Fintech Finance

FEBRUARY 28, 2025

Colombia’s digital payments industry is booming, with the country’s leading mobile transactions platform Nequi at the forefront. EBANX , a global technology company specializing in payment services for rising markets, has reported a significant increase in Nequi’s cross-border transaction volume.

Volume 52

Volume Transactions Cross-Border Payer 52

Fintech Finance

APRIL 17, 2025

Now operating fully under a SaaS model, Klap can process and manage large transaction volumes with total operational flexibility and security. Its not just about volume; its about laying the groundwork for long-term innovation. This offers enhanced payment options and better user experiences for businesses throughout Chile.

Acquirers 52

Acquirers Visa Transactions Payment APIs and Integration 52

Fintech Finance

MARCH 13, 2025

In 2024, Nexi led the growth of mobile payments in Italy, recording a 61% increase in spending volumes from smartphones and smartwatches. This is demonstrated by the increase in the volume of transactions through such solutions: the Polytechnic University of Milan reports that this reached a value of 44.7

Volume 59

Volume Mobile Payments Transactions Payments 59

NFCW

MARCH 18, 2025

The UK’s Financial Conduct Authority (FCA) has begun a public consultation on proposed plans to either significantly increase or remove altogether the current 100 (US$129.83) limit on contactless card transactions. The FCA has set out its thinking in an engagement paper on contactless payment limits.

Transaction Limits 71

Transaction Limits Regulations Transactions Fraud Prevention 71

Fintech News

DECEMBER 3, 2024

This transition also aligns with observed user behavior, as a significant portion of dtcpay’s transaction volume already comes from stablecoins, based on one year of transaction data. dollar, offering enhanced trust and security as a less volatile and speculative alternative for digital transactions.

Stablecoins 129

Stablecoins Money Laundering Cryptocurrency Payments 129

Tearsheet

APRIL 15, 2025

The global volume of chargebacks is expected to increase to 324 million in 2028, according to recent data from Datos Insights in partnership with Mastercard. While countries like Brazil are turning customers towards digital channels to submit disputes, research shows that this leads to a 30% to 40% increase in dispute volumes.

Issuers 59

Issuers Volume Disputes Digital Payments 59

Fintech Finance

JANUARY 31, 2025

Indias rapid digital payment transformationexpanding at a notable rate of 44% CAGR by transaction volume from 2017 to 2024paired with a surge in cross-border consumer transactions, which grew by 121% in the last nine months of 2024 alone, has created a strong demand for alternative consumer payout solutions.

Cross-Border 59

Cross-Border Transactions Regulatory Compliance Compliance 59

Fintech News

APRIL 9, 2025

The company attributed the jump to strong transaction volumes and a particularly robust fourth quarter. The global payments and financial platform said revenue in Q4 2024 rose 215% year-on-year, while transaction volumes were up 192% during the same period.

Cross-Border 84

Cross-Border Volume Transactions Acquirers 84

Fintech Finance

APRIL 8, 2025

Checkout.com processes billions of transactions for thousands of companies that shape the digital economy worldwide. The trend data released today shows overall transaction volumes by merchant sector. Its network of merchants includes some of the nation’s most notable brands, including GetYourGuide and Rail Europe.

Volume 93

Volume Economy Transactions Finance 93

Stax

DECEMBER 12, 2024

Merchant services help small businesses simplify payments, save money with transparent pricing, and secure transactions with fraud protection and PCI compliance. For businesses with digital storefronts, these streamline online transactions through shopping carts, website integrations, checkout solutions, analytics and reporting, etc.

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

Fintech Finance

FEBRUARY 28, 2025

trillion in total payment volume in 2024, up 38% from the prior year, and equivalent to around 1.3% Were continually retraining dozens of machine learning models that optimize every part of the transaction flow over an economy-scale dataset. The post Stripes Total Payment Volume Reaches $1.4t of global GDP.

Volume 52

Volume AI Stablecoins Payments 52

Fintech Finance

MARCH 12, 2025

According to internal data from EBANX , a global Payment Service Provider (PSP) that has already processed transactions for nearly 70% of Brazil’s credit cardholders, fintech companies and digital players now account for 41% of the total value transacted through credit cards for online purchases in Brazil.

