Can anything challenge ACH?
Payments Dive
JANUARY 6, 2023
The ACH system has proven to be scalable, secure, ubiquitous and reliable, but complaints about processing times persist, writes Sila CEO Shamir Karkal.
Ubiquitous Related Topics 
7 key payment trends to watch in 2019
Payments Source
DECEMBER 28, 2018
Nearly all new payments technologies strive to become as ubiquitous — and as secure — as possible. It's a goal that is harder than ever to achieve.
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Payments Source
OCTOBER 16, 2016
As smartphones become more ubiquitous, more consumers are ready to pull out their phones to make a payment—and expect the option to do so. Mobile transactions are getting faster and more efficient.
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As cash fades, digital needs to be as ubiquitous as paper
Payments Source
JUNE 11, 2020
Electronic payments are spiking during the coronavirus, but access to different automated versions is needed, says Qualpay's Penny Townsend.
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Monetizing Analytics Features: Why Data Visualizations Will Never Be Enough
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Think your customers will pay more for data visualizations in your application? Five years ago they may have. But today, dashboards and visualizations have become table stakes. Discover which features will differentiate your application and maximize the ROI of your embedded analytics. Brought to you by Logi Analytics.
The Ubiquitously Digitizing Retail Environment
PYMNTS
AUGUST 10, 2020
The question is no longer about when the world will go digital – nowadays we’re asking whether the digital-first world will outlast the COVID-19 pandemic that created it. Consumers shop online, bank online, entertain themselves online and base their decisions on the digital services a firm will offer them.
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Mobile Payments 101: Retail
Payments Dive
OCTOBER 2, 2018
The world of mobile payments has changed significantly over the past decade – and particularly over the past few years as smartphones and other mobile devices have become ubiquitous. In this report, we will review some of the main themes and trends in the mobile payments market.
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Blockchain can power ubiquitous digital IDs and marketplaces
Payments Source
OCTOBER 19, 2017
While the advent of the Internet offered the possibility of increased global connectivity, blockchain has the potential to take this advancement to the next level, writes Sergey Ponomarev, the CEO of SONM.
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Flywire: ‘I Wish For Embedded Payments To Become Ubiquitous In 2021’
PYMNTS
JANUARY 20, 2021
Ryan Frere, executive vice president and general manager of B2B for Flywire , believes that embedded finance in B2B is key to payments optimization in 2021. In " A Look Forward: What Executives Wish for America and the World in 2021, " Frere shares three examples of how embedded B2B finance is already being utilized successfully in today's economy.
New Study: 2018 State of Embedded Analytics Report
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Why do some embedded analytics projects succeed while others fail? We surveyed 500+ application teams embedding analytics to find out which analytics features actually move the needle. Read the 6th annual State of Embedded Analytics Report to discover new best practices. Brought to you by Logi Analytics.
Fiserv tweaks billing tech to address U.S. smartphone penetration
Payments Source
JULY 1, 2019
Fiserv is supporting mobile bill presentment in to meet a growing demand for receiving and paying bills through smartphones, which are now nearly ubiquitous in the U.S.
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Why Product Managers should use Product Thinking
Axway
SEPTEMBER 3, 2020
People have advocated using Product Thinking for all kinds of scenarios, but Product Thinking isn’t ubiquitous amongst Product Managers. Product Thinking along with Design Thinking have become buzzwords in the tech industry. This article explains what Product Thinking is, clarifies …
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UPI Circle – A key step towards making digital payments inclusive and ubiquitous in India
Finextra
SEPTEMBER 16, 2024
With the National Payments Corporation of India’s (NPCI) launch of UPI Circle on 13 August 2024, In.
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Mastercard Replaces OTPs with Biometrics for Secure Online Checkouts in APAC
Fintech News
NOVEMBER 5, 2024
Sandeep Malhotra “Just as contactless technology made in-person payments seamless and ubiquitous, Mastercard sees the opportunity to bring that same experience to online checkout. The service is designed for use across various devices and platforms, enhancing its accessibility and convenience.
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The Shift Toward A Modern Disbursements Experience
PYMNTS
JULY 17, 2020
A solution] that is ubiquitous, digital, 24/7, year-round and on-demand, and offers the ability to provide people with a choice in how they receive their funds, with many instant payment options.”. Modernizing payments is work that never ends, but the end game is a world of connected commerce and consumer preference.
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Fed Sees Possible Path To ‘Direct Issuance’ Of Digital Dollars
PYMNTS
SEPTEMBER 25, 2020
But Mester said there’s still a need for “further consideration” to evaluate whether such digital currencies could be utilized for speedier and ubiquitous emergency payments.
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Cardstream Partners With Mastercard to Roll Out New Service to Improve Online Shopping
Fintech Finance
JULY 2, 2024
Click to Pay is primed to become as ubiquitous as contactless payments. This removes the requirements for manual card detail entry and improves the guest checkout experience as consumers can store and handle their cards in a single profile, which is updated automatically.
