Trending Articles

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Discover flags potential Cap One merger delay

Payments Dive

Discover Financial Services said it now expects the transaction to be completed by May 19, three months later than initially expected as the companies await regulatory approvals.

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RPA & AI in the financial sector: key functions, technologies, future decade trends

Fintech Weekly

Explore how RPA & AI are transforming the financial sectorboosting efficiency, compliance, and risk management. Learn key technologies, trends, and future insights.

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India to introduce exclusive domains for banks

Finextra

India is rolling out new domains for banks and other financial services providers in an effort to tackle cybercrime.

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StraitsX Launches Crypto Payment Card with RedotPay and Visa

Fintech News

StraitsX, a Southeast Asian digital asset infrastructure provider, has partnered with RedotPay and Visa to launch a new digital asset-backed card programme in Singapore. The company is the Visa BIN sponsor for the initiative, enabling users to convert and spend their digital assets at millions of Visa merchants globally. StraitsX s infrastructure facilitates the seamless conversion of digital assets into spendable funds, ensuring compatibility with traditional payment systems.

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The Evolving Retailers Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

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Top regulatory priorities for the payments sector

The Payments Association

In 2025, payments firms must prioritise compliance, open banking expansion, and stablecoin readiness to navigate regulatory shifts and drive growth. With regulatory scrutiny at an all-time high, payments firms must keep pace with evolving regulations to avoid financial penalties and reputational risks. In 2025, three priorities stand out: safeguarding customer funds, expanding open banking, and preparing for stablecoin regulation.

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Checkout.com Powers Vinted’s Growth, Advancing the Second-Hand Industry Through High-Performance Payments

Fintech Finance

Checkout.com , a leading global digital payments company, announces its partnership with Vinted , Europes leading online marketplace for second-hand fashion. With millions of members across 20+ countries, Vinted is revolutionizing the second-hand fashion industry by empowering individuals to buy and sell pre-loved items with ease through its digital platform.

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MPs to quiz bank bosses over IT outages

Finextra

The Treasury Committee has written to CEOs at nine banks and building societies to request information on the scale and impact of IT failures which have affected their businesses over the last two years.

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January 2025 Changelog

Basis Theory

Improved Platform Performance In January, we launched new Search and List endpoints that provide a 10x performance gain over our existing v1 endpoints. These new endpoints have improved creating card token performance by 3x.

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Navigating AML obligations in the age of virtual IBANs

The Payments Association

Navigating AML obligations in the age of virtual IBANs February 10 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The compliance challenges of virtual IBANs, focusing on AML obligations and regulatory gaps. Why is it important? While vIBANs offer innovation in payment systems, they introduce risks like money laundering due to insufficient oversight.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Wise to close Tampa office, cut 300 employees

Payments Dive

The fintech will shutter its Florida location in November, with layoffs starting in April. Wise will consolidate Americas teams in Austin, New York and São Paulo.

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NCR Atleos Honored With ATMIA Outstanding Service Award

Fintech Finance

NCR Atleos Corporation (NYSE: NATL) (Atleos), a leader in expanding self-service financial access for financial institutions, retailers and consumers, has announced that it has received the ATM Industry Association (ATMIA) Outstanding Service Award. The award recognizes Atleos’ exceptional contributions to the industry, highlighting its long-term positive influence, excellence in technology and service, leadership in best practices, and specific, measurable achievements that have produced

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HSBC to make investment banking job cuts starting in Asia - Bloomberg

Finextra

HSBC Holdings Plc is set to initiate a new round of job cuts in its investment banking division, marking a continued restructuring to streamline operations and reduce costs under CEO Georges Elhedery.

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Becoming a Payfac as a VSaaS Platform or Merchant

Basis Theory

By becoming a payfac, platforms or merchants can generate more profits by embedding payments. Read why and how to become a payfac!

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Cross-border payments and UPI revolution in India

The Payments Association

UPI is revolutionising cross-border payments, expanding Indias digital payment influence through global integration, regulatory reforms, and strategic partnerships. The introduction of the unified payments interface (UPI) in 2016 marked a transformative shift in India’s digital payments landscape. Designed for speed, interoperability, and user-friendliness, UPI has become the backbone of India’s payment ecosystem.

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Payment tools proliferate, consolidation looms

Payments Dive

“The winners in this consolidation won't necessarily be the biggest players,” writes a checkout technology company CEO. “They'll be the ones who understand that consumers don't want more payment options — they want better ones.

