The Payments Association

OCTOBER 28, 2024

Financial institutions and payment providers are stepping up their efforts, and according to the report, more than £710 million in unauthorised transactions were thwarted during this same period. From shifts in unauthorised card fraud to the evolving nature of authorised push payment scams, there’s a lot to unpack—and a lot at stake.

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

Stax

OCTOBER 21, 2024

Accepting credit card payments at your business is a surefire way of increasing customer satisfaction and retention. Over 80% of American adults owned at least one credit card in 2023. Also, credit cards contributed to 27% of the spending at point-of-sale (POS) systems worldwide. That’s over $10 trillion in transactions.

Credit Cards 88

Credit Cards Process Processors Processing Costs 88

Fintech News

JANUARY 14, 2025

The e-wallets in APAC adoption are surging, transforming how millions manage their financial transactions. From Chinas cutting-edge urban ecosystems to Malaysias substantial funding for e-wallet development , digital wallets have since seamlessly integrated into daily life, becoming an essential part of how people transact.

APACS 112

APACS eWallet Online and Mobile Banking Credit Cards 112

The Fintech Times

MARCH 14, 2025

Digital-first financial institutions have become key drivers behind cards’ sustained presence and growth in rising economies, according to new data revealed by EBANX , the global payment service provider (PSP). These digital solutions have pushed traditional payment methods to evolve and adapt to meet modern consumer expectations.”

Continuity 64

Continuity Debit Card Push-to-Card Credit Cards 64

The Payments Association

OCTOBER 28, 2024

This meant that the stable environment was shaken up by newcomers who introduced new features, such as allowing consumers to manage their card parameters through an app. Card payments, or payments in general, were often not a profit centre for the banks. This marked a new era for these processes.

Process 100

Process Payment APIs and Integration Processors Payments 100

The Payments Association

FEBRUARY 26, 2025

For instance, decreasing authorized push payment (APP) fraud is still a key priority for the UKs Payment Systems Regulator (PSR) in 2025. For instance, decreasing authorized push payment (APP) fraud is still a key priority for the UKs Payment Systems Regulator (PSR) in 2025. Its a great time to be a fraudster.

Authentication 88

Authentication Risk Fraud Prevention Compliance 88

The Payments Association

MARCH 19, 2025

According to Yaccarino, the partnership will allow for secure and instant funding to users X Wallet via Visa Direct, connecting to their debit cards and allowing for peer-to-peer payments. By 2025, they are projected to handle 39% of global POS transactions, up from 29% in 2021. Digital wallets are on an unstoppable trajectory.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Fintech Finance

DECEMBER 17, 2024

Increasingly drawn to international travel, luxury purchases, and digital transactions, Vietnamese consumers are part of a strong trend towards experiential consumption. Increasingly drawn to international travel, luxury purchases, and digital transactions, Vietnamese consumers are part of a strong trend towards experiential consumption.

Payments Trends 97

Payments Trends Cross-Border AI Payments 97

Stax

MARCH 27, 2025

To choose the right payment method, consider transaction volume, transfer speed, cost, and security. ACH payment is more affordable and can be automated and payee-initiated, making it ideal for recurring transactions and subscription payments. A cash shortage, a payment delay, and limited payment options. In 2024, it processed 1.2

ACH 88

ACH Electronic Funds Transfer (EFT) Wire Transfer Wire 88

PYMNTS

JULY 2, 2020

On the upside, this digital gold rush has created an opportunity for merchants to push about a decade’s worth of digital innovations out the door in weeks. Sevounts said Kount has also recently noticed an uptick in “card-testing fraud.” Once they determine it is, they level up to the bigger fraudulent transactions.

Transactions 112

Transactions Push-to-Card Account Takeovers Fraud Prevention 112

Fintech News

JANUARY 26, 2025

Payment trends in Asia are changing how businesses and people transact from the digital-first economies of China and Singapore to the quickly changing markets of Indonesia and Vietnam. This article explores five key trends changing how we pay today while pushing the narrative for a more efficient, powerful financial ecosystem in Asia.

Payments Trends 126

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 126

Stax

NOVEMBER 13, 2024

ACH credit payments differ from ACH debit payments and both are distinct from credit and debit card payments. TL;DR ACH payments are a popular way for individuals and businesses to transact with each other because they are easy and quick to send. An ACH debit transaction is another form of payment processed by the ACH network.

ACH 88

ACH ACH Network Payer Payee 88

Stax

DECEMBER 9, 2024

As consumers, most of us have looked at last month’s credit card statement and experienced the panic of not recognizing a charge. But credit card chargebacks also occur for a variety of other reasons and they’re not always honest. What Are Credit Card Chargebacks? If not, filing a chargeback is the next best option.

