PYMNTS

APRIL 24, 2020

AI is capable of processing and learning from massive volumes of data in real time and can flag risks long before they appear on the radar of conventional models. Potential use cases and reality, however, are two different things. Among banks that use AI, 92.9 percent expect these systems to improve credit/portfolio risk.

Credit Risk 100

Credit Risk Risk Underwriting AI 100

Finovate

DECEMBER 6, 2023

Use cases in financial services So how will firms end up using quantum computing? Specifically, the new technology will enable organizations to develop better algorithms around risk assessment, portfolio optimization, encryption, and security.

AI 104

AI FinTech CHIPS Risk Assessment 104

PYMNTS

NOVEMBER 2, 2020

Bloomberg customers will now be able to use the news site's terminal to look at Credit Benchmark 's credit risk data, which comes from risk views of the world's largest financial institutions, according to a press release. Clients will also be able to use the data for an enterprise use case, the release stated.

Credit Risk 85

Credit Risk Risk Risk Management Assessments 85

Finovate

JANUARY 15, 2025

” The panel will look at the rise of lending integrations, the role of AI in risk assessment, embedded finance regulation, and more. Where you’ll see it: FinovateEurope is sure to be packed with fresh AI use cases and regulatory guidance.

Embedded Finance 52

Embedded Finance FinTech AI Payment APIs and Integration 52

The Payments Association

MARCH 18, 2025

Open data, in turn, enriches these offerings, enabling innovative credit scoring and risk assessment beyond traditional banking channels. Open data extends beyond regulated financial data-sharing to non-banking datasets, such as telecom, utility, e-commerce, and social data, creating new layers of insight but also new risks.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

PYMNTS

NOVEMBER 3, 2020

Bloomberg customers will now be able to use the news site's terminal to look at Credit Benchmark 's credit risk data, which comes from risk views of the world's largest financial institutions, according to a press release. Clients will also be able to use the data for an enterprise use case, the release stated.

Credit Risk 88

Credit Risk B2B Risk ISO 20022 88

PYMNTS

MAY 7, 2020

Buttressing that great acceleration, Angelos told Karen Webster in a recent conversation, are demands for new use cases for digital that are emerging nearly every day. And it will be carried forward by these new businesses and use cases that are emerging, built on these new payments stacks.”.

FinTech 95

FinTech Multi-Currency Cross-Border Credential 95

PYMNTS

NOVEMBER 15, 2018

In this case, Chandi said he sees opportunity in stable cryptocurrencies backed by fiat that can allow businesses to transact directly with each other on a blockchain platform. There are many potential use cases for blockchain in corporate finance.

B2B 74

B2B Blockchain Risk Assessment Payments 74

The Fintech Times

MAY 16, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. We’ve seen more and more use cases across many different fields, for example, finance, social media and games.

Innovation 80

Innovation Blockchain Stablecoins Bitcoin 80

Fintech Finance

FEBRUARY 24, 2025

By leveraging data sources across 220 countries & territories, the collaboration will provide region-specific solutions and access to business-relevant data along with documents and risk assessment models to help FIs onboard clients, vendors and dealers digitally and securely.

AML 59

AML Underwriting Security Verification 59

M2P Fintech

MARCH 25, 2025

to: Assess Sujiths creditworthiness faster Offer him a competitive interest rate based on verified financial health Approve his loan within days, not weeks Sujiths story is just one example of how ULI is breaking down barriers and making credit more accessible for MSMEs across India.

Payment APIs and Integration 52

Payment APIs and Integration Verification Small Business Use Case 52

Tearsheet

JULY 1, 2024

Can you explain the use cases and advantages of these payment methods for businesses? Start with a risk assessment. The data collected from loyalty programs through mobile devices and kiosks allows merchants to execute targeted marketing and promotional campaigns, effectively boosting customer engagement and loyalty.

BNPL 105

BNPL Online and Mobile Banking Encryption Payments 105

FICO

JUNE 13, 2017

The ability to know which ratings are empirically derived and which are based on judgmental, subjective criteria is critical to knowing what you’re getting, and how you can put it to most effective use.

