PYMNTS

NOVEMBER 18, 2020

Just ask the estimated 42 percent of small- to medium-sized businesses ( SMBs ) that continue to use paper checks to make B2B payments. Today's Most Valuable Use Cases. Both FIs and their business clients must play their part in growing awareness of the technology and experimenting with emerging use cases of real-time payments.

RTP 82

RTP Use Case Real Time Payments ISO 20022 82

Fintech Finance

JUNE 11, 2024

Yoav Artzi, VP of Product, Omnipresent said: “As companies expand their international footprint, managing contractors efficiently becomes crucial. Alex Taylor, Mangopay’s UK Head of Sales, said: “We are delighted to be playing a vital role in the launch of such an innovative and exciting new product from Omnipresent.

Multi-Currency 78

Multi-Currency Product Fraud Prevention Payments 78

PYMNTS

JANUARY 30, 2020

Banks and FinTechs continue to discover new opportunities in unlocking corporate clients’ financial data, with banks embracing data integration for their own product development initiatives, and FinTechs finding new ways to collaborate with each other. Mastercard Taps FinTech for Biz Card Boost.

Use Case 64

Use Case Payment APIs and Integration FinTech Payroll 64

Finextra

JUNE 5, 2024

The Bank for International Settlements says it multi-central bank CBDC platform, Project mBrige, is ready to accept value added products and new use cases as it reaches minimum viable product stage (MVP).

CBDC 145

CBDC Central Bank Settlement Use Case 145

PYMNTS

JANUARY 3, 2019

For instance, the Review noted, Venezuela has introduced a crypto backed by oil production. However, it is in smart contracts where a practical use of blockchain may have some torque. At least some cryptocurrencies are becoming national in scope, which may spur blockchain adoption.

Use Case 78

Use Case Blockchain Cross-Border Cryptocurrency 78

Open Banking Excellence

NOVEMBER 9, 2023

The number of adults using Open Banking in the UK represents around 10% of the adult population. The adoption of account data services has lagged behind Open Banking payments, whilst the number of Open Banking use cases is limited and it has not yet entered daily or weekly usage for most consumers and businesses.

Use Case 130

Use Case API Fraud Prevention Risk 130

Open Banking Excellence

MARCH 15, 2024

A look at four of Australia’s Open Energy use cases While the world has taken Europe’s lead on Open Banking, Australia started with an economy-wide approach informed by the Consumer Data Right (CDR), which implemented economy-wide Open Data.

Use Case 147

Use Case Non-Bank Consumer Accreditation 147

The Fintech Times

JANUARY 24, 2024

The launch of R3 Digital Markets will make it easier for regulated businesses to prepare for the digital future while enhancing current operations using Corda. Corda built the foundation for this, as the only production-ready enterprise DLT solution built for regulated markets.

Distributed Ledger Technology (DLT) 64

Distributed Ledger Technology (DLT) Product Digital Currency Interoperability 64

PYMNTS

JANUARY 21, 2020

Commerce operators such as Macy’s and Timberland , for instance, are showing how to use virtual reality-equipped smart mirrors for such tasks from product testing to checkout. Larger Trends. The spread of VR and AR technology is not confined to physical retailers, either — eCommerce giants are getting into the game as well.

Use Case 84

Use Case Addressing Research Technology 84

The Payments Association

AUGUST 7, 2024

The analysis of 56 companies in total, highlights 24 leading companies selected based on an evaluation of their product offerings, strategies, and market presence. Leading Vendors are categorized as “Strong overall solutions that possess the must-have product and strategic capabilities for this use case.”

Account Takeovers 88

Account Takeovers Accounts Fraud Detection Authentication 88

PYMNTS

MARCH 11, 2020

Although QuickBooks Connect ’s event was canceled due to the coronavirus earlier this month, Intuit has made public the new product enhancements that were originally planned to be announced during the conference. Below, PYMNTS rounds up the latest in commercial card innovation. QuickBooks Adds Card Payment Support.

Use Case 52

Use Case B2B Commercial Card Cross-Border 52

Global Fintech & Digital Assets

MARCH 5, 2024

Regulator sets out its expectations for banks looking to provide digital asset custody services, and sell and distribute tokenised products. Additionally, the Securities and Futures Commission (SFC) and the HKMA published guidance around distribution of virtual asset products (e.g.,

Authorization 59

Authorization Product Due Diligence Procedures 59

The Fintech Times

MAY 21, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. However, in the last couple of years, behind the scenes, some developers have continued to bet on the technology for other use cases.

