Stax

APRIL 3, 2025

Some offer hands-off support from the payment gateway provider while others require regular maintenance and support. That said, lets dive into the different types of eCommerce payment solutions: Hosted payment gateways Hosted payment gateways are provided by a payment service provider (PSP).

Payment Solutions

Stax

MARCH 11, 2025

This article will show all you need to know about online credit card processing and how you can select the best payment services provider for your needs. You will receive your payment in full, while the customer will repay the loan in interest-free installments (but there are associated fees) to the credit provider.

Online Payment Processing

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data. Such a business will require a provider that supports international transactions.

Credit Cards

The Payments Association

JUNE 3, 2025

Moreover, network tokenisation reduces the regulatory burden by eliminating the need to store sensitive card data, supporting the Payment Card Industry Data Security Standard (PCI DSS) compliance and lowering the risk of data breaches. Token frameworks can also accelerate partner integration.

Security

Stax

JANUARY 28, 2025

The payment system unified all the distinct online checkouts offered by Visa, American Express, Mastercard, and Discover, and once customers register their cards with any of the major card networks, they only need to tap the Click to Pay button on the websites of online retailers and service providers to make payments.

Payment APIs and Integration

Stax

MARCH 5, 2025

To choose the right solution, you need to look at various factors when evaluating potential providers, including supported payment types, transaction fees and pricing structures, payout speed, and PCI DSS compliance. Consult with your current merchant services provider.

Credit Card Payment Processing

Fintech Finance

JUNE 9, 2025

PayU GPO , the leading online payment service provider operating in over 40 emerging markets, announces a major step forward in its commitment to Africa, unveiling the launch of Account-to-Account (A2A) payments in Nigeria and the appointment of Ryan Engel as the new Country Manager for South Africa.

PCI DSS

Stax

MARCH 18, 2025

Funds are settled and deposited into the merchant account – Once the transaction has been approved, the funds are deducted from the customers account and deposited into the merchant account or payment service provider account after settlement. Security is the core of any payment processing system.

Process

Stax

MAY 5, 2025

Switching service providers as your business scales can present frustrating technical challenges. Learn More How to Choose the Right Payment Gateway for Your App Now that you know the basics of payment gateways, here are a few things to remember as you compare providers.

Payment Gateways

Stax

APRIL 8, 2025

Since each player sets its own rates, credit card processing fees can vary based on your choice of credit card processing service provider, their fee structure, and the types of transactions you process. Interchange and assessment fees are set by card networks and are non-negotiable.

Credit Cards

Stax

APRIL 10, 2025

You also need a payment services provider that supports your chosen payment methods, but that providers platform must integrate seamlessly with your existing CRM, ERP, payroll, CMS, and accounting software systems.

Small Business

EBizCharge

JANUARY 14, 2025

Common challenges when implementing a payment gateway Implementing a payment gateway may involve several hurdles, so recognizing these challenges is critical in selecting the right payment service provider and minimizing costs.

Payment Gateways

Stax

JULY 7, 2025

Payment processor fees: Payment processors, such as merchant service providers or independent sales organizations, facilitate credit card transactions. These processors charge various fees for their services, including transaction fees, monthly fees, and incidental fees like chargeback fees or batch fees.

Credit Cards

Cardfellow

MAY 3, 2025

If your business does not fall into the categories listed above, be sure to check the PCI DSS website for the full list of SAQ types. If youre still unsure which one applies to your business, be sure to check with your credit card processor or review the PCI websites longer explanation of SAQ types.

Assessments

EBizCharge

JANUARY 16, 2025

MCCs serve a range of sectors, from retail outlet services to transportation services. They categorize beauty shops, service providers like furniture rental and repair, and other businesses. These codes help identify what a business sells during credit card transactions. Who sets merchant category codes?

Credit Cards

Stax

OCTOBER 14, 2024

Additionally, look for a processor that offers flexibility in accepting various payment methods, such as credit and debit cards, mobile wallets like Apple Pay and Google Pay, and ACH transfers, to accommodate customer preferences and provide a convenient payment experience. Shopify Shopify is a behemoth in the eCommerce space.

Processors

EBizCharge

MARCH 3, 2025

This functionality is particularly useful for sales teams, field service providers, and businesses operating outside traditional office settings to provide flexible payment options to complete transactions on the go.

Credit Cards

VISTA InfoSec

MAY 24, 2024

This is where the Payment Card Industry Data Security Standard (PCI DSS) comes into play, serving as a crucial framework for safeguarding sensitive information and protecting both businesses and consumers from the ever-present threat of cybercrime. Conduct PCI DSS training for all employees.

PCI DSS

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.

PCI DSS

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.

PCI DSS

VISTA InfoSec

JULY 5, 2023

In this blog post, we’ll delve into the significance of PCI DSS compliance in healthcare and explore how it helps protect patient data and privacy. You may be wondering, what is the role of PCI DSS in healthcare if an organization is already HIPAA compliant? What is PCI DSS in the Healthcare Industry?