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

The Payments Association

DECEMBER 13, 2024

Account-to-account (A2A) payments are transforming how businesses handle transactions, making them a top choice for industries like e-commerce, gaming, and beyond. With A2A payments projected to grow from 60 billion transactions in 2024 to 186 billion by 2029 , this technology is set to revolutionise payments. What are A2A payments?

Transactions 88

Transactions Payment APIs and Integration Push-to-Card Payer 88

The Fintech Times

DECEMBER 9, 2024

“By diversifying partnerships, merchants and payment service providers can optimise transaction costs, negotiate better rates, and reduce dependency on a single acquirer, which could otherwise lead to vulnerabilities during outages or service disruptions. 2024 has been a big year for Aevi. . 2024 has been a big year for Aevi.

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102

Clearly Payments

MARCH 31, 2025

81% of small businesses accept credit and debit cards, while 37% accept digital wallets such as Apple Pay and Google Pay. Payment Terminal Usage: SMB vs. Payment Terminal Usage: SMB vs. Enterprise The type of payment terminal a business uses is influenced by transaction volume, security requirements, and integration capabilities.

Small Business 59

Small Business Electronic Funds Transfer (EFT) Credit Cards Payments 59

Fintech Finance

FEBRUARY 20, 2025

Runa Assure was purpose-built for instant payout methods, including gift cards, prepaid, and push-to-card, and now protects over two million unique recipients every month. Unlike other fraud and security models that focus on payment acceptance, weve designed a fraud and security engine specifically to protect payouts.

PCI DSS 86

PCI DSS Security Payment APIs and Integration MFA 86

Fintech Finance

MARCH 19, 2025

Epos Now , a leading global AI-driven point-of-sale (POS) provider, today announces a strategic partnership with Lloyds Cardnet , one of the UK’s biggest card payment service providers. The unified platform streamlines operations, reduces transaction times, and enhances the overall customer experience.

Point-of-Sale (POS) 83

Point-of-Sale (POS) Online and Mobile Banking Embedded Finance Push-to-Card 83

The Payments Association

FEBRUARY 3, 2025

leverages advanced fraud detection technology to identify suspicious transactions in real-time. detects fraudulent activity patterns, giving businesses the tools to block unauthorised transactions and protect their bottom line. provides Prevention Alerts to give businesses advance notice when a transaction has been disputed.

Fraud Prevention 100

Fraud Prevention Disputes Fraud Detection Card Network Rules 100

Fintech Finance

FEBRUARY 20, 2025

Use Case Expansion: Businesses are most interested in leveraging faster payments for eCommerce (54%), point-of-sale transactions (51%), and invoicing/supplier payments (41%). The results reflect growing adoption of the FedNow Service and RTP Network and an expanding array of use cases in both consumer and business contexts.

Faster Payments 102

Faster Payments Multifactor Authentication FedNow RTP 102

The Payments Association

DECEMBER 18, 2024

Payment technology and innovation are accelerating across the fintech industry, with more companies recognising the importance of adapting to changing customer needs, with non-cash transactions projected to hit 2.3 trillion transactions by 2027. billion users by 2025, nearly 60% of the global population.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Fintech Finance

APRIL 2, 2025

This new feature enables both individuals and businesses to add their debit cards to Google Wallet, making payments more convenient and secure. According to Visa , digital wallets are projected to account for over 52% of global e-commerce transactions by 2025. myTUs business customers will also benefit from this new functionality.

Contactless Payments 52

Contactless Payments Security Online and Mobile Banking Debit Card 52

The Fintech Times

FEBRUARY 25, 2025

All global American Express Card Members can now link their cards to the Alipay digital wallet, as the payment giants look to simplify transactions for travellers in China, while also offering local businesses more opportunities to attract international customers. .

Cross-Border 59

Cross-Border Push-to-Card Payments Innovation 59

Fintech Finance

NOVEMBER 6, 2024

Crucially, by using Mastercard Click to Pay, online shoppers no longer need to have an account or a saved card-on-file with a merchant in order to use biometric authentication with payment passkeys, making quick, easy, secure guest checkout a reality.

Visa 98

Visa APACS Transactions Authentication 98

Fintech Finance

FEBRUARY 18, 2025

This groundbreaking solution, with the proof-of-concept phase already launched at several sites in Johannesburg and Cape Town, will allow customers to pay with major credit cards at Rubicon charging stations for the first time. The system then reserves a predefined amount on the users credit card before the charging starts.

