PYMNTS

NOVEMBER 10, 2020

With open banking technologies making their way beyond the world of consumer finance and into the business banking market, new use cases are emerging from the legislation that opens up bank account data and offers FinTechs opportunities for new functionalities via deeper data integrations. Emerging Use Cases.

Use Case 75

Use Case Payment APIs and Integration Accounts Finance 75

Fintech Finance

APRIL 30, 2024

Constant Flow of New, User-Friendly Use Cases: Real-time payments thrive in countries where innovative use cases have found mass adoption by consumers or businesses. The Power of Collaboration: Whether by government mandate or industry consensus, real-time payments systems thrive through active collaboration.

Real Time Payments 52

Real Time Payments Use Case Transactions Cross-Border 52

PYMNTS

SEPTEMBER 22, 2020

FinTech professionals from Funding Circle, Funding Options and 11:FS, has emerged from stealth mode as it readies the launch of its card product, which loops into a range of data sources via open banking to more efficiently assess cardholders' creditworthiness. Purdue Federal Credit Union, Payrailz Collaborate.

Use Case 110

Use Case Payment APIs and Integration Credit Union FinTech 110

PYMNTS

NOVEMBER 18, 2020

Just ask the estimated 42 percent of small- to medium-sized businesses ( SMBs ) that continue to use paper checks to make B2B payments. Today's Most Valuable Use Cases. Both FIs and their business clients must play their part in growing awareness of the technology and experimenting with emerging use cases of real-time payments.

RTP 82

RTP Use Case Real Time Payments ISO 20022 82

Fintech Finance

JUNE 11, 2024

Yoav Artzi, VP of Product, Omnipresent said: “As companies expand their international footprint, managing contractors efficiently becomes crucial. Alex Taylor, Mangopay’s UK Head of Sales, said: “We are delighted to be playing a vital role in the launch of such an innovative and exciting new product from Omnipresent.

Multi-Currency 95

Multi-Currency Product Fraud Prevention Payments 95

PYMNTS

JANUARY 30, 2020

Banks and FinTechs continue to discover new opportunities in unlocking corporate clients’ financial data, with banks embracing data integration for their own product development initiatives, and FinTechs finding new ways to collaborate with each other. Mastercard Taps FinTech for Biz Card Boost.

Use Case 64

Use Case Payment APIs and Integration FinTech Payroll 64

PYMNTS

DECEMBER 2, 2020

Through direct data integrations and digitization of that receipt data, not only can employers obtain electronic documentation of product warranty information, but merchants can automatically send reminders about warranty expirations and present offers to renew a plan. This is where the hammer meets the nail," said Petersen.

Use Case 65

Use Case Point-of-Sale (POS) On-Demand Advisors 65

Finextra

JUNE 5, 2024

The Bank for International Settlements says it multi-central bank CBDC platform, Project mBrige, is ready to accept value added products and new use cases as it reaches minimum viable product stage (MVP).

CBDC 145

CBDC Central Bank Settlement Use Case 145

PYMNTS

JANUARY 3, 2019

For instance, the Review noted, Venezuela has introduced a crypto backed by oil production. However, it is in smart contracts where a practical use of blockchain may have some torque. At least some cryptocurrencies are becoming national in scope, which may spur blockchain adoption.

Use Case 78

Use Case Blockchain Cross-Border Cryptocurrency 78

Open Banking Excellence

NOVEMBER 9, 2023

The number of adults using Open Banking in the UK represents around 10% of the adult population. The adoption of account data services has lagged behind Open Banking payments, whilst the number of Open Banking use cases is limited and it has not yet entered daily or weekly usage for most consumers and businesses.

Use Case 130

Use Case API Fraud Prevention Risk 130

Finextra

SEPTEMBER 26, 2024

R3, the financial markets digital solutions firm and Ownera, a leading provider of tokenization interoperability routers based on the open FinP2P protocol, have partnered to enable interoperability across the largest number of live production-grade use cases and networks for digital assets and digital currencies.

Interoperability 111

Interoperability Digital Currency Use Case Product 111

Open Banking Excellence

MARCH 15, 2024

A look at four of Australia’s Open Energy use cases While the world has taken Europe’s lead on Open Banking, Australia started with an economy-wide approach informed by the Consumer Data Right (CDR), which implemented economy-wide Open Data.

