Innovative Payments Association

JULY 8, 2024

Regulation E, also known as the Electronic Fund Transfer Act, is a federal regulation that governs electronic transfers of funds, such as ATM transactions, debit card transactions, and direct deposits.

Reg E 52

Reg E CFPB Error Resolution Boot Camp 52

BioCatch

MAY 31, 2024

As of the October term of 2023, the United States Supreme Court had taken on an appeal of a decision to review a possible constitutional conflict in the interpretation of the funding mechanism for the Consumer Financial Protection Bureau (CFPB).

Consumer Financial Protection Bureau (CFPB) 64

Consumer Financial Protection Bureau (CFPB) Reg E CFPB Regs 64

Fintech Finance

MAY 2, 2024

Offers an additional layer of verification via an Account Control option tier to ensure the end-user has control of the account – helping combat “friendly fraud” caused by Reg E abuse. Is built on RTP and FedNow with a Same Day ACH fallback – guaranteeing coverage of all consumer and business bank accounts in the U.S.

Verification 52

Verification Payment APIs and Integration Accounts Same Day ACH 52

PYMNTS

FEBRUARY 9, 2017

Brokers/dealers were concerned about the potential for consumers to exercise their rights under Regulation E to assert that a transaction was unauthorized up to 60 days after its settlement, despite the fact that securities settlement transactions are exempt from Reg. A Window Of Opportunity. “If But what about the other concern?

Reg E 46

Reg E Security Transactions Third-Party Sender 46

FICO

SEPTEMBER 9, 2021

Mr. Pommerehn: Overdraft regulations have remained relatively unchanged since the opt-in provisions (Reg E) were implemented in 2010. FICO: Could you briefly explain the existing state of overdraft regulations (opt-in treatment of debit card/ATM vs. check/ACH)?

Consumer Financial Protection Bureau (CFPB) 52

Consumer Financial Protection Bureau (CFPB) CFPB Reg E ATM 52