Fintech Finance

NOVEMBER 21, 2024

Marking International Fraud Awareness Week, the Payment Systems Regulator (PSR) has published research showing the emotional and financial toll of Authorised Push Payment (APP) fraud on UK consumers. You can find the PSR’s full research findings here.

Research 91

Research Risk Fraud Prevention Scams 91

Fintech Finance

SEPTEMBER 19, 2024

New research published today by Adyen , the global financial technology platform of choice for leading businesses, has uncovered the importance of a frictionless payment experience for hotel customers, with over a third (37%) of consumers admitting to have left the booking process because they haven’t been able to pay the way they would like.

Research 86

Research BNPL Payments Returns 86

Fintech Finance

JULY 30, 2024

The research also found that Open Banking payments are most likely to be used by younger demographics – with nearly half of 25-34-year-olds, and 37% of 18 to 24-year-olds, using it to make payments. Just over a third (34%) currently use it to make payments in financial services, while 22% would like to do so in the future.

Research 90

Research Continuity FinTech Cross-Border Payments 90

Fintech Finance

NOVEMBER 19, 2024

State of Credit research from Marqeta , the global modern card issuing platform, reveals that 15% of UK consumers surveyed will use Buy Now, Pay Later (BNPL) this Christmas, aligning with a growing trend towards online shopping where digital and flexible payment options are more readily accessible.

BNPL 91

BNPL Research Consumer End User 91

Fintech Finance

AUGUST 14, 2024

Over half of consumers worldwide (56%) have changed their spending habits from a year ago, not only becoming more price conscious but demanding payment choice, from debit cards and bank transfers to digital wallets and cash, according to new research from Paysafe (NYSE: PSFE), a global payment processor and digital wallet provider.

Research 91

Research Consumer Debit Card Payments 91

Fintech Finance

OCTOBER 28, 2024

“Our research underscores the window of opportunity for SaaS platforms to embrace embedded finance to stay competitive, or get left behind. The post Adyen and BCG Research Finds Embedded Payments and Finance Now a $185 Billion Opportunity — a 25% Increase in Two Years appeared first on FF News | Fintech Finance.

Embedded Payments 93

Embedded Payments Embedded Finance Research Finance 93

Fintech Review

OCTOBER 1, 2024

Recent consumer research conducted by FullCircl reveals critical insights into public perception of digital identity verification processes. According to FullCircl ’s research, 47% of consumers have undergone digital identity verification in the past 24 months, and 78% have been asked to upload a photo of their ID document during the process.

AML 98

AML Verification Research Consumer 98

Fintech Finance

OCTOBER 7, 2024

Customer experience beyond checkout Customer experience goes beyond just post-purchase support—it extends to the payment process, which is often overlooked but can be a critical factor in whether customers complete or abandon their purchase. Payment preferences also vary by generation.

Research 93

Research Debit Card Consulting Continuity 93

The Fintech Times

NOVEMBER 25, 2024

million people) have noticed a subscription payment coming out of their bank account that they could not recognise or had forgotten, according to new research by online prepaid payment firm Recharge. However, one in three subscription holders (equivalent to around 15.9

Research 59

Research Payment Issues Caps Economy 59

Fintech Finance

JULY 23, 2024

The post New Marqeta Research Finds UK Consumers Are Leading Global Adopters of Digital Payments, With Over Two-Thirds Now Comfortable Ditching Wallet For the Phone appeared first on FF News | Fintech Finance. Download the full report here.

Embedded Finance 90

Embedded Finance Digital Payments Research Consumer 90

Payments Next

JANUARY 3, 2024

The rapid growth in e-commerce, rise in The post Five reasons to get a handle on chargebacks first appeared on Payments NEXT. by Donna Blum of BHMIChargebacks are a significant and growing challenge in the payments industry.

Posting 180

Posting Payments Disputes Research 180

Payments Next

SEPTEMBER 8, 2024

By Douglas Hall, founder & CEO, EQUE Corp A new study from Juniper Research predicts global e-commerce transactions will hit $11.4 trillion The post New Payment Options to Drive E-commerce to $11.4 Trillion by 2029 first appeared on Payments NEXT.