Issuers 59

Issuers Transactions Payment Service Provider (PSP) Debit Card 59

Fintech News

DECEMBER 10, 2024

Airwallex, a global payments platform, has reported significant growth across the APAC region, with an 83% year-on-year revenue increase and a 49% rise in transaction volume in the third quarter. Globally, the company achieved a 73% rise in revenue and a 60% increase in transaction volume over the same period.

APACS 119

APACS Volume Transactions Participant 119

Clearly Payments

OCTOBER 30, 2024

Overview of International Payment Processing At its core, international payment processing involves handling transactions across borders , where factors like currency conversion, payment method preferences, and local regulations come into play. Local payment options : Customers in different countries prefer different payment methods.

International Payments 105

International Payments Process Multi-Currency Cross-Border 105

Fintech Finance

APRIL 21, 2025

W Chain’s hybrid blockchain setup is built to handle high-volume apps and can process up to 10,000 transactions per second (TPS). By adding AI to W Chain’s system, they plan to provide smart analysis to prevent frauds, create custom payment experiences for users, and adjust fees in real-time for businesses.

Global Payments 125

Global Payments AI TPS Innovation 125

Fintech News

DECEMBER 9, 2024

Alipay+ also reported a threefold increase in cross-border transactions in 2024 compared to the previous year. Antom, the merchant payment and digitization service, has seen its total payment volume nearly double year-on-year.

Cross-Border 111

Cross-Border Embedded Finance Cross-Border Payments AI 111

Stax

NOVEMBER 21, 2024

The customer will provide card information and transaction details on the checkout page of your website, and the data will also be captured by your online payment gateway. A payment processor is a company that handles the behind-the-scenes aspects of the credit card transaction process on your behalf.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

APRIL 3, 2025

Evaluate your business size, transaction volume, industry considerations, total cost, and customer experience. They can range from traditional payments, such as credit/debit cards and ACH payments , to modern alternative methods, such as digital wallets, mobile transactions, Buy Now Pay Later (BNPL), and cryptocurrency.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Fintech Finance

NOVEMBER 12, 2024

Mirakl Payout streamlines payment operations for Mirakl customers, providing a fully automated, transparent solution for managing complex payment flows, including seller onboarding, KYC, payouts, refunds, transaction matching, and handling multiple pay-in sources.

Facilitators 111

Facilitators Volume Transactions Compliance 111

Stax

APRIL 8, 2025

This article explores the key factors that influence credit card processing rates in 2025, particularly helpful for small business owners looking to keep their credit card transaction fees as low as possible. Always review pricing models, monthly fees, per-transaction markups, hidden fees, and contract terms before making a decision.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

Fintech Finance

NOVEMBER 27, 2024

Lloyds Bank Merchant Services, the bank’s card payments processing and acceptance unit, is encouraging retail merchants to ensure that their payment platforms are ready to capitalise on the volume surges expected over Black Friday.,

PCI DSS 105

PCI DSS Alternative Payment Methods Payments Data Encryption 105

The Fintech Times

MARCH 19, 2025

Contactless payments are now the default for in-person transactions in the UK, with 85 per cent of people using them at least once a month, according to UK Finance, a trade association representing the financial services industry in the UK. Fraud is a key consideration.

Contactless Payments 98

Contactless Payments Security Consumer Fraud Prevention 98

Fintech Finance

DECEMBER 19, 2024

This trend is particularly pronounced in the gaming sector, where the Average Order Value (AOV) with instalments increases by 98% compared to single-payment transactions. For instance, after introducing this payment solution, a gaming platform processing transactions through EBANX saw a 169% increase in AOV over the course of one year.

Alternative Payment Methods 98

Alternative Payment Methods Payments Transactions Payment Solutions 98

Fintech Finance

FEBRUARY 13, 2025

The total dollar amount sent on the platform increased 27% from 2023, while transaction volume on Zelle totaled 3.6 Zelle transactions grew 25% from 2023 to a total of 3.6 billion, exceeding $1 trillion in annual payments volume for the first time. Zelle transactions grew 25% from 2023 to a total of 3.6

Zelle 86

Zelle Credit Union Scams Small Business 86

Stax

MARCH 13, 2025

Behind every seamless payment card transaction is a complex network of banks, credit card companies, and payment systems working together to transfer money from the customer to the merchant. The interchange fee usually includes a percentage of the card transaction value and an additional fixed charge.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

The Payments Association

MARCH 19, 2025

The payments landscape is evolving with digital assets, real-time transactions, and new regulationsbusinesses must adapt to stay efficient and compliant. Transaction volumes are surging, payment methods are diversifying, and businesses are under pressure to adapt. Transactions are now settled in minutes instead of days.

