FICO

MARCH 27, 2017

Today could be that day. Are banks truly ready for same-day ACH? Between the Same Day ACH initiative launch on September 23, 2016 and December 31, 2016, there were more than 13 million same-day ACH transactions. Remember the ApplePay authentication fiasco ?). How to fight back.

Same Day ACH 40

Same Day ACH ACH AI Online and Mobile Banking 40

PYMNTS

OCTOBER 4, 2017

The October edition of the PYMNTS Faster Payments Tracker™ , powered by NACHA, looks at notable developments in the global remittance market, including new real-time payment tools for SMBs, blockchain and the latest trends in faster payments infrastructures, including the recent rollout of Same Day ACH Phase 2.

Zelle 40

Zelle P2P Same Day ACH NACHA 40

PYMNTS

SEPTEMBER 17, 2018

Zelle hadn’t yet reached this small bank, and the instructions for how to enable that deposit weren’t clear enough for he or his bank to navigate. He has a PayPal account, so that’s how I’ll pay him today. Or to buff up PayPal. The outcome, however, using PayPal , is more certain for both the sender and the receiver.

Rules 78

Rules Zelle Payments PayPal 78

PYMNTS

MARCH 18, 2019

First, there was the Fed’s decision to slow faster payments progress via Same Day ACH because it wasn’t ready to approve another processing window during the day. Then came PayPal’s debut of Instant Transfer to Bank. See PayPal and Hyperwallet – and RTP via Chase. A Couple of Important Dots.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

DECEMBER 5, 2017

Direct deposits, push payments, eWallets, same-day ACH transfers, PayPal, Zelle and myriad other platforms and tools are now second nature. The digital economy is here and, for many consumers, it has become a way of life. But, with this progress comes friction in the form of a payments patchwork.

Consumer 56

Consumer Same Day ACH C2B B2C 56

PYMNTS

MAY 4, 2017

According to recent data , the Same Day ACH offering was used to make 1.8 billion in Q4 2016, the first full quarter of Same Day ACH Credit availability. Among the more popular players in the P2P space is Venmo, a mobile payment platform owned by PayPal. million P2P transactions totaling $1.2

Faster Payments 41

Faster Payments Venmo Zelle P2P 41

PYMNTS

SEPTEMBER 17, 2019

That perspective, along with the evolution of instant payments, shows that the catalyst for instant disbursements was P2P marketplaces, she said, as well as the upsurge of volume on platforms like Venmo and Zelle over the last three to five years.

Instant Payments 70

Instant Payments FedNow Push-to-Card Payments 70