Use Case 147

Use Case Non-Bank Consumer Accreditation 147

PYMNTS

JANUARY 21, 2020

Commerce operators such as Macy’s and Timberland , for instance, are showing how to use virtual reality-equipped smart mirrors for such tasks from product testing to checkout. Larger Trends. The spread of VR and AR technology is not confined to physical retailers, either — eCommerce giants are getting into the game as well.

Use Case 84

Use Case Addressing Research Technology 84

The Fintech Times

JANUARY 24, 2024

The launch of R3 Digital Markets will make it easier for regulated businesses to prepare for the digital future while enhancing current operations using Corda. Corda built the foundation for this, as the only production-ready enterprise DLT solution built for regulated markets.

Distributed Ledger Technology (DLT) 62

Distributed Ledger Technology (DLT) Product Digital Currency Interoperability 62

PYMNTS

MARCH 11, 2020

Although QuickBooks Connect ’s event was canceled due to the coronavirus earlier this month, Intuit has made public the new product enhancements that were originally planned to be announced during the conference. Below, PYMNTS rounds up the latest in commercial card innovation. QuickBooks Adds Card Payment Support.

Use Case 52

Use Case B2B Commercial Card Cross-Border 52

Global Fintech & Digital Assets

MARCH 5, 2024

Regulator sets out its expectations for banks looking to provide digital asset custody services, and sell and distribute tokenised products. Additionally, the Securities and Futures Commission (SFC) and the HKMA published guidance around distribution of virtual asset products (e.g.,

Authorization 59

Authorization Product Due Diligence Procedures 59

The Fintech Times

MAY 21, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. However, in the last couple of years, behind the scenes, some developers have continued to bet on the technology for other use cases.

NFTs 145

NFTs Use Case Non-Bank Facilitators 145

The Payments Association

AUGUST 7, 2024

The analysis of 56 companies in total, highlights 24 leading companies selected based on an evaluation of their product offerings, strategies, and market presence. Leading Vendors are categorized as “Strong overall solutions that possess the must-have product and strategic capabilities for this use case.”

Account Takeovers 88

Account Takeovers Accounts Fraud Detection Authentication 88

Payments Source

DECEMBER 29, 2020

commerce at Blackhawk Network, about the ways the global pandemic has transformed the use cases for gift cards, prepaid cards and loyalty products the company supports. Michael Moeser, senior analyst at PaymentsSource, talks to Jennifer Philo, group vice president of U.S.

Use Case 160

Use Case Product 160

The Fintech Times

SEPTEMBER 17, 2024

Xalts explained that, through its partnership with Avalanche, it will provide out-of-the-box solutions for various use cases such as the tokenisation of funds, securities, commodities and trade finance assets, digital currencies, and CDBCs.

Multi-Currency 62

Multi-Currency Use Case Blockchain Digital Currency 62

Stax

APRIL 25, 2024

Most modern consumers are used to purchasing products and services across multiple channels (i.e., Todd Bledsoe, Product Marketing Manager at Stax, says it best: “Card-present tokenization enables merchants to truly deliver a seamless omnichannel experience in managing and conducting transactions. Consider the following.

Credit Cards 88

Credit Cards Use Case Returns Process 88

Fintech Finance

OCTOBER 24, 2024

One-click e-commerce payments were identified as a top use case. Although 79% of surveyed banks believe CVRP will benefit their account holders and the UK payments ecosystem, only 32% expect to support CVRP for low-risk use cases in 2025, and just 26% for e-commerce use cases.

Risk 95

Risk Use Case Payments Debit Card 95

Fintech Finance

JULY 24, 2024

The teams that proposed use cases in the Challenge represent veteran financial companies, fintech firms, technology firms, and private teams. The challenge’s sandbox will begin operating at the beginning of August, and will enable the selected teams to develop the use cases they have proposed.

Participant 94

Participant Use Case PayPal API 94

Bank Automation

MARCH 4, 2024

The best new products are created with an abundance of identified use cases, Jo Wyper, executive vice president and head of operations at Citizens Commercial Bank, tells Bank Automation News on this episode of “The Buzz” podcast. Citizens Bank takes a measured approach to adopting new technology.

