PYMNTS

AUGUST 10, 2020

The question is no longer about when the world will go digital – nowadays we’re asking whether the digital-first world will outlast the COVID-19 pandemic that created it. Consumers shop online, bank online, entertain themselves online and base their decisions on the digital services a firm will offer them.

Ubiquitous 66

Ubiquitous RTP Consumer Payments 66

Payments Dive

OCTOBER 2, 2018

The world of mobile payments has changed significantly over the past decade – and particularly over the past few years as smartphones and other mobile devices have become ubiquitous. In this report, we will review some of the main themes and trends in the mobile payments market.

Mobile Payments 143

Mobile Payments Ubiquitous Payments 143

Fintech Finance

NOVEMBER 13, 2024

This vision is already becoming a reality today in major markets and is poised to become ubiquitous within a few short years. Where passwords or one-time codes are obsolete, and secure on-device biometrics allow seamless authentication across devices and websites, ensuring personal data stays on the device.

Visa 98

Visa Authentication Payments Issuers 98

PYMNTS

JANUARY 20, 2021

Ryan Frere, executive vice president and general manager of B2B for Flywire , believes that embedded finance in B2B is key to payments optimization in 2021. In " A Look Forward: What Executives Wish for America and the World in 2021, " Frere shares three examples of how embedded B2B finance is already being utilized successfully in today's economy.

Embedded Payments 70

Embedded Payments Ubiquitous Embedded Finance Multi-Currency 70

Payments Source

JULY 1, 2019

Fiserv is supporting mobile bill presentment in to meet a growing demand for receiving and paying bills through smartphones, which are now nearly ubiquitous in the U.S.

Addressing 90

Addressing Ubiquitous Mobile Payments Process 90

Payments Dive

MARCH 3, 2025

Matt Wilcox, president of digital payments solutions for Fiserv, discussed the company’s plans for making real-time payments ubiquitous, and the hurdles to reaching that goal.

Real Time Payments 78

Real Time Payments Ubiquitous Payments Payment Solutions 78

Axway

SEPTEMBER 3, 2020

People have advocated using Product Thinking for all kinds of scenarios, but Product Thinking isn’t ubiquitous amongst Product Managers. Product Thinking along with Design Thinking have become buzzwords in the tech industry. This article explains what Product Thinking is, clarifies …

Product 85

Product Ubiquitous 85

Finextra

SEPTEMBER 16, 2024

With the National Payments Corporation of India’s (NPCI) launch of UPI Circle on 13 August 2024, In.

Ubiquitous 52

Ubiquitous Digital Payments Payments 52

Basis Theory

NOVEMBER 12, 2024

Prevalence Encryption is ubiquitous. The great thing about this is that your permissions may be entirely separate and different from someone who you’ve allowed access to your tokens. You’re able to manage your access independent of someone else’s. You can find an implementation for encryption algorithms in just about every platform you find.

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

PYMNTS

OCTOBER 8, 2020

We believe that bitcoin has the potential to be a more ubiquitous currency in the future,” said Amrita Ahuja , chief financial officer, Square. “As Square , the FinTech payments company headed by Twitter CEO Jack Dorsey, announced on Thursday (Oct. As it grows in adoption, we intend to learn and participate in a disciplined way.

Bitcoin 115

Bitcoin Ubiquitous Cryptocurrency Participant 115

PYMNTS

SEPTEMBER 25, 2020

But Mester said there’s still a need for “further consideration” to evaluate whether such digital currencies could be utilized for speedier and ubiquitous emergency payments.

Fed 132

Fed Federal Reserve Digital Currency Central Bank 132

Fintech News

NOVEMBER 5, 2024

Sandeep Malhotra “Just as contactless technology made in-person payments seamless and ubiquitous, Mastercard sees the opportunity to bring that same experience to online checkout. The service is designed for use across various devices and platforms, enhancing its accessibility and convenience.

APACS 106

APACS Visa Security Authentication 106

Fintech Finance

JULY 2, 2024

Click to Pay is primed to become as ubiquitous as contactless payments. This removes the requirements for manual card detail entry and improves the guest checkout experience as consumers can store and handle their cards in a single profile, which is updated automatically.

