Payments Source

DECEMBER 29, 2020

commerce at Blackhawk Network, about the ways the global pandemic has transformed the use cases for gift cards, prepaid cards and loyalty products the company supports. Michael Moeser, senior analyst at PaymentsSource, talks to Jennifer Philo, group vice president of U.S.

Use Case 160

Use Case Product 160

Open Banking Excellence

MARCH 15, 2024

A look at four of Australia’s Open Energy use cases While the world has taken Europe’s lead on Open Banking, Australia started with an economy-wide approach informed by the Consumer Data Right (CDR), which implemented economy-wide Open Data.

Use Case 147

Use Case Non-Bank Consumer Accreditation 147

Fintech Finance

JUNE 11, 2024

Yoav Artzi, VP of Product, Omnipresent said: “As companies expand their international footprint, managing contractors efficiently becomes crucial. Alex Taylor, Mangopay’s UK Head of Sales, said: “We are delighted to be playing a vital role in the launch of such an innovative and exciting new product from Omnipresent.

Multi-Currency 95

Multi-Currency Product Fraud Prevention Payments 95

Open Banking Excellence

NOVEMBER 9, 2023

The number of adults using Open Banking in the UK represents around 10% of the adult population. The adoption of account data services has lagged behind Open Banking payments, whilst the number of Open Banking use cases is limited and it has not yet entered daily or weekly usage for most consumers and businesses.

Use Case 130

Use Case API Fraud Prevention Risk 130

The Fintech Times

MAY 21, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. However, in the last couple of years, behind the scenes, some developers have continued to bet on the technology for other use cases.

NFTs 145

NFTs Use Case Non-Bank Facilitators 145

The Payments Association

NOVEMBER 19, 2024

In today’s competitive landscape, implementing a card product can be a powerful addition for businesses looking to enhance customer loyalty, streamline expenses, or broaden their financial offerings. Designing and launching a debit or credit card product requires navigating a complex web of stakeholders and intricate processes.

Product 88

Product Push-to-Card Card Issuer Issuers 88

Finextra

SEPTEMBER 26, 2024

R3, the financial markets digital solutions firm and Ownera, a leading provider of tokenization interoperability routers based on the open FinP2P protocol, have partnered to enable interoperability across the largest number of live production-grade use cases and networks for digital assets and digital currencies.

Interoperability 111

Interoperability Digital Currency Use Case Product 111

Bank Automation

DECEMBER 6, 2024

The Clearing House raised the transaction limit on its Real Time Payments network to $10 million, opening the door for new uses of the rail for commercial transactions.

Transaction Limits 98

Transaction Limits RTP TCH Transactions 98

Open Banking Excellence

MARCH 5, 2024

“A sustainable economic model will encourage greater collaboration and innovation and expansion of products down the line and really drive improvements in customer journeys,” says Wright. The PSR ’s (Payment Systems Regulator) approach is not sustainable,” he explains. “It

Innovation 147

Innovation Payment APIs and Integration Push-to-Card Use Case 147

PYMNTS

SEPTEMBER 28, 2020

We created our payments product to go wide and deep for customers — they can pay their school fees, order food, order up an Uber,” Deora said. “We We made offline payments possible with a use of a standard button. They don't have to go and acquire users, which they may not want to do because they are a less frequent use case.

Mobile Payments 135

Mobile Payments Payments Use Case Contactless Payments 135

The Fintech Times

MAY 14, 2024

Temenos , the SaaS cloud banking solution provider, has launched new generative AI solutions as part of its AI-infused banking platform, in a move hoping to change how banks interact with their data, as well as boost productivity and profitability.

AI 122

AI Financial Crimes Audit Crime 122

Fintech News

DECEMBER 22, 2024

By combining expertise and tools, Visa aims to expand its fraud prevention use cases and strengthen the security of global payment systems. Over the coming months, Featurespaces product suite will become part of Visas Risk and Identity Solutions business unit.

Fraud Detection 91

Fraud Detection AI Fraud Prevention Value Added Service 91

Fintech Finance

JUNE 14, 2024

WiBioCard has built a portfolio of different smart card products targeting large enterprises globally, integrating Fingerprints biometric technology. The products support secure authentication and verification, access and health care use cases.