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Conferma and WEX Simplify B2B Payments for Concur® Invoice Customers

Fintech Finance

Leading virtual payments provider Conferma has partnered with global commerce platform WEX to enable Concur Invoice customers to dramatically reduce costs and control their B2B payments spend. This innovative integration, which will be available globally in all markets and currencies supported by WEX, will provide Concur Invoice customers the functionality to pay suppliers using WEX issued virtual Mastercards powered by Confermas pioneering technology.

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Citi Flex Pay comes to Apple Pay

Finextra

Citi is bringing buy now, pay later to Apple Pay, enabling card holders to split purchases into fixed monthly payments.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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Going Multi PSP to Support Apple and Google Pay

Basis Theory

How to set up Apple Pay and Google Pay using a multi-PSP approach. Insights into the implementation are in the post!

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Open banking: The e-commerce puzzle

The Payments Association

Open banking has potential in e-commerce, but its success depends on finding the right fithigher-value transactions and strategic incentives could unlock its true impact. Open banking has certainly made some noise in recent years, especially in the UK, where it hit a milestone of 11.3 million users by mid-2024a figure that’s doubled since 2022, according to Open Banking Ltd.

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PayPal dinged over branded service’s slow growth

Payments Dive

Consumer uptake of the payments pioneer’s flagship payments tool was lackluster last year. The company promised skeptical analysts more growth this year.

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Zelle® Shatters Records with $1 Trillion Sent in a Single Year

Fintech Finance

Zelle has announced that in 2024 the network reached 151 million enrolled users and helped American consumers and small businesses send over $1 trillionthe most money ever sent by a person-to-person payments service in a single year. The total dollar amount sent on the platform increased 27% from 2023, while transaction volume on Zelle totaled 3.6 billion, a 25% increase from the prior year. 2024 highlights include: 151 million consumer and small business accounts are enrolled to use Zelle, an

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Secrets of a Successful Sale: Optimizing Your Checkout Process

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

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Union files suit over CFPB shutdown

Finextra

A labour union has filed lawsuits against Consumer Financial Protection Bureau acting director Russell Vought after he ordered staff to halt much of the watchdog's activities.

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Singapore to Consolidate National Payment Schemes Under New Entity

Fintech News

The Monetary Authority of Singapore ( MAS ) and the Association of Banks in Singapore ( ABS ) have announced plans to establish a new entity to oversee Singapores national payment schemes. The initiative aims to improve coordination and decision-making across national payment schemes such as FAST, GIRO, PayNow, and SGQR, which are currently managed by various administrators, including the Singapore Clearing House Association (SCHA), ABS, MAS, and the Infocomm Media Development Authority (IMDA).

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64% of UK and US merchants cite payment technology as biggest growth driver

The Payments Association

PXP , a leading omnichannel global payment platform and innovative industry disruptor, today announces the findings of an exclusive survey of UK and US merchants appetite for digital payments transformation. The research reveals that 64% of merchants now view payment technology as a strategic growth driver rather than just an operational necessity. With 2025 set to usher in accelerating digital transformation across the entire payment and merchant landscapes, PXP, in collaboration with leading p

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CFPB’s future hangs in the balance after a wild weekend

Payments Dive

Consumer Financial Protection Bureau staff were told to work remotely this week after a new acting chief halted agency supervision and enforcement. He also told the Federal Reserve the agency wouldn't take any unappropriated funding next quarter.

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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

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Outdated Airport Payments Jeopardize Airline Retailing Ambitions, Finds New Outpayce Report

Fintech Finance

As airlines progress with plans to become modern retailers, the importance of a smooth payments experience grows in importance. Yet outdated airline payments risk undermining efforts to turn airports into retailing hotspots and are the root-cause of traveler frustration, according to a newly published report. Drawing on qualitative research from business psychology firm, Innovationbubble, and a multi-market survey with travelers undertaken by market research firm, Opinium – this report, jo

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BNY sends largest instant payment in US history

Finextra

BNY has used The Clearing House's RTP Network to send the largest instant payment in US history, transferring $10 million to Bank of America on behalf of a client.

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Identity Fraud Attacks on Social Media Rose by 27% in 2024 Alone, Reveals AU10TIX

The Fintech Times

User-friendly fraud-as-a-service (FaaS) kits that enable amateurs to execute complex attacks against thousands of accounts in minutes are becoming increasingly available online, AU10TIX , the identity verification and management technology provider, has revealed. In a new report on global identity fraud in 2024, AU10TIX highlights how FaaS platforms offer all of the tools, templates and automation that fraudsters need to commit widescale identity fraud, deepfakes, and cyberattacks, including: De