Research 88

Research Payments Transactions Posting 88

Payments Next

JULY 15, 2024

That’s a well-known slogan for a major credit card, but it’s also an The post A New Take on the Oldest Form of Bill Payment: Cash first appeared on Payments NEXT. By Michael Kaplan, EVP, PayNearMe What’s in your wallet?

Credit Cards 177

Credit Cards Payments Posting Research 177

The Fintech Times

MAY 14, 2024

Ripple , the global payments and financial solutions provider, is accelerating blockchain education in the US as its University Blockchain Research Initiative (UBRI) renews its $1.05million partnership with Morgan State University to support blockchain innovators across America’s Historically Black Colleges and Universities (HBCUs).

Blockchain 117

Blockchain Innovation Research Deepfake 117

Payments Next

DECEMBER 11, 2023

By Steve Kramer, VP Product, PayNearMe Though many of us manage our bill payments quite smoothly, you might be surprised to learn The post Three best practices to boost on-time payments using personalized links first appeared on Payments NEXT.

Best Practices 189

Best Practices Payments Posting Product 189

Open Banking Excellence

AUGUST 19, 2024

Helen Child Founder and CEO at Open Banking Excellence The post Scotland FinTech Festival – Climate Roundtable Financial Technology Summit appeared first on Open Banking Excellence. Attendance is limited, so early registration is encouraged. For enquiries, please contact riseldnteam@barclays.com I want to Attend!

FinTech 130

FinTech Technology Addressing Innovation 130

Finovate

MAY 20, 2024

90% reduction in data duplication 78% decrease in time needed to research records 5 hours per week saved by eliminating manual processes Time-to-response decreased from 1 to 2 days to less than 1 hour 35% increase in customer retention rates Join LeanData at FinovateSpring next week and see it in action.

Duplicate 117

Duplicate Facilitators Research Process 117

VISTA InfoSec

FEBRUARY 25, 2024

Business Intelligence Email inboxes, including attachments/metadata, contracts, strategic plans, product designs/code, proprietary research, trade secrets, intellectual property like patents, and confidential memos/documents. Conduct audits periodically post-partnership.

Data Breach 266

Data Breach Breach Multifactor Authentication Cybersecurity 266

Fintech News

JUNE 10, 2024

Temenos , FIS , Mambu , Finastra , and Tata Consultancy Services have been identified as the top five core banking system vendors prepared to compete with challenger banks, according to a recent study by Juniper Research.

Consulting 96

Consulting On-Demand API Research 96

Electronic Payments Coalition

FEBRUARY 7, 2024

Since Congress introduced price caps and routing mandates on debit cards in 2011, research from independent and government sources has illuminated their disproportionate negative impact on small businesses. Congress must stand against the Durbin-Marshall Credit Card Bill.

Small Business 116

Small Business Credit Cards Debit Card Caps 116

The Fintech Times

APRIL 25, 2024

Countries in the Middle East saw a 166 per cent increase in daily crypto traders in February earlier this year; Bitget Research , the research arm of the world’s crypto exchange and Web3 company Bitget, reveals in its latest report. But in the same month a year later, there were over 500,000.

Cryptocurrency 111

Cryptocurrency Bitcoin Research Regulations 111

The Fintech Times

FEBRUARY 16, 2024

New research from Economist Impact supported by Temenos has revealed that almost half of European banks are investing in fintech start-ups while 36 per cent are building their own greenfield digital bank or fintech company. The research also included interviews with industry practitioners to gain further insights.

AI 139

AI Multi-Currency Non-Bank Underserved 139

Fintech Finance

AUGUST 6, 2024

Consumer e-commerce spend grew by 12% in 2023, according to new research conducted by Kantar on behalf of Nets , part of Nexi , the European PayTech. billion in 2023, according to the research. billion spent on travel, representing 20% growth from 2022, as the industry continues to recover post-pandemic.

Research 95

Research Consumer Continuity Posting 95

Fintech Finance

AUGUST 15, 2024

When customers make a card payment, Science Card will automatically round up the amount and use it to fund research on the customer’s chosen themes or projects. The UK is an international hub for research and development, yet it currently spends around 2.7% of GDP on research. At Science Card we want to overcome this.

Debit Card 95

Debit Card Innovation Visa Research 95

Payments Next

MAY 2, 2024

With The post CCCA could save merchants and consumers over $16B a year first appeared on Payments NEXT. By Jeff Domansky, Managing Editor The Merchants Payments Coalition (MPC) has emphasized the urgent need for Congress to pass the Credit Card Competition Act (CCCA).

