Bank Automation

MARCH 11, 2025

Retail banks are struggling to meet the expectations of digital-native customers aged 18-45, with 74% of cardholders feeling dissatisfied or indifferent about their credit card experience, according to Capgemini Research Institutes World Retail Banking Report 2025, published today.

Risk 52

Risk Credit Cards On-Demand Research 52

Fintech Finance

MARCH 24, 2025

Varun Monteiro, CEO of Finity, said: “The findings of our research are stark: payroll inefficiencies caused by technology and processes are not just a back-office inconvenience – they are a direct threat to productivity and talent retention.”

Payroll 52

Payroll Research Technology Process 52

The Fintech Times

MARCH 28, 2025

New research from lending firm, Creditspring has been published during Debt Awareness Week to shed light on the fact that two million UK adults have borrowed from illegal lenders in the last 12 months. Given that 15 per cent (7.6) Given that 15 per cent (7.6)

Research 101

Research Caps Risk Regulations 101

The Fintech Times

JANUARY 20, 2025

The research, conducted amongst employees and finance leaders, highlights the critical impact that restricting budget access can have on hindering growth potential.Of The post Firms Must Empower Employees Financially or Risk Missing Growth Opportunities Finds Soldo appeared first on The Fintech Times.

Risk 59

Risk Finance Adjustments Product 59

Fintech News

FEBRUARY 4, 2025

Singapores banking sector is facing an unprecedented challenge as client attrition due to slow and inefficient onboarding practices has reached record levels, according to new research by Fenergo.

Money Laundering 117

Money Laundering Due Diligence AML Financial Crimes 117

The Fintech Times

OCTOBER 18, 2024

Risk management is a necessity in fintech, as well as a legal obligation. The new fintech paradigm: balancing innovation and risk Fintech has shaken up the financial sector, but with this innovation comes a unique set of risks. Governance risks are tied to the company’s ability to comply with relevant laws and regulations.

Risk 108

Risk FinTech Risk Management Cybersecurity 108

Fintech Finance

MARCH 10, 2025

Recent Datos Insights research indicates that 91% of surveyed financial institutions (FIs) are making significant or moderate investments in payment modernization. FinScan Payments is well equipped to support faster payments while effectively controlling risk across domestic and cross-border ecosystems.”

Real Time Payments 97

Real Time Payments Faster Payments Transactions Money Laundering 97

Fintech Finance

NOVEMBER 29, 2024

Research from Moneyhub , the Open Banking data and payments platform, has revealed that younger generations are more likely to have been victims of financial fraud than older generations, who have traditionally been seen as the primary target. According to the ONS, there were 3.6 million incidents of fraud in the year ending June 2024.*

Research 97

Research Debit Card Scams Crime 97

FloQast

SEPTEMBER 18, 2024

The Strategic Shift: From Compliance to Risk Orchestration FloQast’s survey uncovered a pretty notable opportunity in the compliance landscape. While a significant 47% of compliance professionals are focused on reducing administrative demands, only 16% are exploring strategic risk orchestration. You know what’s the best defense?

Compliance 103

Compliance Risk Risk Management On-Demand 103

Fintech News

JANUARY 20, 2025

Use hot wallets like MetaMask for frequent trading or cold wallets like Ledger for long-term storage to reduce hacking risks. Consider using dollar-cost averaging (DCA) to reduce market volatility risks. Always research cryptocurrencies thoroughly before purchasing, and prioritise licensed platforms to ensure safety.

Cryptocurrency 111

Cryptocurrency Credit Cards Verification Blockchain 111

Fintech Review

OCTOBER 16, 2024

While the potential returns are attractive, the risks involved can be significant. At Fintech Review we explore yield farming and liquidity mining, analysing the rewards and inherent risks associated with these strategies. One of the biggest risks is smart contract vulnerabilities. Market volatility is another critical risk.

Assessments 98

Assessments Risk Returns Audit 98

The Fintech Times

MARCH 24, 2025

Over half (62 per cent) of young adults think financial and retail brands don’t do enough to help them understand the risks around credit, despite 56 per cent believing financial brands actively encourage young people to take on loans or credit, according to new research conducted by media agency UM.

