Fintech Finance

APRIL 30, 2024

The research shows that fintechs and smaller banks play an increasingly significant role in the real-time payment ecosystems of the world’s leading markets. Constant Flow of New, User-Friendly Use Cases: Real-time payments thrive in countries where innovative use cases have found mass adoption by consumers or businesses.

Real Time Payments 52

Real Time Payments Use Case Transactions Cross-Border 52

The Fintech Times

APRIL 30, 2024

Research from Juniper Research , the fintech market researchers, has found that due to open banking and the rise of account-to-account (A2A) payments, the instant payments market will grow by 161 per cent. This is because banks will not voluntarily open themselves up to be used by third parties.

Research 74

Research Transactions Instant Payments Fraud Detection 74

Finextra

AUGUST 19, 2024

CaixaBank has launched a second phase in the development and deployment of generative artificial intelligence to scale use cases and implement them throughout the group.

Research 52

Research Use Case 52

PYMNTS

NOVEMBER 3, 2020

In this week's roundup of payment rail innovation, PYMNTS finds B2B payments use cases serve as an important driver of adoption, with FinTechs and financial service providers embracing payment rails old and new to enable real-time B2B payments and foreign exchange. But it's not only consumers driving demand for real time.

Use Case 56

Use Case B2B Distributed Ledger Technology (DLT) ISO 20022 56

PYMNTS

NOVEMBER 10, 2020

Treasury Department is researching use cases for a central bank digital currency (CBDC), as well as drafting regulatory proposals for private stablecoins, U.K. Treasurer Chancellor Rishi Sunak said in a press release.

CBDC 67

CBDC Use Case Privacy Cryptocurrency 67

Fintech Finance

APRIL 5, 2024

The study, conducted by ABI Research highlights the accelerating migration from physical to digital wallets, with more than 80% of those surveyed confirming that they have used a smartphone or smartwatch to make contactless payments. “The Learn more and register to attend here.

Research 40

Research Technology Contactless Payments Use Case 40

Fintech Finance

MAY 1, 2024

New research from embedded finance specialist Weavr reveals that a staggering 94% of Accounts Payable (AP) professionals would prefer their AP software to be able to execute payments, not just prepare them.

Research 59

Research Embedded Finance Automation Accounts 59

PYMNTS

JANUARY 3, 2019

The Review noted that one startup, Chainlink , has been working with academic researchers at Cornell to develop what is being billed as a “provably secure” blockchain network, which can be used in constructing legal contracts.

Use Case 78

Use Case Blockchain Cross-Border Cryptocurrency 78

PYMNTS

AUGUST 5, 2020

Mastercard is rolling out a new “business intelligence” platform that will provide research and analysis on the payments sector in Europe. Mastercard on Wednesday (Aug. 5) announced it is launching a new online platform called Market Trends, aimed at banks and financial institutions across Europe.

Visa 99

Visa Research Card Issuer Best Practices 99

PYMNTS

JANUARY 21, 2020

PYMNTS research helps illustrate some of those recent developments. Commerce operators such as Macy’s and Timberland , for instance, are showing how to use virtual reality-equipped smart mirrors for such tasks from product testing to checkout. In fact, according to PYMNTS research, virtual reality will generate some $1.8

Use Case 84

Use Case Addressing Research Technology 84

Faster Payments Council

JULY 21, 2020

Faster Payments Council (FPC), in partnership with Glenbrook, today released the research white paper, "Faster Payments and the Potential to Transform Consumer Bill Pay." This latest paper is part of a three-year, multifaceted industry study consisting of quantitative and qualitative research, launched by the FPC and Glenbrook last year.

Faster Payments 68

Faster Payments FPC Research Consumer 68

PYMNTS

JANUARY 30, 2020

PYMNTS research helps to paint the picture when it comes to real-time payments. That has not changed, according to PYMNTS research and reports. Progress on the RTP front is proceeding relatively quickly, PYMNTS research shows. Bigger RTP Trends.

RTP 58

RTP Use Case Real Time Payments Credit Union 58

Open Banking Excellence

NOVEMBER 9, 2023

The number of adults using Open Banking in the UK represents around 10% of the adult population. The adoption of account data services has lagged behind Open Banking payments, whilst the number of Open Banking use cases is limited and it has not yet entered daily or weekly usage for most consumers and businesses.