Use Case 75

Use Case Automation Product Technology 75

Finextra

MAY 23, 2024

Join FinextraTV at the Temenos Community Forum 2024 in Dublin as Prema Varadhan, President Product & COO of Temenos, delves into the transformative potential of artificial intelligence in banking.

AI 72

AI Use Case Compliance Risk 72

Fintech Finance

SEPTEMBER 4, 2024

Introducing these capabilities will be the first product priority for GoCardless, allowing the fintech to unlock new vertical sectors and use cases in areas including payroll, financial services, utilities, insurance, gaming and gambling. This will ultimately accelerate the delivery of our strategy.”

Acquirers 94

Acquirers Payroll Use Case Payment Networks 94

Fintech Finance

JUNE 14, 2024

WiBioCard has built a portfolio of different smart card products targeting large enterprises globally, integrating Fingerprints biometric technology. The products support secure authentication and verification, access and health care use cases.

Verification 98

Verification Privacy Authentication End User 98

PYMNTS

JUNE 10, 2016

“At the end of the day, we’re trying to help our customers better visualize the product,” Wayfair’s Mike Festa noted in an interview. By digitizing our vast catalog through 3-D scanning, we will dramatically improve the visualization of products to create the best possible shopping experience for our customers.

Use Case 40

Use Case Product Technology Consulting 40

NFCW

APRIL 4, 2024

. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology. NFC technology enables the creation of efficient, reliable, secure, environmentally-friendly, and smart solutions,” adds Mike McCamon, executive director of the NFC Forum.

Consumer 95

Consumer Contactless Payments Use Case Research 95

Fintech News

APRIL 16, 2024

This shift could give risk professionals more time to advise on new products, analyze risk trends, and improve risk processes before issues arise. How enterprises can leverage generative AI for risk management In regulatory compliance, the report says that enterprises are using gen AI as a virtual regulatory and policy expert.

Risk Management 106

Risk Management AI Risk Use Case 106

Open Banking Excellence

MARCH 5, 2024

“A sustainable economic model will encourage greater collaboration and innovation and expansion of products down the line and really drive improvements in customer journeys,” says Wright. The PSR ’s (Payment Systems Regulator) approach is not sustainable,” he explains. “It

Innovation 147

Innovation Payment APIs and Integration Push-to-Card Use Case 147

Fintech Finance

OCTOBER 15, 2024

The first banks to go live in production are CEC Bank and Libra Internet Bank, BRD Groupe Societe Generale, ING Bank Romania, BCR, and Banca Transilvania are also in advanced stages of implementation, with RoPay set to launch later this year and in 2025. The first available use is for proximity-based person-to-person (P2P) payments.

Instant Payments 98

Instant Payments Online and Mobile Banking Processors Payments 98

Fintech News

OCTOBER 16, 2024

The initiative is part of Swift’s broader efforts to use AI to improve the security of cross-border payments. Swift is also testing fraud detection use cases in a sandbox environment.

Fraud Detection 104

Fraud Detection SWIFT AI Financial Crimes 104

Fintech News

APRIL 7, 2024

The stablecoin aims to improve the customer experience in payments and represents a significant use case in emerging markets for stablecoin disbursements. This move is also monumental for the XRP Ledger community, driving more use cases, liquidity and opportunities for developers and users.”

Stablecoins 113

Stablecoins Use Case Blockchain Regulatory Compliance 113

Fintech News

NOVEMBER 17, 2024

These cloud cores provide them with the freedom to launch new products and services in new markets quickly without having to build a financial infrastructure from the ground up. With Oradian’s latest product development, Custom Code° , customisation capabilities can be not only matched but bettered by in-house systems.

SWIFT 106

SWIFT API Underserved Interoperability 106

The Fintech Times

OCTOBER 9, 2024

According to Xalts, RWA Cloud provides out-of-the-box solutions that enable financial services, governments, and other enterprise developers looking to build digital asset platforms for implementing blockchain, tokenisation, and smart contract applications for different use cases.

Blockchain 52

Blockchain Use Case Treasury Management Governance 52

Fintech News

NOVEMBER 4, 2024

Gan Kim Yong Speaking at the 20th Singapore International Reinsurance Conference, Gan noted that adopting AI could improve productivity and customer service. It could also enhance core operations such as underwriting and claims processing.

AI 97

AI Underwriting Risk Authorization 97