PCI DSS

VISTA InfoSec

MARCH 5, 2024

The Payment Card Industry Data Security Standard (PCI DSS) is no exception. With the recent release of PCI DSS v4.0, Changes in Requirement 9 of PCI DSS v3.2.1 to PCI DSS v4.0: Requirement V.3.2.1(9.1) PCI DSS v4.0 PCI DSS v4.0 PCI DSS v4.0

PCI DSS

PCI Security Standards

AUGUST 20, 2024

Merchants around the world use the Payment Card Industry Data Security Standard (PCI DSS) to safeguard payment card data before, during, and after a purchase is made. The standard is intended for all entities involved in payment card processing, including merchants, processors, acquirers, issuers, and service providers.

PCI DSS

VISTA InfoSec

MARCH 6, 2024

Requirement 10 of the PCI DSS covers logging and monitoring controls that allow organizations to detect unauthorized access attempts and track user activities. In the newly released PCI DSS 4.0, In this post, we’ll break down the key changes to Requirement 10 from PCI DSS 3.2.1 to PCI DSS 4.0.

PCI DSS

VISTA InfoSec

FEBRUARY 28, 2024

In our ongoing series of articles on the Payment Card Industry Data Security Standard (PCI DSS), we’ve been examining each requirement in detail. In this blog post, we will delve into the changes introduced in PCI DSS Requirement 8 from version 3.2.1 Conclusion: PCI DSS v4.0

PCI DSS

Stax

JULY 16, 2024

This is why PCI DSS compliance is critical. Compliance with PCI Data Security Standard regulations prevents shortcomings and vulnerabilities in payment processing, thereby reducing the risk of fraud, identity theft, and cyberattacks. The 12 PCI DSS requirements are meant to help companies achieve six main goals.

PCI DSS

VISTA InfoSec

JANUARY 22, 2024

In our exploration of PCI DSS v4.0’s Changes in Requirement 3 from PCI DSS v3.2.1 PCI DSS v3.2.1 PCI DSS v4.0 If allowed, ensure data protection as per PCI DSS Requirements. b For authorized personnel, ensure policies require PCI DSS compliant data protection.

PCI DSS

VISTA InfoSec

NOVEMBER 9, 2023

In the world of digital transactions, businesses handling payment cards must demonstrate their data security measures through the Payment Card Industry Self-Assessment Questionnaire (PCI SAQ). Completing the SAQ is a key step in the PCI DSS assessment process, followed by an Attestation of Compliance (AoC) to confirm accuracy.

PCI DSS

VISTA InfoSec

OCTOBER 11, 2023

The Payment Card Industry Data Security Standard ( PCI DSS ) aims to prevent financial fraud by securing payment card data. In this process, you’ll come across key terms like PCI SAQ (Self-Assessment Questionnaire), AOC (Attestation of Compliance), and PCI ROC (Report on Compliance). First off, we have a QSA.

PCI DSS

Payments Dive

SEPTEMBER 19, 2017

Complying with the latest version of the PCI DSS may seem like a daunting task, but you can reduce this burden and the scope of your own compliance requirements by working with a partner who is a level 1 PCI DSS certified service provider. Find out more by downloading this new infographic.

PCI DSS

The Paypers

AUGUST 23, 2024

Cloudera has announced that it has achieved Level 1 compliance with the Payment Card Industry Data Security Standard (PCI DSS) for Service Providers.

PCI DSS

PYMNTS

OCTOBER 27, 2016

26) that it is expanding features tied to its registry of service providers. That registry, the payments giant said in a blog post , includes listings of, and information about, payment service providers who store, process and also transmit Visa cardholder data. Visa said Wednesday (Oct.

PCI DSS

Evolve Payment

NOVEMBER 19, 2024

Table of Contents PCI Compliance in a Nutshell PCI compliance, also known as the Payment Card Industry Data Security Standard , or PCI-DSS, is an important standard that major credit card companies like Visa and Mastercard have adopted to protect themselves and their merchants from the risks associated with exposed cardholder data.

PCI DSS

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Failure to meet these standards could result in fines or bans as a merchant or service, rendering you unable to process payments or send payment data with the major networks.

PCI DSS

Stax

AUGUST 29, 2024

A PSP (Payment Service Provider) can equip your eCommerce and brick-and-mortar business with an all-in-one platform that supports multiple payment systems, including debit & credit cards, eWallets, and bank transfers (ACH). For example, Stripe is a payment service provider that offers shared merchant accounts to its platform users.

Payment Service Provider (PSP)

Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Enter the PCI DSS compliance. The PCI Security Standards Council (PCI SSC) has robust measures to protect cardholder information and prevent unauthorized access, fraud, and data breaches.

Credit Cards

Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. What is PCI Compliance? PCI DSS stands for “Payment Card Industry Data Security Standards.”

Credit Cards