Use Case 130

Use Case API Fraud Prevention Risk 130

PYMNTS

MARCH 22, 2019

The fact remains that use cases — where one might, for example, walk into Starbucks and get a cuppa joe with a fragment of bitcoin — seem a ways off. The delay comes even as $182 million in investor funding is in place, while the ultimate goal is to bring crypto toward use cases that involve retail transactions.

Use Case 49

Use Case Bitcoin Cross-Border Cryptocurrency 49

PYMNTS

MAY 23, 2017

The Euro Banking Association (EBA) announced Monday (May 22) that it issued a new information paper looking at benefits and uses cases of digital currencies for international payments and correspondent banking practices. The paper also looks at specific use cases, such as distributed KYC registries and low-value P2P/B2C payments.

Use Case 40

Use Case Digital Currency International Payments Correspondent Bank 40

The Fintech Times

OCTOBER 28, 2024

Conducted in partnership with 451 Research of S&P Global Market Intelligence , Discover Global Network surveyed thousands of decision-makers across fintechs, merchants, and consumers to better understand if ecosystem priorities are aligned. .

Fraud Prevention 71

Fraud Prevention Instant Payments Consumer Emerging Payments 71

NFCW

APRIL 4, 2024

More than 80% of the respondents to a survey conducted by ABI Research on behalf of the NFC Forum said they have used a smartphone or smartwatch to make a contactless payment. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology.

Consumer 95

Consumer Contactless Payments Use Case Research 95

PYMNTS

MARCH 11, 2020

With the new funding, Fenbeitong CEO Lan Xi said the firm will invest in its staff to focus on research and development, and expand its product capability to address more payment scenarios. The Series B+ investment was led by Eight Roads, Ribbit Capital and Glade Brook Capital, while BitRock Capital and existing backers also participated.

Use Case 52

Use Case B2B Commercial Card Cross-Border 52

PYMNTS

DECEMBER 10, 2018

The company has been exploring blockchain use cases recently, so the announcement of its intent to expand the team was expected. Do you want to use data to influence product decisions for products leveraging fascinating blockchain technology? Facebook already has about a dozen people working on blockchain and cryptocurrency.

Blockchain 70

Blockchain Research Cryptocurrency Risk Management 70

The Fintech Times

NOVEMBER 12, 2024

Generative AI (GenAI) is here to stay as firms across 25 different countries and 12 industries have noted the impact the technology will have on customer experiences, revenue and decision making according to new research from global management consultancy, Kearney.

AI 58

AI Use Case On-Demand Assessments 58

FICO

JULY 12, 2020

Hot off the press today is a FICO-commissioned research study on artificial intelligence and how Chief Analytics Officers (CAOs) and Chief Data Officers (CDOs) are responding to the current pandemic, economic uncertainty, and renewed focus on social justice. 1 – Many Organizations Are Not Yet Monitoring their Predictive Models for Drift.

Research 52

Research AI Audit Governance 52

The Fintech Times

OCTOBER 25, 2024

European banks and financial services players have fallen significantly behind those in the US in the embedded finance race, according to new research by payment consultancies PSE Consulting and The Strawhecker Group (TSG). ” The research also explores levels of demand for the full range of embedded products.

Embedded Finance 68

Embedded Finance Finance Consulting On-Demand 68

Fintech News

NOVEMBER 19, 2024

Prudential has already received over 100 AI use case submissions from employees across its 24 markets in Asia and Africa since the lab’s soft launch in August. To foster AI innovation, the lab will collaborate with various ecosystem partners, including government agencies, research organisations, and technology firms.

AI 99

AI Fraud Detection Risk Use Case 99

Fintech News

JUNE 18, 2024

This architecture is intended to serve as a sample framework instead of norms to comply to, helping organizations quickly start the pilot phase or plan the implementation process as they adopt the technology, from initial use cases to full-scale enterprise deployment.

AI 115

AI Use Case Risk Deepfake 115

Fintech Finance

OCTOBER 28, 2024

“We are committed to identifying new and highly impactful ways to make DailyPay’s platform relevant, meaningful, and easy to use for our customers and their everyday needs,” said Jack Rubin, SVP of Consumer Financial Solutions at DailyPay. Sending payments overseas with the click of a button, safely and quickly is one such example.”