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Zimswitch Taps ACI Worldwide to Protect Zimbabweans From Payment Fraud
Fintech Finance
NOVEMBER 21, 2024
With electronic payments becoming ubiquitous, Zimbabwe faces escalating fraud threats as bad actors exploit new digital channels with sophisticated tactics to target vulnerabilities in rapidly growing digital payment channels,” said Zabron Chilakalaka, CEO of Zimswitch.
Report: As Crypto Becomes More Popular, Regulation Will Increase
PYMNTS
DECEMBER 28, 2020
Regulation will be more of an issue for crypto companies the bigger and more ubiquitous they become, Bloomberg reported. Bitcoin in particular has been doing well, with its price rocketing past numerous milestones over the Christmas weekend, passing $28,000. In January, by contrast, it sat at just $7,200.
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Gig Apps Enabling Crucial Workforce Connections In 2021
PYMNTS
JANUARY 7, 2021
7, and ditto for the ubiquitous Grubhub , holding at No. Finishing the Top 5 at No. 5 is Amazon Flex. The Top 10. Moving on, Upwork (formerly Elance-oDesk) keeps working at No. 6, as does the crowdsourced Freelancer app at No. Ready for the only change to the new PYMNTS Provider Ranking of Gig Economy Apps ? 10, completing this ranking.
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Visa Set to Roll out New AI-Powered Fraud Prevention Solutions
Fintech News
MARCH 27, 2024
James Mirfin “Real-time, digital payments are nearly ubiquitous, creating a need for security solutions that are transformative and adaptive to the real-world. said Antony Cahill, Global Head of Value-Added Services, Visa. said James Mirfin, SVP, Global Head of Risk and Identity Solutions, Visa.
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“Ubiquitech” The five key pillars for digital transformation
Finextra
APRIL 23, 2024
In this episode of Unplugged, Ruth Wandhofer, Chair of the Ubiquitech Group, discusses the UK’s transition from Fintech to “Ubiquitech”, the era of ubiquitous technology, and the road map to ensuring a sustainable, inclusive, and accessible digital economy.
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The $550B Race For Digital Banking: How Challengers And Incumbents Are Competing For The Market
CB Insights
NOVEMBER 10, 2020
But as mobile phones and internet access became ubiquitous, visiting a branch in-person has become less important. For decades, bank branches have been the default channel for opening an account, depositing a check, or applying for a loan.
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Unveiling the Federal Reserve's ScamClassifier model: A leap forward in anti-fraud efforts
BioCatch
JUNE 18, 2024
Digital-first strategies and transactions are now so ubiquitous, and the growth of technology has been so rapid with AI, that the methods and tools employed by fraudsters to scam victims have become massively sophisticated. To combat this, the Federal Reserve has introduced a groundbreaking new tool: the ScamClassifier model.
US Faster Payments Council Expands With ACI Worldwide
PYMNTS
NOVEMBER 21, 2019
“Our job is to convene industry stakeholders to chart a path to ubiquitous faster payments, and these newly elected leaders will be instrumental in achieving that vision,” Kevin Christensen, FPC’s acting executive director and interim board member, said at the time.
U.S. Faster Payments Council Releases 2024 U.S. Instant Payments Adoption Quantitative Study
Fintech Finance
OCTOBER 4, 2024
Key challenges include the development of ubiquitous fraud prevention tools and end-user interfaces. The FPC remains committed to addressing the headwinds and enabling faster payment solutions for all.” ” The study also provides a clear view of the headwinds and tailwinds impacting instant payments adoption.
The Treasurers’ Guide To Simplifying Cross-Border Payments
PYMNTS
SEPTEMBER 9, 2019
The ideal cross-border payment solution provides speed, security and compliance and transparency, while also being ubiquitous enough to be widely available for use. The only problem is, no one of these 57 systems is ubiquitous enough to be universally applicable.
Solving for the Interoperability Challenge
Faster Payments Council
JUNE 11, 2020
While we're well on our way to establishing a thriving faster payments ecosystem, we recognize we're still missing a key factor that can contribute to achieving ubiquitous faster payments: interoperability. In fact, we're already taking substantial steps toward our ubiquitous future.
Amazon Trials Hand Recognition Payment Method At Whole Foods
PYMNTS
SEPTEMBER 4, 2019
As artificial intelligence becomes more and more ubiquitous, Gauthier says, the move toward shopping by voice is inevitable. He said the technology is a “new era in commerce. It is akin to what happened with mobile maybe 10 years ago or even with eCommerce 20 years ago.”.
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Disney Launches Subscription Deal For Fortnite Players
PYMNTS
NOVEMBER 8, 2020
The conflict between Apple and Epic might head to court in 2021, with questions abounding over whether companies like Epic can force their way back into Apple's App Store , which has seemed almost ubiquitous for companies looking to sell apps.
