Finextra

APRIL 23, 2024

In this episode of Unplugged, Ruth Wandhofer, Chair of the Ubiquitech Group, discusses the UK’s transition from Fintech to “Ubiquitech”, the era of ubiquitous technology, and the road map to ensuring a sustainable, inclusive, and accessible digital economy.

Ubiquitous 59

Ubiquitous Economy FinTech Security 59

BioCatch

JUNE 18, 2024

Digital-first strategies and transactions are now so ubiquitous, and the growth of technology has been so rapid with AI, that the methods and tools employed by fraudsters to scam victims have become massively sophisticated. To combat this, the Federal Reserve has introduced a groundbreaking new tool: the ScamClassifier model.

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Federal Reserve Scams Ubiquitous Authorization 65

Payments Source

DECEMBER 28, 2018

Nearly all new payments technologies strive to become as ubiquitous — and as secure — as possible. It's a goal that is harder than ever to achieve.

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Payments Trends Ubiquitous Payments Security 159

Payments Dive

OCTOBER 2, 2018

The world of mobile payments has changed significantly over the past decade – and particularly over the past few years as smartphones and other mobile devices have become ubiquitous. In this report, we will review some of the main themes and trends in the mobile payments market.

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Mobile Payments Ubiquitous Payments 144

Payments Source

OCTOBER 16, 2016

As smartphones become more ubiquitous, more consumers are ready to pull out their phones to make a payment—and expect the option to do so. Mobile transactions are getting faster and more efficient.

Ubiquitous 159

Ubiquitous Visa Transactions Consumer 159

Axway

SEPTEMBER 3, 2020

People have advocated using Product Thinking for all kinds of scenarios, but Product Thinking isn’t ubiquitous amongst Product Managers. Product Thinking along with Design Thinking have become buzzwords in the tech industry. This article explains what Product Thinking is, clarifies …

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Product Ubiquitous 85

Payments Source

JULY 1, 2019

Fiserv is supporting mobile bill presentment in to meet a growing demand for receiving and paying bills through smartphones, which are now nearly ubiquitous in the U.S.

Addressing 90

Addressing Ubiquitous Mobile Payments Process 90

Fintech News

JULY 17, 2024

The growth for stablecoins is exponential and we expect to see the demand from users who want to convert their USDT and USDC directly to a bank account to grow accordingly as stablecoins become more ubiquitous over the coming years.”

Stablecoins 69

Stablecoins Cross-Border Ubiquitous Cryptocurrency 69

Axway

JANUARY 21, 2021

Stop for a second to consider how ubiquitous and easy ordering something online is and having it delivered. It’s simple for the buyer, but behind the scenes, it becomes far more complex. Even beyond the implications of the COVID-19 pandemic, …

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Ubiquitous 52

Axway

NOVEMBER 4, 2020

APIs are ubiquitous these days! From entering your information when purchasing something online to mobile phones or e-business applications, all things come back to APIs. This powerful technology enables interaction between systems, applications, mobile devices, and apps. But what is …

API 52

API Ubiquitous Technology 52

The Fintech Times

MAY 8, 2024

” Prajit Nanu , founder and CEO at Nium, also said: “Nium is focused on achieving ubiquitous reach of our global payments infrastructure. This collaboration is a testament to the bank’s commitment to embracing cutting-edge technologies and pushing boundaries to deliver excellence.”

Cross-Border 64

Cross-Border Cross-Border Payments Ubiquitous Facilitators 64

Payments Dive

OCTOBER 21, 2016

Visa is putting extra focus on making real-time payments ubiquitous as the card network Friday added several partners to bolster Visa Direct.

Ubiquitous 94

Ubiquitous P2P Real Time Payments Payments 94

Fintech Finance

AUGUST 15, 2024

These achievements come on the heels of Airwallex achieving cash flow positivity at the end of 2023 – a dividend of the company’s strong product market fit, ubiquitous global infrastructure, and continued market expansion.