Verification 98

Verification Privacy Authentication End User 98

NFCW

APRIL 4, 2024

. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology. NFC technology enables the creation of efficient, reliable, secure, environmentally-friendly, and smart solutions,” adds Mike McCamon, executive director of the NFC Forum.

Consumer 94

Consumer Contactless Payments Use Case Research 94

Fintech Finance

JULY 24, 2024

The teams that proposed use cases in the Challenge represent veteran financial companies, fintech firms, technology firms, and private teams. The challenge’s sandbox will begin operating at the beginning of August, and will enable the selected teams to develop the use cases they have proposed.

Participant 93

Participant Use Case PayPal API 93

PYMNTS

JANUARY 26, 2021

And while the concept initially set its sights on elevating the consumer banking experience, the data integration drive continues to expand into new use cases, including business banking, that open up opportunity through bank-FinTech collaboration and data integration. where there is no open banking regulatory mandate.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

Fintech News

APRIL 16, 2024

This shift could give risk professionals more time to advise on new products, analyze risk trends, and improve risk processes before issues arise. How enterprises can leverage generative AI for risk management In regulatory compliance, the report says that enterprises are using gen AI as a virtual regulatory and policy expert.

Risk Management 91

Risk Management AI Risk Use Case 91

Fintech News

APRIL 7, 2024

The stablecoin aims to improve the customer experience in payments and represents a significant use case in emerging markets for stablecoin disbursements. This move is also monumental for the XRP Ledger community, driving more use cases, liquidity and opportunities for developers and users.”

Stablecoins 98

Stablecoins Use Case Blockchain Regulatory Compliance 98

PYMNTS

AUGUST 10, 2020

That doesn’t mean that we can send a message and send a payment to 70 percent of the market,” he said, “but in terms of the technical ability and the network to use RTP, it’s there, and now it just requires a bank to make a decision to activate it.”. Expanding The Use Cases.

Real Time Payments 138

Real Time Payments RTP TCH Federal Reserve 138

Finovate

MAY 13, 2024

At launch, the new GenAI tools will be available within Temenos Wealth and Temenos Digital products. The Switzerland-based company is making the solutions available as part of its AI infused banking platform, starting with its Temenos Wealth and Temenos Digital products.

AI 105

AI Financial Crimes Audit Crime 105

The Payments Association

AUGUST 7, 2024

The analysis of 56 companies in total, highlights 24 leading companies selected based on an evaluation of their product offerings, strategies, and market presence. Leading Vendors are categorized as “Strong overall solutions that possess the must-have product and strategic capabilities for this use case.”

Account Takeovers 88

Account Takeovers Accounts Fraud Detection Authentication 88

Stax

APRIL 25, 2024

Most modern consumers are used to purchasing products and services across multiple channels (i.e., Todd Bledsoe, Product Marketing Manager at Stax, says it best: “Card-present tokenization enables merchants to truly deliver a seamless omnichannel experience in managing and conducting transactions. Consider the following.

Credit Cards 88

Credit Cards Use Case Returns Process 88

Bank Automation

MARCH 4, 2024

The best new products are created with an abundance of identified use cases, Jo Wyper, executive vice president and head of operations at Citizens Commercial Bank, tells Bank Automation News on this episode of “The Buzz” podcast. Citizens Bank takes a measured approach to adopting new technology.

Use Case 75

Use Case Automation Product Technology 75

Fintech Finance

SEPTEMBER 4, 2024

Introducing these capabilities will be the first product priority for GoCardless, allowing the fintech to unlock new vertical sectors and use cases in areas including payroll, financial services, utilities, insurance, gaming and gambling. This will ultimately accelerate the delivery of our strategy.”

Acquirers 94

Acquirers Payroll Use Case Payment Networks 94

Fintech News

JUNE 18, 2024

This architecture is intended to serve as a sample framework instead of norms to comply to, helping organizations quickly start the pilot phase or plan the implementation process as they adopt the technology, from initial use cases to full-scale enterprise deployment.