NFTs 145

NFTs Use Case Non-Bank Facilitators 145

Fintech Finance

SEPTEMBER 4, 2024

Introducing these capabilities will be the first product priority for GoCardless, allowing the fintech to unlock new vertical sectors and use cases in areas including payroll, financial services, utilities, insurance, gaming and gambling. This will ultimately accelerate the delivery of our strategy.”

Acquirers 77

Acquirers Payroll Use Case Payment Networks 77

Stax

APRIL 25, 2024

Most modern consumers are used to purchasing products and services across multiple channels (i.e., Todd Bledsoe, Product Marketing Manager at Stax, says it best: “Card-present tokenization enables merchants to truly deliver a seamless omnichannel experience in managing and conducting transactions. Consider the following.

Credit Cards 88

Credit Cards Use Case Returns Transactions 88

Finextra

MAY 23, 2024

Join FinextraTV at the Temenos Community Forum 2024 in Dublin as Prema Varadhan, President Product & COO of Temenos, delves into the transformative potential of artificial intelligence in banking.

AI 72

AI Use Case Compliance Risk 72

Payments Source

DECEMBER 29, 2020

commerce at Blackhawk Network, about the ways the global pandemic has transformed the use cases for gift cards, prepaid cards and loyalty products the company supports. Michael Moeser, senior analyst at PaymentsSource, talks to Jennifer Philo, group vice president of U.S.

Use Case 160

Use Case Product 160

Fintech Finance

JUNE 14, 2024

WiBioCard has built a portfolio of different smart card products targeting large enterprises globally, integrating Fingerprints biometric technology. The products support secure authentication and verification, access and health care use cases.

Verification 92

Verification Privacy Authentication End User 92

Open Banking Excellence

MARCH 5, 2024

“A sustainable economic model will encourage greater collaboration and innovation and expansion of products down the line and really drive improvements in customer journeys,” says Wright. The PSR ’s (Payment Systems Regulator) approach is not sustainable,” he explains. “It

Innovation 147

Innovation Payment APIs and Integration Push-to-Card Use Case 147

Fintech News

APRIL 16, 2024

This shift could give risk professionals more time to advise on new products, analyze risk trends, and improve risk processes before issues arise. How enterprises can leverage generative AI for risk management In regulatory compliance, the report says that enterprises are using gen AI as a virtual regulatory and policy expert.

Risk Management 87

Risk Management AI Risk Use Case 87

Bank Automation

MARCH 4, 2024

The best new products are created with an abundance of identified use cases, Jo Wyper, executive vice president and head of operations at Citizens Commercial Bank, tells Bank Automation News on this episode of “The Buzz” podcast. Citizens Bank takes a measured approach to adopting new technology.

Use Case 62

Use Case Automation Product Technology 62

Finextra

JULY 9, 2024

Join FinextraTV at Money2020 2024 as Marcin Glogowski, UK CEO and European SVP/Managing Director, Marqeta, chats about their recent office opening in Warsaw, Poland, the opportunity that the company see in the European Union, and expanding their product offering.

Embedded Finance 59

Embedded Finance Payment Solutions Finance Use Case 59

Fintech News

APRIL 7, 2024

The stablecoin aims to improve the customer experience in payments and represents a significant use case in emerging markets for stablecoin disbursements. This move is also monumental for the XRP Ledger community, driving more use cases, liquidity and opportunities for developers and users.”

Stablecoins 94

Stablecoins Use Case Blockchain Regulatory Compliance 94

The Fintech Times

MAY 14, 2024

Temenos , the SaaS cloud banking solution provider, has launched new generative AI solutions as part of its AI-infused banking platform, in a move hoping to change how banks interact with their data, as well as boost productivity and profitability.

AI 122

AI Financial Crimes Audit Crime 122

Finovate

MAY 13, 2024

At launch, the new GenAI tools will be available within Temenos Wealth and Temenos Digital products. The Switzerland-based company is making the solutions available as part of its AI infused banking platform, starting with its Temenos Wealth and Temenos Digital products.