Real Time Payments 85

Real Time Payments Credit Cards Use Case Research 85

Nanonets

MAY 12, 2024

Data extracted from websites is usually unstructured and needs to be converted into a structured form, which can be used for running analysis or research. The copy-paste method is useful when web scraping needs to be done for personal projects or one-time use cases. Traditionally, market research was done manually.

Research 52

Research Use Case Product Automation 52

Finovate

OCTOBER 3, 2024

In this interview, conducted by Finovate Senior Research Analyst Julie Muhn, Brown talks about Intelygenz’s engagement models that quickly deliver measurable ROI. Our latest Streamly interview features Chris Brown, President of Intelygenz , who shares strategies for businesses to effectively implement AI.

AI 64

AI Use Case Consulting Research 64

Tearsheet

NOVEMBER 19, 2024

And when the right payment technology finds the right use case, the effects can multiply and impact societies. Research also shows that implementation costs play a very critical role in whether a payment method will reach ubiquity. In this way, both ATMs and debit cards rode the adoption wave together.

Payments 52

Payments Debit Card Online and Mobile Banking Push-to-Card 52

Fintech News

JANUARY 17, 2024

Based on these factors, specific use cases for various levers for improving business performance (e.g., The leap in technical possibilities brought about by AI research has produced a host of new innovations and business cases. The key drivers behind data-driven banking are technological and regulatory factors.

AI 120

AI Legal Framework Use Case Risk 120

The Fintech Times

FEBRUARY 12, 2024

The data is updated regularly (hourly or daily via API) and is scalable, with future updates to include expanded data on primary use cases of stablecoins and geography-related datasets. It enables users to discover some of the foundational adoption metrics such as aggregate stablecoin supply and value of transfers over time.

Stablecoins 63

Stablecoins Use Case Caps Research 63

Fintech Review

OCTOBER 29, 2024

The alliance aims to drive innovation and growth of the Stablecoin and Real-World Asset (RWA) ecosystem Deep Blue is an issuance platform for Stablecoins bringing best-in-class practices and best partners in both digital assets and traditional finance, enabling users to operate across multiple use cases.

Stablecoins 52

Stablecoins Blockchain Use Case Blocks 52

The Fintech Times

DECEMBER 12, 2023

FIS conducted consumer research into the extent to which people understand and trust generative AI, as well as their attitudes towards the emerging technology’s role in personal finance and banking. We will likely see the same with generative AI over the next few years as the technology matures and more use cases are identified.

AI 63

AI Consumer Use Case Research 63

PYMNTS

NOVEMBER 28, 2019

India’s Minister of state for electronics and IT (MeitY) has announced that the government is drafting a national framework to expand the deployment of blockchain use cases.

Blockchain 63

Blockchain Research Use Case Government 63

Finovate

AUGUST 26, 2024

Most recently, he was the Chief Research Officer at Celent, a leading research firm focused on technology for financial services. What are the Real Use Cases for GenAI in Financial Institutions and Banks? What Does the Era of Generative AI Mean for Financial Institutions?

AI 59

AI Credit Union Research Regulatory Compliance 59

NFCW

JANUARY 11, 2024

“Already one of the most energy efficient and low e-waste wireless technologies to connect products, the NFC Forum community is proud to announce its next tangible steps towards researching, learning and advancing our sustainable thinking and approach to do even more,” says Mike McCamon, executive director of the NFC Forum.

Product 107

Product CHIPS Use Case Regulations 107

PYMNTS

AUGUST 21, 2020

And there’ll be quite a bit of tinkering with the technology (especially the infrastructure) and the use cases to get there. Thus far, he said other banks’ research has shown — and shared — insights on how to move money on one chain, and security on another, but ensure that payments are delivered. No Race To Rollout .

CBDC 107

CBDC Fed Federal Reserve ISO 20022 107

Faster Payments Council

AUGUST 23, 2024

Financial Institutions are enabling use cases and improving send reach that allows customers to manage their cash on hand and easily disburse payments up to the due date while maintaining a positive account status and avoiding late fees. We will wrap up with an interactive session for feedback on our research efforts.

FPC 167

FPC ISO 20022 Federal Reserve Instant Payments 167