There was no lack of action in the wild world of payments and commerce this week.

Push-to-Card 52

Push-to-Card PayPal Payments Federal Reserve 52

PYMNTS

APRIL 22, 2016

PayPal has had a pretty busy 2016. And while the first four months of the year in general have been active — particularly as PayPal has worked to distinguish itself as a standalone entity after spending over a decade as the payments arm of eBay — the last week has seen announcements coming left and right out of PayPal HQ in San Jose.

PayPal 41

PayPal Push-to-Card Venmo Accounts 41

The Fintech Times

JULY 31, 2024

“It’s trendy at the moment for nonprofits to raise funds, and collect payments and dues on P2P payment apps like Venmo , Zelle , PayPal etc. This July, we are on the hunt to find out how the fintech industry is doing ‘good’ for local communities and the world, revealing current and future plans to make change.

Compliance 64

Compliance AML Regulations Due Diligence 64

PYMNTS

AUGUST 3, 2016

Ninety percent of the $10 trillion “push” payments market opportunity is concentrated in a variety of disbursements made between businesses and consumers that today rely on cash, checks and ACH to move money between those parties. including payments to non-Visa branded debit cards as well. Cecelia Frew, SVP of Visa Direct U.S.

P2P 50

P2P Debit Card ACH Ubiquitous 50

PYMNTS

FEBRUARY 27, 2017

Walmart showed some early results to goose the gas on eCommerce, which is starting to help the company gain some ground back on Amazon; Zelle is now open for business and coming for Venmo; and Alibaba made its latest big brick-and-mortar play. The battle between big bank-backed Zelle and PayPal property Venmo starts now.

Zelle 40

Zelle Venmo Online and Mobile Banking P2P 40

PYMNTS

APRIL 12, 2019

Consumers use Venmo and Zelle to quickly settle shared expenses between friends, and they know the money will arrive in their bank accounts within a few minutes — or even seconds. Consumers can receive disbursements in many ways — via direct deposit, debit card, prepaid card and P2P services — but many are not given options.

Zelle 43

Zelle P2P Venmo Direct Deposit 43

PYMNTS

NOVEMBER 20, 2017

19), the price of bitcoin was just shy of $7,800 per coin, with experts predicting that hitting “$8,000 seems in the cards.” While the holiday clock starts softly counting down when the calendar turns to Nov. Bitcoin’s Wild Ride . Bitcoin started last week with a whimper and ended it with a bang.

Bitcoin 43

Bitcoin PayPal NOV Venmo 43

PYMNTS

JULY 23, 2019

TickPick is catering to these desires by expanding the number of payment methods it accepts, and it now supports Apple Pay and PayPal in addition to debit and credit cards. Waiting in ticket lines outside stadiums or concert halls has become a thing of the past. And we just said, ‘Well, let’s just follow the Amazon model.

Instant Payments 49

Instant Payments Payments Push-to-Card Credit Cards 49

PYMNTS

JULY 22, 2016

Later that day, Visa and PayPal announced a partnership of epic proportions that will, among other things, mitigate the fear that PayPal will ever again steer Visa cardholders to ACH debit payments. Just when you think that it’s going to be hard, once again, to find a Sizzle, yesterday happens. Payments and Consumer Choice.

PayPal 41

PayPal ACH Payments Visa 41

PYMNTS

MAY 22, 2018

This is the last mile of payments, where a push can get funds where they need to go — literally. Much has been made in this space about push payments , which assures instant and “safe to spend” funds (meaning the payment cannot be reversed) delivered to a consumer’s account. and didn’t really work in the U.S.

Push-to-Card 40

Push-to-Card Same Day ACH ACH Payments 40

PYMNTS

SEPTEMBER 3, 2018

Almost 33 years ago, David Letterman introduced his singular innovation in stand-up comedy: the Top 10 List. It’s a matter of some confusion and debate about who first came up with the concept. In September of 1985, the world met the Top 10 List as a vehicle for joke-telling. Theranos Investors Settle. Most agree: It won’t be much.

PayPal 40

PayPal Zelle Online and Mobile Banking P2P 40

PYMNTS

DECEMBER 23, 2019

It was in a convergence of these trends that Visa launched its real-time payments solution, Visa Direct , a technology enabling push payments onto recipients’ Visa cards. The solution has already been deployed by other partners in the ecosystem, including PayPal, Venmo, Square, Ingo Money and NovoPayment.