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Mastercard Looks To Hire Crypto Team
PYMNTS
AUGUST 18, 2019
What Mastercard sees in Libra in its embryonic stages, Lambert said, is a novel way of combining a cryptocurrency with a private governing body and structure to create something potentially stable and ubiquitous enough to be used for payments worldwide.
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Myth or Reality? Unlocking Bank ID in the UK
Open Banking Excellence
NOVEMBER 7, 2023
Sweden is reaping the economic and social benefits of a ubiquitous digital identity scheme, which is both secure and user-friendly, providing the UK with an exciting example of what could be achieved by leveraging digital identity.
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Pandemic Has Consumers Embracing QR Codes And Contactless Payments
PYMNTS
OCTOBER 5, 2020
merchants and shoppers fully embrace those ubiquitous square squiggly merchant codes. Although the 20-year-old technology has long enjoyed strong adoption in Asia (especially China), 2020 could go down as the year that U.S.
Trovata Works with Swift to Modernize Global Multibank Connectivity
Fintech Finance
OCTOBER 16, 2024
” APIs are rapidly transforming the landscape of corporate banking, offering richer data and more flexibility than ever before, but they’re not yet ubiquitous and lack a universal standard, making data difficult to manage for companies with multiple banking relationships.
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Circle and Binance Partner to Accelerate USDC Stablecoin Adoption
Fintech News
DECEMBER 11, 2024
Jeremy Allaire With Binance rapidly becoming the worlds leading financial super app, and stablecoin adoption and utility at the core of this future financial system, this is a tremendous opportunity for USDC as it becomes ubiquitous on the Binance platform. said Jeremy Allaire, Chairman and CEO of Circle.
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Indonesia’s Payfazz Raises $53M In New Round
PYMNTS
JULY 6, 2020
They are the perfect profile to become our agents because they’re ubiquitously distributed and have high coverage in rural areas.”. “Our agents are small businesses and people who have lots of traffic from rural areas’ populations in their places,” Payfazz Co-Founder Hendra Kwik said, as quoted in a TechCrunch report. “It
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Exclusive: Industry Pioneer Unveils Groundbreaking AI Set to Revolutionise Ever-Evolving Fintech Landscape
The Fintech Times
MARCH 31, 2024
With its impeccable and truly remarkable ability to replicate the essence of our industry’s most ubiquitous press releases, we can now maintain our reputation for conformity with unparalleled ease. It ensures our messaging remains as unoriginal as ever.”
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QR Codes Enjoy A Renaissance In A Post-COVID World
PYMNTS
JULY 8, 2020
Tencent added that the “QR Code Economy is a new economic model that builds a ubiquitous digital connection between people, things and places using convenient code-scans within the WeChat ecosystem.”. During the pandemic period (including data from 2020 Jan.
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Today In Data: The Future Of Faster Payments
PYMNTS
JANUARY 22, 2019
Financial Innovation Now (FIN) submitted a public letter in December, contending that the Fed was best-positioned to operate a ubiquitous, interoperable real-time payments network. Innovation, flexibility and agility helped drive WEX ’s acquisition of Discovery Benefits, Inc.
NEW DATA: 14 Ways To Improve Mobile Checkout Conversion
PYMNTS
NOVEMBER 19, 2018
Smartphones are now more ubiquitous than laptops and desktops. As many as 86 percent of modern consumers own a smartphone, and 23 percent of them shop on their mobiles. Many eTailers are looking to cash in on the smartphone’s ubiquity by optimizing their mobile sites, making it easier for consumers to navigate, find and pay for items.
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What is API integration?
Axway
NOVEMBER 4, 2020
APIs are ubiquitous these days! From entering your information when purchasing something online to mobile phones or e-business applications, all things come back to APIs. This powerful technology enables interaction between systems, applications, mobile devices, and apps. But what is …
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4 keys to supply chain transformation with Sweetwater’s Robert Gerwig
Axway
JANUARY 21, 2021
Stop for a second to consider how ubiquitous and easy ordering something online is and having it delivered. It’s simple for the buyer, but behind the scenes, it becomes far more complex. Even beyond the implications of the COVID-19 pandemic, …
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UnionPay International Expands European Network, Making Summer Travel on the Continent More Convenient for UnionPay Cardholders
Fintech Finance
JULY 26, 2024
In rich cultural heritage destinations such as Italy, Greece, and Spain, the acceptance coverage of UnionPay cards has reached 85%, 80%, and 90% respectively, and the now almost ubiquitous UnionPay logo can also be seen in major tourist landmarks such as the London Eye, Eiffel Tower, and the Acropolis Museum in Athens.
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Former Zipmex Founder Launches New Venture PEXX with US$4.5M Seed Round
Fintech News
JULY 17, 2024
The growth for stablecoins is exponential and we expect to see the demand from users who want to convert their USDT and USDC directly to a bank account to grow accordingly as stablecoins become more ubiquitous over the coming years.”
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