AI 105

AI Financial Crimes Audit Crime 105

Open Bank Project Blog

SEPTEMBER 11, 2024

This year at TESOBE, we began exploring Large Language Models (LLMs) and especially Chat GPT (4o) in relation to our product. Thus, Opey can suggest combinations of API calls that will satisfy the data and service requirements for various business or technical use cases.

API 40

API Non-Bank Use Case AI 40

Nanonets

MAY 10, 2024

  Whether you are launching a new product or improving an existing one, market research is necessary to understand the market trend and user perception. Through market research, businesses understand their customers sentiment, monitor pricing, plan product launches, and do competitor analysis.

Research 52

Research Use Case Automation Legal 52

Basis Theory

JUNE 18, 2024

Action is most likely required for your Production Tenant. Here’s how we’re enhancing reliability and security: Test Tenants now have specific Rate Limits to prevent test environments from impacting production stability. Will you notify me if I’m still using a Legacy key? What has Changed? What do you need to do?

Security 88

Security API Addressing Use Case 88

Fintech Finance

AUGUST 14, 2024

We have already seen successful use cases on our Whale platform in areas such as instant tax refund services and SME cross-border payments, and we will continue working together with industry partners and leveraging blockchain technology to enable more open and inclusive cross-border payments.”

Liquidity Management 90

Liquidity Management Treasury Multi-Currency Cross-Border Payments 90

Fintech News

JUNE 18, 2024

This architecture is intended to serve as a sample framework instead of norms to comply to, helping organizations quickly start the pilot phase or plan the implementation process as they adopt the technology, from initial use cases to full-scale enterprise deployment.

AI 99

AI Use Case Risk Deepfake 99

Fintech Finance

MARCH 15, 2024

Following the service launch in July 2023 with 35 participating institutions, FedNow Service adoption and network volume continues to gain traction as participants enable instant payment processes, identify in-demand use cases, and raise awareness of instant payment products and services among their customers.

Federal Reserve 52

Federal Reserve FedNow Participant Instant Payments 52

Fintech Finance

SEPTEMBER 13, 2024

The expertise around the room is showcased in this deliverable where we really delve into details around FIs moving into receiving instant payments,” said Miriam Sheril, Head of Product – US at Form3. I truly think this will be a huge asset to banks as they make their journey into the world of RTP and FedNow.”

Instant Payments 113

Instant Payments Faster Payments FPC Real Time Payments 113

The Fintech Times

AUGUST 27, 2024

Karna Luke, executive of customer products and services at Bank of New Zealand “While it sounds a little dull, API v2.1 is really the engine room of open data,” explained Karna Luke , executive of customer products and services at Bank of New Zealand.

API 69

API Fraud Detection Use Case Security 69

The Fintech Times

JUNE 11, 2024

Ripple will collaborate with leading companies in Japan and Korea to integrate the use of the XRP Ledger and explore enterprise use cases across a range of industries. Furthermore, it will identify and invest in early-stage companies leveraging the XRP Ledger to build new and exciting use cases.

NFTs 98

NFTs Blockchain Encryption Use Case 98

The Fintech Times

SEPTEMBER 5, 2024

In another use case, the securities operations team of a leading capital markets firm is using Tradeverse’s harmonised data platform coupled with Broadridge’s generative AI tool for Operations, OpsGPT , to empower users.

Compliance 64

Compliance Settlement Reconciliation AI 64

Fintech News

AUGUST 12, 2024

BS2 is leveraging Nium’s Global FX product to reduce costs and enable real-time payouts between Brazil and key trading partners like China and the UAE. Additionally, Nium is seeking authorisation for foreign exchange transactions to strengthen its capabilities in the region. ” said Prajit Nanu, Founder and CEO of Nium.

Cross-Border 92

Cross-Border Cross-Border Payments Correspondent Bank Real Time Payments 92

The Fintech Times

SEPTEMBER 3, 2024

Initially announcing the launch of GoCardless for Salesforce, the new offering will enable customers to tap into its full product suite including Instant Bank Pay, its open banking-powered payment feature and Direct Debit, automating the collection of one-off and recurring payments in over 30 countries.

Payments 59

Payments Payer Payroll Automation 59