Risk 85

Risk Disputes Cybersecurity Best Practices 85

FICO

AUGUST 7, 2019

Fighting Fraud and Controlling Risk in New Service Requests. At the point where a new customer orders new devices and / or voice, data, OTT services, DSPs need to make a risk assessment for credit, bad debt and fraud in order to understand the risk to the balance and balance against profitability.

Risk Assessment 40

Risk Assessment Assessments API Best Practices 40

PYMNTS

JANUARY 18, 2019

Today, reports suggest that Zelle is exploring ways to expand its consumer base, as well as the range of ways those consumers can hope to use Zelle. Zelle’s growth, of course, has the tailwinds of being integrated with the consumer’s mobile banking app – one of the stickiest applications that a consumer has because it is one of the most used.

Zelle 63

Zelle P2P Online and Mobile Banking Venmo 63

PYMNTS

JANUARY 22, 2021

Westlake spent a month and a half testing use cases and troubleshooting fraud scenarios before it was well aware that immediate payments could bring reduced administrative costs, rapid speeds and 24/7 year-round availability, but such transactions are also nearly irreversible, adding complexity. Contingency Planning.

RTP 56

RTP Finance Security Real Time Payments 56

Fintech News

JANUARY 9, 2024

These cutting-edge technologies are revolutionising various facets of financial services, ranging from personalised banking experiences to more sophisticated risk assessment models. Embracing Artificial Intelligence (AI) and Machine Learning (ML) AI and ML are gaining substantial traction within the APAC fintech sector.

APACS 110

APACS FinTech Digital Currency Blockchain 110

PYMNTS

FEBRUARY 2, 2021

In a press release , the bank pointed to use cases such as enabling employers to issue virtual cards for employees or suppliers, as well as the capability to establish spending limits and custom expiration dates to enhance spend control. The Clearing House Facilitates Third-Party Data Sharing.

Lockbox 57

Lockbox FinTech Treasury Management Payment APIs and Integration 57

FICO

AUGUST 2, 2017

That is the question for cybersecurity risk assessment. Before anyone thought to call the resulting algorithms “analytics,” they set off to create game-changing approaches to correlating signals with outcomes to help companies manage risk, reduce expense, and maximize opportunities. Where data has already existed, we’ve used it.

Cybersecurity 40

Cybersecurity Breach Underwriting Use Case 40

PYMNTS

APRIL 26, 2016

Access to real-time data analytics can have the power to change the way these types of decisions are made, making it no surprise that businesses are seeking real-time decision-making capabilities for a variety of different use cases. Instant answers — that are also accurate.

ACH 44

ACH Same Day ACH Payments Use Case 44

PYMNTS

APRIL 21, 2016

First, an SMS message facilitates several multi-factor authentication use cases that can be integrated into a workflow on top of risk assessment. In that case, application data is confirmed, and Securelink can be used for customer acknowledgement, order confirmation or service authorization.

Authentication 41

Authentication Use Case Payment APIs and Integration Near Real-Time 41

Nanonets

SEPTEMBER 18, 2024

In this article, you’ll learn how to set up efficient document workflows that save time and reduce error, ways to address common challenges, and automated tools for different use cases across industries. Use cases of financial document automation Document automation in the realm of finance and accounting is used in many sectors.

Automation 52

Automation Audit Payment APIs and Integration Compliance 52

Seon

JULY 11, 2024

A focused approach, supported by quality data, will enable departments to fully realize the benefits of advanced technologies and give confidence to expand to broader use cases. These technologies should be deployed to tackle specific challenges in proportion to the size and scope of the problem.

Fraud Prevention 52

Fraud Prevention AML Money Laundering Financial Crimes 52

PYMNTS

APRIL 22, 2020

There has been greater interest among FIs for tools that can provide the same level of service and satisfaction regardless of channel, with 88 percent of banks’ fraud executives stating that key use cases for risk assessment tools are ones that improve onboarding experiences.

Security 53

Security Online and Mobile Banking Authentication Account Takeovers 53

PYMNTS

OCTOBER 18, 2019

For instance, it mitigates the risk of duplicate invoice payments — a problem for manual invoice processing and accounts payable practices across a range of industries, Handoush said. Less risk means lower rates. Indeed, blockchain continues to be a popular target for innovators across a range of financing and payment use cases.