Cross-Border 88

Cross-Border Reconciliation Compliance Payments 88

Fintech Finance

NOVEMBER 19, 2024

Rivero is therefore urging institutions to implement proactive measures that ensure seamless transactions and reliable customer support throughout the seasonal rush. As the holiday shopping season approaches, card-based payments continue to dominate consumer transactions.

Disputes 96

Disputes Consumer Protection Duplicate Transactions 96

The Payments Association

OCTOBER 28, 2024

.” “The COVID-19 pandemic further accelerated the shift towards fully digital payments, with the rapid adoption of contactless and mobile payment options, as well as the growing trend of ‘invisible’ payments where the transaction is seamlessly integrated into the overall service experience. ”

Process 100

Process Payment APIs and Integration Processors Payments 100

TechCrunch Fintech

DECEMBER 17, 2024

So-called account-to-account or A2A payments can cut transaction fees to below 1%, saving merchants and consumers quite a bit of cash. Online merchants can usually pay up to 8% of every sale on an item to companies like PayPal, Apple Pay, and Stripe and those costs are usually passed to consumers. All rights reserved.

Accounts 75

Accounts Volume PayPal Payments 75

Clearly Payments

JANUARY 15, 2025

Different card brands (Visa, Mastercard, American Express, Discover) have different rates, which can vary by transaction type (in-store, online, phone orders) or industry. of the transaction total, plus a fixed charge (often $0.10$0.30). 0.15%) of each transaction. per transaction. Cost Range: Usually 1.5%3.5%

Process 105

Process Processors Gateways Push-to-Card 105

The Fintech Times

NOVEMBER 2, 2024

By expanding the service through industry collaboration, CoP is expected to increase daily check volumes by seven per cent, mirroring the growth in faster payments transactions. Expands Confirmation of Payee to Meet Growth of Faster Payments Transactions in the UK appeared first on The Fintech Times. million checks daily.

Payee 59

Payee Faster Payments Transactions Checks 59

Fintech News

JANUARY 12, 2025

QR code payments are driving this trend, with volumes surpassing US$13 billion in 2023 and over 85% of retailers in Thailand, Vietnam, and Indonesia now accepting the payment method. Digital payment transaction value in Southeast Asia is projected to grow at a 19.8% CAGR between 2024 and 2029, reaching nearly US$1.7

FinTech 117

FinTech Financial Inclusion BNPL Cross-Border 117

Fintech Finance

NOVEMBER 1, 2024

Geopolitical shifts have diversified supply chains, and real-time payments have become the preferred method for digital transactions in these regions. As non-card payment methods gain rapid traction, over 50% of digital commerce volumes in APAC now come from non-card methods.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Real Time Payments APACS 98

Clearly Payments

NOVEMBER 13, 2024

For payment processors and financial institutions, however, understanding BINs is essential for smooth transaction processing, security, and even risk management. These six digits identify the institution that issued the card, offering key information to parties involved in a transaction. What is a Bank Identification Number (BIN)?

Process 104

Process Processors Payments Compliance 104

Fintech Finance

DECEMBER 6, 2024

In the UK, Visa saw an 11% increase in transaction volumes on Black Friday 2024 compared to Black Friday 2023. At Visa, our network protects every transaction no matter how big or small, helping consumers shop safely and securely all year round. This is also an increase of 16% compared to an average Friday.

Blocks 98

Blocks Volume Transactions Consumer 98

Fintech News

JANUARY 21, 2025

Furthermore, Abbot notes that only 100 million of the 360-375 million UPI users are responsible for the majority of payment volume (65%). Postponing the market share cap Along with lifting WhatsApp Pays user cap, the NPCI has deferred a proposed rule to limit any single apps share of UPI transactions to 30%.

Caps 118

Caps Digital Payments AI Debit Card 118

Fintech Finance

MARCH 7, 2025

However, mobile payments, digital wallets, and real-time transactions are broadening financial access. Brazil’s Pix is transforming transactions, debit cards lead in Mexico, and Argentina is seeing a rise in digital wallets. What percentage of Brazil’s E-Commerce transactions were processed via Pix in 2024?

Digital Payments 96

Digital Payments Payments Debit Card Cryptocurrency 96