Financial Literacy 80

Financial Literacy Research Risk Finance 80

The Fintech Times

JUNE 17, 2024

According to research from fraud prevention platform Ravelin , the UK economy and businesses that reside within it are at great risk, as the UK’s online fraud presence has increased the most out of 10 countries surveyed in the past 12 months.

Research 122

Research Fraud Prevention AI Verification 122

Fintech Finance

MARCH 11, 2025

Indeed, a recent study from Juniper Research found that 46% of all payments fraud is targeted at the airline industry, highlighting the challenge faced by travel companies that must effectively prevent fraud without introducing additional friction to the payments experience.

Payment Security 95

Payment Security Security Data Breach Authentication 95

VISTA InfoSec

JUNE 18, 2024

From customer information and financial records to trade secrets and proprietary research, these digital assets are invaluable. Next, analyze potential risks like malware infections, phishing scams, or disgruntled team members leaking sensitive data. Data is the driving force behind businesses in this digital age.

Data Security 266

Data Security Security Encryption Cybersecurity 266

Fintech Finance

OCTOBER 7, 2024

The Supplier Stability in Operational Resilience Report highlights that over 32% of the organisations surveyed are unclear about who is responsible for mitigating the risks of supplier failure, service deterioration, and concentration risk for Software as a Service (SaaS) solutions. While 70.1% Download the report here.

Risk 98

Risk Regulatory Compliance Risk Management Mitigation 98

Clearly Payments

NOVEMBER 13, 2024

For payment processors and financial institutions, however, understanding BINs is essential for smooth transaction processing, security, and even risk management. This process helps reduce the risk of unauthorized transactions and fraud. What is a Bank Identification Number (BIN)? Apply to Card Networks (Visa, Mastercard, etc.)

Process 104

Process Processors Payments Compliance 104

Fintech Review

OCTOBER 1, 2024

Recent consumer research conducted by FullCircl reveals critical insights into public perception of digital identity verification processes. According to FullCircl ’s research, 47% of consumers have undergone digital identity verification in the past 24 months, and 78% have been asked to upload a photo of their ID document during the process.

AML 98

AML Verification Research Consumer 98

Fintech Finance

NOVEMBER 19, 2024

According to new research released today, almost half of UK consumers (48%) cite concerns about payment security as a key reason for abandoning their shopping at the online checkout. Mollie’s Ecommerce Report shows that UK shoppers remain extremely cost-conscious.

Payment Security 98

Payment Security Security Payments Returns 98

Fintech Finance

JANUARY 22, 2025

Indeed, recent research found that as much as 72% of consumers might abandon an online purchase if their preferred payment method was not available. The use of multifactor authentication via the app also reduces the risk of fraud. We are, therefore, on an ambitious programme of adding market-specific APMs to our platform.

Multifactor Authentication 95

Multifactor Authentication Alternative Payment Methods Payments Global Payments 95

Fintech Finance

DECEMBER 4, 2024

According to new research released today, on average, each of the 5.5 Mollie’s research found that they spend an average of 15 days—or 120 hours—each year managing and mitigating fraud-related issues. million SMBs in the UK lost almost £11,000 (£10,800) this year through fraud.

Account Takeovers 102

Account Takeovers Small Business Phishing Scams 102

Fintech Finance

APRIL 1, 2025

The paper entitled How to Solve Banks’ Legacy System Challenges While Controlling Risk suggests that this unnecessary expense is hindering innovation and digital transformation and presents a groundbreaking AI-enabled solution that allows banks to modernize without excessive risk.

ISO 20022 54

ISO 20022 Innovation Fraud Detection AI 54

Fintech Finance

DECEMBER 6, 2024

Mastercards research shows that 90% of consumers worldwide believe biometrics are more secure and convenient than passwords. For e-commerce players, this means fewer abandoned carts and a lower risk of fraud, while consumers can benefit from faster checkouts and peace of mind.

Visa 98

Visa Authentication Scams Payments 98

VISTA InfoSec

FEBRUARY 25, 2024

Virtually every industry faces data breach risks today as sensitive information gets digitized and networked across cloud platforms. For customers exposed to breaches, identity theft risks skyrocket, leading to bank/credit card fraud plus medical/tax/employment fraud. What Gets Breached?

