Fintech News

FEBRUARY 10, 2025

In this article, we cover the developments between Agentic AI in fintech and possible use cases, giving a glimpse into how financial services could look like in the near future. If applied successfully, Agentic AI could revolutionise financial services by introducing higher levels of autonomy, efficiency, and adaptability.

AI 81

AI FinTech Fraud Detection Fraud Prevention 81

Fintech Finance

FEBRUARY 12, 2025

In the past year, TrueLayer has experienced a 5X increase in ecommerce transaction volume, with some of Europe’s most successful brands, including industry leaders like Ryanair, JustEat and Lastminute.com, adding TrueLayer’s Pay by Bank solution into their checkouts. We look forward to announcing more on that later this year.”

Consumer 59

Consumer Acquirers Instant Payments Transactions 59

The Fintech Times

JANUARY 26, 2025

.” Within just four months of launching FDUSD, the token achieved a market cap exceeding $1billion, becoming the second most traded stablecoin on centralised exchanges, with the highest single-day trading volume exceeding $23billion.

Stablecoins 59

Stablecoins Cross-Border Payments Cross-Border Multi-Currency 59

Fintech Finance

APRIL 30, 2024

With four of the top five real-time payments markets by volume, the APAC region is projected to see over 351.5 The European Union (EU) Instant Payments Regulation, passed in February 2024, is expected to drive instant payments volume across the Single Euro Payments Area, including the 27 EU member states. billion by 2028.

Real Time Payments 52

Real Time Payments Use Case Transactions Cross-Border 52

The Finance Weekly

JANUARY 5, 2025

Key Features Pre-built workflows for fintech use cases. Pros Handles high interaction volumes. With support for over 130 languages, its a top choice for global finance brands. Two-way notifications for customer updates. Multilingual and social media support. Personalized financial recommendations.

AI 130

AI Finance Automation Non-Bank 130

Fintech Finance

MARCH 20, 2025

These landmark numbers show that 2025 will be a critical turning point for open banking solutions like Pay by Bank as use cases grow and expand into more markets. This helps Pay by Bank reach a wider audience, driving up the volumes of payments being processed daily.

Payment Service Provider (PSP) 59

Payment Service Provider (PSP) Payments On-Demand Instant Payments 59

Stax

MARCH 6, 2025

Use case: Customers can pay by tapping their smart devices into the vendors NFC-enabled POS. Use case: Placing NFC tags on products allows customers to tap their phone to the tag and quickly pay for an item. Use case: Placing NFC tags on products allows customers to tap their phone to the tag and quickly pay for an item.

Contactless Payments 88

Contactless Payments Online and Mobile Banking Encryption CHIPS 88

Fintech Finance

AUGUST 15, 2024

Instant payments use the FedNow service, developed and launched by the Federal Reserve in July 2023, and the RTP® network, launched in 2017 by The Clearing House. So far, over 1,000 banks and credit unions have signed on with either the RTP or FedNow networks, or both, and instant payment volume continues to grow. is growing.

Instant Payments 105

Instant Payments Treasury RFP RTP 105

PYMNTS

OCTOBER 15, 2020

That’s especially true for larger corporates, where large volume, high dollar value transactions have been gaining traction, especially in B2B settings. Kresse, of FIS, echoed that sentiment, stating the company has seen a “massive increase in ACH volumes” for FIs, at a quickening pace. So that is certainly an aspiration.

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

Tearsheet

FEBRUARY 16, 2024

This extended partnership will focus on integrating additional instant payment use cases across a range of payment flows for consumers, businesses, and governments. FedNow and RTP are eyeing new use cases to compete for bank partnerships, however, achieving widespread adoption remains a shared hurdle for both instant payment rails.

Instant Payments 119

Instant Payments RTP Visa TCH 119

Fintech Finance

JULY 10, 2024

In Q2, payment volume grew 7% while overall payment value jumped 30% on the RTP network, as businesses and corporations increased the number of higher-value payments sent on the system as they leveraged instant payments for cash concentration. RTP Network Records: Second Quarter 2024 Single Day Value: $1.1

RTP 96

RTP Instant Payments Credit Union Volume 96

The Fintech Times

APRIL 4, 2025

Ripple has enabled RLUSD cross-border payments in its flagship payments solution, which processes billions of dollars in volume. Unlike many stablecoins, which are designed for retail use, RLUSD has built-in global enterprise utility to improve the speed and efficiency of cross-border payments.