Payment Solutions 75

Payment Solutions Push-to-Card Payments Credit Cards 75

EBizCharge

DECEMBER 3, 2024

Since managing credit card transactions can be complex, understanding how their settlements work is essential to maintaining financial health as consumer spending rises. Credit card settlements involve various processes and parties that ensure transactions are accurately recorded and funds are transferred.

Credit Cards 52

Credit Cards Settlement Finance Issuers 52

Fintech Finance

AUGUST 22, 2024

In keeping with its constant dedication to providing cutting-edge services to its customers, National Bank of Kuwait (NBK) announced introducing a new service that allows customers to confirm payment transactions online through the NBK Mobile Banking App, making itself as the first provider of this service in Kuwait.

Mobile Banking 111

Mobile Banking Verification Online and Mobile Banking Push-to-Card 111

Fintech News

JANUARY 7, 2025

Singapore’s government has clarified that the Shared Responsibility Framework will not apply to credit card fraud cases, citing existing robust protections for consumers. This clarification came in response to a parliamentary question on the prevalence of credit card fraud in the country. million each year.

Credit Cards 106

Credit Cards Push-to-Card Card Issuer Authentication 106

Finextra

FEBRUARY 17, 2025

Checkout.com, a leading global digital payments company, is advancing its collaboration with Visa to launch Visa Directs Push-to-Card solution for cross-border and domestic transactions in the UAE.

Push-to-Card 52

Push-to-Card Cross-Border Acquirers Digital Payments 52

The Fintech Times

DECEMBER 19, 2024

We sit down with Samuel Flynn , co-founder and CEO at Hands In , a split payments platform enabling users to split payments across multiple cards and people, to explore how the company has fared in the last 18 months and its plans for the future. At FinTech Connect , we sat down to chat about Hands In with Flynn.

Push-to-Card 59

Push-to-Card PayPal Payments Credit Limit 59

Clearly Payments

MARCH 4, 2025

Whether you run a retail store, an e-commerce business, or a service-based company, the costs of accepting credit and debit cards add up quickly. When reviewing statements, it’s common to see a posted rate of 2.75% or 3% , but hidden fees and markups can push the effective rate to 4% or more. Here’s how they did it.

Small Business 52

Small Business Process EMV Processors 52

PYMNTS

NOVEMBER 27, 2020

One-third of B2B payments are processed electronically, but accounting professionals are still pushing to expand that share. One-third of B2B payments are processed electronically, but accounting professionals are still pushing to expand that share. The challenges of B2B transactions.

API 95

API B2B Transactions Instant Payments 95

PYMNTS

NOVEMBER 23, 2020

In an announcement of completion of the deal, Visa said it will accelerate the global payments and credit card company’s “network of networks” strategy. Under that strategy, Visa is pushing to become a “single point of access for initiating multiple transaction types” while also laying the foundation for the “secure movement of money.”.

Payment APIs and Integration 133

Payment APIs and Integration Push-to-Card FinTech Cross-Border 133

The Payments Association

JANUARY 3, 2025

Participants noted that while unauthorised fraud, which accounted for annual losses of 709 million, such as remote purchase, remote banking and lost and stolen cards, has remained relatively steady, authorised fraudparticularly investment, purchase, impersonation and romance scamshas surged in recent years to 460 million.

Fraud Detection 88

Fraud Detection Fraud Prevention Participant Financial Crimes 88

Fintech News

AUGUST 26, 2024

This digital foundation has provided fertile ground for wallet providers to innovate and expand, enabling seamless transactions even in remote areas. Designing wallet-based card programmes Launching digital wallets is not enough for businesses eyeing the lucrative APAC market.

APACS 119

APACS PCI DSS Push-to-Card Online and Mobile Banking 119

The Fintech Times

FEBRUARY 19, 2025

Recognising this growing challenge, Mastercard is continuing to invest in emerging technology and strengthening partnerships to help prevent scams at each stage of the lifecycle – from account opening to the each transaction being made. As payments continue to evolve, fraudsters are increasingly using AI to scam consumers.

Visa 59

Visa AI Scams Financial Crimes 59

PYMNTS

DECEMBER 16, 2020

Amid the great digital shift , retailers and financial institutions (FIs) must walk the fine line between challenging transactions and letting the consumer journey proceed frictionless. And then, after the transaction is made, there’s the task of understanding the byzantine codes and data that are tied to online statements.

Disputes 91

Disputes Transactions Issuers Online and Mobile Banking 91