Consumer 136

Consumer Credit Cards Posting Payments 136

The Fintech Times

JULY 31, 2024

This aligns with GCFC’s focus on creating an ecosystem that enables investments into low-carbon , sustainable and resilient projects brought together by market innovation, capacity-building programmes and in-depth research.

Finance 110

Finance Innovation Research Addressing 110

Fintech Finance

OCTOBER 3, 2024

Mystery shopper research was carried out on behalf of NatWest in countries around the world and found it was always cheaper to pay in the local currency. For every transaction carried out as part of the research it was found that it is always cheaper to pay in the local currency.

Debit Card 96

Debit Card ATM Research International Payments 96

The Fintech Times

SEPTEMBER 20, 2024

While many of these are valid, 65 per cent of insurance claims handlers have noticed an increase in fraudulent cases according to research from claims automation company, Sprout.ai. Roi Amir is the CEO of insurtech Sprout.ai, Commenting on the research and its findings, Roi Amir , CEO of Sprout.ai

AI 105

AI Database Research Automation 105

Fintech News

OCTOBER 23, 2024

This report, to be released in 2027, will include updated feedbacks from community engagement and will allow the regulator to conduct further research into the implications of different design options of a potential retail CBDC system, Jones said. Nonetheless, the RBA says the government remains open to reassessing this stance over time.

Central Bank 102

Central Bank CBDC Settlement Treasury 102

The Fintech Times

FEBRUARY 7, 2024

The UK government has set over £100million aside for researching and developing Artificial Intelligence (AI) technology, and to support regulation in the space. But the new research hubs will hopefully get the ball rolling. “In fact, 43 per cent say AI governance is the main obstacle.

Governance 112

Governance Government AI Regulations 112

Fintech Finance

NOVEMBER 29, 2024

Research from Moneyhub , the Open Banking data and payments platform, has revealed that younger generations are more likely to have been victims of financial fraud than older generations, who have traditionally been seen as the primary target. According to the ONS, there were 3.6 million incidents of fraud in the year ending June 2024.*

Research 90

Research Debit Card Scams Crime 90

The Fintech Times

JUNE 2, 2024

Over a thousand fraud decision-makers across Belgium, Germany, the Netherlands, Norway, Spain, Sweden, and the UK took part in the research. While our research shows that fraud prevention decision-makers understand the threat, they need the expertise and resources necessary to prevent it from becoming a major threat.

AI 126

AI Fraud Prevention Deepfake Account Takeovers 126

The Fintech Times

OCTOBER 18, 2024

The competitive edge of effective risk management My research highlights that effective risk management is not just about compliance – it’s about gaining a competitive edge in the rapidly evolving fintech industry. As the industry continues to innovate, those who effectively manage their risks will be the ones who thrive.

Risk 108

Risk FinTech Risk Management Cybersecurity 108

Fintech Finance

NOVEMBER 20, 2024

New research from NatWest has revealed the continued fast pace of change in the payments behaviours of people across the UK. The post From Cash to Contactless: Understanding the Future of Payment Habits Across the UK appeared first on FF News | Fintech Finance.

ATM 102

ATM Push-to-Card Payments Non-Bank 102

Fintech News

SEPTEMBER 24, 2024

Gan is involved in the Strategy Group within the Prime Minister’s Office and is a member of both the Research, Innovation and Enterprise Council and the National Research Foundation Board. The post Deputy PM Gan Kim Yong to Take Director Role on GIC Board appeared first on Fintech Singapore.

Research 85

Research Authorization Governance Government 85

Fintech Finance

SEPTEMBER 4, 2024

Almost £60 million has been reported stolen through card fraud over the past three years in the UK according to new research from Trustly, the global leader in open banking payments. Credit card fraud is the most costly and common type of card fraud, according to Trustly’s research.

Debit Card 96

Debit Card Credit Cards Push-to-Card Research 96

The Fintech Times

AUGUST 23, 2024

Future Finance is a collaborative research project aiming to support mid-tier organisations and small to medium-sized businesses (SMEs) in the UK financial services sector to adopt innovative processes and products that improve accessibility of their services.

AI 95

AI Blockchain Finance FinTech 95