PYMNTS

JULY 3, 2018

But SMB loan underwriting at traditional FIs has, for the most part, remained unchanged, even as alternative lenders began exploring the role of alternative data in the risk mitigation process. “We think this is going to be part of the lending criteria going forward,” he told PYMNTS in a recent interview.

Underwriting 40

Underwriting Small Business Assessments Third-Party Service Provider 40

Stax

AUGUST 22, 2024

In this article, we’ll discuss what SaaS companies looking to become payment facilitators need to know about risk management strategies. PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

PYMNTS

DECEMBER 17, 2019

Yet both of these strategies require a third-party service provider to facilitate payment processing, whether funds are coming in via check or ACH. Again, third-party service providers play an important role in alleviating ACH friction for companies. I own that relationship,” he said.

ACH 52

ACH B2B Third-Party Service Provider ACH Processing 52

PYMNTS

OCTOBER 7, 2016

“This disconnect of all the different teams involved in the underwriting process is not just with the physical handoffs, but it also includes the data and analytics separations as well,” he stated. “Having access to those kind of analytics makes for a powerful differentiator as well.” ”

Origination 78

Origination Underwriting Third-Party Service Provider Risk Mitigation 78