Visa 105

Visa Contactless Payments Ubiquitous Technology 105

PYMNTS

DECEMBER 28, 2020

Regulation will be more of an issue for crypto companies the bigger and more ubiquitous they become, Bloomberg reported. Bitcoin in particular has been doing well, with its price rocketing past numerous milestones over the Christmas weekend, passing $28,000. In January, by contrast, it sat at just $7,200.

Regulations 100

Regulations Bitcoin Ubiquitous Cryptocurrency 100

PYMNTS

JANUARY 7, 2021

7, and ditto for the ubiquitous Grubhub , holding at No. Finishing the Top 5 at No. 5 is Amazon Flex. The Top 10. Moving on, Upwork (formerly Elance-oDesk) keeps working at No. 6, as does the crowdsourced Freelancer app at No. Ready for the only change to the new PYMNTS Provider Ranking of Gig Economy Apps ? 10, completing this ranking.

Ubiquitous 96

Ubiquitous On-Demand Economy 96

The Fintech Times

JANUARY 13, 2025

This includes developing a commercial model for open banking, starting to establish a recognisable and ubiquitous brand, supporting the full rollout of commercial VRPs, and more. Were excited to play our part to make this vision a reality.”

Cross-Border 59

Cross-Border Finance Ubiquitous Interoperability 59

BioCatch

JUNE 18, 2024

Digital-first strategies and transactions are now so ubiquitous, and the growth of technology has been so rapid with AI, that the methods and tools employed by fraudsters to scam victims have become massively sophisticated. To combat this, the Federal Reserve has introduced a groundbreaking new tool: the ScamClassifier model.

Federal Reserve 64

Federal Reserve Scams Ubiquitous Authorization 64

CB Insights

NOVEMBER 10, 2020

But as mobile phones and internet access became ubiquitous, visiting a branch in-person has become less important. For decades, bank branches have been the default channel for opening an account, depositing a check, or applying for a loan.

Shutdown 77

Shutdown Ubiquitous Mobile Banking Checks 77

PYMNTS

NOVEMBER 21, 2019

“Our job is to convene industry stakeholders to chart a path to ubiquitous faster payments, and these newly elected leaders will be instrumental in achieving that vision,” Kevin Christensen, FPC’s acting executive director and interim board member, said at the time.

Faster Payments 99

Faster Payments FPC Federal Reserve FedNow 99

Fintech Finance

OCTOBER 4, 2024

Key challenges include the development of ubiquitous fraud prevention tools and end-user interfaces. The FPC remains committed to addressing the headwinds and enabling faster payment solutions for all.” ” The study also provides a clear view of the headwinds and tailwinds impacting instant payments adoption.

Instant Payments 93

Instant Payments Faster Payments FPC Corporate Credit Unions 93

PYMNTS

SEPTEMBER 9, 2019

The ideal cross-border payment solution provides speed, security and compliance and transparency, while also being ubiquitous enough to be widely available for use. The only problem is, no one of these 57 systems is ubiquitous enough to be universally applicable.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Real Time Payments Ubiquitous 69

Faster Payments Council

JUNE 11, 2020

While we're well on our way to establishing a thriving faster payments ecosystem, we recognize we're still missing a key factor that can contribute to achieving ubiquitous faster payments: interoperability. In fact, we're already taking substantial steps toward our ubiquitous future.

Interoperability 68

Interoperability FPC Faster Payments Ubiquitous 68

PYMNTS

SEPTEMBER 4, 2019

As artificial intelligence becomes more and more ubiquitous, Gauthier says, the move toward shopping by voice is inevitable. He said the technology is a “new era in commerce. It is akin to what happened with mobile maybe 10 years ago or even with eCommerce 20 years ago.”.

Ubiquitous 92

Ubiquitous Payments CHIPS Credit Cards 92

Finextra

APRIL 23, 2024

In this episode of Unplugged, Ruth Wandhofer, Chair of the Ubiquitech Group, discusses the UK’s transition from Fintech to “Ubiquitech”, the era of ubiquitous technology, and the road map to ensuring a sustainable, inclusive, and accessible digital economy.