Blockchain 41

Blockchain Duplicate Mitigation Risk 41

PYMNTS

JUNE 20, 2019

Yes, we should be concerned when the individuals tasked with making the risk assessments and decisions are widely reporting a lack of confidence,” he said. Cohen indicated that finding the solutions to those problems and gaps is often a matter of stepping back. “A

AML 66

AML Due Diligence Money Laundering Risk Assessment 66

Nanonets

FEBRUARY 26, 2024

Customization for Specific Use Cases: Nanonets may offer customization options to tailor OCR solutions to specific use cases within finance. Simplify Risk Assessment: Use Nanonets workflows for risk assessment with custom rules and a human-in-the loop model.

Accounts 52

Accounts Payment APIs and Integration Automation Multi-Currency 52

Tearsheet

AUGUST 7, 2024

Morgan’s financial strength and Slope’s innovative approach to credit risk assessment and monitoring. Morgan Payments is one of the largest payment providers in the world and has one of the largest payments ecosystems, with hundreds of live third-party integrations spanning virtually every industry and use case.

AI 59

AI B2B Finance Underwriting 59

Global Fintech & Digital Assets

MARCH 5, 2024

Banks are expected to apply the follow guidance in connection with their digital asset custodial services: Governance and risk management : Prior to launching digital asset custodial services, banks are expected to undertake a comprehensive risk assessment and to implement appropriate policies and procedures to mitigate identified risks.

Authorization 59

Authorization Product Procedures Due Diligence 59

FICO

NOVEMBER 12, 2018

I have seen studies claiming a credit risk score can offer as much as 20% improvement in credit risk assessment over a predecessor model, as measured by relative improvement in Gini. As shown in Figure 1, on an originations use case across the total population, we observe Gini values of.708 A Tale of Two Ginis.

Assessments 45

Assessments Credit Risk OCC Risk Assessment 45

PYMNTS

AUGUST 15, 2018

These behavioral biometrics will then be linked to a risk assessment score, which will enable services, applications and even secure facilities to determine their own thresholds for access.”. Growing tension about privacy appears likely as behavioral biometrics gains more attention and use in the coming months and years.

Online and Mobile Banking 44

Online and Mobile Banking Privacy Authentication Multifactor Authentication 44

Nanonets

AUGUST 6, 2024

Data annotation comes in various forms, each tailored to specific data types and use cases. To help you make an informed decision, we've selected and ranked the top data annotation tools based on their features, user reviews, industry recognition, and suitability for various use cases.

Best Practices 52

Best Practices AI Automation Process 52

FICO

MARCH 6, 2020

In our experience these technologies can increase the number of SARs by 20% while at the same time producing efficiency gains of 30% in alert investigation and case management. Which use cases do you address? What solutions do you have?

Financial Crimes 81

Financial Crimes Crime Compliance Technology 81

Nanonets

AUGUST 16, 2024

Artificial Intelligence (AI) AI is particularly brilliant at handling complex tasks like fraud detection, risk assessment, and claims adjudication. Advanced AI systems can cross-check claim details against policy data, third-party databases, and historical claim records to detect anomalies and assess the validity of claims.

Automation 52

Automation Process Fraud Detection Payment APIs and Integration 52

Nanonets

JANUARY 11, 2024

  Common use cases for ShipStation API integration include:   Order Import/Export: Automating the transfer of order data between an e-commerce platform and ShipStation. Utilize one of the order's Custom Fields to display this assessment.

API 52

API Automation Database Point-of-Sale (POS) 52

Nanonets

SEPTEMBER 27, 2024

Let's explore some specific use cases where STP can make a significant impact: 1. to assessment, verification, and settlement. This automation can be applied to various aspects of the insurance value chain, including policy applications, underwriting, and claims processing.

Process 52

Process Underwriting Automation Database 52

M2P Fintech

FEBRUARY 25, 2025

By analyzing borrower behavior, loan performance, and market trends, LMS provides insights that enhance risk assessment and optimize loan offerings. Their flexibility in adapting to our specific product configurations and accommodating changes tailored to our unique use cases has been very helpful.

Payment APIs and Integration 52

Payment APIs and Integration Compliance Automation BNPL 52