Stablecoins 40

Stablecoins Cross-Border Payments Payment Solutions Cross-Border 40

Nanonets

NOVEMBER 18, 2024

Costs that scale poorly for large volumes 3. 8 Tungsten Capture High-volume document scanning 4.3/5 5 No Custom pricing 46.3 (*Refer to scoring methodology at the bottom) Now, let's examine each alternative in detail to understand their specific strengths, limitations, and ideal use cases. 5 No Pay-as-you-go ($1.50

Volume 52

Volume Automation AI Process 52

The Payments Association

FEBRUARY 10, 2025

Andrew Doukanaris Ambassador, The Payments Association While vIBANs have positive use cases, challenges exist in limited monitoring of the end user, alignment with the PSPs risk appetite, and the lack of a consistent framework to mitigate financial crime and regulatory risks.

IBAN 88

IBAN AML Master Account Due Diligence 88

FloQast

MARCH 19, 2025

Now that you understand what agents are, its time to look at their use cases. Use Cases of AI Agents AI in accounting is not new, although there have been significant advancements in recent years. Over 50% of companies use AI to varying degrees. In accounting, strategic use cases prove to be very beneficial.

AI 52

AI Accounts Fraud Detection Audit 52

Fintech Finance

OCTOBER 17, 2024

BVNK will integrate USDC more deeply into its payment offerings, enabling businesses to leverage USDC’s speed and stability for a variety of payment use cases. USDC is a fully reserved dollar stablecoin backed 100% by liquid cash and cash-equivalent assets and is redeemable 1:1 for US dollars. trillion in June 2024.

Business Payments 105

Business Payments Stablecoins Use Case On-Demand 105

Fintech Finance

JANUARY 30, 2025

REPAYs integration with the Worth platform will enable faster merchant onboarding and high-volume AP vendor enrollments, leveraging Worths 1,100-plus data points for precise, transparent and timely decisioning of underwriting and onboarding activities.

Enrollments 98

Enrollments Underwriting Mitigation Use Case 98

PYMNTS

NOVEMBER 25, 2020

“The good news is that the modern technology and the available platforms mean [financial institutions] FIs don't have to make a ‘call’ and lay large bets on systems that either have an insignificant amount of volume or aren't even extant today,” Ranta said. We have not seen the use cases or the digital overlay services rolled out,” he noted.

Real Time Payments 114

Real Time Payments RTP FedNow TCH 114

PYMNTS

JANUARY 8, 2021

In short, the global pandemic has ushered in rising usage — and use cases — for TCH’s RTP ® network, and Whisler doesn’t see that slowing down anytime soon. To me, the bottom line is the more volume, the better the pricing for all participants in the industry,” she said. RTP Outlook.

RTP 139

RTP TCH Funding Agent Continuing Education 139

PYMNTS

SEPTEMBER 29, 2020

Separately, research finds B2B payments as the key driver behind surging instant payments volume in the years ahead. In addition to the expanded Accelerate program, Mastercard is also embracing blockchain for B2B use cases. European Union Next To Ease Crypto Adoption. B2B Payments To Drive Instant Payments Adoption.

Instant Payments 129

Instant Payments B2B Innovation ISO 20022 129

Fintech News

APRIL 28, 2024

With a daily trading volume of US$44.5 The IPO is seen not only as a growth strategy but also as a move to fortify the legitimacy of Bitkub, considering its substantial role in Thailand’s financial ecosystem, holding around US$3 billion in customer deposits.

Underserved 124

Underserved Cryptocurrency Economy Use Case 124

Fintech News

JANUARY 17, 2024

Based on these factors, specific use cases for various levers for improving business performance (e.g., The leap in technical possibilities brought about by AI research has produced a host of new innovations and business cases. However, to successfully implement use cases, banks need to fundamentally change their mindset.

AI 120

AI Legal Framework Use Case Risk 120

PYMNTS

APRIL 24, 2020

AI is capable of processing and learning from massive volumes of data in real time and can flag risks long before they appear on the radar of conventional models. Potential use cases and reality, however, are two different things. To learn more about the emerging use cases of AI in banking, download the report.

Credit Risk 100

Credit Risk Risk Underwriting AI 100

Fintech Finance

DECEMBER 17, 2024

Globally, mobile money transaction volumes hit USD 85 billion last year, with international remittances emerging as the fastest-growing use case, growing to USD 29 billion, emphasising its importance in driving economic activity and fostering financial inclusion.