Ubiquitous 59

Ubiquitous Economy Security FinTech 59

PYMNTS

NOVEMBER 8, 2020

The conflict between Apple and Epic might head to court in 2021, with questions abounding over whether companies like Epic can force their way back into Apple's App Store , which has seemed almost ubiquitous for companies looking to sell apps.

NOV 90

NOV Ubiquitous Returns Rules 90

Fintech News

MARCH 27, 2024

James Mirfin “Real-time, digital payments are nearly ubiquitous, creating a need for security solutions that are transformative and adaptive to the real-world. said Antony Cahill, Global Head of Value-Added Services, Visa. said James Mirfin, SVP, Global Head of Risk and Identity Solutions, Visa.

Fraud Prevention 106

Fraud Prevention AI Value Added Service Fraud Detection 106

PYMNTS

AUGUST 18, 2019

What Mastercard sees in Libra in its embryonic stages, Lambert said, is a novel way of combining a cryptocurrency with a private governing body and structure to create something potentially stable and ubiquitous enough to be used for payments worldwide.

Visa 85

Visa Cryptocurrency Ubiquitous Stablecoins 85

Fintech Finance

OCTOBER 24, 2024

“Payments are ubiquitous—every merchant needs them—yet they remain more complicated than they should be. Expanded into Canada, bringing seamless, unified cross-border payment solutions to a whole new market. Now, businesses can manage payments across the US and Canada without the headache of juggling multiple systems.

Payment APIs and Integration 105

Payment APIs and Integration Cross-Border Payments Processors Cross-Border 105

Open Banking Excellence

NOVEMBER 7, 2023

Sweden is reaping the economic and social benefits of a ubiquitous digital identity scheme, which is both secure and user-friendly, providing the UK with an exciting example of what could be achieved by leveraging digital identity.

Due Diligence 130

Due Diligence Ubiquitous Governance Government 130

PYMNTS

OCTOBER 5, 2020

merchants and shoppers fully embrace those ubiquitous square squiggly merchant codes. Although the 20-year-old technology has long enjoyed strong adoption in Asia (especially China), 2020 could go down as the year that U.S.

Contactless Payments 144

Contactless Payments Consumer PayPal Payments 144

Fintech Finance

OCTOBER 16, 2024

” APIs are rapidly transforming the landscape of corporate banking, offering richer data and more flexibility than ever before, but they’re not yet ubiquitous and lack a universal standard, making data difficult to manage for companies with multiple banking relationships.

SWIFT 98

SWIFT ISO 20022 Cross-Border Payments API 98

Fintech Finance

AUGUST 15, 2024

These achievements come on the heels of Airwallex achieving cash flow positivity at the end of 2023 – a dividend of the company’s strong product market fit, ubiquitous global infrastructure, and continued market expansion.

Volume 97

Volume Process Cross-Border Ubiquitous 97

PYMNTS

JULY 6, 2020

They are the perfect profile to become our agents because they’re ubiquitously distributed and have high coverage in rural areas.”. “Our agents are small businesses and people who have lots of traffic from rural areas’ populations in their places,” Payfazz Co-Founder Hendra Kwik said, as quoted in a TechCrunch report. “It

Void 84

Void Ubiquitous Processors Credit Cards 84

PYMNTS

JULY 8, 2020

Tencent added that the “QR Code Economy is a new economic model that builds a ubiquitous digital connection between people, things and places using convenient code-scans within the WeChat ecosystem.”. During the pandemic period (including data from 2020 Jan.

Posting 117

Posting Point-of-Sale (POS) Contactless Payments PayPal 117

PYMNTS

JANUARY 22, 2019

Financial Innovation Now (FIN) submitted a public letter in December, contending that the Fed was best-positioned to operate a ubiquitous, interoperable real-time payments network. Innovation, flexibility and agility helped drive WEX ’s acquisition of Discovery Benefits, Inc.

Faster Payments 66

Faster Payments Real Time Payments Ubiquitous Debit Card 66

Axway

NOVEMBER 4, 2020

APIs are ubiquitous these days! From entering your information when purchasing something online to mobile phones or e-business applications, all things come back to APIs. This powerful technology enables interaction between systems, applications, mobile devices, and apps. But what is …

API 52

API Ubiquitous Technology 52