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Volume Process Cross-Border Ubiquitous 70

Fintech Finance

MARCH 15, 2024

“The strong adoption and engagement surrounding the FedNow Service reflects our collaboration with the industry since day one, and this remains a priority as we pursue our shared mission of ubiquitous availability of instant payments,” said Mark Gould, chief payments executive for Federal Reserve Financial Services.

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Federal Reserve FedNow Participant Instant Payments 52

Faster Payments Council

JUNE 11, 2020

While we're well on our way to establishing a thriving faster payments ecosystem, we recognize we're still missing a key factor that can contribute to achieving ubiquitous faster payments: interoperability. In fact, we're already taking substantial steps toward our ubiquitous future.

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Interoperability FPC Faster Payments Ubiquitous 68

Payments Source

FEBRUARY 28, 2018

Venmo’s app succeeded in becoming a ubiquitous way for young people to send money back and forth. It has been less successful at creating a sustainable business.

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Venmo Ubiquitous PayPal Payments 64

The Fintech Times

JUNE 13, 2024

Mastercard is bringing together key solutions to reduce threats and make online commerce not only ubiquitous: 1. According to Juniper Research , losses from online payment fraud is forecasted to exceed $91billion by 2028.

Visa 69

Visa Online and Mobile Banking Issuers Card Issuer 69

Fintech News

MARCH 27, 2024

James Mirfin “Real-time, digital payments are nearly ubiquitous, creating a need for security solutions that are transformative and adaptive to the real-world. said Antony Cahill, Global Head of Value-Added Services, Visa. said James Mirfin, SVP, Global Head of Risk and Identity Solutions, Visa.

Fraud Prevention 82

Fraud Prevention AI Value Added Service Fraud Detection 82

The Fintech Times

MARCH 31, 2024

With its impeccable and truly remarkable ability to replicate the essence of our industry’s most ubiquitous press releases, we can now maintain our reputation for conformity with unparalleled ease. It ensures our messaging remains as unoriginal as ever.”

FinTech 97

FinTech AI Ubiquitous Origination 97

Fintech Finance

JULY 26, 2024

In rich cultural heritage destinations such as Italy, Greece, and Spain, the acceptance coverage of UnionPay cards has reached 85%, 80%, and 90% respectively, and the now almost ubiquitous UnionPay logo can also be seen in major tourist landmarks such as the London Eye, Eiffel Tower, and the Acropolis Museum in Athens.

Cross-Border 76

Cross-Border Point-of-Sale (POS) Tax Refunds Ubiquitous 76

Open Banking Excellence

NOVEMBER 7, 2023

Sweden is reaping the economic and social benefits of a ubiquitous digital identity scheme, which is both secure and user-friendly, providing the UK with an exciting example of what could be achieved by leveraging digital identity.

Due Diligence 130

Due Diligence Ubiquitous Government Governance 130

PYMNTS

JULY 17, 2020

A solution] that is ubiquitous, digital, 24/7, year-round and on-demand, and offers the ability to provide people with a choice in how they receive their funds, with many instant payment options.”. Modernizing payments is work that never ends, but the end game is a world of connected commerce and consumer preference.

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Ubiquitous Instant Payments On-Demand Innovation 96

Fintech Finance

FEBRUARY 28, 2024

faster payments and guide the FPC in its mission to facilitate secure, efficient, and ubiquitous faster payments in the United States. With over three decades as a senior technology executive, Gupta will work alongside other industry leaders and fellow board advisors to help shape the future of U.S.

Faster Payments 52

Faster Payments FPC Technology FedNow 52

CB Insights

NOVEMBER 10, 2020

But as mobile phones and internet access became ubiquitous, visiting a branch in-person has become less important. For decades, bank branches have been the default channel for opening an account, depositing a check, or applying for a loan.

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Ubiquitous Shutdown Mobile Banking Checks 77

PYMNTS

JANUARY 7, 2021

7, and ditto for the ubiquitous Grubhub , holding at No. Finishing the Top 5 at No. 5 is Amazon Flex. The Top 10. Moving on, Upwork (formerly Elance-oDesk) keeps working at No. 6, as does the crowdsourced Freelancer app at No. Ready for the only change to the new PYMNTS Provider Ranking of Gig Economy Apps ? 10, completing this ranking.