Data Breach 272

Data Breach Breach Multifactor Authentication Cybersecurity 272

Fintech Finance

SEPTEMBER 24, 2024

Despite this risk, new research commissioned by Codat of over 500 mid-sized businesses shows mid-market finance teams remain committed to checks. But despite the security and fraud risks, nearly 35% of businesses say checks feel safer or give them more control over payment times.

Checks 98

Checks Risk Alternative Payment Methods Payments 98

Fintech Finance

JANUARY 13, 2025

Speaker Line-Up This conference will feature senior executives and policymakers from some of the worlds most prominent organisations, including: Alexandra Jour-Schroeder, Deputy Director General, DG FISMA, European Commission Barbara OBeirne, CEO, Stripe Technology Europe William Olgiati, General Manager, Payment Acceptance & Experience, Amazon (..)

Finance 97

Finance Financial Crimes Crime Stablecoins 97

The Finance Weekly

MARCH 6, 2022

According to , research from New York University, Bucknell University, and a Prudential Financial Inc subsidiary, female CFOs are more likely to give straight answers. The research analyzed around 106,000 conference calls from close to 5,000 U.S. More Straightforward.

Research 264

Research Origination Authorization Continuity 264

Fintech Finance

DECEMBER 18, 2024

Key Benefits for TCB Pay Merchants: Enhanced Security : Every transaction is encrypted and authenticated through Apple Pay’s robust security features like Face ID and Touch ID , reducing fraud risks. Frictionless Checkout : Customers can complete payments with just a tap, ensuring a fast and smooth experience.

Federal Reserve 89

Federal Reserve Contactless Payments Encryption Security 89

Fintech Finance

MARCH 10, 2025

Recent Datos Insights research indicates that 91% of surveyed financial institutions (FIs) are making significant or moderate investments in payment modernization. FinScan Payments is well equipped to support faster payments while effectively controlling risk across domestic and cross-border ecosystems.”

Real Time Payments 63

Real Time Payments Faster Payments Transactions Money Laundering 63

FloQast

JANUARY 22, 2025

This wasnt just about complianceit was about making FloQast stronger and more nimble in managing AI risks. We conducted training sessions led by senior leadership to ensure that our Research and Development teams fully understood the objectives of our AI Management System. At FloQast, our method is deliberate and cautious.

ISOs 105

ISOs AI Accounts Audit 105

The Fintech Times

DECEMBER 3, 2024

Banks leveraging Corporate Digital Identity achieve a 32 per cent reduction in end-to-end onboarding processing time, according to new research commissioned by KYC automation company Encompass Corporation , and conducted by financial research firm Chartis Research.

Process 59

Process Compliance Research Financial Crimes 59

Fintech Finance

FEBRUARY 13, 2025

Yet outdated airline payments risk undermining efforts to turn airports into retailing hotspots and are the root-cause of traveler frustration, according to a newly published report. Ifan Batey, Senior Business Psychologist, Innovationbubble added: Our research shows that travelers find the airport payments experience to be unpredictable.

CHIPS 75

CHIPS Payments Research Payment Issues 75

Fintech Finance

NOVEMBER 28, 2024

With that in mind, it is time for consumers to take their checkout pages seriously and ensure they are meeting consumer expectations or risk having their darkest Black Friday yet.

Consumer 98

Consumer Cross-Border Cross-Border Payments PayPal 98

The Fintech Times

MARCH 19, 2025

This will be greatly appreciated by the industry as according to research from Sollers Consulting and Ipsos , 63 per cent of UK customers consider a quick claims handling process as one of their top expectations from their insurer.

Payment Solutions 104

Payment Solutions Product Process Reconciliation 104

The Fintech Times

MARCH 19, 2025

” Fraud risks rise as limits increase Ryta Zasiekina, founder of payments firm CONCRYT While the potential for greater convenience is clear, Ryta Zasiekina, founder of payments company Concryt, warns that higher contactless limits could make fraud prevention more challenging.

Contactless Payments 98

Contactless Payments Consumer Security Fraud Prevention 98

The Fintech Times

APRIL 2, 2025

WhatsApp prides itself on the security of its encrypted messages, however, according to new research from Revolut, the global fintech with 11 million UK customers and 50 million globally, UK consumers are losing an average of 2,437 from scams originating on the communications platform.

Scams 59

Scams Consumer Financial Crimes Encryption 59