PYMNTS

NOVEMBER 21, 2019

ACI Worldwide is connected to Zelle and The Clearing House (TCH), the latter of which offers Same-Day ACH services. ACI Worldwide noted it already has a strong foothold in the real-time payments space, with integrations with 18 real-time domestic payment networks around the globe. In the U.S.,

Faster Payments 99

Faster Payments FPC Federal Reserve FedNow 99

PYMNTS

MARCH 18, 2019

First, there was the Fed’s decision to slow faster payments progress via Same Day ACH because it wasn’t ready to approve another processing window during the day. TCH is the association of the 25 largest banks in the U.S., and one of two operators of the ACH network in the U.S., A Couple of Important Dots.

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Faster Payments Fed RTP Same Day ACH 80

PYMNTS

JUNE 18, 2019

The rise of Zelle , and any number of peer-to-peer (P2P) payment options, has increasingly brought consumers on board with the need for speed in payments — where settlement is marked by seconds and minutes, not hours or days. The Clearing House [TCH] launched its own RTP network at the end of 2017.).

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RTP P2P B2B RFP 78

PYMNTS

SEPTEMBER 30, 2016

SWIFT has its thing, IBM is doing something else and allegedly with The Clearing House and Vocalink (although it’s been crickets from TCH for quite some time). Early Warning aka Zelle is adding more banks and doing deals with the networks. NACHA just launched Same Day ACH – the only faster ubiquitous payments play in the U.S.

CFPB 69

CFPB Online and Mobile Banking Bots Same Day ACH 69

PYMNTS

AUGUST 12, 2019

Same-Day ACH , launched in September of 2017, makes emergency payroll possible — not instantly, but within the same business day. Such as how the Fed plans get a critical mass of participants on board, which The Clearing House (TCH) is struggling to do now. Slowing Innovation.

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Real Time Payments FedNow TCH Fed 78