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Ubiquitous On-Demand Economy 96

PYMNTS

DECEMBER 28, 2020

Regulation will be more of an issue for crypto companies the bigger and more ubiquitous they become, Bloomberg reported. Bitcoin in particular has been doing well, with its price rocketing past numerous milestones over the Christmas weekend, passing $28,000. In January, by contrast, it sat at just $7,200.

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Regulations Bitcoin Ubiquitous Cryptocurrency 100

PYMNTS

OCTOBER 8, 2020

We believe that bitcoin has the potential to be a more ubiquitous currency in the future,” said Amrita Ahuja , chief financial officer, Square. “As Square , the FinTech payments company headed by Twitter CEO Jack Dorsey, announced on Thursday (Oct. As it grows in adoption, we intend to learn and participate in a disciplined way.

Bitcoin 115

Bitcoin Ubiquitous Cryptocurrency Participant 115

PYMNTS

SEPTEMBER 9, 2019

The ideal cross-border payment solution provides speed, security and compliance and transparency, while also being ubiquitous enough to be widely available for use. The only problem is, no one of these 57 systems is ubiquitous enough to be universally applicable.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Real Time Payments Ubiquitous 69

PYMNTS

OCTOBER 12, 2020

A Ubiquitous Digital Identity. “Getting authentication right is therefore critical for merchants as they compete for customers with changing views regarding onboarding and their relationships with businesses.”. While no one has created the impervious identity verification solution yet, the industry has gotten very good at preventing fraud.

Verification 67

Verification Ubiquitous Online and Mobile Banking Authentication 67

Faster Payments Council

JUNE 22, 2021

As a result, we decided to focus our latest qualitative research with Glenbrook on 'why' interoperability is important to end users and providers alike, in order to identity the best path forward to ubiquitous faster payments." This flexibility may prove to be a critical component for faster payments to become ubiquitous in the United States."

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Interoperability Faster Payments FPC Research 68

The Fintech Times

MARCH 27, 2024

Powered by advanced deep learning AI detection models, this service provides real-time risk scoring, empowering financial institutions to proactively block fraudulent transactions before they occur. Each product will be available to clients starting in the first half of 2024, with varied launch dates by product and market.

Fraud Prevention 59

Fraud Prevention AI Value Added Service Fraud Detection 59

PYMNTS

NOVEMBER 8, 2020

The conflict between Apple and Epic might head to court in 2021, with questions abounding over whether companies like Epic can force their way back into Apple's App Store , which has seemed almost ubiquitous for companies looking to sell apps.

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NOV Ubiquitous Returns Rules 90

Fintech Finance

JANUARY 24, 2024

Our long-term partnership with The Clearing House supports choice in payments through the enablement of modern and ubiquitous real-time rails for bank-owned payments. . “Technology is providing consumers and businesses greater choice in how they want to pay and be paid,” said Linda Kirkpatrick, President, Americas at Mastercard.

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Real Time Payments RTP Visa Instant Payments 52

PYMNTS

SEPTEMBER 25, 2020

But Mester said there’s still a need for “further consideration” to evaluate whether such digital currencies could be utilized for speedier and ubiquitous emergency payments.

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Fed Federal Reserve Digital Currency Central Bank 132

Fintech Labs Insights

NOVEMBER 23, 2020

Certain types of businesses have thrived in the pandemic economy. Remote services? Low-cost subscription model? A new employee benefit that helps cash-strapped consumers? Check and double-check. Just out of stealth, Seattle-based fintech startup Secure Save is on the winning side of all these trends.

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Ubiquitous Security FinTech NOV 15

PYMNTS

JANUARY 22, 2019

Financial Innovation Now (FIN) submitted a public letter in December, contending that the Fed was best-positioned to operate a ubiquitous, interoperable real-time payments network. Innovation, flexibility and agility helped drive WEX ’s acquisition of Discovery Benefits, Inc.

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Faster Payments Real Time Payments Ubiquitous Debit Card 66