Use Case 41

Use Case Cross-Border Cross-Border Payments Push-to-Card 41

PYMNTS

OCTOBER 11, 2018

Snapchat , according to recent reports , is having cash flow troubles. The app that got famous for its disappearing messages is looking like it will either need to raise a some capital by sometime in 2019 or run the risk of going broke, according to a note by MoffettNathanson. Nathanson went on to slash his revenue estimates for Snap Inc.

Push-to-Card 72

Push-to-Card P2P Zelle Rules 72

FICO

APRIL 8, 2022

A New York Times story about people being tricked into sending money to fraudsters (known in the UK as authorized push payment [APP] fraud ) on Zelle was one of the top stories for several days running, reverberating across news outlets worldwide. Scams Are Front Page News. The Future of Fraud Management: Orchestration. Orchestration.

Scams 52

Scams TPS Non-Bank Zelle 52

PYMNTS

DECEMBER 7, 2017

Apple Pay, Android Pay, Samsung Pay, Chase Pay, Walmart Pay, Kohl’s Pay, Citi Pay, CVS Pay, Amazon Pay – over the course of about 36 months, the world went from having no “Pays” (well, except for PayPal) to a Pay for every day of the week. Until recently, there was a tidal wave of Pays out to conquer digital with the power of mobile payments.

Online and Mobile Banking 40

Online and Mobile Banking Mobile Payments Push-to-Card P2P 40

Fintech Labs Insights

AUGUST 11, 2016

Braintree’s payment platform serves both online and mobile merchants, providing a secure payment gateway, merchant account, recurrent billing and credit card storage. Twilio was the top recipient of votes in the Communication APIs category. FinDEVr Silicon Valley 2016 is live October 18 & 19.

API 22

API Venmo Payment Gateways Push-to-Card 22

PYMNTS

SEPTEMBER 6, 2016

That means our focus in payments should be about swapping out mobile phones for plastic cards at the point of sale inside the store — right? With inflection points, it’s hard to know that you’ve hit one until you are on the other side of it. Which brings us to where we are today. Guess what? Shift Number One | The Shift To Buying Online.

Online and Mobile Banking 49

Online and Mobile Banking Payments Embedded Payments Push-to-Card 49

PYMNTS

AUGUST 5, 2016

Visa also announced this week that it’s already running real-time, ubiquitous Visa Direct rails that would provide a similar capability for Early Warning’s clearXchange P2P network members with Visa-branded debit products, as well as a handful of other partners, including Fiserv (Popmoney), Square and PayPal/Venmo. Disbursements.

Bitcoin 43

Bitcoin Multi-Currency Push-to-Card Chip Cards 43

CB Insights

DECEMBER 4, 2019

Webpay failed to gain user traction and was shut down in 2014, unlike up-start Venmo (now a part of rival payments processor PayPal). Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. Increase the number of customers on Amazon, and enable each customer to spend more. Amazon Payments.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

PYMNTS

SEPTEMBER 17, 2018

Two and a half months ago, PayPal launched Smart Buttons in the U.S. PayPal made its “Buy Button” smarter by dynamically presenting consumers with the most relevant payment method at checkout — saving them time. Ready stated that PayPal makes it easy for consumers to pay the way they want. Today, Smart Buttons is going global.

PayPal 75

PayPal Online and Mobile Banking Alternative Payment Methods Venmo 75

PYMNTS

APRIL 26, 2018

There was a lot going on during PayPal ’s quarterly earnings report yesterday (April 25), as the original “Pay” player managed to beat analyst expectations nearly across the board and even forecast a better-than-expected result for the rest of the year. PayPal does not want to be a bank. “I

Financial Inclusion 51

Financial Inclusion PayPal Underserved Push-to-Card 51

PYMNTS

MARCH 14, 2017

PayPal has had something of a “blink and you just might miss something” of a 2017 — and notably we are only halfway through the third month. Specifically, he noted, PayPal is looking at the market and trying to figure out how to meet all those unmet (or undermet) consumer needs. Consequential Payments.

PayPal 40

PayPal Push-to-Card Underserved Venmo 40

PYMNTS

JULY 29, 2016

Airbnb visitors can now book airline tickets (logical since consumers have just booked a room), Venmo users can how make purchases at the merchants that Venmo users are or could be splitting the tab anyway, and Pandora now lets listeners order concert tickets for their favorite artists after listening to their music. Millennials.

Venmo 40

Venmo Non-Bank Push-to-Card On-Demand 40