Cross-Border Payments 97

Cross-Border Payments Cross-Border Financial Inclusion Payment APIs and Integration 97

The Payments Association

JANUARY 21, 2025

The report highlights significant growth in transaction volumes and market penetration, particularly in emerging markets, reflecting a clear shift toward digitised payment methods. Financial crime Financial crime continues to grow in scale and complexity in 2024, with a 15% increase in overall case volumes compared to 2023.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Nanonets

NOVEMBER 14, 2024

We'll examine each option's features, pricing, and ideal use cases to help you find the right document processing solution for your needs. Tungsten Capture OCR, Batch Processing On-premise, Cloud Enterprise, custom quote Enterprise, high-volume Stronger batch processing, image preprocessing 4.3

Process 52

Process Automation Volume Verification 52

Fintech Finance

MARCH 31, 2025

Transaction volume on the EPN ® system, the ACH network operated by The Clearing House Payments Company L.L.C., in 2024, continuing the trend of yearly ACH volume and value growth. ACH commercial volume last year. The trend of increasing volumes is also continuing into 2025. In 2024, the EPN system processed 20.7

ACH Network 59

ACH Network ACH Continuity Same Day ACH 59

PYMNTS

SEPTEMBER 15, 2020

The ECB commentary, we contend, solidifies at least some regional approaches to CBDCs, but retail use cases may be gaining favor. As reported in this space, the People’s Bank of China (PBOC) has said that a test of a CBDC rests with small retail transactions — not large-volume transactions.

CBDC 91

CBDC Risk Central Bank Digital Currency 91

Faster Payments Council

MAY 17, 2021

It is used in higher volumes to pay for shopping at both physical and virtual marketplace, Person to person transfer, payment of utility bills many others allowing for an interbank account-to-account payment fund transfer and secure transaction posting with immediate notification features. Use Case 1: Use Case 2:

RTP 88

RTP G2C C2B Real Time Payments 88

Fintech Finance

SEPTEMBER 16, 2024

The original contract was won by Ecospend in 2021 ( prior to its acquisition by Trustly in 2022) and by volume has become the single biggest use case for open banking payments in the UK with £30bn of tax payments processed since launch.

Payment Reconciliation 98

Payment Reconciliation Reconciliation Governance Government 98

PYMNTS

OCTOBER 20, 2020

Many CUs, he said, have seen that members’ spending activity had, until recently, trended toward using debit cards, as the pandemic has heightened fears of financial uncertainty. We’re now starting to see credit usage rebound to pre-pandemic levels — and slightly above in some cases,” Young said.

Credit Union 107

Credit Union Online and Mobile Banking Push-to-Card Debit Card 107

Fintech Finance

OCTOBER 8, 2024

WadzChain’s hybrid blockchain is designed to cater to all types of payments needs including micropayments, high-volume payments, disbursements, benefits and many more. The blockchain is perfect for diverse businesses and use cases, from small startups to large enterprises.

Global Payments 124

Global Payments Blockchain TPS Interoperability 124

PYMNTS

JULY 29, 2020

Total payment volume rose 52 percent to $37 billion, while active users grew by 8 million to north of 60 million. Chief Financial Officer John Rainey said the past several months have seen Venmo users evolve an entirely new set of use cases on the platform, which has really “immigrated its relevance and importance” to the user base.

Venmo 84

Venmo PayPal Direct Deposit Adjustments 84

Clearly Payments

MARCH 13, 2025

Best Use Cases for Clover Clover is an excellent choice for businesses that need a flexible and scalable POS system. The variety of hardware options makes it adaptable to different retail environments, from boutique shops to high-volume department stores.

Retail Payments 52

Retail Payments Payments Point-of-Sale (POS) CRM 52

Fintech Finance

OCTOBER 8, 2024

Bank payments like Direct Debit are perfect for savings and investment use cases and now, with the introduction of Same Day Settlement, we can help our merchants get their customers’ money to the right place, faster. We’re also keen to bring other innovations to the market.

Settlement 98

Settlement Payments Use Case Volume 98

Fintech Finance

SEPTEMBER 9, 2024

A new study from Juniper Research , the foremost experts in fintech & payment markets, has found the volume of global transactions via A2A (Account-to-Account) payments will rise from 60 billion in 2024 to 186 billion by 2029; an increase of 209%. per transaction.

Research 93

Research Transactions Consumer Instant Payments 93

Finovate

MARCH 17, 2025

“The reason we built Hawk was because we wanted to combine AML and fraud use cases in one platform. Native, Explained AI, and our capability to handle (the) largest volume in real-time position us well to support Synctera’s growth plans, which we love to be a part of,” Hawk Co-Founder and CEO Tobias Schweiger said.

Security 52

Security AML Risk Management Use Case 52