AI 103

AI Use Case Risk Deepfake 103

Finextra

MAY 23, 2024

Join FinextraTV at the Temenos Community Forum 2024 in Dublin as Prema Varadhan, President Product & COO of Temenos, delves into the transformative potential of artificial intelligence in banking.

AI 72

AI Use Case Compliance Risk 72

Fintech Finance

OCTOBER 24, 2024

One-click e-commerce payments were identified as a top use case. Although 79% of surveyed banks believe CVRP will benefit their account holders and the UK payments ecosystem, only 32% expect to support CVRP for low-risk use cases in 2025, and just 26% for e-commerce use cases.

Risk 95

Risk Use Case Payments Debit Card 95

Fintech Finance

DECEMBER 16, 2024

This will provide seamless access to new digital use cases, such as Mastercard Card-as-a-Service (CaaS) and Bank-as-a-Fintech (BaaF) propositions to Saudi Arabia. Our collaboration with Jeel will further enable us to curate an advanced suite of novel solutions that advance the wider ecosystem in Saudi Arabia and beyond.

Visa 93

Visa Non-Bank SWIFT Payments 93

Fintech News

APRIL 15, 2024

” According to him, this technology heralds a new age where product development, customer service, operational efficiency, and marketing are all enhanced significantly through digital innovation.

AI 101

AI Metaverse Use Case Innovation 101

The Fintech Times

JUNE 11, 2024

Ripple will collaborate with leading companies in Japan and Korea to integrate the use of the XRP Ledger and explore enterprise use cases across a range of industries. Furthermore, it will identify and invest in early-stage companies leveraging the XRP Ledger to build new and exciting use cases.

NFTs 98

NFTs Blockchain Encryption Use Case 98

Fintech Finance

SEPTEMBER 23, 2024

His deep knowledge of AI and machine learning, combined with decades of on-the-ground AI leadership at top companies, will be instrumental in shaping our technology roadmap and leveraging AI to expand our capabilities in transaction intelligence, fraud prevention, and customer service,” said Randy Kern, Chief Product and Technology Officer, Marqeta.

Embedded Finance 94

Embedded Finance AI Fraud Prevention Risk 94

Fintech Finance

OCTOBER 15, 2024

The first banks to go live in production are CEC Bank and Libra Internet Bank, BRD Groupe Societe Generale, ING Bank Romania, BCR, and Banca Transilvania are also in advanced stages of implementation, with RoPay set to launch later this year and in 2025. The first available use is for proximity-based person-to-person (P2P) payments.

Instant Payments 98

Instant Payments Online and Mobile Banking Processors Payments 98

Fintech Finance

NOVEMBER 21, 2024

Digital Asset Tokenisation System: Provides a robust production-grade platform for financial institutions, such as banks and investment firms, to tokenise real-world assets and manage them within a regulated environment.

Payment Networks 95

Payment Networks Digital Payments Stablecoins Digital Currency 95

Fintech News

DECEMBER 6, 2023

These examples show why LLM-based AI chatbots are a game changer: before, technological solutions had to be programmed for specific use cases. But now these new intelligent models can perform a range of different tasks and thus be utilised in different use cases.

Innovation 93

Innovation AI Use Case Posting 93

The Fintech Times

MAY 30, 2024

.” As the most used blockchain for stablecoin transfers, according to data from blockchain analytics platform Artemis , Solana has emerged as the leading blockchain to run tokenised transactions and is ideal for PYUSD as it continues to be used for payment use cases.

Stablecoins 119

Stablecoins PayPal Blockchain Venmo 119

The Payments Association

NOVEMBER 13, 2024

This vision for the next iteration of the Internet—one powered by blockchains that enable direct, automated and trusted interactions—can be seen across a range of growing use cases and is being put into practice by startups and traditional financial companies alike. The signals of this steadily emerging new reality are all around us.

Blockchain 88

Blockchain Use Case Financial Inclusion Stablecoins 88

Fintech News

APRIL 1, 2024

The company offers modular products and services, through a set of software technologies, API libraries and plugins that enable businesses to launch and manage their own brand fintech / digital banking use-cases.

Acquirers 85

Acquirers FinTech Payment APIs and Integration Use Case 85